In this episode Ato sits down with Lazetta Rainey Braxton is a U.S. wealth advisor, Certified Financial Planner, and CEO of The Real Wealth Coterie.

With decades of experience in financial planning, she is known for her work around generational wealth, human capital, and helping families and professionals build lasting financial independence.

We discuss:
– Non-negotiable Principles from my Family
– Lazetta help her parents reach financial freedom
– Turning Human Capital into Financial Capital
– What the Ultra Wealthy in the USA understand about Wealth
– Ideal Investments to become a millionaire
– Why Black American Wealth is falling behind and much more

🔗 Connect with Lazetta:
Linkedin Personal: https://www.linkedin.com/in/lazettabraxton/

Linkedin Business: https://www.linkedin.com/company/lazetta-associates/

Linkedin Business:: https://www.linkedin.com/company/therealwealthco/

🗞️ Read Savvy Wallet: The Wealth Edit:
https://savvywallet.substack.com/

🤝 Partners:
Wise – Get a fee-free transfer up to £500: https://wise.com/invite/dic/atoo5

Xero – All-in-one accounting software for small businesses. Get 90% off for 6 months: https://xero.com/savvywallet

Terms & Conditions apply.

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

Other episodes to watch:
EP. 226 – I Lost My Job. Borrowed Money To Eat. Then Became A Millionaire ft. Tobi Oluwole

EP. 225 – Wealth Advisor To The Super-Rich: Earn Between £40k – £130k? Do This To Build Serious Wealth ft. Bimpe Nkontchou

EP. 224 – ISA Millionaire: If I Had To Become A Stock Market Millionaire Again, I’d Do This (Not SpaceX) ft. Leon Boros

EP. 223 – Financial Advisor: The 5 Decisions That Determine Whether You Retire At 50 Or 67 ft. Pete Matthew

EP. 222 – 9-5 Millionaire: How I Built 7 Streams Of Income From A $36K Salary ft. Jemal King

EP. 221 – Property Investor: The New Way AI Is Helping People Build Wealth Through Property ft. Julianah Owusu

EP. 220 – I Was The Lowest Paid Amongst My Friends. Lived On LEFTOVER FOOD. Then Became A Millionaire ft. Bola Sokunbi

EP. 219 – Financial Adviser Exposes: Many High Earners Are Closer To Broke Than You Think ft. Ryan Kingsley

EP. 218 – Ex-Goldman Sachs Trader: Last Time The US Stock Market Did This, People Made Nothing For 10 Years ft. Debodun Osekita

EP. 217 – Communication Experts: Never Say This – The 3 Second Trick To Speak With Authority & Confidence ft. Frederick and Gordon K Williams

EP. 216 – Property Expert: It Just Became 2x Harder To Get Property In The UK – Here’s What To Do Now ft. Kazy

EP. 215 – Ex-Banker: Moved To The UK In 2019. Rejected For £45k Job, Now My Assets Make That In A Month ft. Ruky Alabi-Oyelayo

EP. 214 – Financial Advisor Exposes The Middle Income System Designed To Keep You Working For Life ft. Emmanuel Asuquo

EP. 213 – Investing Expert Warns: The Iran War Just Changed Your Financial Future (What You Must Know) ft. Dan Kemp

EP. 212 – Accountant Reveals The 7 Red Flags That Triggers A Tax Investigation With HMRC ft. Rachel Harris

EP. 211 – Money Experts: The 6 Wealth Principles That Made Us Financially Free In Our 30’s – The Humble Penny ft. The Humble Penny

TIMESTAMPS
0:00 – Preview
0:50 – Intro
1:02 – Meet Wealth advisor and Financial planner, Lazetta Rainey Braxton
5:22 – Working two jobs to keep up
8:38 – How I helped my parents reached Financial Freedom
16:11 – My non-negotiable Family Principles
18:27 – Less than 2% of financial planners are black
23:53 – How to turn Human Capital into Financial Capital
27:41 – Why you need Multiple Streams of Income
33:15 – These Financial Principles separate the Rich and the Poor
36:44 – Ultra Wealthy in the USA understand this about Wealth
41:59 – The US system leave people Financially Exposed?
46:13 – Medical Debt is leading cause of Bankruptcy in the USA
48:32 – Black American Wealth is falling behind
52:08 – Ideal Investing portfolio to become a millionaire
55:42 – Final words

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

source

Warning: Buying & Selling Cryptocurrency is Haram | Mufti Taqi Usmani’s Fatwa Creates a Stir

Public News Pakistan keeps you fully updated on the latest and major happenings in Pakistan and around the globe in the form of breaking news, bulletins, well-equipped talk shows. Public TV Pakistan serves as your ultimate news guide.

