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Retired Brit, 68, ends up homeless in Thailand after falling victim to cyber predator posing as glamorous US woman in romance scam

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Former UN flight operator Simon Charles Hill, 68, from Luton, retired to Bangkok 11 years ago, where he lived comfortably on his state pension

A retired British pensioner has revealed how he was left destitute in Thailand after falling victim to a romance scam. 

Former UN flight operator Simon Charles Hill, 68, from Luton, retired to Bangkok 11 years ago, where he lived comfortably on his state pension.

But after splitting from his Thai wife, the Brit expat lived alone – before being targeted online by ruthless cyber predators posing as a besotted American woman called Emily Smith.

The fictitious woman, seen in pictures posing in sports wear, claimed to be waiting for $3million (£2million) in inheritance.

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But she needed to pay fees to claim the cash, she claimed, which Mr Hill willingly stumped up.

Having apparently believed the story, Mr Hill started transferring his pension – around £500 a month – as soon as it reached his bank account. He then drained his own savings before running out of cash.

Months after the scam began, Mr Hill was kicked out of his apartment after he found himself unable to pay his rent. 

He was unable to buy food and was eventually found sleeping in the lobby by concerned locals.

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Former UN flight operator Simon Charles Hill, 68, from Luton, retired to Bangkok 11 years ago, where he lived comfortably on his state pension

The fictitious woman, seen in pictures posing in sports wear, claimed to be waiting for $3million (£2million) in inheritance

The fictitious woman, seen in pictures posing in sports wear, claimed to be waiting for $3million (£2million) in inheritance

Mr Hill thought he was speaking to a woman called Emily Smith before he realised he was the victim of ruthless cyber predators

Mr Hill thought he was speaking to a woman called Emily Smith before he realised he was the victim of ruthless cyber predators

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It is suspected that the scammers used artificial intelligence to create the image of the woman Mr Hill thought he was speaking to, or an identity was used falsely.

A local charity, the Bangkok Community Help Foundation (BCHF), helped Mr Hill – who had illegally overstayed his visa, and was therefore in the country illegally – avoid spending weeks in prison and paid for his flight back to the UK, where he is now recovering.

Recounting how the con began, Mr Hill said: ‘I took to talking with a lady on social media. There was a girl called Emily Smith.

‘She reached out to me on Facebook. And her texts were very warm and inviting, and she sounded like a three-dimensional kind of girl, although I didn’t know whether she existed or not.’

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He continued: ‘She introduced me to her lawyer, who was disposing of her property and assets, a total of three million US dollars to be paid directly into my bank account.

‘The sale of the house and the transfer of the funds to my account incurred a fee. And it was assured to me that I would receive the bank transfer once I had paid these fees.

‘I was able to sustain myself for a while, but it wasn’t going to last. And that’s when it dawned on me that I was actually homeless.’

Mr Hill told the Daily Mail he made seven or eight transfers, over a period of just under five months. 

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The desperate pensioner eventually spent several nights sleeping in the lobby of a hotel in the Surawong area of Bangkok as his money ran out and he had nowhere else to go.

The BCHF said Mr Hill was ‘very frail and weak’ when he was found on July 9.

The Brit said he had been advised by the embassy that he could be sent to immigration detention.

But Friso Poldervaart, 34, a Dutch national and co-founder of BCHF, believed there was another option for the frail and elderly retiree.

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Mr Hill transferred his entire pension - around £500 a month - as soon as it reached his bank account. He then drained his own savings before running out of cash

Mr Hill transferred his entire pension – around £500 a month – as soon as it reached his bank account. He then drained his own savings before running out of cash

Months after the scam began, Mr Hill was kicked out of his apartment and unable to buy food when he was found sleeping in the lobby by concerned locals

Months after the scam began, Mr Hill was kicked out of his apartment and unable to buy food when he was found sleeping in the lobby by concerned locals

A local charity, the Bangkok Community Help Foundation (BCHF), helped Mr Hill - who had illegally overstayed his visa - avoid spending weeks in prison and paid for his flight back to the UK, where he is now recovering

A local charity, the Bangkok Community Help Foundation (BCHF), helped Mr Hill – who had illegally overstayed his visa – avoid spending weeks in prison and paid for his flight back to the UK, where he is now recovering

Friso and the team decided to take Mr Hill to the organisation’s ‘Centre of Dreams’ shelter instead, where he was given time and space to recover.

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Looking back on the day he first met Friso, Mr Hill said he believed he had reached rock bottom until he was rescued by the ‘knight in shining armour’.

The grateful expat said: ‘At the time, I thought there was nothing. I thought that I would be out on the street. And then you appeared, rather like a knight in shining armour, and said that I would be going with you, in fact.

‘I was not going to the immigration detention centre, as prescribed by the British Embassy, I believe, which I find astonishing, frankly.’

The pensioner said he was initially nervous when he arrived at the shelter, but the care he received soon made him feel safe.

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‘When I first came here, I was a little bit pensive, thinking, okay, but my stay here has been memorable. I mean, for the right reasons.

‘To be honest with you, the care and warmth I’ve been shown here has been a lesson to me. Ever since I began staying here, I knew I was safe.’

Speaking to others at the centre who had experienced homelessness, Mr Hill said he had feared ending up on the streets himself.

He said: ‘The conditions on the street are absolutely horrendous. I was extremely worried I was going to end up there, but it never happened, thank God.

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‘It would be the care and the friendship that I’ve received from the centre and from its staff, as well as you, which have been pretty much unforgettable, and has always helped me to sleep well at night, or sleep reasonably well.’

Mr Hill stayed at the Centre of Dreams as the organisation worked for nearly two months to repatriate him to the UK.

They organised fundraising and made the logistical arrangements to ensure he could finally return to his home country.

