6 million Brits admit to making expensive driving mistake

New research has revealed that more than a tenth of the country’s drivers have admitted to not taking out breakdown cover.

Nationally, this could add up to nearly six million drivers who are unprotected if they breakdown and need rescuing.

Breakdown cover is a type of insurance that means you get help if your vehicle breaks down.

Estimated six million motorists leave themselves exposed to this one ‘risk’ when driving (Image: NQ)

If you break down and are unable to get your vehicle moving again, a mechanic or trained professional will be sent to help.

The research, which surveyed over 2,000 people across the UK, shows that young drivers are most likely to put themselves at risk – with 14% of 18 to 24-year-olds admitting they don’t have a breakdown policy.

While the RAC states that breakdown cover is not a legal requirement, the motor experts say it can save drivers time, stress, and help protect drivers from unexpected costs in the event of a breakdown.

If a driver fails to take out breakdown cover, the costs of being rescued at the roadside may be higher – and you may have to wait longer for help.

The data also revealed the areas in the UK where people are most likely to not take out a breakdown cover policy.

Northern Ireland claims the top spot, with nearly one in four (23%) admitting they don’t have breakdown cover, followed by Wales (16%) and Yorkshire and the Humber (14%).

Tom Banks, Go.Compare car insurance spokesperson, said: “While everyone knows the costs for young drivers can be higher than for those with more experience – and you might not be keen to fork out more money than you have to – going without breakdown cover could cost you more in the long run.

“Cars can break down for a wide number of reasons, whether it’s engine trouble or electrical issues.

“Older cars are popular with young drivers because they can be really affordable – but they’re also more likely to break down.

“And in the case that you do find yourself stranded at the side of the road, it’s much more expensive if you don’t have cover and have to arrange your own rescue – plus the cost of any repairs.

“It’s surprising to see so many drivers taking the risk of going without breakdown cover – as a single breakdown rescue can easily cost more than having a standard breakdown policy for several years.

“Our research also revealed how people are buying their breakdown policies.

“Over a third (36%) said they opted to get breakdown cover through their car insurer as an add-on.

“While this is an easy option, we would definitely recommend comparing different breakdown policies – as you’ll often find you can get a better price, or more extensive cover, when you shop around.”