On this podcast we speak to investors, economists and money experts. But some of the most interesting perspectives come from people outside the finance industry. Today’s guest is Cam, a serving soldier in the British Army and the creator of @thesavvysquaddie YouTube channel.

Do you have a money story you want to share with us on the podcast? ⁠https://makingmoney.email/listener-story-form

🤝 Want 1:1 financial help from us?
Answer a few questions to find the right service & book free call: https://getmost.typeform.com/pod-episodes

🎉 Sponsors
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–
If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise – and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 – Why He Joined the British Army
05:10 – Life Inside a Tank Crew
10:13 – How Much Does a British Soldier Earn?
15:02 – Vanta Ad
16:32 – Saving £800 a Month on an Army Salary
20:10 – He Could Retire at 43
30:10 – What It’s Like Being An Army Photographer?
35:06 – Building a YouTube Channel
40:17 – Why Soldiers Miss Out on Financial Education
45:14 – The Biggest Downsides of Army Life

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Financial Coaching: https://debtoverit.com/coaching/
Join my community: https://www.skool.com/budget-build-1523/about

Free Google Sheets Templates here: https://subscribepage.io/VILOw8

TikTok Accounts Featured (in order):

@tipsywealth

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Create a Budget: https://youtu.be/LSPkfdOzbb0
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First Friday Finance Newsletter: https://tfb6gt.subscribepage.io

Debt-Free Blueprint Course: https://debtoverit.thinkific.com/courses/debt-free-blueprint

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Hi, I’m Leila!

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Business inquiries: contact@debtoverit.com

*The links above may be affiliate links. This just means that if you make a purchase through one of the links, I make a small commission at no extra cost to you. I appreciate the support!

DISCLAIMER: I am not an expert or a financial advisor. I simply love talking about finances and want to share my journey to financial freedom and help others along the way!

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You will NEVER believe how this Toyota Rav4 works as the fastest money maker in Gran Turismo 7 engine sealled with an insane engine.

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👉 Want to learn more? Visit: https://doughtinator.com

Earn credits fast in Gran Turismo 7 with this Toyota RAV4 build for the Tokyo Expressway. Complete the WTC 600 in under 24 mins.

This guide provides a precise setup for the Toyota RAV4 to help players maximise their credit earnings during the World Touring Car 600 Tokyo Expressway event. If you are looking for an efficient way to grind currency without resorting to wall riding, this method offers a reliable path to victory.

We break down the specific car build and essential driving techniques needed to maintain speed while staying within race regulations. By following these GT7 money making strategies, you can improve your lap times and secure top results consistently. These Gran Turismo 7 credit tips ensure you spend less time grinding and more time purchasing your favourite vehicles.

Subscribe for weekly Gran Turismo 7 build breakdowns and comment below which car you want to see tuned for the next race.

My FANATEC Settings (GT DD Pro 5nm & 8nm)
SEN : AUTO
FF : 100
FFS : LINEAR
NDP : OFF
NFR : OFF
NIN : OFF
INT : 2
FEI : 100
FOR : 100
SPR : 100
DPR : 50

——————————————–

V I D E O S T O W A T C H N E X T :

Hypercar Playlist: https://www.youtube.com/watch?v=FGLXmxmV6zc&list=PLg6G8gabiQJJXDSLSW-5HmYFdZ5SZmjD-
Every way to make money: https://youtu.be/wgAo95T_R3I
Find your favourite Money Maker here: https://www.youtube.com/watch?v=rcvmudrfLLc&list=PLg6G8gabiQJLnZU0-QXap7taSFcZqSkrZ

——————————————–

Recommended Products (that I use):
➡️FANATEC GT DD Pro: https://fanatec.sjv.io/c/3948115/2917376/34305
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Inquiries: info@doughtinator.com

——————————————–

0:00 Intro
0:28 The Build (Parts)
4:00 The Build (Tuning Explained)
6:26 The Race and Strategy WTC600
30:52 The Result and Build Summary

Background Music:
VYRA: Wheelspin

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that I provide I may receive a small commission. There is no additional charge to you! Thank you for supporting my channel so I can continue to provide you with free content.