Mr Hill is now safely back in the UK, where he is staying in a homeless shelter in London while waiting to enter assisted living.

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However, Friso said the money he lost is unlikely to ever be recovered.

The Dutch philanthropist said: ‘He told me, “Finally, I had someone who cared for me.” He admitted that he sometimes suspected he was being scammed, but he did not want to believe it because the relationship made him feel cared for in a way he had not experienced for many years.

‘He lost […] essentially his entire pension. Every month when his pension arrived, he would send almost all of it to the scammer. He then could not pay his rent, electricity or buy food, and was eventually evicted from his condo.’

Friso added that romance scammers often target elderly and vulnerable people who have nobody, building an emotional attachment before draining their life savings.

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The suspects were reportedly traced to Nigeria, while Mr Hill’s money had been sent to a Thai mule account – bank accounts used by criminals to collect or launder money obtained through illegal activities such as fraud, scams, and other cybercrimes.

Friso said: ‘We reported the scam to the Yan Nawa District Police. The police took the report and the information about the Thai mule account was passed to the bank, but there was no wider investigation that we are aware of.

‘Unfortunately, I don’t have much hope that Mr Hill will get his money back.’

Acting Police Major Loetchai Phiwlongchai, an investigation officer at Yannawa Police Station, said Mr Hill had filed an official report against the scammers in July.

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He said: ‘The complainant has officially filed a report with police, and we have received and recorded the complaint as evidence. The matter will now be handled in accordance with the complainant’s legal rights.’

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Fears pedestrians could be hit by cars if new Cambridgeshire village shop opens

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Cambridgeshire Live

The plans would ‘transform’ the ‘neglected site’

Plans to revive a “derelict” shop site have been slammed over safety concerns following the death of a pedestrian outside a similar store. A new Co-op shop in Mill Road in Isleham. is set to open, despite concerns over traffic and parking.

The shop would be relocated from the current store in West Street, and previous plans were withdrawn earlier this year after concerns were raised around heritage impact, transport and highway safety. The applicant, Co-operative Food Group Limited, revised the plans and changed the design and orientation of the shop and access from Mill Street.

The proposal, submitted to East Cambridgeshire District Council, sought full permission for the shop and outline permission for two bungalows to the back of the site. It also included 13 parking spaces – including one accessible space and one parent and child bay.

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Justin Lloyd, agent for the applicant, told the council’s planning committee that the former Pattersons Stores site, which was demolished in 2023, has “fallen into a derelict and deteriorating condition”. He said the new build would transform a “neglected site” into an “attractive landscape development” and create a “larger, more modern shop, with improved parking”.

Cllr Julia Huffer, district councillor for Fordham and Isleham, said everyone in the village is “desperate” to see a “new and improved store” but raised “safety concerns”. She accused Cambridgeshire County Council’s highways department of ignoring residents’ concerns around traffic and said a similar situation had happened before the Co-op opened in nearby Fordham.

The Conservative councillor said: “When trying to leave the car park I frequently take my life in my hands – it’s a regular occurrence. We were assured by the highways department that the road past the Co-op in Fordham was a quiet B-road and sufficient braking space was available.

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“However, following the death of a resident knocked down while trying to cross the road three months after the new store opened, the parish council applied for a pedestrian crossing.”

She said this was refused by the county council which said there was not enough braking space for a crossing as “traffic coming round the corner comes too quickly”. Cllr Huffer said: “I fear that a similar situation is likely to happen in Isleham and this is completely unacceptable.

“Residents know more about the everyday traffic conditions in their village than any highways expert or traffic management expert and we need to listen to their concerns.

“I seriously fear for the health and safety of the residents in Isleham if the same things happen in Isleham that have happened in Fordham.”

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She also claimed residents in Limestone Close were concerned the bungalows would overlook their properties and said the fencing “resembles a prison camp”, asking for it to be made more appealing.

Isleham Parish Council strongly supported the move to relocate the current store which they said is a “vital facility” for the village. Richard Radcliffe, chair of the council, told the committee the scheme would be a “significant enhancement” to the current shop and reiterated their “strong and long-standing support”.

The council approved the application by nine votes to two, adding the condition that an updated transport assessment be provided to consider parking and speed restrictions on Mill Street to make the road safer.

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Harry seen in Britain for first time since return to the UK as King insists he and Meghan are still NOT working royals

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Prince Harry was pictured today for the first time since he and Meghan Markle returned to the UK

Prince Harry was seen today for the first time since he and Meghan Markle returned to the United Kingdom – only hours after King Charles insisted the Sussexes are still not working royals.

The Duke, 41, was pictured smiling at Tower Bridge Studios – the central London premises where Diary of a CEO and The Apprentice are filmed – on Monday afternoon. 

The studio’s Instagram page posted: ‘Thank you Prince Harry for choosing Tower Bridge Studios! It was an absolute pleasure to have you in our studios and signing our wall. We look forward to welcoming you back again.’ 

It came on the same day that the King shared a letter of guidance to ‘senior stakeholders’ in the government, military and those who represent the Royal Family around the country. 

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Charles said that Harry and Meghan’s titles are in abeyance and they should not be treated as working royals. He also advised that ‘security issues should continue to be directed to the relevant police authorities’. 

The guidance was sent out under the King’s instructions by his most senior official, the Lord Chamberlain.

Royal officials have made clear it is sent in ‘full accordance’ with the Sussex family’s stated wishes to remain private citizens while in the UK, and in keeping with what became known as ‘the Sandringham agreement’ – ‘which still stands’.

The letter, which confirms Harry and Meghan cannot use their HRH titles, has been shared with the Duke and Duchess. 

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It reads: ‘Following the decision by the Duke and Duchess of Sussex to relocate to the UK, we have received a number of requests for guidance. To help avoid doubt or confusion, the King has directed that the following information be shared.

