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Sam Altman ChatGPT AI is extending the timeline on this one. Rather than an end-of-year prediction, it frames the Bitcoin price prediction at $64,500 as a 2027 setup and calls it one of the strongest asymmetric risk-reward positions available right now.

The base case sits at $140,000 to $180,000. A credible bull case reaches $200,000 to $250,000 if institutional demand actually accelerates from here.

The catalyst list is long, but the underlying logic is simple. Continued spot ETF inflows, expanding wealth management distribution, and growing corporate treasury adoption all pull the same lever: more structural buyers competing for a shrinking pool of coins.

Post-2024 halving, supply constraints are already in effect. Layer declining exchange balances and long-term holder accumulation on top, and ChatGPT sees a market where sellers are becoming scarce at the exact moment demand keeps widening.

Macro matters here, too. Improving global liquidity if the Fed eases, broader regulatory clarity, and early participation by sovereign or pension funds would all push in the same direction.

ChatGPT frames Bitcoin’s evolving role as a strategic reserve asset and digital gold as the connective thread running through it all. The argument is that even modest institutional allocations could absorb a meaningful share of new issuance, given how constrained supply already is.

The bear case is not soft. Persistent high rates, weaker liquidity, ETF outflows, a recession-driven flight from risk, geopolitical shocks, or adverse regulation could all delay institutional adoption.

In that scenario, ChatGPT sees Bitcoin stuck in a $50,000 to $80,000 range before any longer-term uptrend resumes. Notably, the model draws a hard line at $60,000, arguing that sustained trading below it would require actual macro tightening and real institutional outflows, not just a normal pullback.

Bitcoin (BTC)

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Bitcoin Price Prediction: Five Years On A Weekly Chart Says This Is Still The Same Cycle

Zoom out to the weekly and the story changes shape entirely. Bitcoin closed the week at $64,634, essentially flat, with a range between $63,666 and $66,921.

From the 2022 bear market low, the climb into 2025 was one of the cleanest uptrends this asset has ever produced, breaking cleanly above the old 2021 highs and pushing toward $128,000 by late 2025. What followed was a sharp, multi-month correction that has brought the price back to a level it last visited over a year ago.

That is the uncomfortable part of this chart. Price today sits almost exactly where it did before the 2024 to 2025 rally even started, meaning the last twelve months have effectively round-tripped.

Support on this weekly view sits at $60,000, a level defended multiple times through 2024 before the breakout. Below that, $52,000 marks the last major consolidation floor from earlier in the cycle.

Resistance is layered higher up, first at $84,000, then the heavier ceiling near $110,000 to $120,000 where the 2025 top formed. Reclaiming that zone would be the first real signal that the uptrend has resumed rather than just paused.

Momentum on the weekly is neutral, neither compressed nor extended, which fits a market that has spent months digesting a major move rather than trending in either direction.

For ChatGPT’s 2027 targets to play out, this current range needs to resolve as a pause within a longer uptrend rather than the top of one. The chart itself is not answering that question yet.

Here is What ChatGPT AI Predicts About LiquidChain

Most people will only see this rotation in hindsight. The smart money has already moved.

Large caps are not failing. They are out of the room. Bitcoin, Ethereum, and XRP keep pressing against the same ceilings with nothing breaking through. Every macro tailwind has a new arrival date. Every institutional wave lands next quarter. Sitting in assets where the upside depends entirely on someone else’s decision is not a strategy. It is a waiting room.

A capital that has survived enough cycles knows one thing. It moves before the destination becomes obvious.

Early-stage infrastructure plays by completely different rules. A small market cap means that a modest rotation can produce dramatic price movement.

The returns live in the gap between what something is genuinely worth and what the market has assigned it so far. That gap exists only while the project remains undiscovered. Once found, it closes permanently.

Multi-chain fragmentation is bleeding DeFi every single day. Bitcoin, Ethereum, and Solana exist as completely isolated systems. No native bridge between them. Every user crossing those boundaries absorbs the cost directly in fees, slippage, and failed transactions. Every single crossing. Every single time.

ChatGPT AI predicts LiquidChain fixes that will entirely fix it. All 3 networks within a single execution layer. One deployment reaches everything. Zero cross-chain tax on any interaction.

The presale is at $0.01454 with just over $890,000 raised. The market has not found this yet. That is exactly the point.

