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Are you paying too much tax to HMRC on your pension?

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Are you paying too much tax to HMRC on your pension?

In short, if you don’t understand the HMRC tax rules, you could pay more than you need to.

This guide breaks down how State and private pensions are taxed, when you can take money tax-free, and what happens if you live abroad or pass your pension on.

What income counts for Pension Tax?

Question: Which pensions and income are taxed?
Answer:
“You pay tax if your total annual income adds up to more than your Personal Allowance, says gov.uk.

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This includes:

  • State Pension (basic or new)
  • Additional State Pension
  • Private pensions (workplace or personal) — some tax-free
  • Employment or self-employment earnings
  • Taxable benefits
  • Other income such as investments, property, or savings

Your Personal Allowance is usually £12,570. Income below this is normally tax-free.

Can I take any of my pension tax-free?

Question: What pension income is tax-free?
Answer:

  • You do not usually pay tax if your total income is below your Personal Allowance.
  • Up to 25% of any pension pot can be taken as a tax-free lump sum, with a maximum of £268,275.

Example:
“Your whole pension is worth £60,000. You take £15,000 tax-free. Your pension provider will then take off the tax from the remaining £45,000.”

Special cases:

  • Small pots: Up to £10,000 lump sum — 25% tax-free.
  • Trivial commutation: Total private pensions £30,000 or less, take it all — 25% tax-free.
  • Serious illness: Life expectancy under one year, may take the whole pot tax-free if under 75 and within allowance.

Find out more about individual lump sum allowances

How is pension tax collected?

Question: Who takes the tax?
Answer:
“Your private pension provider will usually take off any tax you owe before they pay you,” says gov.uk.

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  • State Pension only: HMRC may send a Simple Assessment.
  • Pension plus working income: Tax usually handled via payroll.
  • Other untaxed income: You may need Self Assessment.

Recommended reading:


What happens if I live abroad?

Question: Will my pension be taxed if I retire abroad?
Answer: It depends on your residency and any double taxation treaties with the country you move to.

What If I Take a Large Lump Sum?

Question: Can I be taxed more if I withdraw a big amount?
Answer: Yes. Taking amounts over your allowance may trigger higher-rate Income Tax. Find out about lump sum charges and allowances on on the gov.uk website

What about inherited pensions?

Question: How is a pension taxed if someone inherits it?
Answer: Different rules apply to State and private pensions. Beneficiaries should check the tax treatment because there are different rules if someone inherits your pension

  • Know your total income — that’s what determines tax.
  • Up to 25% of pensions can be tax-free. Check your allowances.
  • Small pots, trivial commutation, and serious illness have special rules.

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Why is Iran’s Kharg Island so important and why wasn’t its oil infrastructure hit by US strikes? | World News

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Pipelines transferring crude oil from storage on the hills of Kharg Island to tankers in the eastern dock in 2016. Pic: AP

Donald Trump has said his forces carried out a bombing raid on Iran’s “crown jewel” Kharg, a small island in the north of the Persian Gulf, on Friday.

The five-mile-long coral island – twice the size of London’s Heathrow Airport – is in the north of the Persian Gulf, 16 miles (26km) from Iran’s coast and roughly 300 miles (483km) north of the Strait of Hormuz, the vital waterway through which 20% of global oil flows, that Tehran has shut down.

President Trump said US forces “obliterated” military targets on Kharg Island, but significantly said he chose not to “wipe out” the island’s oil infrastructure. He threatened that this could change if Iran interfered with the safe passage of ships through the strait.

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Tehran warned of a new level of retaliation if the oil infrastructure on Kharg was damaged, vowing on Saturday that Iranian forces would destroy the oil and gas infrastructure of companies cooperating with the US in the region if its sites were targeted, according to Iranian state media.

But why is the island so important?

Image:
Kharg Island. Pic: Planet Labs PBC via AP

Why was no oil infrastructure hit?

Kharg is the export terminal for 90% of Iran’s oil shipments and has the capacity to load around seven million barrels a day.

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The island can handle as many as 10 supertankers at the same time, as its waters are deep enough to enable the docking of tankers that are too large to approach mainland Iran’s shallow coastal waters.

Before the war, the island handled most of Iran’s roughly 1.7 million barrels of crude exports per day, with the majority of it going to China.