‘It is well known that in January 2020 the Duke and Duchess stepped down from undertaking representative duties on behalf of the Sovereign, and are no longer working members of the Royal Family

‘This position, distinct from the state and royal duties undertaken by the working Royal Family, and with the personal latitude it brings the couple in respect of financial independence and protection of their privacy as they would wish, will continue to be fully respected.’

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Prince Harry was pictured today for the first time since he and Meghan Markle returned to the UK 

The Duke was seen signing a wall at Tower Bridge Studios in central London, where The Apprentice and Diary of a CEO are filmed

The Duke was seen signing a wall at Tower Bridge Studios in central London, where The Apprentice and Diary of a CEO are filmed

Harry and Meghan at a David Foster Foundation event in Canada on August 7

Harry and Meghan at a David Foster Foundation event in Canada on August 7

King Charles III and Queen Camilla attend The Braemar Gathering in the Highlands on Saturday

King Charles III and Queen Camilla attend The Braemar Gathering in the Highlands on Saturday

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King Charles is understood to have found out about his son's impending move back to Britain on Sunday (the pair are seen together in 2022)

King Charles with Harry at Windsor Castle after Queen Elizabeth II’s death in September 2022

William, Harry, Meghan and Charles at a Commonwealth Service at Westminster Abbey in 2019

William, Harry, Meghan and Charles at a Commonwealth Service at Westminster Abbey in 2019

The letter – which was sent to relevant senior stakeholders across Government, the military and Lord Lieutenancies by the Lord Benyon, the Lord Chamberlain, who represents the Royal Household – continues: ‘It follows that there is no change to the current status of the Duke and Duchess of Sussex. Their styles as His and Her Royal Highness remain in abeyance and are not used. 

‘The charitable work of the Duke and Duchess is a personal matter for them both and undertaken in their private capacity. In short, their position is akin to private citizens with commercial and charitable interests. 

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‘Any specific questions from official and State organisations about the courtesies which should be extended to the Duke and Duchess, and particularly where recourse to public funds may be required, should be directed to Buckingham Palace. Any operational security issues should continue to be directed to the relevant police authorities.

‘All correspondence and administrative questions relating to the couple should be sent directly to their office, which will continue to operate separately from the Royal Household.’

Officials have insisted there is nothing controversial or new around the letter’s contents, which simply make clear ‘the continued position for the benefit of all parties’.

However, the fact that the Palace needed to send the letter out in the first place demonstrates the level of confusion and consternation Harry and Meghan’s sudden to return to the UK has caused.

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It will also be seen by some as a determined effort to put the couple in their place after sources close to them have repeatedly briefed out to favoured media in recent weeks their plans to undertake more charitable duties back in the UK.

The Sussexes returned to Britain a fortnight ago with their two children for what has been described as an ‘extended’ stay. Prince Archie and Princess Lilibet are believed to be starting at a British school this week. 

The wider issue of a framework for security provision remains for the Executive Committee for the Protection of Royalty and Public Figures (Ravec) to determine, a source stressed.

Officials could not be pinned down as to how many people the letter had been sent to, particularly in government, aside from saying ‘a select few at an appropriate grade of seniority’. 

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Lord Lieutenants act as the personal representative of the monarch on in their assigned county or area. There are currently 98 across the UK.

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Cardiff unveil special new rugby kit as legends blown away by ‘naughty’ jersey

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Wales Online

The new kit is inspired by the team of 1876

Cardiff Rugby and Cardiff RFC have unveiled a new kit to mark their 150th anniversary.

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The special kit, which has been made in collaboration with Macron, is based on the strip worn by Cardiff’s pioneering team of 1876. The all-black kit even features the original skull and crossbones logo famously captured in the iconic image of inaugural captain TS Donaldson Selby.

The new shirt will be worn for the visit of Ulster on December 5, which is the closest date to the anniversary of Cardiff‘s first competitive fixture. That first game saw Cardiff take on Newport RFC at Wentloog Marshes on December 2.

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Cardiff RFC will take on the same opponents in a Super Rygbi Cymru fixture, which will happen after the BKT United Rugby Championship clash in what they hope will be a fitting occasion in the capital.

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The club called up on a few Cardiff legends to help launch the new kit, including Sir Gareth Edwards, and Steve Ford, who declared it “brilliant” and “absolutely beautiful”.

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Former Wales captain Sam Warburton was also impressed. “All black. Sexy all black,” he said, before then declaring the kit “naughty”.

“It’s good to see Cardiff rugby embracing a true colour,” was the verdict from former All Black Xavier Rush, who said he’d buy one before proclaiming it his “favourite ever Cardiff jersey”.

As well as the skull and crossbones design taking centre stage in striking white, there are a few other interesting details.

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Inside the collar, a gold tape reads “CELEBRATING 150 YEARS” and “YMLAEN CAERDYDD”.

The kit will be completed with all black shorts and socks, while a cotton long-sleeve jersey is also expected to be released in the coming weeks.

The club have already released their home and alternative strips, with the traditional blue and black colour-scheme featuring heavily.

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The home jersey features a traditional quartered design, while the alternate kit is predominantly white with blue and black shoulder, sleeves and side panels.

Cardiff begin their URC campaign away to Welsh rivals Scarlets on September 26.

Follow all of our channels to ensure you stay up to date with the latest Welsh rugby news. Sign up to our free daily newsletter here and our WhatsApp channel here for all the breaking news.

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Tunnel built under major new road between Cambridge and Bedfordshire – but it’s not for drivers

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Cambridgeshire Live

The road is expected to open next year

A tunnel has been built under a new dual carriage way to help guide bats and other wildlife. This forms part of the major £1 billion Black Cat to Caxton project.

