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Ripple Expands US and Canada Payouts With i-payout Deal

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Brian Armstrong's Bold Prediction: AI Agents Will Soon Dominate Global Financial

TLDR

  • Ripple partnered with i-payout to enhance cross-border payouts into the United States and Canada.
  • i-payout integrated Ripple Payments to accelerate settlement and improve payment transparency.
  • The collaboration aims to reduce settlement delays and lower working capital requirements for global platforms.
  • i-payout stated that cross-border payments into North America previously took several days to complete.
  • Ripple recently outlined plans to secure an Australian Financial Services License to expand its payments offering.

Ripple has entered a new partnership to accelerate cross-border payouts into the United States and Canada. The company confirmed that i-payout has integrated Ripple Payments into its global payout platform. The collaboration targets faster settlement times and improved transparency for high-volume transactions.

i-payout announced the integration in a statement titled “real-time cross-border payouts into the US and Canada.” The company stated that it aims to enable “fast, transparent cross-border payouts” into both markets. It also seeks to reduce settlement delays and minimize working capital requirements for global platforms.

The partnership allows i-payout to use Ripple’s enterprise-grade digital asset infrastructure. As a result, the platform can accelerate settlement and improve payment visibility. The companies confirmed that they will focus on high-volume cross-border payout flows.

Ripple and i-payout Target Faster North American Settlements

i-payout said it operates as an API-first payout platform serving businesses worldwide. The company has worked in the payments sector for nearly two decades. It provides compliant payouts to workers, merchants, and partners across multiple regions.

 

Before this integration, cross-border payments into North America often took several days to settle. Those delays tied up working capital for global platforms. As a result, companies could not deliver funds to users quickly.

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i-payout stated that integrating Ripple Payments addresses those settlement bottlenecks. The company said the collaboration will “accelerate settlement, improve payment transparency, and support high-volume cross-border payout flows.” It confirmed that the solution supports real-time payout capabilities into the United States and Canada.

The platform expects the new setup to reduce reliance on traditional correspondent banking networks. It also plans to streamline liquidity management for enterprise clients. Both companies confirmed that they will focus on operational efficiency and compliance.

Ripple Expands Licensing Efforts and Launches $750 Million Buyback

Last week, Ripple outlined plans to secure an Australian Financial Services License. The license would allow the company to expand its payment offering in Australia. It aims to serve financial institutions, fintech firms, and enterprises in the country.

The company confirmed that it wants to strengthen its regulated presence in the region. It stated that the license would support broader payment services. Ripple continues to pursue regulatory approvals in multiple jurisdictions.

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Separately, Ripple launched a share buyback program valued at up to $750 million. The company will repurchase shares from employees and investors. Bloomberg reported that the transaction values Ripple at $50 billion.

Ripple confirmed that it structured the buyback as a tender offer. The program reflects internal capital management decisions. The company continues to expand its payments infrastructure across global markets.

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Crypto World

XRP (XRP) Sees Whale Accumulation Despite 60% Drop From Peak

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Brian Armstrong's Bold Prediction: AI Agents Will Soon Dominate Global Financial

Key Takeaways

  • XRP currently trades in the $1.30–$1.33 range, marking a decline exceeding 60% from its July 2025 all-time high of $3.65
  • Total addresses on the XRP Ledger have surged to a new milestone of 8.1 million
  • Wallets holding over 1 million XRP tokens are increasing for the first time since September 2025
  • Critical price resistance level stands at $1.35, with a breakout potentially driving momentum toward $1.40
  • The U.S. Senate is expected to vote on the CLARITY Act in April 2026, which could serve as a significant market catalyst

As of early April 2026, XRP maintains a trading range between $1.30 and $1.33, reflecting a sustained downturn from its peak valuation of $3.65 reached in July 2025. This decline translates to a value reduction exceeding 60% across approximately nine months of trading.

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XRP Price

While the token’s price has experienced significant contraction, blockchain metrics from CryptoQuant reveal that the XRP Ledger (XRPL) has achieved a new benchmark with 8,189,798 total addresses. This figure represents a quarterly growth rate of 3.39% during the first three months of 2026.

A notable shift in holder behavior has emerged: wallets containing 1 million or more XRP tokens have started increasing for the first time since September 2025. Market observers interpret this trend as evidence that major stakeholders are actively accumulating during the price weakness.

Additional network developments include the expansion of automated market maker pools on the XRPL to approximately 28,000. The ecosystem has also broadened its reach through strategic collaborations, including a notable integration with Mastercard’s payment infrastructure.