Pipelines transferring crude oil from storage on the hills of Kharg Island to tankers in the eastern dock in 2016. Pic: AP
Image:
Pipelines transferring crude oil from storage on the hills of Kharg Island to tankers in the eastern dock in 2016. Pic: AP

Iranian oil accounts for 11.6% ​of China’s seaborne imports so far in 2026, according to tanker tracker Kpler. “Therefore, if [Mr Trump] was to take that out, he might risk the ire of China,” Sky News’ military analyst Sean Bell said.

Hitting Kharg’s oil infrastructure would also likely lead to oil prices surging even further, after they hit a four-year high on Friday.

visualization

Oil exports continuing despite war

In the week before the war broke out, Kharg shipped a record of 3.79 million barrels per day, and operations on the island have continued despite the conflict.

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About 13.7 million barrels of oil have been exported from the island since the US-Israeli strikes were launched on 28 February, at a rate of 1.1 million to 1.5 million barrels per day, according to maritime intelligence company TankerTrackers.com and Kpler data.

Multiple tankers were still loading there on Wednesday, according to satellite pictures from Tanker Trackers.

Kharg has storage tanks in the south, along with housing for thousands of workers. It has a storage capacity of roughly 30 million barrels, and held about 18 million barrels of crude as of early March, ⁠according to ​a JP Morgan report citing Kpler data.


Trump posts footage of strikes after Kharg Island attack

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Critical to funding of Iranian government

The island has long been seen as a key vulnerability that would provoke a severe response by Tehran if attacked.

Kharg is critical to funding Iran’s government and military, and if Iran were to lose control of the island, it would be difficult for the country to function, according to Petras Katinas, an energy researcher at the Royal United Services Institute.

Mr Katinas said a takeover would give the US leverage over negotiations with Iran because the island is “the main node” of its economy.

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While there has been speculation that the US could be tempted to seize Kharg Island, experts say that would almost certainly require troops on the ground, making it extremely risky.

One Iranian politician has reportedly already threatened US troops with capture if they attempt to seize its crucial oil hub.

JP Morgan’s global commodity research team stressed the wider economic implications of a direct strike on the island, warning before the US struck military targets on Kharg that strikes would “immediately halt the bulk of Iran’s crude exports, likely triggering severe retaliation in the Strait of Hormuz or against regional energy infrastructure”.

“You take out ​Kharg infrastructure, then you take two million [barrels per day] out of the market for good – not until the Straits get fixed,” added Dan Pickering, chief investment officer for Pickering Energy Partners.


Is the attack on Kharg Island significant?

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Damage to the island

Iranian state media reported that no oil infrastructure was damaged in the US strikes, adding that air defences, a naval base, airport control tower, and a helicopter hangar were targeted.

The US “successfully struck” more than 90 military targets, including naval mine storage facilities and missile storage bunkers, the US Central Command said.

The 55 crude oil storage tanks, which can hold more than 34 million barrels, are “most likely unscathed”, Tanker Trackers said.

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Former Royal Navy chief on Kharg Island’s importance

“Although the island has some offshore oil production, the bulk of the oil actually derives from the mainland via multiple pipelines,” the tracking service said.

“The island first began exporting oil during the summer of 1960 and was built to [accommodate] 7 million barrels per day in exports, to reflect the potential in oil production. Iran hit 6.6 [million barrels per day] in production back in 1976.”

Read more:
Trump’s post reveals much about island strike

US Navy to escort oil tankers through Strait of Hormuz

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The maritime intelligence company added that satellite imagery from Saturday showed two new tankers began loading 2.7 million barrels of crude oil there.

Activities on the island, including exports and imports, are “proceeding normally” after the strikes, the deputy governor of Bushehr, a port city close to Kharg, said, adding that no military personnel, oil company employees or island residents were killed.

Was the island targeted before?

Despite being viewed as a critical vulnerability, the island has rarely been directly targeted.

The last time was during the Iran-Iraq war in the 1980s, but it did not stop crude oil exports from Kharg.

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“When Saddam Hussein raided the island numerous times 40 years ago and destroyed a number of storage tanks, Kharg Island was still able to export over 1.5 million barrels per day,” Tanker Trackers said in a post on X.

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Man found dead in Bolton as wooded area closed by police

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Man found dead in Bolton as wooded area closed by police

The scene on Manchester Road in Over Hulton has seen a small area of woodland which backs onto an open field closed off, with police tape stopping the public access and a police community support officer (PCSO) also guarding the scene.

At around 1.30pm, Greater Manchester Police confirmed that a man had died following a ‘concern for welfare incident’.