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The 45-metre long (5-metre-wide and 4.5-metre-high) tunnel runs beneath the new 10-mile dual carriageway. This is located between the Black Cat roundabout in Bedfordshire and Caxton Gibbet in Cambridgeshire.

Ecological surveys carried out in 2021 helped National Highways to understand how wildlife uses the area, including identifying bat flight paths crossing the route of the new dual carriageway.

It said the tunnel will help bats to “safely navigate” the new road. Alongside bats, the tunnel will help to guide other wildlife towards the crossing.

The underpass has been built alongside new hedgerows, trees, shrubs and specifically designed fencing. “It’s one of the ways we’re working to make sure the new road and the surrounding environment can live alongside each other”, a National Highways spokesperson said in a social media update.

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The A428 Black Cat to Caxton Gibbet upgrade aims to deliver a new 10-mile dual carriageway. It will replace the final stretch of single carriageway on the road between the M1 at Milton Keynes and the east coast ports of Harwich and Felixstowe.

Most of the scheme is set to open in spring 2027 including the new 10-mile A421 dual carriageway between Black Cat junction and Caxton Gibbet.

Other key junction improvements, include:

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  • the new A421 flyover at Black Cat junction;
  • dual carriageway entry and exit access at the new Cambridge Road junction;
  • fully upgraded Caxton Gibbet junction.

The final phase of the scheme is expected to open in mid-summer 2027, when the new A1 underpass at Black Cat junction comes into use.

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Man City XI vs Porto: Confirmed team news, predicted lineup and injury latest for Champions League

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Man City XI vs Porto: Confirmed team news, predicted lineup and injury latest for Champions League

Maresca had already promised to make changes at the Estadio Do Dragao, however. Speaking after sinking Coventry, he told reporters: “We saw today with Ayyoub [Bouaddi], [Ryan] McAidoo, Iliman Ndiaye, they haven’t played in Champions League but they need to start, so on Tuesday they are going to start to get minutes in the Champions League.”

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Boy, 11, victim of North Belfast sectarian attack as mum questions PSNI response

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Belfast Live

An eleven-year-old boy was the victim of a sectarian assault in North Belfast last week, with his mum saying the investigation is “not being taken seriously” by the PSNI.

The young boy was assaulted at around 9pm on Wednesday, September 2 in the Queen Victoria Gardens area by a group of children aged between 12 and 16 – who shouted sectarian abuse at him.

The following morning, mum Catherine McCotter, from the Skegoneill area, reported to the incident to police, but said she did not hear from officers until that evening, when the same group of youths came to her street and began to shout abuse at her and her child.

Later that night, she received a call from a police officer, dismissing the incident as “just a fight.” The concerned mum said they no longer feel safe in the mixed area, after living on their street for nine years, and her son feels unable to leave the house.

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Speaking to Belfast Live, Catherine said: “My son and another wee boy were fighting around in Queen Victoria Gardens but a group of youths from Tiger’s Bay had come into the area. They all turned on Kevin and called him sectarian names, like ‘dirty taig’, and Kevin came around to me saying there was a big crowd of them. We walked away, but we were still getting abuse.

“My child was so upset, but I waited until Thursday morning and rang police to say this needed to be sorted, there was too big of a crowd against just one child. There was no police response.

“On Thursday night, the crowd then came into our street, and again shouted sectarian abuse, more or less trying to intimidate me and my son. It was only then that police responded.

“It took them until 7pm on Thursday night for them to come, and even then when they came into my home, the incident I reported hadn’t been read through or anything, they were reading it while sitting on my sofa.

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“The crowd informed me they recorded the fight between the two kids, so I told police and said it was being shared around.

“I haven’t had word back from police about the video, or whether the crowd are being investigated. Last night [September 6], the whole crowd were back up at the top of Queen Victoria Gardens again. There have been no increased police patrols, there’s nothing, there’s no police to be seen to be looking out for any community resolution.”

Catherine said she believes her family has been let down by the PSNI, and has reported their response to the Police Ombudsman for investigation. She is calling for increased police patrols in the area, and for further support for her son.

In response, police said they deal with a “considerable number of calls for assistance on a daily basis” in the North Belfast area, and “all information given is considered when prioritising calls.”

“The police said it was just a fight. If it was just a fight, why were these kids able to come in and intimidate me in my street? My child can’t walk in this area on his own,” she said.

“I don’t feel safe, and it’s even worse now as the police have let me down. If they came out on Thursday morning, I wouldn’t have been dealing with the crowd in my street on Thursday night, that’s the way I see it. And it feels like to me the whole incident has just been blown off as it was just a fight.

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“If it was just a fight, why are the kids bringing sectarianism into it? We respect the area. My kids don’t wear their Celtic or Cliftonville kits out there because we are in a mixed area.”

Catherine said the incident has left her young son shaken, and unable to do the things he would normally enjoy in the local area for fear of running into the group.

She said: “Kevin would usually go to the library down at the Grove, or around to Peas Park as he’s an outdoorsy child. But he can’t do that now on his own for the fear of meeting some of these kids again and getting a beating.

“I would have thought there would have been a police patrol car around the area, especially at the weekend. But there has been nothing.

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“I told police my child was left suicidal by this whole incident as he knows he can’t walk around the area and he is being tortured. He didn’t want to go to school in case the video was circulating around.

“Where is the reassurance my child can walk down the street and nobody is going to touch him? Where’s the reassurance that these kids’ parents know what they’re doing in this area? There’s no reassurance of that whatsoever.

“I’m living in a mixed area and the police response and the way they’ve handled this has installed more fear in me. I feel even more intimidated.”

A PSNI spokesperson said: “Police in north Belfast deal with a considerable number of calls for assistance on a daily basis. All information given by the reporting person is considered when prioritising calls and those where there is an immediate risk to life or property are given precedence. As this matter has now been referred to the Police Ombudsman, we are unable to comment further on this matter.”

