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Why Gen Z STOPPED Saving: Financial Nihilism | Ankur Warikoo Hindi
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You have a good degree, a decent starting salary of ₹6 Lakhs, yet when you look at real estate prices, a basic 1BHK costs ₹75 Lakhs. You realize that even if you save every penny, you might never afford a home. This feeling of helplessness is called “Financial Nihilism” – a mindset where you give up on long-term saving and instead blow your money on ordering in, travel, and UPI impulse buys because the future feels out of reach.
In this video, I break down why it’s so incredibly hard to be a 20-something today. We discuss how inflation has crushed purchasing power compared to our parents’ generation, why a ₹1000 SIP is about discipline (not wealth), and the extreme risks young people are taking in options trading and crypto just to survive. Most importantly, I share three actionable steps to regain control of your finances without sacrificing your happiness or falling into the EMI trap early in life.
#PersonalFinance #FinancialNihilism #warikoo
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Apps I used for Investing:
INDmoney – for US Stock Investing: https://indmoney.onelink.me/RmHC/cvh6e6h3
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Zerodha – for Indian Stock Investing: https://zerodha.com/open-account?c=ZMPHCY
Coin by Zerodha – for Mutual Fund Investing: https://zerodha.com/open-account?c=ZMPHCY
The above links are for products that I personally use for my own investing. If you create an account on any of these using the above links, I stand to make a referral income from it. 100% of this income is contributed towards the education of kids who cannot afford it. Over 5 years we have contributed 1.96Cr in helping kids continue their education.
DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.
My bestselling books:
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🔆 Godox Fill Light 60W: https://amzn.to/4exQvmL
💡 Godox Key Light 150W: https://amzn.to/3TQau6p
📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP
If you buy using the above Amazon links, I stand to make affiliate income from it and 100% of this income is contributed towards the education of kids who cannot afford it.
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Entire Map of Money in 21 Min.
FREQUENTLY ASKED QUESTIONS (FAQ) 👇
🚀 CAN YOU HELP ME START A YOUTUBE CHANNEL LIKE YOURS?
I’ve put together a step-by-step roadmap showing exactly how I grew and scaled this channel to 10+ Languages and made over $1.7 Million dollars. Get the Playbook here: https://littlebitbetter-playbook.web.app/
🎧 HOW DO YOU FINISH 1 BOOK A WEEK?
I don’t read, I listen! The secret is to only listen to books that solve a problem you are facing right now. It keeps you hooked while you commute or do chores. Get your first book 100% FREE with an Audible Trial: https://amzn.to/4fFIJrZ
💼 DO YOU OFFER 1-ON-1 CONSULTATIONS? Yes, I offer private, 1-hour strategy sessions ($800 USD) to help you launch or scale your own Faceless channel. Serious inquiries only: alittlebitbetterr@gmail.com
🪙 WHERE DO YOU BUY GOLD & SILVER? I use a Swiss company called GOLD AVENUE. They offer free, secure vault storage for up to $10,000 in precious metals. Check them out here: https://www.goldavenue.com/en/r/oRJxC06V2bQm75Hl
🤖 WHICH AI TOOLS DO YOU USE? None! Everything is crafted from scratch by me and my team. We have been producing videos this way since 2016—no shortcuts, just pure human creativity.
This video draws on research and ideas from the authors and books listed below. Full credit goes to them.