Execution is unproven. Adoption is unknown. Established assets offer a predictable ride toward a ceiling everyone can already see. LiquidChain is an entry point that disappears the moment the market looks up.

Visit LiquidChain.

The post Sam Altman ChatGPT AI Predicts Bitcoin Will Do Something Incredible Before 2027 appeared first on Cryptonews.

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Tesla (TSLA) stock closed last week at $313.03, down nearly 18% in five sessions and its steepest weekly loss since 2022. Two separate chart breakdowns now point to $296 as the next downside target.

The selloff erased the $350 support zone after second-quarter results paired record revenue with a steep profit miss. Early premarket quotes on Monday suggested a modest rebound attempt toward $321.

Earnings Miss Set Off the Slide

Tesla reported $28.24 billion in second-quarter revenue, up 26% year over year and above estimates. However, adjusted earnings of $0.33 per share missed the $0.51 consensus, and operating margin sank to 1.4%.

Capital spending jumped 142% to $5.79 billion as the company funneled cash into artificial intelligence, Optimus robots, and robotaxi production. Free cash flow turned negative for the first time since early 2024.

Some on Wall Street see the reaction as overdone. Wedbush Securities managing director Dan Ives called the capex surge a timing problem rather than a broken thesis, telling CNBC:

“This is an arms race that’s playing out and we’re only 15% of the way through.”

Other analysts remain split on whether patience with the AI story justifies the current valuation while margins compress.

Weekly Chart Loses $350 as Trendline Test Begins

The weekly chart shows the scale of the damage. Last week’s candle fell 17.81%, slicing through the $350 zone that had acted as support since September 2025. That zone now flips into resistance.

Price currently sits on an ascending trendline drawn from the 2024 lows, a line that has defined Tesla’s broader uptrend for more than two years. A weekly close below it would mark a structural break, not just a correction.

Below the trendline, the next significant demand zone rests around $260, an area that produced strong reversals in 2024 and 2025. Overhead, $470 remains the major ceiling that has capped every rally since late 2024.

Historically, a bullish cup and handle pattern projected a $759 target for TSLA. That scenario only activates on a confirmed weekly close above $470, which now looks distant.

Tesla Stock Price Prediction Puts $296 in Play

The daily chart delivers the more immediate signal. Since the May highs near $455, TSLA traded inside a descending parallel channel, respecting both boundaries for almost three months.

On July 23, the day after earnings, the price broke below the channel’s lower boundary and the $350 zone in a single move. The session printed the highest daily volume in months, which suggests conviction behind the breakdown rather than a shakeout.

The measured move from the channel breakdown projects a target of $296.16, roughly 5% below Friday’s close. That level also sits just under the weekly trendline, making the $296 to $310 area the key battleground this week.

If sellers push through $296, the door opens toward the $260 demand zone, another 12% lower. In contrast, bulls would need to reclaim $350 and re-enter the channel to invalidate the bearish structure.

The next catalyst may not be technical. Any concrete progress on robotaxi economics or an Optimus firm timeline could shift sentiment faster than the chart suggests. Until then, Tesla stock trades between a broken channel above and a two-year trendline below, and one of them has to give.

The post Tesla Stock Breaks Down After Worst Week Since 2022, Charts Point to $296 appeared first on BeInCrypto.

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Traders have started betting on a rebound in the world’s largest asset manager, BlackRock since its July earnings beat. They are doing it while the BlackRock stock price falls, and weeks after two of the firm’s biggest rivals told clients to buy.

JPMorgan and Morgan Stanley both lifted their targets on July 16, and the market ignored them for eleven days.

The Bets Nobody Has Closed Now Favour a Rise

The put-call ratio weighs bets on a falling share price against bets on a rising one. A reading under 1.00 means the upside bets are winning.

On BlackRock stock, that measure sat at 1.00 on the day of the July 15 results, an even split. By July 24 it had slipped to 0.98, tipping the balance toward a rise.

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This particular reading only counts positions traders still hold after the market closes. That makes it the money people are willing to leave on the table overnight.

Short-term traders are less convinced. Counting only the trades placed each day, the same ratio climbed from roughly 0.70 to 0.83, so more downside bets are changing hands than before the results.

The split makes sense. Traders are keeping their bets on a recovery while paying for protection to survive the wait, because the share price has kept sliding.