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How Facebook’s revolutionary News Feed kicked off the age of algorithms

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How Facebook’s revolutionary News Feed kicked off the age of algorithms

It is two decades since Facebook introduced the News Feed – letting loose a world in which algorithms would shape ever more of our lives.

In 2006, Facebook was facing something of a crisis. Its internal data suggested that for the first time since its launch two years earlier (as TheFacebook), the company had stopped growing. People weren’t joining, and existing users weren’t spending more time on the site.

The solution co-founder Mark Zuckerberg and colleagues came up with, the News Feed, meant individual users’ homepages would be automatically updated with information tailored to them – in particular, new posts their Facebook friends had added.

Up to then, users had to actively check their friends’ profiles to see what they were up to. Now, this information would automatically be sent to your homepage. With it, a new world of algorithmic interaction was born.

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It might seem quaint now, but for many Facebook users at the time, these changes felt like a violation of their privacy and trust. If you were to change your relationship status from “in a relationship” to “it’s complicated”, for example, this could now be broadcast to all of your online friends.

The News Feed caused the first major protest against Facebook. Tens of thousands of users joined a group calling for the return of the original system. A spontaneous protest emerged outside Facebook’s office in the city of Palo Alto, California. For the first time, the company felt it had to hire security guards.

Video: Mashable.

Zuckerberg issued a sort-of-apology, but he didn’t back down. What he and other Facebook engineers could see was that, rather than pushing people away from the site, the News Feed was driving more engagement – leading users to spend more and more time on the platform.

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A revolution in media consumption

Twenty years later, we can understand this development as one of the most significant socio-technical changes of the entire digital revolution. It ushered in an age where algorithmic systems structured how people interacted, consumed news and conducted political activity.

Crucially, to enable this new “content pushing” approach, Facebook engineers had to build a new digital architecture that moved the site away from being a static social network, into an algorithmic system built around the extraction and analysis of user data.

Under this new system, in the words of researchers Christina Alaiamo and Jannis Kallinikos, Facebook users could be “computed on the basis of discrete and countable activities”, turning them into “identifiable, knowable and actionable objects”.

Facebook had thus shifted from a site primarily enabling social interaction to one concerned with the production and commercialisation of knowledge. With increasing accuracy, it understood what type of content kept users on the site longer – and what type of information could influence people’s behaviour outside and beyond the site.

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Facebook could now continuously optimise the level of social interactions using its algorithmic ranking system, Edge Rank. With a tweak, it could switch from prioritising messages from close friends to content that generated greater interaction, or outrage.

This took power away from users towards the corporation, and raised concerns that users were spending more time on the site than they seemed to want to. (Eventually, this would lead to a “major overhaul” of the News Feed in 2018, with Facebook promising to re-prioritise “meaningful social interactions” over “relevant content”.)

But above all, Facebook’s innovation in 2006 enabled it to capture huge amounts of user data that would, over the next two decades, enable it to expand globally at an astonishing rate – and generate vast amounts of revenue in the process.

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Video: CBS New York.

A very different algorithmic age

Twenty years on, Facebook’s parent company Meta and other big tech platforms face challenges far more powerful than spontaneous protests on the streets of Palo Alto. Across the world, there is sustained activity from democratic institutions and states to contain the power and perceived harm of the algorithmic systems that emerged from 2006.

In Australia, use of social media platforms by under-16s is banned, and this is potentially spreading to the UK. Meanwhile, courts in the US have forced Meta to restrict the amount of access that children have to their products. While less than 1% of Facebook’s revenue comes from teens, the precedents set by these legal cases appear significant.

However, we also live in a very different algorithmic age than the one heralded by the launch of the News Feed 20 years ago. While Meta continues to derive most of its revenue from its social network platforms, which also include Instagram and WhatsApp, recent investments and prospective AI product launches suggest its leadership believe future revenue streams will largely be tied to developments in machine learning, large language models and “superintelligence”.

The question is: will governments and other institutions react more quickly to the concerns raised by this new era of AI development than they did to the emergence of algorithms two decades ago? On past evidence, this looks unlikely.

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Humiliation for Angela Rayner as she is forced to abandon controversial Labour shake-up of local authorities amid legal challenges

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Angela Rayner today halted Labour's shake-up of local authorities

Angela Rayner today halted Labour‘s shake-up of councils, plunging the Government’s controversial reorganisation of local authorities into fresh chaos.

The Ministry of Housing, Communities and Local Government (MHCLG) said it had withdrawn decisions to streamline councils across a swathe of areas as it announced a review of plans.

It follows ‘updated and privileged’ legal advice and the review will allow ministers to ‘ensure the process is robust and aligns with the new Government’s plans to rewire the state’, the department said.

At least eight councils have launched legal challenges or were considering doing so over decisions announced while Keir Starmer was prime minister.

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MHCLG said decisions on the reorganisation of councils in Essex, Hampshire, Norfolk and Suffolk have been withdrawn in light of new legal advice.

Plans for 14 other areas, which were only announced in July by Ms Rayner’s predecessor Steve Reed amid accusations of Labour ‘gerrymandering’ – along with Cambridgeshire & Peterborough and West Sussex – will also be reviewed and paused while this is carried out, the department added.

Angela Rayner today halted Labour’s shake-up of local authorities

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Ms Rayner said the review of existing plans was requested by the new PM Andy Burnham

Ms Rayner said the review of existing plans was requested by the new PM Andy Burnham

MHCLG confirmed that local elections in May next year will go ahead on existing council boundaries.

Reorganisation in Surrey will not be affected by the review and the two new unitary authorities – East and West Surrey – will be created in April next year. 