* Debt: The First 5,000 Years — David Graeber
* Where Does Money Come From? — Josh Ryan-Collins, Tony Greenham, Richard Werner, Andrew Jackson
* The Creature from Jekyll Island — G. Edward Griffin
* Money: The Unauthorised Biography — Felix Martin
* What Is Money? — Alfred Mitchell-Innes
* The Credit Theory of Money — Alfred Mitchell-Innes
* The Ascent of Money — Niall Ferguson
* The History of Money — Jack Weatherford
* A History of Money — Glyn Davies
* The Power of Gold — Peter L. Bernstein
The Mystery of Banking — Murray Rothbard
* When Money Dies — Adam Fergusson
* Dying of Money — Jens O. Parsson
* Fiat Money Inflation in France — Andrew Dickson White
* Lords of Finance — Liaquat Ahamed
* Exorbitant Privilege — Barry Eichengreen
* Princes of the Yen — Richard Werner
* Money: The True Story of a Made-Up Thing — Jacob Goldstein
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The financial aid office told me my scholarship had been canceled
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Copyright Disclaimer: – Under section 107 of the copyright Act 1976, allowance is mad for FAIR USE for purpose such a as criticism, comment, news reporting, teaching, scholarship and research. Fair use is a use permitted by copyright statues that might otherwise be infringing.
Non- Profit, educational or personal use tips the balance in favor of FAIR USE
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3 Big Crypto Catalysts To Watch
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We Were Totally Wrong About the Financial Crisis: Top Economist Explains
👉 Learn 50+ years of economics in only 7 weeks: https://www.skool.com/stevekeen
Business inquiries: profstevekeen@gmail.com
—
There’s a quiet assumption most of us carry without ever saying it out loud: that the next crash, whenever it comes, will look like the last one. A bank overreaches. A bubble pops. Panic spreads. But the economist in this video argues that America’s next crisis is already underway, and it’s nothing like 2008. This time the damage isn’t coming from too much finance, it’s coming from too little production. The story he tells starts with a “war on Iran” that quietly choked off the world’s most vital shipping lane, the Strait of Hormuz. At least 10% of global oil. Roughly 30% of the world’s fertilizer. Half of its lubricating oils. A third to a half of its helium. Sulfuric acid, without which copper simply can’t be made. One by one, the raw materials that keep modern life running have been cut off, and so far we’ve been insulated only by stockpiles that are quietly running down. When the reserves run dry and the flows don’t return, the economy stops being able to produce the goods it needs to pay its debts. That’s the moment, he warns, when a fifteen-year debt boom meets a wall it can’t pay back, and the thing people still call a “recession” starts to look like something far worse.
✅ How to prepare for a financial crisis before it’s too late
✅ Why the next stock market crash won’t look anything like 2008
✅ What happens to your money when global supply chains break down
✅ How to tell if a recession has already started
✅ Why the Strait of Hormuz could decide the future of the global economy
✅ How to protect your savings when oil, fertilizer, and helium run short
✅ What “force majeure” means for the companies you invest in
✅ How to spot a depression coming before the banks do
This deep-dive on the coming financial crisis 2026 breaks down why the next stock market crash and recession 2026 may already be unfolding, and what the Trump economy means for economic collapse risk worldwide. Drawing on historical parallels from the 2008 financial crisis and the Lehman brothers collapse, this analysis explains how a disruption to the oil supply crisis in the Strait of Hormuz could cascade into a full-scale depression, covering everything from fertilizer and helium shortages to corporate debt defaults and the banking system’s exposure to non-performing loans. If you follow finance news, macro investing, and the shifting world of geopolitics, this is the forecast that ties stock market volatility, the next financial crisis, and investment risk into one clear, data-driven warning about what could come next.
—-
👉 Download my 3-Book Rebel Economist Bundle (Free this week here): https://www.stevekeen.com
—-
#usinflation #stevekeen #newworldorder #corruption #isreal #usiranwar #economiccollapse #palestine #palestineconflict
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How Money Actually Works
Watch these six videos to learn how the economy really works.
Get 40% off Ground News’ unlimited access Vantage Plan at https://ground.news/johnnyharris to explore how stories are framed worldwide and across the political spectrum.
Check out all my sources for this video here: https://docs.google.com/document/d/1l7qNYf0y7QkpCrCDejubLqi0rwRF2aFIiFv3R3BpRtA/edit?tab=t.0
We explore How the first economies were created, how they’ve changed over the last 100 years, and what they look like today.
