How An R-Rated Attempt To Make Reddit Relevant Became A Streaming Disaster

By TeeJay Small
| Published 1 minute ago

Do you recall the 2021 GameStop stock trading story that took over the media and made a bunch of broke college kids thousand-aires overnight? It’s an incredible underdog story, about how the little guys can band together to take on financial behemoths, using the very tools that the billionaire elite employ to keep us down.

If you told that story with a stacked cast including Paul Dano, Seth Rogen, Nick Offerman, Sebastian Stan, Vincent D’Onofrio, and more, you might have a certifiable hit on your hands. Unfortunately, the film Dumb Money fails to deliver on any big laughs and reminds me of why movies about internet trends so often miss the mark.

The True Story Behind Dumb Money

In case you missed it, Dumb Money follows the true story of Keith Gill. Gill is a broke financial analyst living in Brockton, Massachusetts, who maintains a middling social media presence discussing low-value stocks with a small group of would-be day traders.

During the height of the COVID-19 pandemic, Gill’s channels began to pick up major steam, especially as he bought up cheap shares of GameStop. As Gill reads into the financial reports, he arrives at the conclusion that the big firms are betting on Game Stop to fail, and shorting the stock with the intention of raking in billions from the business’s impending bankruptcy.

Thanks to an army of loyal Reddit users, Gill and his pals manage to fight back against Wall Street and raise the stock price of GameStop significantly. Doing so makes millions for people with pennies and takes billions from companies with hundreds of billions. If you’re not a complete sociopath, you should see it as a win-win for every party. Sure, the billionaires lose a fraction of a percent of their wealth, but they can dry their tears with lobsters on the decks of their massive yachts.

Reddit Forums Are Not Interesting

I wasn’t actively part of the GameStop stock push in 2021, but I did follow it as it took place. I was super excited to see Dumb Money when it released just a few years later, but I ultimately left the film extremely disappointed. As it turns out, it’s really hard to make a movie engaging or visually interesting when 90 percent of the action takes place on Reddit forums. The result is roughly 100 minutes of watching Paul Dano shout “holy shit” while sitting in a gamer chair, or watching America Ferrera make shocked expressions at her cell phone.

Dumb Money is also loaded with random, unnecessary, and downright obnoxious needle drops. The narrative hardly progresses for five minutes at a time without some licensed pop song stopping the action so we can watch people dance around pointlessly. Look, I’m not a monster, I enjoy Kendrick Lamar‘s “Humble” as much as anyone. But if I wanted to watch 6 music videos back-to-back, I’d be on YouTube, not Hulu. My estimate is that the team behind Dumb Money realized they didn’t have enough story to make a feature film and relied on these musical portions to pad the runtime.

Has Craig Gillespie Ever Met Another Human Being?

To further that point, it seems like director Craig Gillespie really struggled to juggle the moving parts behind this story. Sure, Keith Gill is the centerpiece of the narrative, but all the side characters feel more like cameo appearances than supporting performances. Nick Offerman’s character is meant to loom over the movie like a video game final boss, but he gets only about 5 minutes of screen time. Seth Rogen was all over the trailer for Dumb Money, but in the narrative, he has practically nothing to do. The two college girls created for the film are portrayed so obnoxiously that it makes me wonder if Craig Gillespie has ever met another human being in his entire life.

Personally, I’d skip this movie, but if you’re interested in checking it out for yourself, Dumb Money is streaming on Hulu. My best advice would be to throw it on while you’re cooking, cleaning, or looking at your phone. That way, you can soak up the interesting parts without committing to an hour and 44 minutes of Pete Davidson lip-syncing.