Labour is bidding to abolish the two-tier system of local authorities, in which areas are controlled both by county councils, and district, borough or city councils – in favour of new unitary authorities.

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In July, on the last sitting day in the House of Commons before Sir Keir quit as PM, the Government announced the latest changes that would have seen 134 councils streamlined into 38 unitary authorities across 14 areas.

But the Tories said the new council boundaries were ‘clearly gerrymandered’ as they accused Labour of redrawing the electoral map in its own favour.

Ms Rayner, who returned to her role as Communities Secretary when Andy Burnham replaced Sir Keir in July, told MPs in the House of Commons on Monday that the review of existing plans had been requested by the new PM.

She said: ‘As we are now more determined than ever to devolve power closer to the people we represent, it’s only right that as a new Secretary of State I make sure that everything we do is working towards that plan to change Britain, without delay.

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‘The Prime Minister told the House last week, he was “prepared to look at local government reorganisation” and he asked me as his Communities Secretary to ‘do that’.

Ms Rayner added: ‘I understand that feelings run high and people naturally have strong views but in different directions.

‘In that context, in light of legal advice, I want to satisfy myself firstly that the right process is in place, that it is robust, and of course complies with the law.

‘And secondly, I want to fully test whether our proposals for local government reorganisation meet the priorities of the new administration and the new Prime Minister and any additional considerations.

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Is your local area affected?

The Ministry for Housing, Communities and Local Government (MHCLG) is withdrawing decisions on council reorganisation in these places:

  • Essex
  • Hampshire
  • Norfolk
  • Suffolk

It is also reviewing decisions across:

  • Derby & Derbyshire
  • Devon, Plymouth & Torbay
  • East Sussex & Brighton
  • Gloucestershire
  • Hertfordshire
  • Kent & Medway
  • Lancashire, Blackburn with Darwen & Blackpool
  • Leicester, Leicestershire & Rutland
  • Lincolnshire, North Lincolnshire & North East Lincolnshire
  • Nottingham & Nottinghamshire
  • Oxfordshire and West Berkshire
  • Staffordshire & Stoke-on-Trent
  • Warwickshire
  • Worcestershire

MHCLG has not yet taken decisions on Cambridgeshire & Peterborough and West Sussex, and these areas will be considered alongside the wider review.

The review will not consider reorganisation in Surrey. The new unitary authorities have been established in legislation and elections have been held.

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‘With those two considerations in mind, I have decided to withdraw the decisions made in March this year for Essex, Hampshire, Norfolk and Suffolk and – where necessary – their neighbouring unitary authorities.

‘I have also decided to conduct a full review of the local government reorganisation programme, including the decisions that were announced in July of this year for a further 14 areas – and those two areas where decisions have not yet been taken – and asked that reorganisation activity be paused.’

Ms Rayner continued: ‘I do not take this lightly. I recognise the huge amount of work that has already gone into progressing reorganisation in each of these areas, and I am very grateful for it.’

She later admitted it was ‘disappointing’ she had had to deliver her statement to MPs.

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David Simmonds, the Conservatives’ local government spokesman, on Monday demanded Ms Rayner offer an apology for Labour’s ‘betrayal of local democracy’.

He said: ‘I appreciate she has returned to this role after others have been stewarding it, but will she apologise to all of those councillors, all of those local government officials, all of those political candidates and activists, all of those businesses that have engaged in good faith with this Government’s process.

‘All of whom have been shamefully let down by this betrayal of local democracy.’

James Cleverly, the Tories’ former shadow communities secretary who is now running for London mayor, branded the Government’s now-paused plans as ‘gross gerrymandering and political opportunism’, as well as ‘gross incompetence and stupidity’.

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‘She has only just returned… so it can’t really be her fault. So who screwed up? Who is it that has wasted the time, effort and money of people in Essex and other parts of the country?,’ the Braintree MP asked Ms Rayner.

Reform UK-led Kent County Council is set to consider a judicial review at a meeting on Tuesday after it did not receive a response from the Government to a letter setting out concerns.

The party also leads county councils in Norfolk, Suffolk and Essex, which all launched legal challenges to reorganisation. 

Reform leader Nigel Farage said: ‘Reform UK not only argued that this Government’s plans for local government reorganisation were an unmitigated disaster, but we once again put our money where our mouth is.

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‘Earlier this year we took on the Government and forced them to give the vote back to millions of people after Labour tried to cancel democracy.

‘Now, thanks to our judicial reviews in affected Reform-led councils, the Government has backed down on their plans yet again.

‘Only Reform had the backbone to stand up to these reckless plans. This is yet another embarrassing defeat for Labour. Only Reform backs real democracy.’

Mr Simmonds said: ‘This is yet another total humiliation for this Labour Government, who have once again been exposed breaking the law in an attempt to force their top-down programme of local government reorganisation on communities.

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‘Ministers are only backing off because they have been found out in the face of relentless Conservative opposition to their gerrymandering.

‘Their behaviour shows that Burnham and Rayner’s promise to empower local communities is completely hollow: their intention was always to dictate downwards.

‘Labour should come clean and put all non-privileged documentation about this process in the public domain. The public have a right to know the truth.’

Sean Matthews, chair-elect of the County Councils Network, said: ‘Since the reorganisation programme was announced, the County Councils Network (CCN) has been clear that it would support reorganisation where it generated significant savings, protected local services, preserved local identity and provided a strong impetus for economic growth.

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‘Many of our members had serious concerns and felt the decisions taken over the last six months would not deliver any of these aims – with the previous Starmer government shifting substantially from its own criteria to create new authorities covering populations of 500,000 or more.

‘Others were concerned how decisions were made, the robustness of the process and the underpinning evidence.

‘The CCN called on the new administration in government to take ownership of the programme – reviewing the decisions made and only proceeding with proposals that can deliver sustainable councils and protect services.