We start with the magic of gold – and what it tells us about how collective belief is such a key part of any type of money.
We look at more recent history – how our generation is worse off than our parents and grandparents. And into how people are being hit with the rising cost of groceries and the price of being poor.
We end with looking at what rising extreme wealth of both multi-millionaires and billionaires really looks like.
Join Newpress, our community-driven hub for creator journalism: https://newpress.com/go
MORE CHANNELS:
Check out my new channel with Max Fisher – The Bigger Picture: https://www.youtube.com/@maxfisher
Check out my channel with Christophe Haubursin – Tunnel Vision https://www.youtube.com/@christophe
Check out my channel with Sam Ellis – Search Party https://youtube.com/@SearchParty
Original music for this video was composed by Tom Fox.
Do you have an insider tip or unique information on a story? Do you have a suggestion for a story you want us to cover? Submit to the Tip Line: https://docs.google.com/forms/d/e/1FAIpQLSdpNs1ykIwd7KNkwntN897X_SX9hJ8WiTH_erlLU_bQp2GGLg/viewform?usp=sharing
— VIDEO CHAPTERS —
0:00 Gold Explained, Finally
34:26 1955 vs 2025 – who really has it better
56:22 25,000 vs 25 million
1:23:44 The Business of Keeping People Poor
1:57:52 Why Groceries are So Expensive now
2:21:43 What Being a Billionaire Really Looks Like
About:
Johnny Harris is an Emmy-winning independent journalist and contributor to the New York Times. Based in Washington, DC, Harris reports on interesting trends and stories domestically and around the globe, publishing to his audience of over 5 million on Youtube. Harris produced and hosted the twice Emmy-nominated series Borders for Vox Media. His visual style blends motion graphics with cinematic videography to create content that explains complex issues in relatable ways.
– press –
NYTimes: https://www.nytimes.com/2021/11/09/opinion/democrats-blue-states-legislation.html
NYTimes: https://www.nytimes.com/video/opinion/100000007358968/covid-pandemic-us-response.html
Vox Borders: https://www.youtube.com/watch?v=hLrFyjGZ9NU
NPR Planet Money: https://www.npr.org/transcripts/1072164745
– where to find me –
Instagram: https://www.instagram.com/johnny.harris/
Tiktok: https://www.tiktok.com/@johnny.harris
Facebook: https://www.facebook.com/JohnnyHarrisVox
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She Destroyed My Sanity | Financial Audit
*I CALLED HER MOM* and I fully confronted her- and her mom is *DONE* … she exposes all these extra lies Parker has been peddling. It’s crazy. Watch the post show here: https://hamr.link/ytjoin *OR* download the brand new Hammer Elite App ➡ https://hammerelite.com/#join (discounted annual)
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*Education*
=============================
👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb
⚡Learn how to budget: https://bit.ly/4sspyGh
⚡Learn how to invest: https://bit.ly/41mr8OP
⚡Pay off your debt: https://bit.ly/41mr8OP
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*Extra Resources*
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=============================
*Chapters*
=============================
01:39 Job & Income
04:31 employers worst nightmare right there lol
12:01 shes sympathy baiting!!!
24:00 free therapy but she never went???
29:41 fricking MAGA forcing people to buy real estate, gggrrr!!!
40:15 chat, stop being mysoginistic and racist :v
54:18 hmmm something tells me she doesn’t know what she’s talking about lol
01:06:03 imagine owing your mom so much money…
01:10:33 is she just lazy??
01:23:03 bullsht bullsht bullsh*t
01:25:41 Budget!!
=============================
Want more content?
=============================
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🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel
🍿 Caleb Hammer Top Videos https://www.youtube.com/@CalebHammerTopVideos
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*Connect with me!*
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*Want to be a guest on Financial Audit?*
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*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.
Sponsorship and business inquiries: business@calebhammer.com
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Do These 5 Things To Win With Money
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day in the life of a financial analyst in toronto #workvlog #exbigfour #corporate
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