Our Social Media Handles
Website: www.publicnews.com
Youtube: https://www.youtube.com/channel/UCElJZvY_RVra6qjD8WSQYog?sub_confirmation=1
Facebook: www.facebook.com/PublicNewsDotCom
Twitter : www.twitter.com/PublicNews_Com
Tiktok: www.tiktok.com/@publicnewsdotcom
Instagram: www.instagram.com/publicnewsdotcom
Live streaming: https://www.youtube.com/c/publicnewspk/live

#Pakistan
#PublicNews
#BreakingNews
#PublicNewsLive
#PublicTV
#LatestNews

source

Go to my sponsor https://aura.com/hammer to try 14 days and let Aura go to work protecting your private information online! #sponsored

▶ *GET YOUR OWN HAMMER FINANCIAL SCORE* – Want to see where you stack against our guest? Get your free Hammer Financial Score: https://www.calebhammer.com

▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* – check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶ This post show is wild- I give her his phone to fully go through, and it gets juicy… watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don’t overcomplicate this crap! All you need is an automated / SIMPLE budget.

▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5

Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER

Try it FOR FREE at this exclusive web address: https://ZipRecruiter.com/CALEB

▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay

▶▶▶▶▶▶ Watch this episode’s *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

___________________________________________
▶EDUCATION:

1. Get your own free Hammer Financial Score: https://www.calebhammer.com

2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

___________________________________________
▶RESOURCES

1. *I’VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 – $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match.

2. Checking & Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay

3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer

4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb

5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad)

6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/

7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

___________________________________________
Chapters:

00:00 Intro
08:04 oooo hes gonna be in trouuuuble
21:11 lol
33:41 the words and actions are not lining up..
45:12 but wait, theres more!!
01:00:22 this dude bruh
01:15:54 i didnt even know car washes had memberships lol

___________________________________________
▶More Content

1. Financial Audit Follow-Ups here: https://www.youtube.com/@calebhammerclips

2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive

3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
___________________________________________
▶EXTRA

1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com

source

The giants just crossed paths again. Axiology – the institutional capital-markets DLT platform built on the open-source XRP Ledger code – just went LIVE as a validator on Canton Network. This is the same Axiology that piloted DvP bond settlements with the European Central Bank using XRPL technology, and the same Axiology that’s now confirmed as a participant in the Eurosystem’s Project Pontes production pilot launching Q3 2026 (targeting September).

In one move, XRPL rails now touch Canton’s institutional network — the same network the DTCC, JP Morgan Kinexys, HSBC, Franklin Templeton, Circle, and Mastercard are using for tokenized settlement.

What you’ll learn:
▸ Why Axiology’s Canton validator “opens XRPL infrastructure to Europe’s institutional network”
▸ Andrius Košuba (CTO Axiology): “our stack now speaks two of the rails that matter in regulated finance”
▸ How Axiology’s XRPL-based platform now serves banks, custodians, and asset managers on Canton
▸ Project Pontes: ECB’s Q3 2026 tokenised markets + central bank money pilot with Axiology inside
▸ Axiology’s PONTES Market Contact Group seat alongside ABN AMRO, BNP Paribas, Boerse Stuttgart
▸ Axiology + Palisade + Archax + Zoniqx + OpenEden — XRPL RWA ecosystem now at $4B TVL
▸ Bonus: Made in USA Inc. just filed an 8-K naming XRPL as core enterprise infrastructure
▸ Honest counter: DTCC settlement doesn’t touch XRPL directly (yet) — this is the workaround