Read more: Man found dead in Bolton as police close woodland – live updates

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At it height, the police scene included at least four cars, a crime scene investigation van, a police helicopter, and an air ambulance, according to witnesses.

Forensics officers wearing full body suits could be seen entering the woodland with equipment.

The scene remains in place as of 1.45pm.

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Chinese Grand Prix 2026: Mercedes dominate with superior power

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Kimi Antonelli celebrates pole position at the Chinese Grand Prix

The pattern is this: Ferrari’s strong starts and superior cornering speed puts them in the mix in the early laps, and the new hybrid engine with their “boost” and “overtake” modes leads to switching of positions for a while.

But the longer the race goes on, the more Mercedes’ inherent advantage pays off.

Hamilton said: “Definitely feeling thirsty on power when we’re behind them. It’s really, really hard to keep up and you could tell they just have more grunt, they’re just pulling for longer.

“That’s why I died this morning [in the sprint]. I was just trying to make it up through the corners, but it just wasn’t making any difference, so just killing my tyres.”

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Hamilton praised Antonelli’s new record as “an amazing achievement” and predicted that it was “going to take a while for someone to ever get close to that one”.

Seven-time champion Hamilton appears rejuvenated by the new 2026 cars, and seems back to something close to his previous form before the ground-effect cars of the past four years, with which he was never comfortable.

And Russell is still wary of the Ferraris’ potential to disrupt.

“It has been great opening few laps for the last two races. We know Ferrari are quick off the line and we’ve got them in P3 and P4, which is the first time of the season, and Lewis was obviously great at the beginning of the race this morning, so I am sure it’s not going to be straightforward.”

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He says he has been enjoying the scraps with Ferrari.

“With the overtake mode, the driver behind can use the boost button up to I think 330km/h, where the guy in the front can only use it to 290km/h,” Russell said.

“It seems to work quite well. It isn’t DRS, but it works in a similar pattern for the speed delta.

“It’s been quite interesting, quite fun, and I think even some diehards maybe aren’t disliking it as much as they did maybe a week ago. We just still need to give it a chance.”

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The McLarens qualified fifth and sixth, Oscar Piastri ahead of world champion Lando Norris. Can they mix it with the Ferraris?

Norris said: “We have a better power unit than the Ferrari. Our advantage is that we just have more straight-line speed.

“But they’re still a car that drives around the corners quicker than even a Mercedes. So, to keep up with them in the corners and then try to get them in the straight is difficult.

“So, between Mercedes and them they have different places they’re strong.

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“But we’ll see. I mean they have better tyre management, they have more grip. And therefore it’s much easier for the car if the tyre is that way.

“We have to push like hell in the corners to keep up and then we can obviously catch up in the straight. That’s kind of the wrong end of the stick you want to be on in a race situation at times.

“But never say never. If we can improve on some things from this morning, then we’re certainly not out of the picture of racing them.”

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Flooding expected in York city centre as river levels rise

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Flooding expected in York city centre as river levels rise

The Environment Agency (EA) provided updates to the flood risk affecting riverside properties in the centre of York today.

It said the areas most affected are King’s Staith in York and riverside areas from Lendal Bridge to Millennium Bridge.

King’s and Queen’s Staith under water this afternoon (March 14) (Image: Kevin Glenton)

This afternoon, parts of South Esplanade were under water, and closer to the Ouse Bridge, King’s Staith was also covered in river water, along with Queen’s Staith on the opposite bank.

Parts of Tower Gardens close to the river were flooded and St. George’s Field Car Park was open.

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Tower Gardens were under water in parts close to the River Ouse this afternoon (March 14) (Image: Kevin Glenton)

At the Viking Recorder in North Street Gardens at 1.15pm, the River Ouse levels were 2.93 metres and falling, above the top of the normal range of 1.9 metres.

The EA says flooding is possible above three metres and the levels are predicted to fall back to normal levels till tomorrow morning.

The highest recorded level here was 5.40 metres in November 2000.

A flood warning means flooding is expected and residents are urged to follow official advice.

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At the Foss Barrier close to the confluence of the two principal rivers in York, the level at 1.30pm was 7.83 metres and steady, above the top of the normal range of 7.9 metres.

The highest level recorded here was 10.2 metres on November 4, 2000.

All areas are being assessed by the Environment Agency throughout the day, it said.