#GranTurismo7 #GT7 #GranTurismo #PS5Gaming #RacingGames #GT7Gameplay #GT7Racing #PlayStation5 #GT7Tips #SimRacing #CarCustomization #GT7Cars #RacingSimulator #GranTurismoFans #GT7Online #DrivingSimulator #GranTurismoSport #GamingCommunity #GranTurismoSeries #GT7Tuning #fanatec

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CoinMarketCap Top 100 Cryptos: https://coinmarketcap.com/coins/

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What if you could participate in stock market gains while protecting your original investment?

In this video, we explore a fascinating retirement investing strategy known as the Zeros and Stocks Strategy, a little-known approach that combines Treasury zero-coupon bonds, also known as Treasury STRIPS, with stock market investments.

The goal is to create a balance between growth, principal protection, retirement security, and peace of mind.

Using a real-world example from a retirement planning book, we’ll explain how retirees may be able to protect their original savings while maintaining stock market exposure to help combat inflation, sequence of returns risk, longevity risk, and retirement portfolio volatility.

We’ll also examine the critical roles that interest rates, Treasury yields, bond investing, and behavioral finance play in determining whether this strategy makes sense today.

In this video, you’ll learn:

• How Treasury zero-coupon bonds work
• The Zeros and Stocks retirement strategy explained
• How to protect principal while maintaining stock market exposure
• Why many retirees struggle with stock market volatility
• The psychology of investing and retirement decision-making
• How interest rates affect retirement investment strategies
• The hidden danger of becoming too conservative in retirement
• Inflation risk and purchasing power in retirement
• Sequence of returns risk explained
• Treasury STRIPS vs. traditional bond funds
• The 60/40 portfolio vs. principal-protection strategies
• Safe retirement investing strategies for retirees and pre-retirees
• How to balance safety, growth, and retirement income needs
• Why investor behavior often matters more than portfolio design

Whether you are planning for retirement, managing retirement savings, building a retirement income strategy, or looking for ways to invest with greater confidence during market volatility, this discussion highlights an important question every investor must answer:

How much return are you willing to trade for peace of mind?

00:00 – Intro: Would You Give Up Half Your Gains to Never Lose a Dollar?
01:02 – Meet Keith and Rose: Terrified of Stocks, but They Needed the Growth
02:12 – How Zero-Coupon Bonds Actually Work: Treasury STRIPS Explained
03:27 – The Strategy Itself: How to Lock In Your $200K and Still Own Stocks
04:40 – Best, Middle, and Worst Cases: What the Strategy Actually Produces
06:44 – The Catch: Why Low Rates and Inflation Can Break This Strategy
08:46 – The Good News: Why Higher Rates Make It Worth a Look Again
11:14 – Is This Better Than a 60/40 Portfolio? The Honest Trade-Offs
13:57 – The Bigger Picture: This Was Never Really About Bonds
16:27 – The Real Question: How Much Certainty Do You Need to Stay Invested?
19:20 – Bloopers

Connect with me on LinkedIn for charts & daily retirement insights: https://www.linkedin.com/in/erintalksmoney/

Some of my favorite books: https://amzn.to/3KF3tlr
Camera & equipment I use: https://amzn.to/3Z20lof

Join the family & subscribe to my channel here: https://www.youtube.com/c/ErinTalksMoney

Thanks for watching, I appreciate you!

Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship with Root Financial. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation. The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.
Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate and should not be considered testimonials or endorsements.

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Bitcoin’s weekly MACD is hours away from moving back above the signal line, the same second turn we saw in February 2019 as BTC exited the bottom and reclaimed the 200-week MA.

Altcoin market cap is also squeezing into a trend line going back to Oct 2025. Big test happening now.

🔗 My Links:
► Get the risk models I use to track accumulation and exit zones. Free trial 👉 https://app.cryptocapitalventure.ai

Intro 00:00
This new weekly candle 1:40
The bottom 3:30
The decisive moment 8:20
Bitcoin price targets 9:50
Altcoin cycle test is here and now 13:00

🌟 Follow Me On My Socials!
📸 Instagram: instagram.com/dangambardello
⚡ Catch Me On X ⚡
http://x.com/cryptorecruitr

This channel focuses on macro crypto analysis, liquidity cycles, and market behavior to help long-term investors understand where we are in the broader financial cycle. I cover Bitcoin, crypto, and altcoins like ethereum, solana, cardano, sui, and more.