The bridge is live. Utility is here.
━━━━━━━━━━━━━━━━━
💚 Uphold | Your XRP, Working Harder Than Ever
▸ Explore Uphold: https://uphold.com/sensei
▸ Earn XRP Rewards: 4% Elite Card / 2% Virtual Card
▸ Turn Crypto into Instant Credit: https://youtu.be/e4P-MQe15HM?si=K98cwmUVb4iwT1UI
▸ Flexible & Boosted Staking: https://www.youtube.com/watch?v=QxoR44MnK88

⚠️ D’CENT | Put Your XRP to Work!
▸ 1X Biometric Wallet | $30 OFF: https://store.dcentwallet.com/products/biometric-wallet-affiliates?bg_ref=o9ppOP7yC1
▸ 2X Biometric Wallet | $99 OFF: https://store.dcentwallet.com/products/biometric-wallet-2x-package-affiliates?bg_ref=o9ppOP7yC1
▸ Join the XRP Alliance: https://store.dcentwallet.com/pages/xrp-alliance

✨ Nexo | Your Wealth Platform for Digital Assets
▸ Explore Nexo: https://nexo.sjv.io/CryptoSensei
━━━━━━━━━━━━━━━━━
⭐ Community + Free XRP Newsletter
▸ Discord: https://discord.com/invite/cryptonairz
▸ Newsletter: https://joincryptonairz.com/Newsletter

🔗 Contact & Collaborations
▸ Partnerships (Telegram): https://telegram.me/CryptoSenseiSupportBot
▸ Business Inquiries: partnerships@cryptosensei.net
▸ Social Links: https://linktr.ee/Crypt0Sensei

🔴 Full Legal & Regulatory Disclaimer
▸ https://docs.google.com/document/d/1T_wTsSkXDZqdgKDUOKfIEKF-a7ur2kX8gw-e3aAq_Q4/edit?usp=sharing

#XRP #Ripple #Crypto #Blockchain #CryptoNews #xrpledger #xrpnews #cryptocurrency #altcoins #blockchaintechnology #cryptotrading #ripplexrp #xrpholders #xrparmy #xrptoday #xrpupdate #cryptosensei

source

JAKE CLAVER IS WRONG XRP WON’T HIT $10,000 IN 2026? – EVERYONE AGREES ON PRICE BUT NOT THE PATH!

NEW OFFICIAL CSC CRYPTO SHOP IS HERE:
https://officialcryptoshop.com/

https://www.calebandbrown.com/affiliates/common-sense-crypto/

⭐ FOLLOW ME ON X – https://x.com/TheCSCrypto ⭐

This video is about XRP. This video is about XRP and Ripple. Huge XRP update you need to see.
XRP Update, Ripple Update, Ripple XRP News: Latest News

⭐DCENT WALLET EXCLUSIVE DISCOUNTS ⭐

Wallet – https://store.dcentwallet.com/products/biometric-wallet-affiliates?bg_ref=Ka4GjOgJZa&utm_source=youtube&utm_medium=affiliate&utm_campaign=yt_CommonSenseCryptoYT_v01

2 Pack Wallet – https://store.dcentwallet.com/products/biometric-wallet-2x-package-affiliates?bg_ref=Ka4GjOgJZa&utm_source=youtube&utm_medium=affiliate&utm_campaign=yt_CommonSenseCryptoYT_v01

All in One Card – https://store.dcentwallet.com/products/all-in-one-card-wallet-backup-card-package-affiliates?bg_ref=Ka4GjOgJZa&utm_source=youtube&utm_medium=affiliate&utm_campaign=yt_CommonSenseCryptoYT_v01

⭐$1,000 SIGN UP BONUS ON MEXC: https://bit.ly/3P8NBq7⭐

Hey, I am Rich from Common Sense Crypto, bring you crypto news & information regarding the cryptocurrency market. The content on my channel will focus on news, common sense, insights and overall guides regarding XRP, Bitcoin, Ethereum, HBAR, & various altcoins.

DISCLAIMER: I am not a financial adviser, & all information given in my videos or on my social media platforms is for entertainment purposes only and is not financial advice.