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Sussexes lash out at author over claims Meghan ‘brainwashed’ Harry in new book

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Sussexes lash out at author over claims Meghan ‘brainwashed’ Harry in new book

In the first extracts of Tom Bower’s forthcoming book, Betrayal: Power, Deceit And The Fight For The Future Of The Royal Family, it is claimed the Prince and Princess of Wales also considered Meghan “a threat” as tensions escalated prior to the Sussexes’ decision to quit Britain for the United States.

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Six Nations table: Latest standings and results on Super Saturday

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Six Nations table: Latest standings and results on Super Saturday

The final round of what has been a dramatic 2026 edition of the northern hemisphere’s premier international rugby competition promises to be eventful, with three teams still in contention for the title.

Two of them clash in Dublin to kick off proceedings as Ireland and Scotland go head to head at the Aviva Stadium, both needing to win and hope that they get a huge favour from England in Paris later on.

Ireland, two points behind their rivals at the start of the afternoon, have the confidence of having won 11 straight games against Scotland, who have never previously lifted the Six Nations trophy. The winner of their game will clinch at least some silverware in the form of the Triple Crown.

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Their massive points difference advantage means that France will retain their title with a bonus-point win over England regardless of what happens in Dublin, though exactly what they need to do will be clear ahead of kick-off in the final game.

The middle match on Super Saturday is in Cardiff, where improved Wales are desperate to avoid another winless campaign against an Italy team looking to produce their best finish in the competition after a historic first victory over England.

Position

Team

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P

W

D

L

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PF

PA

PD

B

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Pts

1

France

4

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3

0

1

163

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84

+79

4

16

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2

Scotland

4

3

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0

1

122

101

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+21

4

16

3

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Ireland

4

3

0

1

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103

87

+16

2

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14

4

Italy

4

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2

0

2

62

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86

-24

1

9

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5

England

4

1

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0

3

107

103

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+4

2

6

6

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Wales

4

0

0

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4

59

155

-96

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1

1

Six Nations fixtures and results

Ireland vs Scotland (2:10pm, Aviva Stadium, ITV1)

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Wales vs Italy (4:40pm, Principality Stadium, BBC One)

France vs England (8:10pm, Stade de France, ITV1)

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Tributes pour in for rock musician who died after ‘long and courageous’ battle

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Manchester Evening News

His family have asked for privacy during this ‘incredibly difficult time’

Tributes are pouring in for Motorhead guitarist Phil Campbell who died after a ‘long and courageous’ battle with his health. His family said that the rock star was in intensive care after a ‘complex major operation’.

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The 64-year-old, who was born in Pontypridd, Wales, was best known for being Motorhead’s guitarist from 1984 until they broke up in 2015. The band are known for hits Ace of Spades, Overkill, and Born to Raise Hell.

In a statement posted on Facebook, his children shared he died on Friday evening, adding: “His legacy, music and the memories he created with so many will live on forever.”

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The full statement reads: “It is with great sadness that we announce the passing of our beloved father, Philip Anthony Campbell, who passed away peacefully last night following a long and courageous battle in intensive care after a complex major operation.

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“Phil was a devoted husband, a wonderful father, and a proud and loving grandfather, known affectionately as ‘Bampi.’ He was deeply loved by all who knew him and will be missed immensely. His legacy, music and the memories he created with so many will live on forever.

“We kindly ask that our family’s privacy is respected during this incredibly difficult time.”

Fellow band member Lemmy died in 2015 after a battle with prostate cancer. Phil recently toured with his own band Phil Campbell and the Bastard Sons, featuring his three sons.

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The music legend started playing guitar when he was 10 years old, inspired and influenced by guitarists such as Jimi Hendrix and Led Zeppelin’s Jimmy Page. By the age of 13 he was playing semi-professionally in gigs around south Wales and first met Lemmy after a Hawkwind gid when he asked the singer for his autograph.

When Motorhead held auditions for a new guitarist in 1984, he went along was was hired along with Michael Burston.

The band called it a day after Lemmy’s death saying: “We will not be doing any more tours or anything. And there will not be any more records. But the fire survives, and Lemmy lives on in the hearts of everyone.”

In April 2020, Campbell opened up about how hard it was to see Lemmy struggle towards the end of his life saying that Lemmy “wasn’t quite himself” and that he had been “ageing a little bit more” on Motörhead’s final tour. He also admitted that the end of Motörhead was not easy to adjust to at first.