The BLK Stock Price Has Not Agreed Yet, Despite Big Money Interest

Money flow tells the cautious half of the story. Chaikin Money Flow (CMF) shows whether institutional buyers or sellers control a stock, and anything under zero means the sellers do.

BlackRock stock sat near -0.28 on July 15 and recovered to -0.13 by July 24. That is still below zero, so sellers remain in charge. However, the institutional folks seem to be slowly responding to the JPMorgan and Morgan Stanley calls.

Their grip has weakened as the BlackRock price fell between July 15 and July 24 and the CMF trended higher. This could mean that the big traders are early and the share price has not caught up. That is the gap two rival banks spotted proactively.

The Call Two Competitors Made First

JPMorgan and Morgan Stanley chase the same client money as BlackRock through J.P. Morgan Asset Management and Morgan Stanley Investment Management. Both still told clients to buy the competitor.

Morgan Stanley arrived there awkwardly. It cut its target to $1,383 on July 14, a day before earnings, then raised it by $105 to $1,488 on July 16, the highest on Wall Street.

JPMorgan moved harder the same day, upgrading the stock from Neutral to Overweight and lifting its target 17% to $1,364.

Two smaller houses agreed. BMO Capital Markets, the investment banking arm of Bank of Montreal, reiterated Buy at $1,300 on July 17, while Keefe, Bruyette and Woods (KBW), a broker specialising in financial firms, opened coverage at the same target a day earlier.

None of those targets has been cut since. Because the stock has fallen in the meantime, the gap to those targets has widened rather than closed.

What the Bullish BlackRock Bets Are Riding On

BlackRock reported $15.34 trillion in assets under management on July 15, with revenue up 31% to $7.08 billion and net inflows of $191.7 billion.

One number undercuts the rest. Big institutions supplied only about $2.34 billion of those inflows, so nearly all the growth came from ETFs and everyday investors. This aligns with the fact that institutional money or rather big money mostly stayed silent. That metric now improving, courtesy of CMF, could be a good sign.

Two newer businesses may matter more. BlackRock has joined a DTCC pilot on tokenised collateral alongside JPMorgan and Goldman Sachs, covering Russell 1000 shares and Treasuries, with a formal launch due in October.

It is also leading a debt sale of more than $12 billion for a Meta-backed data centre campus in El Paso, pulling it into the financing of the AI build-out.

Markets seem to have priced in none of it. BlackRock stock is only up 7.44% over the past month, that too on results, but remains lower for the year, while Morgan Stanley, Goldman Sachs and Citigroup each gained more than 20%.

One risk sits against those bullish bank bets. BlackRock runs the largest spot Bitcoin ETF at roughly 735,000 BTC, but spot Bitcoin ETFs shed $225 million in one session in late July, with IBIT accounting for $202 million of it.

Analysts call that demand wave-like rather than steady.

For any of the bullish bets to pay off, money flow has to cross back above zero. Until it does, the traders and the banks are right on paper and wrong on the tape.

The post Why Two BlackRock Competitors Told Clients to Buy It appeared first on BeInCrypto.

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Steve Eisman has sold his long-held Google position to cut his artificial intelligence (AI) exposure. The investor who shorted the 2008 housing market now holds cash, warning the whole market has become one AI bet.

He has not bought a replacement. Eisman says defensive stocks will not work, because investors either want AI or they want nothing.

Eisman Sold Google Near Its Record High

Speaking on CNBC’s Squawk Box, the former Neuberger Berman portfolio manager called the exit deliberate. He built his reputation shorting subprime mortgages at FrontPoint Partners.

“I sold my Google a couple of months ago. I’ve owned Google. I can’t even tell you how long I’ve owned Google, but I felt I wanted to reduce my exposure to AI,” Eisman said.

The timing looks good so far. Alphabet peaked at $408.61 on May 18, its record high. The stock closed at $319.74 on July 24. That is a drop of roughly 20% in about two months.

One session did much of the damage. Alphabet fell 7.1% on July 23, the day after Q2 earnings. The company had just raised 2026 capital spending guidance to a range of $195 billion to $205 billion.

Eisman did not rotate into safety. He explained why in one line.

“People either want to buy AI or they don’t want to buy AI, but they don’t want to shift out of it to buy Clorox,” he said.