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Technical analyst ChartNerd (@ChartNerdTA) published commentary on X earlier this week, identifying XRP’s movement within a descending channel pattern characterized by progressively lower peaks and troughs. The analyst highlighted that the Relative Strength Index remains beneath neutral territory while trading volume lacks significant expansion, describing the action as “a weak continuation” instead of healthy consolidation.

Technical Analysis and Critical Price Zones

Recent price action shows XRP penetrating above a bearish trend line positioned at $1.3085 on the one-hour timeframe, subsequently advancing beyond the 50% Fibonacci retracement level calculated from the recent swing ranging from $1.3678 to $1.2801.

Current price action maintains support above the $1.33 threshold and the 100-hour Simple Moving Average. Buying pressure attempted to push toward $1.3480 but encountered selling pressure at that level.

The primary resistance barrier stands at $1.35. A decisive close above this level could establish momentum toward $1.40, followed by subsequent targets at $1.4120 and $1.4250. Conversely, downside support zones are identified at $1.3240, $1.32, and a more substantial floor at $1.28.

Legislative Developments May Influence Price Trajectory

The most significant upcoming event for April 2026 centers on the U.S. Senate’s scheduled review of the CLARITY Act. Should this legislation receive approval, it would officially designate XRP as a digital commodity under regulatory frameworks.

Market analysts project that successful passage of this bill could trigger a price recovery, potentially driving valuations into the $1.65–$1.80 territory.

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Trading data from April 6, 2026, shows XRP maintaining levels above $1.33, with bullish participants working to overcome the pivotal $1.35 resistance threshold that will likely dictate the subsequent price direction.

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North Korean Hackers Infiltrated Crypto For Seven Years

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North Korean Hackers Infiltrated Crypto For Seven Years

North Korean IT workers have been embedding themselves in crypto companies and decentralized finance projects for at least seven years, according to a cybersecurity analyst.

“Lots of DPRK IT workers built the protocols you know and love, all the way back to DeFi summer,” said MetaMask developer and security researcher Taylor Monahan on Sunday. 

Monahan claimed that over 40 DeFi platforms, some being well-known names, have had North Korean IT workers working on their protocols.

The “seven years of blockchain dev experience” on their resume is “not a lie,” she added.

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The Lazarus Group is a North Korean-affiliated hacking collective that has stolen an estimated $7 billion in crypto since 2017, according to analysts at creator network R3ACH. 

It has been linked to the industry’s highest-profile hacks, including the $625 million Ronin Bridge exploit in 2022, the $235 million WazirX hack in 2024 and the $1.4 billion Bybit heist in 2025.

Monahan’s comments came just hours after the Drift Protocol said it had “medium-high confidence” that the recent $280 million exploit against it was carried out by a North Korean state-affiliated group.

DeFi execs speak up on DPRK infiltration attempts

Tim Ahhl, founder of the Titan Exchange, a Solana-based DEX aggregator, said that in a previous job, “we interviewed someone who turned out to be a Lazarus operative.”

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Ahhl said the candidate “did video calls and was extremely qualified.” He declined an in-person interview and they later discovered his name in a Lazarus “info dump.” 

The US Office of Foreign Assets Control has a website where crypto businesses can screen counterparties against updated OFAC sanctions lists and be alert to patterns consistent with IT worker fraud. 

Lazarus Group attack timeline. Source: R3ACH Network

Related: Drift Protocol says $280M exploit took ‘months of deliberate preparation’

Drift Protocol targeted by DPRK third-party intermediaries 

Drift Protocol’s postmortem on last week’s $280 million exploit also pointed to North Korean-affiliated hackers for the attack.

However, it said the face-to-face meetings that eventually led to the exploit were not with North Korean nationals, but rather “third-party intermediaries” with “fully constructed identities including employment histories, public-facing credentials, and professional networks.”

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“Years later, and it seems Lazarus now has non-NKs [North Koreans] working for them to con people in person,” said Ahhl. 

Threats via job interviews are not sophisticated

Lazarus Group is the collective name for “all DPRK state-sponsored cyber actors,” explained blockchain sleuth ZachXBT on Sunday.

“The main issue is that everyone groups them all together when the complexity of threats is different,” he added. 

ZachXBT said that threats via job postings, LinkedIn, email, Zoom, or interviews are “basic and in no way sophisticated … the only thing about it is they’re relentless.”

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“If you or your team still falls for them in 2026, you’re very likely negligent,” he said. 

There are two types of attack vectors, one more sophisticated than the other. Source: ZachXBT

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