‘We are pleased they have taken ours, and our councils’ concerns on board by announcing a pause and review of the programme today.’

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Zoe Franklin, the Liberal Democrats’ local government spokesman, said: ‘This is an embarrassing and chaotic climbdown, which has resulted in already cash-strapped councils wasting huge sums on plans the Government told them were legally watertight.

‘Many local authorities, on the front line of delivering vital services such as adult social care and SEND support, were relying on this reorganisation to survive financially.

‘Many are now left with nothing, potentially putting essential services and vulnerable people at risk.

‘This episode has caused serious democratic harm, and Angela Rayner must urgently explain what comes next for communities left in limbo.’

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Unison said pausing the planned overhaul of local government leaves employees in ‘even greater limbo’.

Mike Short, the trade union’s head of local government, said: ‘There have been question marks over this process from the outset.

‘This pause prolongs the uncertainty felt by local government employees. Their jobs, futures and the services they deliver are in even greater limbo.

‘Staff should always be at the heart of a reorganisation of this scale. Stronger authorities are only made possible by a skilled, experienced and motivated workforce.

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‘The review’s full impact on workers won’t become clear until the results are published, but every effort must be made in the meantime not to cause them further distress.’

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Instagram-worthy holidays with direct Teesside flights

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Instagram-worthy holidays with direct Teesside flights

If your holiday isn’t complete without the perfect photo, these stunning destinations are hailed as Instagram-worthy- and the best part is they’re all accessible via direct flights from Teesside International Airport.

From colourful Mediterranean streets to iconic European waterfronts, there are plenty of picture-perfect spots waiting to fill up your camera roll this year.

Whether you’re chasing sunsets, historic architecture or postcard-worthy views, here are six incredible locations that should be on every travel lover’s list.

Paleokastritsa, Corfu

The picturesque spot is worth a visit (Image: TripAdvisor)

Located on Corfu, Paleokastritsa is known for crystal-clear waters, dramatic cliffs and lush green surroundings.

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Viewpoints overlooking the bays provide striking backdrops for photographs, with scenery that looks almost too good to be real.

Palma Cathedral, Palma de Mallorca

Palma de Mallorca Cathedral La Seu, Spain (Image: Teesside International Airport)

In Palma de Mallorca, the majestic Palma Cathedral dominates the city skyline.

One of the most Instagrammable views is from Parc de la Mar, where reflective waters frame the Gothic landmark, particularly around sunrise or sunset.

Santa Cruz neighbourhood stairs, Alicante

Alicante city panoramic aerial view with seaside, harbour and houses. Spanish city with beautiful beach. Travel and holidays concepts with a popular European summer destination. (Image: WILLIAM PERUGINI)

Alicante’s Santa Cruz neighbourhood is home to colourful, decorated staircases lined with brightly painted flower pots.

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The cheerful setting has become one of the city’s most photographed attractions.

Gibralfaro Castle, Malaga

Malaga, Spain. Cityscape Topped View Of Malaga. Plaza De Toros De Ronda Bullring In Malaga, Spain. (Image: Ryhor Bruyeu (Grisha Bruev / Grigory Bruev))

Perched above Malaga, Gibralfaro Castle offers sweeping views across the city, harbour and coastline.

The historic fortress provides a spectacular backdrop for holiday photographs overlooking the Costa del Sol.

Sunset in Ria Formosa, Faro

(Image: Teesside International Airport)

The Ria Formosa lagoon in Faro offers a memorable setting as the sun sets.

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The protected natural park can become awash with orange, pink and purple shades, creating an attractive scene for photographers.

Damrak canal houses, Amsterdam

Houses in Amsterdam (Image: Teesside International Airport)

Amsterdam’s Damrak canal houses are among Europe’s most recognisable sights.

The colourful buildings reflected in the water create a classic Dutch postcard scene and a popular social media image.

So, which destination is making it onto your camera roll first?

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Bank transfer casino: Top casinos with bank transfer payment methods

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Best Online Casinos with Bank Transfers 2026

There are many different ways to bank on casinos these days, but many players still prefer the traditional method of bank transfers.

Bank transfer casinos are simply casinos that allow deposits and withdrawals directly from or to a player’s bank account.

Alongside debit cards, this is one of the most popular casino payment methods, and it is known for security and reliability while also providing flexibility for players wishing to deposit large amounts of money.

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To that end, we’ve provided a guide to these casinos, offering information on the process of making deposits and some additional insight into the top UK casinos that accept bank transfers.

Below, we’ve provided some detail on the leading casinos with bank transfer facilities, including key information on the brands and their welcome offers.

1. LeoVegas

LeoVegas is one of the most highly-rated casinos in the business and their bank transfer process is very straightforward.

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Users can deposit a minimum of £10 using this method, while it suits high-rollers too with a maximum deposit of £10,000.

These deposits are instant, making it perfect for players to deposit and start wagering.

Withdrawals also start as low as £10, with a maximum withdrawal of £35,000. Withdrawal process times can take up to 3-5 days, although this is standard across the industry.

LeoVegas doesn’t have a huge array of payment options, but the best alternative to bank transfers is probably PayPal.

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2. BetMGM

BetMGM is a formidable name in the gambling industry and they permit customers to use bank transfers.

They allow both deposits and withdrawals via bank transfer, offering users secure and quick access to their funds.

BetMGM bank transfer deposits also start as low as £10 and permit users to deposit up to £10,000 at one time.

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Deposits are instant using BetMGM. Withdrawals may take up to 3-5 days to process, but it allows users to withdraw as little as £10 and as much as £35,000, making it one of the best bank transfer casinos in the business.

We would like to see BetMGM introduce more payment options as there’s not a huge variety outside of bank transfers, with Google Pay the pick of the alternative options.