The cash is still uncommitted. “I’m just sitting… I’ve got cash,” he said. He does not expect the AI debate to settle “within the next two weeks.”

Why Eisman Says the Market Is ‘One Trade’

His worry is concentration, not valuation.

“It’s all one trade. It’s literally one,” Eisman said.

He then showed his math on a standard portfolio.

“Even people who think they’re diversified because they own 60% stocks and 40% bonds are missing the fact that they’re actually not diversified… more than 50%… is tech and AI related. And of the 40% of bonds, most of the new issuance of bonds is AI related,” he said.

Do Eisman’s Numbers Hold Up?

The stock half broadly does. Information Technology was 37.19% of the S&P 500 on July 24, and Communication Services added 9.34%. That is 46.5% combined.

Add Amazon and Tesla, which sit in Consumer Discretionary, and the figure reaches 51.5%. So his “more than 50%” works, but only on a generous definition.

The concentration itself is not in doubt. The 10 largest constituents make up 36.85% of the index.

The bond half is weaker. High Technology made up 14.2% of US corporate bond issuance in the second quarter, according to SIFMA. Financials led with 46.4%. AI is not “most” of new issuance.

His underlying point still stands, and official data makes it better. The Bank of England reported this month that five AI hyperscalers held just 3% of outstanding US investment-grade debt at the end of 2025, yet accounted for over 15% of this year’s issuance by early May.

The high-yield shift is sharper. Those issuers took 41% of non-refinancing US high-yield issuance this year, from a 1% index weight.

The deal sizes explain the speed. Amazon priced $37 billion of notes on March 10, the largest of these deals, per its SEC filing. Meta raised $30 billion last October and another $25 billion in April.

One caveat sits in the paperwork. The filings state proceeds go to general corporate purposes, so none of this debt is formally earmarked for AI.

Is a Correction Coming if AI Fails?

Asked what happens if AI fails commercially, Eisman was blunt. “I think we have a big correction,” he said. He would not size it.

“What… scares me is that it’s all one trade. So it better succeed,” he added.

Central banks have flagged the same pipe. The Bank for International Settlements warned in June that fixed income is “one obvious vulnerability” if hyperscalers slow capital spending.

What It Means for Crypto

Crypto sits in the same risk bucket. Bitcoin (BTC) trades near $64,980 and is down about 45% over the past year.

The link showed up in June, when a Big Tech selloff dragged Bitcoin lower. Retail flows have favored semiconductor ETFs over crypto funds this year.

Others see the same overlap. Chinese hedge funds have started trimming AI winners in a visible rotation, and one 2008 bubble forecaster has warned of a 70% drawdown.

Where the Thesis Breaks Down

Eisman is not calling a crash. He said he would not short this market, and he expects the technology to work.

“It’s going to be… something really good. That doesn’t mean that everybody succeeds,” he said.

That gap defines the risk. AI can succeed as a technology while the trade built around it still unwinds.

The near term will test him fast. Microsoft and Meta report earnings on July 29, and Amazon follows on July 30. Three more capex updates land inside 72 hours.

The post Entire Market Is Now One Trade, Big Short Investor Steve Eisman Says appeared first on BeInCrypto.

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China’s crypto rails have already moved $2.37 trillion. The US Senate has not even voted on its crypto rules. Faryar Shirzad, Chief Policy Officer at Coinbase, says the next financial system is being built right now.

Rails are the plumbing that moves money between banks and countries. Shirzad says China is investing more in this technology than anyone else.

What Did Coinbase Say?

Shirzad spoke in an interview on Fox Business. He called crypto plumbing, not an investment.

“Crypto fundamentally is a technology that allows people to transfer value, whether money or [a] financial instrument, as easily as they transfer a text… or e-mail.”

The host asked about Chinese AI models too. Shirzad then named the leader.

“The country that [in]vests most in this technology is China.”

He gave no numbers. Public data does.

How Big Are China’s Crypto Rails?

China runs a digital version of its currency. It is called the e-CNY.

The central bank says it has handled 3.48 billion payments. Those are worth about $2.37 trillion. Volume is up more than 800% since 2023.

China changed the rules on January 1. Digital yuan now sits in bank accounts like normal savings. Banks pay interest on it. Deposit insurance protects it.

No other major economy has done that yet.