This content is for patient capital, not short-term speculation.
⚠️ Disclaimer: The above video references an opinion and is for news/information and entertainment purposes only. It is not intended to be investment advice, financial advice, or any solicitation, recommendation, endorsement, or offer that you buy or sell any cryptocurrency or securities. Trading in cryptocurrencies and securities is a high risk activity involving risk of loss so please seek a duly licensed professional for investment or financial advice. The information provided on this video should not be used to make any investment or financial decisions without consulting your financial or investment advisor. This video contains my opinion only and is not intended to cause harm or defame anyone or any entity.

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*🚀 Master Quantitative Skills with Quant Guild*
https://quantguild.com

*🛡️ Learn to Run a Personal Hedge Fund*
https://quantguild.com/personal-hedge-fund

*📈 Interactive Brokers for Algorithmic Trading*
https://www.interactivebrokers.com/mkt/?src=quantguildY&url=%2Fen%2Fwhyib%2Foverview.php

*👾 Join the Quant Guild Discord server here*
https://discord.com/invite/MJ4FU2c6c3
___________________________________________
*🪐 Free Jupyter Notebook Library 👇*
https://github.com/romanmichaelpaolucci/Quant-Guild-Library/tree/main

*👤 Video Setting Up Interactive Brokers 👇*

*🔗 How to Read Options Chains 👇*

TL;DW Executive Summary:
* I address the systemic ironies and limitations of traditional financial advice, critiquing how rigid credentials like a Series 65 fail to capture the nuance required for individual stability
* I use a personal training and gym analogy to argue that execution matters more than theoretical perfection, noting that bad advice you actually follow can outperform brilliant advice you ignore
* I analyze the shortcomings of one-size-fits-all public guru frameworks—such as Dave Ramsey’s rigid debt rules—highlighting that financial stability involves managing diverse, individualized assets and liabilities
* I compare the compressed, hard-earned expertise of a seasoned professional (like a veteran painter) against the generic, ungrounded responses generated by AI models
* I caution against taking hyper-conservative, catch-all warnings from LLMs as absolute truth when dealing with contracts or business decisions, urging you to master your own financial literacy and make your own informed choices

I hope you enjoyed, and I hope you learned something!

– Roman
___________________________________________
*📖 Chapters:*
00:00 – Irony of Financial Advice Regulations
00:55 – Gym Program Analogy
01:47 – Execution and the Reality of Following a Program
02:43 – Critiquing One-Size-Fits-All Guru Frameworks
04:23 – Avoiding Restrictive Boxes
05:14 – Managing Personal Assets and Liabilities
06:13 – Shared Responsibility Between Advisor and Client
07:08 – Convexity, Exponential Growth and Compound Progress
08:47 – My Preference Toward Implicit Expertise
10:29 – Hyper-Conservative Bias of LLMs
11:20 – Make Your Own Decisions
___________________________________________
*🗣️ Shout Outs*

A special thank you to my members on YouTube for supporting my channel and enabling me to continue to create videos just like this one!

*⭐ Quant Guild Directors*
Dr. Jason Pirozzolo
___________________________________________
*▶️ Related Videos*

*Quant Builds 🔨*
How to Build a Live Volatility Surface in Python (Interactive Brokers)

*Statistics and Trading Profitability Over Time (Edge) 📈*

Time Series Analysis for Quant Finance

Quant Trader on Retail vs Institutional Trading

Quant on Trading and Investing

Why Poker Pros Make the Best Traders (It’s NOT Luck)
https://youtu.be/wZChBKDFFeU

Quant vs. Discretionary Trading

___________________________________________
*🗂️ Resources*

*📚 Quant Guild Library:*
https://github.com/romanmichaelpaolucci/Quant-Guild-Library

*🌎 GitHub:*
https://github.com/RomanMichaelPaolucci
https://github.com/Quant-Guild