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Why everyone is switching to modular sofas in 2026 (and the 10 best picks to upgrade your space)

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Why everyone is switching to modular sofas in 2026 (and the 10 best picks to upgrade your space)

What is a modular sofa?

Think of them as upholstered furniture versions of Tetris. Modular sofa designs are formed of moveable sections (modules) like arm or chaise longue pieces that you can swap around to create a different look or expand the size of your existing modular sofa.

What are the benefits of a modular sofa?

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It means you can increase your seat space from two to three just by getting one extra piece, or create a corner sofa from a standard three-piece suite by adding a corner unit or chaise onto one end. With a modular sofa, you can switch between an L-shaped or a U-shaped formation with a little rearranging.

Some modular sofas have an ottoman or footstool included, which you can push against the sofa for extended leg space and literally raise the comfort levels, or use as a padded bench to create a more dynamic seating area when you’ve got friends and family over.

When it comes to flexible furniture, it really doesn’t get much better.

Modular sofa buying checklist

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Furniture brand ScS has some helpful tips on what to consider when mulling over a modular sofa purchase:

  • Ensure you take accurate measurements before ordering, as there are several components involved; be mindful to add all of these dimensions together. It’s equally important to take accurate measurements of the area in which you intend to place your sofa.
  • Choose the best configuration to maximise your space and how you typically use your living room.
  • As modular sofas have a large surface area, it’s important to choose upholstery that you won’t tire of, a neutral shade may work best as you can easily dress this up with interchangeable accessories rather than a loud print that has the potential to look busy.

Modular sofa FAQs by Abha Shah, Shopping Editor

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Woman charged to court after assault on bus driver in Derry

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Belfast Live

She was also charged with two counts of assault on police

A woman has been charged to court following an assault on a bus driver.

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The reported incident happened in Derry yesterday, Friday March 13. In a brief statement on Saturday, a police spokesperson said the woman, aged 28, has been charged with common assault, criminal damage and two counts of assault on police.

“She was due to appear before Derry Magistrates’ Court today, Saturday 14th March,” the statement continued.

“As is usual procedure, all charges will be reviewed by the Public Prosecution Service.”

For all the latest news, visit the Belfast Live homepage here and sign up to our daily newsletter here.

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Documents required by GOP’s voting bill can be difficult and costly to get

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Documents required by GOP's voting bill can be difficult and costly to get

COLUMBUS, Ohio (AP) — Joshua Bogdan was born and raised in the United States. The only time the New Hampshire resident has left the country was for a day and a half in seventh grade, when he went to Canada to see Niagara Falls.

Even so, that did not mean proving his U.S. citizenship in last fall’s local elections was easy.

The 31-year-old arrived at his voting place in Portsmouth and handed the poll worker his driver’s license, just as he had done in other towns when arriving to vote. She said that would no longer do.

The poll worker said that under the state’s new proof-of-citizenship law, which took effect for the first time during town elections in 2025, Bogdan would need a passport or his birth certificate because he had moved and needed to reregister at his new address. A scramble ensued, turning the voting process that he had always found fun and invigorating into a nerve-wracking game of beat the clock.

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“I didn’t know that anything had officially changed walking in there,” he said. “And then being told that I had to provide a passport that I’ve never had or a birth certificate that’s usually tucked away somewhere safe just to cast my vote — which I’ve done before — it was frustrating.”

A national push, despite noncitizen voting being rare

Bogdan’s experience in New Hampshire is a glimpse into the future for potentially millions of voters across the country. That is if Republican voting legislation being pushed aggressively by President Donald Trump passes Congress and a “show your papers” law is put in place in time for the November elections.

The Safeguard American Voter Eligibility, or SAVE America Act, cleared the U.S. House last month on a mostly party-line basis. Republicans say it would improve election integrity. Trump has called its safeguards common sense. The bill is scheduled to come up in the U.S. Senate next week for voting and debate.

Republican messaging has mostly highlighted a less divisive provision in the bill that would require voters to show a photo ID, but the mandate for people to provide documentary proof of citizenship to register to vote in federal elections is likely to have the most wide-ranging consequences. Noncitizens already are prohibited from voting in federal elections, and it is not allowed by any state. Cases where it occurs are rare.

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Obtaining the necessary documents under the SAVE Act is not as easy as it might sound. A similar effort was tried in Kansas a decade ago and turned into a debacle that eventually was blocked by the courts after more than 30,000 eligible citizens were prevented from registering.