A second system handles payments between countries. It is called mBridge. Five central banks run it, including China’s.

mBridge has settled about $55.49 billion. Back in 2022 it moved just $22 million. China’s digital yuan is 95% of the traffic.

So Is China Really Winning?

Not everywhere. It depends which number you pick.

The $2.37 trillion counts money that moved. It is a running total built up over five years.

Dollar stablecoins work differently. These are crypto tokens worth $1 each. About $310 billion of them exist today. Tether holds $184 billion. USDC holds $73 billion.

Almost all of them track the dollar. Chinese versions barely register.

So the dollar still rules private crypto. China leads on state-run rails.

What About Spending?

The same pattern shows up in AI. Stanford counted $285.9 billion of private US AI investment in 2025. China reported $12.4 billion. That is a 23 to 1 American lead.

Stanford flagged a catch. Chinese state funds pushed an estimated $184 billion into AI firms between 2000 and 2023. Official totals miss that money.

So China spends more than it reports. It also ships faster. America still spends more overall.

Coinbase Buys Chinese Tech Too

Coinbase proves the point on its own books. CEO Brian Armstrong said in June that the firm runs two Chinese AI models. The switch cut its AI bill roughly in half.

Chinese models cost far less. DeepSeek charges $0.87 per million output tokens. Western rivals charge much more.

Cheap and capable beats expensive and patriotic. That logic reaches payments too.

What Happens Next?

Senate action has stalled, and several roadblocks remain. Majority Leader John Thune expects the bill to miss the August break. Banks are still fighting over stablecoin interest. That standoff stalled talks in March over bank deposits.

China is not waiting. PBOC Governor Pan Gongsheng warned last year that a dominant currency “tends to be instrumentalized or weaponized.” Beijing wrote the digital yuan into its latest five-year plan.

Watch three things. A Senate floor vote before recess. A deal on stablecoin interest. And whether mBridge moves into oil and commodity payments.

America is spending more. China is shipping faster.

The post China Is Outspending the US on Crypto Rails, Coinbase Tells Senate appeared first on BeInCrypto.

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New York Attorney General Letitia James says a crypto bill in the Senate would leave scam victims with nowhere to turn. Coinbase wants that same bill passed within days.

James sent her case to a Senate investigations panel on Monday. She wants tougher crypto oversight, not less of it.

Why Is New York Fighting the Crypto Oversight Bill?

The bill is called the Digital Asset Market Clarity Act. It would hand most crypto rulemaking to one federal agency, the Commodity Futures Trading Commission (CFTC).

It would also override state investor protection laws. That is the part James cannot accept.

Her office polices securities and commodities for 20 million New Yorkers. Take away that power, she argues, and scam victims lose their closest cop.

The House already passed the bill in July 2025. The vote was 294 to 134. It cleared a key Senate committee in May.

How Bad Are Crypto Scam Losses?

Bad, and getting worse. Her testimony stacks up four separate datasets.

The average victim reported losing $62,604, according to the FBI. Crypto complaints to the bureau rose 21% in a year.

James names real cases. One scam worked through Haitian church prayer groups. Another used Facebook ads to hook Russian speakers, then ran the money to Vietnam.

Who Actually Catches Crypto Criminals?

This is the heart of her argument, and the numbers are lopsided.

State and local agencies are 99% of all US law enforcement bodies. They handle about 99.5% of criminal cases and 98.8% of arrests.

Federal authorities handle roughly 1.2%.

At the same time, Washington has pulled back. The Justice Department told prosecutors in April 2025 to stop charging platforms for what their users do. It shut down its crypto enforcement team.

The SEC closed more than 1,000 investigations in 2025. It also dropped seven crypto cases. Judges had already found violations in five of them.

Does the Bill’s Ethics Ban Actually Work?

Here is the finding buried deepest in her filing.

The bill would stop presidents and federal officials from launching their own crypto. Supporters call this the ethics fix.

James read the fine print. The ban would let the sitting president park existing crypto businesses in a blind trust. It would also not start until a full year after the bill becomes law.

She wants something stricter. Officials should not regulate any industry they earn money from. Break that rule and you hand back the profits plus a $50,000 fine each time.

Her case points to Binance, which holds 87% of USD1. That is a stablecoin issued by World Liberty Financial, a firm founded by the president’s family. Forbes and the New York Times reported those holdings.

Who Else Opposes the Bill?