3. Bet365 Casino

Bet365 is considered one of the highest payout casinos and they offer various methods for bank transfers, including instant and wire transfers.

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Wire transfers can take more time to process for deposits (between two and 10 days) while they also require a minimum £100 deposit, which ranges all the way up to £100,000 for a maximum deposit.

Withdrawals are straightforward, taking between 1 to 4 hours to process with a minimum withdrawal of £5 and max of £100,000.

Deposits made using Trustly or Pay By Bank App only require a £5 deposit, but the max deposit are limited to £25,000 and £5,000, respectively.

4. Coral

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Coral have a proud reputation in the UK gambling industry and offer bank transfers for both deposits and withdrawals.

Customers can deposit as little as £5 with bank transfers, although they are capped at a maximum of £2,000, which may not suit some high-rollers.

Withdrawals can also be as low as £5 on Coral Casino, but again are capped at the maximum level at £2,000.

Deposits are instant using Instant Bank Transfers, while withdrawals can take between two and four days to process.

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Given some of the limitations of using bank transfers on Coral, users may wish to Visa or Mastercard, which Coral have identified as their most popular options on site.

5. MrQ:

MrQ is one of the most popular casinos in the UK and is one of the top casinos that accept bank transfer deposits.

It offers a wide range of deposit and withdrawal options, but still ensures that it offers bank transfers as a payment method.

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The minimum deposit and withdrawal options are £10 each, while there are no limits on maximum amounts for either option.

Deposits made are instant, while withdrawals can take as little as 40 minutes, but may take up to three days depending on your bank.

MrQ is a casino that accepts Apple Pay, but other than that their alternative payment options are pretty standard.

  • Deposits: Players provide their bank details to the casino or use their online banking platform to transfer funds.
  • Withdrawals: Casinos transfer winnings directly to the player’s bank account. Using one of our recommended fast withdrawal casinos can help speed up the process.

The process may involve longer waiting times compared to other methods – it can take up to 10 days to process depending on the casino.

Security: Bank transfers use high levels of encryption and banking protocols to ensure secure transactions for deposits and withdrawals.

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No Third-Party Accounts: Players don’t need additional accounts, apps, or wallets to complete transactions.

High Rollers: Suitable for large deposits or withdrawals, as it often has higher limits than other payment methods.

Fees: There are very rarely fees attached to payments via bank transfers with casinos online.

Acceptance: Works with a wide variety of casinos, particularly leading brands.

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Longer Processing Times: Deposits and withdrawals may take several days to complete. Instant bank transfers remove this from the equation. Look out for this option, but withdrawals can still take a few days even on new casino sites with the latest technology.

Less Convenient: Requires customers to enter bank details, whereas other options such as Apple Pay and PayPal are quicker and can place deposits with FaceID or a touch of a button.

Privacy: Bank transfers are tied directly to your personal banking information.

How to deposit via Bank Transfer

  1. Log in to your casino account and go to the deposit section. Select Bank Transfer as the payment method.
  2. Enter your required bank details and deposit amount (bear in mind you may need to deposit a certain amount to qualify for a welcome bonus).
  3. Confirm the transaction via your bank. Some banks may require you do this via text, call or through their banking app.
  4. Top casinos have instant deposits via bank transfers, although this is not commonplace. Check to ensure that your chosen casino permits instant deposits.
  5. Waiting times can be up to four days depending on the casino and your bank.

How to withdraw via bank transfer

  1. Go to the withdrawal section of the casino.
  2. Select Bank Transfer as the withdrawal method.
  3. Provide your bank account details and confirm the amount to withdraw.
  4. The withdrawal process may take longer, typically 2–5 business days, depending on the casino and bank.

Bank transfers are ideal for players who value reliability and security over speed, but many modern forms of banking are catching up with the traditional method:

  • PayPal: PayPal casinos are popular online due to the speed, security and privacy offered. However, there are issues regarding the max deposits and withdrawals that might not be suited for high rollers. PayPal is not always eligible for welcome offers.
  • Neteller/Skrill: Much like PayPal, e-wallets like Neteller and Skrill offer security and speed for online transactions. While PayPal is not always eligible for welcome offers, these e-wallets are often excluded by casinos for promotions. They too have limits on max deposits and withdrawals.
  • Apple Pay: Apple Pay casinos offer convenience for customers with deposits made with a touch of a button, but these payments are limited to customers with Apple devices and are not universally accepted by all casinos.
  • Google Pay: Google Pay falls under the same category as Apple Pay in that it allow speed and convenience, especially for mobile users.
  • Paysafecard: Paysafecard casinos provide customers with greater security as well as speed, but is not available for withdrawals.
  • Pay by mobile: Pay by phone casinos are very popular as they allow players to make small deposits (up to £30) via their phone bill or mobile credit. However, withdrawals are not possible using pay by mobile.
  • Debit card: Debit card remains one of the most popular and reliable forms of depositing and withdrawing funds online. Providing efficiency and security for players as well as offering high thresholds of max deposits and withdrawals. Casinos that accept Revolut also fall under the debit card bracket.

Remember that gambling sites are only a form of entertainment, not a way to make money. Never wager more than you can afford to lose, and take steps to remain in control of your budget.

If necessary, you can make use of responsible gambling tools offered by casinos, such as deposit limits, loss limits, self-exclusion and time-outs.

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These tools will also be available on regulated poker sites and bingo sites and any other gambling platform.

Be careful not to get too carried away by free spins offers as they typically require a deposit to secure the bonus.

Should you wish to seek help for gambling-related issues, there are several charities, organisations and healthcare providers who offer support and information:

We may earn commission from some of the links in this article, but we never allow this to influence our content. This revenue helps to fund journalism across The Independent.

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