*📝 Medium (Blog):*
https://quantguild.medium.com/
https://medium.com/quant-guild
___________________________________________
*🛠️ Projects*

*The Gaussian Cookbook:*
https://gaussiancookbook.com

*Recipes for simulating stochastic processes:*
https://papers.ssrn.com/sol3/papers.cfm?abstract_id=5332011
___________________________________________
*💬 Socials*

*TikTok:* https://www.tiktok.com/@quantguild

*Instagram:* https://www.instagram.com/quantguild/

*X/Twitter:* https://x.com/quantguild/

*LinkedIn (personal):* https://www.linkedin.com/in/rmp99/

*LinkedIn (company):* https://www.linkedin.com/company/quant-guild
___________________________________________

source

Welcome to Zach Rector’s channel!

iTrust Capital- https://www.itrustcapital.com/go/zach-rector

Legal & Estate Planning- https://calendly.com/new-client-specialists/15-minute-interview-affiliate?a1=Rector&month=2026-07

Are you ready to take advantage of the greatest transfer of wealth in world history?
Join our community at http://www.ZachRector.com and discover how you can not only survive, but thrive in this exciting time.

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Buy XRP & Trade Crypto-
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First Ledger- https://firstledger.net/?ref=DO9SdgMahaeK

Send XRP Tips & NFTs- r41a9RBNQYVx1XowGUUNEbJxKdKnMpHQEo

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Crypto Wallets-
Ellipal- https://www.ellipal.com/?rfsn=6318619.6c7e7c
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Trezor- https://trezor.io/trezor-model-t?transaction_id=102790791fb667a080e84dbbf37fc1&offer_id=134&affiliate_id=10442

Follow us on social media for the latest updates on:
Twitter (https://www.twitter.com/ZachRector7),
Rumble (https://www.rumble.com/user/zachrector7),
YouTube (https://www.youtube.com/user/Rector94),
TikTok (https://www.tiktok.com/@ZachRector7).

Thank you for joining us on this journey to financial freedom!

00:00 – Intro
00:06 – Clarity Act Deal Breaking News, Senate Vote Ahead
01:54 – Market Turns Bullish, XRP Pushes Toward $1.15
02:41 – Bitcoin Near $67K, Altcoin Check (Canton, HBAR)
03:02 – Ripple Prime & XRP Ledger Migration Teaser
03:47 – VS1 Tokenized Bond on XRP Ledger (Forbes Georgia)
04:20 – Lending Protocol Coming to XRP Ledger
04:31 – Axelar Integration: XRP Ledger EVM Sidechain Live
05:17 – Ripple Prime Shortlisted for Hedge Week US Awards 2026
05:56 – Wall Street 2.0: Ripple’s $16 Trillion Opportunity Gap
06:32 – Hidden Road Acquisition Breakdown ($1.25B Deal)
08:03 – Ripple Prime Revenue Triples Year-Over-Year
08:44 – Neuberger Berman Financing & Steve Eisman “Big Short” Tie-In
10:04 – $200M Debt Facility + $500M Ripple Capital Injection
10:34 – RLUSD Collateral, EDX Markets & Hyperliquid Integration
11:20 – Wall Street 2.0 Advantage Over Legacy Finance
11:56 – XRP FUD Debunked: Why This Matters
13:05 – XRP DeFi + Institutional Adoption = Bull Run Setup
14:45 – Clarity Act & Why We Remain Bullish
15:40 – Sponsor: iTrust Capital Institutional Custody
16:50 – Outro: Live Show Tonight at 10PM Eastern

#xrp #ripple #xlm #stellar #xdc #buyback
#CryptocurrencyExchange #CryptocurrencyWallet #CryptocurrencyMarketNews #AltcoinInvesting #BlockchainTechnology #CryptocurrencyRegulations #HODL
#trading #investing #altcoins #crypto #blockchain #cryptocurrency #bitcoin

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The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional. Tax considerations presented may not be appropriate every individual circumstance. A tax professional should be consulted before making any decisions about your tax liability.

Recorded: 07/23/2026

wwmfinancial.com | 760.692.5190

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