Not just Democrats. The nation’s sheriffs are against a big piece of it too.

The National Sheriffs’ Association wrote to the Senate on May 13. Their letter targets Section 604.

That section would excuse mixers and similar tools from money transmitter rules. Mixers scramble crypto transactions so nobody can follow the money.

The sheriffs still want crypto rules. They just want a narrower version, written by Senator Catherine Cortez Masto.

State securities regulators piled on in May. Their national body urged senators to vote no.

Why Does Coinbase Want a Vote Now?

Coinbase makes a completely different argument. It is about China, not fraud.

Faryar Shirzad is the company’s chief policy officer. He told Fox Business that the next financial system is being built right now.

China is spending the most on it, he said. So the real question is who writes the rules, Washington or Beijing.

Shirzad also likes what the bill does for banks. One whole section protects them from legal surprises when they touch crypto.

He says he has talked to Senate leaders. He expects a vote as early as August 3.

Wall Street is split. Goldman Sachs boss David Solomon backs the bill even though he calls it flawed. JPMorgan’s Jamie Dimon is against it.

What Happens Next?

The math does not work yet. Senate Majority Leader John Thune said on July 23 that the votes are missing. The bill now looks unlikely to pass before the August break.

Three fights are still open. Ethics rules, the Section 604 exemption, and how stablecoins pay interest.

History offers hope to both camps. The GENIUS Act stalled the same way in 2025, then became law. But that bill never asked states to give up their fraud cases.

So watch for three things. A vote on the Cortez Masto amendment. Any move to scrap the one-year delay. And the first Democrat to break ranks.

James has spent five years clawing money back from crypto firms. Her office went after major platforms including Genesis, which paid $2 billion. Gemini returned $50 million to customers.

Now she is asking Congress to leave that power alone.

The post New York AG Letitia James Opposes the Crypto Bill Coinbase Wants Passed August 3 appeared first on BeInCrypto.

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Tether’s gold-backed token XAUt has received Shariah certification from Amanah Advisors, a move that could expand access to the token among Islamic financial institutions and investors seeking Shariah-compliant exposure to physical gold.

The certification found XAUt’s structure complies with key Islamic finance principles, including full backing by physical gold, the absence of interest and leverage, and transparent reserves. Each XAUt token represents one troy ounce of physical gold stored in Swiss vaults, according to Tether.

The designation gives Tether a clearer pathway to market XAUt to Islamic financial institutions and investors that require Shariah-compliant investment products. Tether said it expects the certification to support adoption across markets where Islamic finance is widely used, including the Gulf Cooperation Council, South Asia and parts of Africa.

XAUt is one of the largest tokenized gold products in the crypto market. Tether’s latest reserves report showed the token was backed by more than 707,000 troy ounces of physical gold worth over $3.3 billion as of March 31.

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According to RWA.xyz data, the token’s onchain asset value has climbed from about $700 million in July 2025 to roughly $2.5 billion.

Tether tokenized gold. Source: RWA.xyz

Related: Kraken moves closer to UAE launch after Dubai regulatory approval

Shariah-compliant crypto products gain traction

Cryptocurrencies have long divided Islamic scholars, with debates centering on whether digital assets comply with Shariah principles that prohibit excessive uncertainty, speculation and interest. As companies seek to address those concerns, Shariah-compliant digital assets have begun to emerge.

One early example came in 2025, when Bahrain-based AlAbraaj Restaurants Group adopted a Bitcoin (BTC) treasury strategy and said it planned to develop Shariah-compliant financial instruments to broaden access to Bitcoin across the Islamic world.

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More recently, in April, Palm Azgar Finance expanded its Shariah-compliant PUSD stablecoin to ADI Chain, targeting the more than $3 trillion Islamic finance market. PUSD became the second stablecoin available on the network, allowing institutions to settle transactions using either a dollar-linked asset or a dirham-denominated token on the same infrastructure.

Meanwhile, Dubai has emerged as a leading crypto hub in the Middle East, continuing to expand its regulated digital asset market. Earlier this month, the emirate’s Virtual Assets Regulatory Authority (VARA) issued its 50th virtual asset service provider license, surpassing the number of licensed crypto firms in Hong Kong and Singapore.

Magazine: CLARITY hopes fade, BitMEX shuts as lawsuit looms: Hodler’s Digest, July 26

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