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XRP Needs CLARITY Act Momentum to Unlock the Next Critical Price Zone

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Ripple Makes Major Move Affecting US and Canadian Customers: Details


Large XRP holders added 200 million tokens over two weeks, quietly building their stack even as the price failed to hold $1.50.

XRP has pulled back under $1.50 after briefly surpassing $1.60 yesterday, with a popular analyst saying the token now sits at a critical decision point and that a single piece of legislation could determine whether it breaks higher.

According to EGRAG CRYPTO, the CLARITY Act is the primary catalyst standing between XRP’s current price and a potential run past the $1.65 to $1.70 resistance band they dubbed “Zone 1.”

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An Ascending Triangle With One Condition Attached

In their analysis, posted on X on March 18, EGRAG pointed out that XRP was forming an ascending triangle just below the $1.65-$1.70 range.

This is a pattern that usually leads to upward breakouts, and, according to the analyst, it shows rising lows, which would suggest that buyers were stepping in. The chart also showed that resistance has so far been flat, meaning that liquidity is concentrated above the current level.

EGRAG estimated that there is a 65% chance the XRP price will break above Zone 1, mainly due to structure and building compressions. However, the other 35% points to a rejection or fakeout, which they believe could happen if the CLARITY Act is postponed.

The Ripple token has gone up about 6.5% in the last seven days, with a range stretching from $1.37 to $1.60. That breakout happened around the same time as a buildup in derivatives positioning, as revealed by CryptoQuant contributor Amr Taha. According to him, XRP’s open interest delta rose by $16 million on March 13 and another $18 million on March 16, with the second wave coming just before the cryptocurrency’s jump above $1.50.

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Whale activity followed suit, with chartist Ali Martinez reporting that large addresses had added 200 million XRP in the last two weeks, bringing their total from 10.88 billion to 11.08 billion.

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But despite all this, XRP was rejected at $1.60, and was trading near $1.45 at the time of writing, a price that another market watcher, Tara, stated they were closely monitoring, referring to it as the macro 0.618 Fibonacci support level.

What Zone 1 Doesn’t Unlock

EGRAG’s analysis made it clear what the $1.65 to $1.70 zone can trigger, as well as what it cannot deliver on its own. According to them, while breaking above that range would be a meaningful technical event, getting to the next level at $2.60 and beyond requires additional conditions.

These include institutional flows or ETF-style exposures, stable BTC prices, or a drop in the number one cryptocurrency’s dominance, as well as weekly XRP closes above the $1.85-$2.00 band.

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The CLARITY Act itself is moving, with negotiations possibly concluding as early as next week, according to investor Paul Barron. U.S. President Donald Trump had publicly blamed banks for holding the bill back in order to protect their deposit base.

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Crypto World

UK Has Unique Opportunity to Merge EU, US Crypto Regimes: Circle Exec

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UK Has Unique Opportunity to Merge EU, US Crypto Regimes: Circle Exec

Circle’s policy chief Dante Disparte told a United Kingdom House of Lords committee that the UK has a chance to build its crypto regime by combining the clarity of the European Union’s Markets in Crypto-Assets Regulation (MiCA) with elements of the new US stablecoin framework.

“The model is clear: take the best of both and make it distinctly British,” Disparte said during a Wednesday meeting of the House of Lords Financial Services Regulation Committee. “From Europe, take clarity, definitions, licensing, governance and strong consumer protection from the US and the landmark Genius Act.”

Disparte argued that the absence of a regulatory framework will keep stablecoin activity offshore, leaving UK users more exposed and jeopardizing London’s status as a global hub for financial innovation. The meeting was part of the House of Lords’ inquiry into growth and proposed regulation of stablecoins in the UK, with Disparte and Jesse McWaters of Mastercard scheduled as witnesses.

The UK’s Financial Conduct Authority (FCA) has been consulting on a broader crypto asset regime that is expected to come into force on Oct. 25, 2027, when companies conducting the new regulated activities will need authorization.

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Trusted stablecoins “expand” markets Circle’s Disparte

Disparte also addressed concerns that stablecoins could deplete bank deposits and reduce demand for traditional lines of credit.

“The future is not banks versus stablecoins,” argued Disparte, adding that a clear regulatory framework can manage these risks without stifling innovation by adopting strong reserve and liquidity standards and encouraging bank participation.

“Our growth across currencies and jurisdictions is proof that trusted stablecoins expand markets. They do not shrink them.”

Disparte proposed four governing principles to anchor the UK’s regulatory framework: 1-to-1 reserve backing, requiring high-quality liquid reserves, enforceable redemptions and strong transparency standards.

Related: UK House of Lords presses Coinbase exec on stablecoins, KYC and bank run fears

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Circle is the issuer of the world’s second-largest stablecoin by market capitalization, USDC (USDC).

Dante Disparte, chief strategy officer and head of global policy and operations at Circle. Source: Parliamentlive.tv

The US’s federal stablecoin framework, the GENIUS Act, was signed into law on July 18, 2025. The EU’s MiCA framework, the first comprehensive regulatory framework for the crypto industry, went into effect for crypto-asset service providers on Dec. 30, 2024.

Related: UK gambling regulator weighs allowing crypto payments for online betting

Stablecoins lack clear value proposition

Mastercard’s McWaters said stablecoins lack a clear value proposition to threaten payment cards.

Stablecoins currently lack a “clear value proposition that would drive customers” to adopt them over the variety of domestic payment options available, McWaters said, while also praising their ability to accelerate cross-border transactions.

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Jesse McWaters, executive vice president and head of global policy, Mastercard. Source: Parliamentlive.tv

“Blockchain technology, the rails on which stablecoins run, provides a new, innovative and potentially significantly additive way of moving money, particularly in cross-border contexts,” he said.