A long list of documents to use, but with caveats

Rebekah Caruthers, president and CEO at the Fair Elections Center, said the legislation’s strict documentation requirements could move the U.S. “in the opposite direction” of representative democracy.

“If this bill passes, it would deny millions of eligible Americans their fundamental freedom to vote,” she said in an email. “This includes millions of people who make up your communities, including married women, people of color and voters who live in rural areas.”

The list of qualifying documents in the SAVE Act for proving citizenship appears long, but many of them come with qualifiers.

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Under the bill, a REAL ID -compliant driver’s license would have to indicate that “the applicant is a citizen,” but not all do. Only five states — Michigan, Minnesota, New York, Vermont and Washington — offer the type of enhanced REAL IDs that explicitly indicate U.S. citizenship.

Standard driver’s licenses, generally available to both citizens and noncitizens, often do not include a citizenship indicator. Some states, including Ohio, have recently added them.

The stipulations continue, buried in the fine print.

While military ID cards are listed as qualifying documents under the act, they will not suffice on their own. The bill says a military ID must be accompanied by a military “record of service” that indicates the person’s birthplace was in the U.S.

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A DD214, the current standard-issue certificate of release or discharge for all military service branches, does not currently fulfill that requirement. According to the Pentagon, that document only lists where someone lived at points of entry and discharge and a person’s current home of record. It does not list where someone was born.

Obtaining a passport requires time and money

For most provisions, the SAVE Act contains no phase-in period that would give voters and local election offices time to adjust. If passed by Congress and signed by Trump, its documentary proof-of-citizenship mandate would apply immediately, meaning it would be in place for this year’s midterm elections.

That could lead to a rush to obtain documents by those who want to register or need to reregister. A 2025 University of Maryland study estimates that 21.3 million Americans who are eligible to vote do not have or have easy access to documents to prove their citizenship, including nearly 10% of Democrats, 7% of Republicans and 14% of people unaffiliated with either major party.

A passport would most effectively meet the requirement, but only about half of American adults have one, according to the State Department, and the SAVE Act requires the passport to be current. An expired one does not count.

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Obtaining a passport in time for a looming voter registration deadline is another potential hurdle.

Workers who process passports had layoffs at the State Department reversed, but just last month the department forbid passport processing at certain public libraries that had long helped relieve pressure at the department. Government libraries, post offices, county clerks and others still provide the service.

It takes four weeks to six weeks to get a passport, according to the department’s website, excluding mailing time. A new passport costs $165 for adults while renewals cost $130, and the photo costs $10 or $20 more. The turnaround time can be sped up to two weeks or three weeks for an additional $60 — and for even faster processing, add $22 more. The fully expedited process for a new passport would cost at least $257.

Birth and marriage certificates

A birth certificate may be a quicker and cheaper choice for most people, but there are twists.

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The SAVE Act requires a certified birth certificate issued by a state, local government or tribal government. What does not appear to qualify is the certificate signed by the doctor that many new parents are given in the hospital when their child is born. It provides information similar to a certified birth certificate, but would not meet the letter of the federal legislation.

Like passports, birth certificates can sometimes take weeks to obtain. Those who live near their birthplaces can visit the local vital statistics office, but staffing shortages and escalating demand for REAL IDs have caused significant backlogs in some states. In New York, the waiting period for certified copies is four months, the state said. Average processing times for online certificate requests vary widely by state, from as few as three days to 12 weeks or longer.

People whose birth certificates don’t match their current IDs — mostly women who changed their names when they married — would likely need additional documentation to register to vote under the bill. A 2023 Pew Research Center survey found about 80% of women in opposite-sex marriages in the U.S. take their husband’s last name.

A major change to the voting process, but with no extra money

Notably, the SAVE Act does not provide any money to help states and local governments implement the changes or promote them to voters.

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For Bogdan, that was part of the problem when New Hampshire’s proof-of-citizenship law took effect. People who have voted elsewhere in the state are not required to show proof of citizenship in their new towns if poll workers confirm their registration history, but Bogdan said workers at his polling place did not seem to know that or try to look up the information.

He eventually was able to cast his ballot because, by luck, he had recently retrieved his birth certificate from his parents’ house more than an hour away so he could apply for a REAL ID. But he said government notices to voters would help prevent possible disenfranchisement.

“Young voters like myself don’t always carry around our birth certificate, Social Security card, all that important stuff, because it’s not used ever or very often,” he said. “And so all those young kids who are going to go out and try and vote will be held back from that.”

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