Description Tags (Ignore)
#xrp #ripple #crypto

source

To watch full episode: https://youtu.be/DqYY5E4BcmA

“Buying a house in India is probably the worst investment decision that you can make if you are buying it in a metro city. The house prices have already peaked to such a high level that there is no room for growth. One should first accumulate liquid capital, i.e
make enough money so that your other basic necessities of life like retirement planning,
vacations, kid’s education is covered first. And then once you’ve made significant money in your mid-forties, then buy a house.”

From getting rejected by IIM to finding himself on their stage as a guest speaker just 3 years later, Sharan has had quite a journey! The founder of the ‘1% club,’ Sharan Hegde has changed the narrative on Finance and content creation in the last few years by making financial literacy ‘fun’ and educational. While people assume that learning about finance might be a complex process, he aims to uncover financial education that is not covered by traditional schooling.

Striving to make financial literacy accessible, Sharan’s startup is currently 50 employees strong where he helps his audience get into that “1%” of population by playing their cards (cash) right!

Get ready to learn more about Sharan Hegde as he adds Fun in Finance. Who knows? Your next investment strategy might just be hidden in this episode! Tune in via the link in bio, now!

We talked about:
. The money mindset in Indian families
. His journey of becoming a content creator
. Financial Tips for Gen Z
. Taxes explained
. Personal budgeting strategy
. Buying vs Renting a house
. Emergency Funds debunked!
. SEBI’s regulations and their implications
. Busting Finance Myths

#financewithsharan #humansofbombay #podcast

Links:
Humans of Bombay
Instagram: https://www.instagram.com/officialhumansofbombay/
YT Shorts: https://www.youtube.com/@UCGvxyG0IG2yOxgfNe_0Waxw
LinkedIn: https://in.linkedin.com/company/humans-of-bombay

Sharan Hegde
YouTube: https://www.youtube.com/@financewithsharan
Instagram: https://www.instagram.com/financewithsharan/?hl=en
X (formerly Twitter): https://twitter.com/financewsharan?lang=en
LinkedIn: https://www.linkedin.com/in/sharanhegde95/

Karishma Mehta
Instagram: https://www.instagram.com/karimehta05/
LinkedIn: https://www.linkedin.com/in/karishma-mehta-b22151174/

About Humans of Bombay –
Humans of Bombay is a movement that started 9 years ago. We believe that every person has a story to tell and we want to help them tell these stories. In these years we’ve published stories across genres – stories of love, hope, faith and courage. And through our storytelling, we’ve built an engaged community of over 5M!

Our idea is simple – to strike a chord with our community and catalogue the beat of humanity, one story at a time.

source

Can You Make Money Taking Surveys

SUPPORT THE CHANNEL:
📈 Webull (FREE Stock Up to $1200): https://act.webull.com/ne/dORJHQPQuEoL/nr7/inviteUs/main
💰 Coinbase (Get $10 in Bitcoin): https://www.coinbase.com/join/sanche_mle
💸 AppSumo (Save Money on Software): https://appsumo.8odi.net/5bLzO2

Thank you for watching, I hope to see you throughout my journey! 🚀

**THIS IS NOT FINANCIAL ADVICE**

source

XRP IS ABOUT TO BE ACTIVATED! MASSIVE UTILITY SURGE INCOMING

XRP Investing, Personal Finance, Crypto Portfolio, XRP Wealth, Crypto Strategy, Financial Planning

👉 Crypto Crusaders YouTube

https://www.youtube.com/@OfficialCryptoCrusaders

👉 Join 12,000+ Crypto Investors (FREE Discord):
https://whop.com/cryptocrusaders

💰 BUILD TAX-FREE CRYPTO WEALTH

Get $100 Bonus with iTrustCapital:
https://www.itrustcapital.com/go/ncash
iTrustCapital White Glove Representative: R.Rankin@itrustcapital.com

Hold XRP, HBAR, XLM & more in a Crypto Roth IRA and grow your portfolio tax-free.

🧢 OFFICIAL CRYPTO MERCH

👉 https://www.tokenizedthreads.com

🛠 TOOLS I USE

NordVPN: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=98794&url_id=902

DCENT Wallets:
Single: https://tinyurl.com/3nkyr8y9
2-Pack: https://tinyurl.com/yk9kb5jx

📈 EXCHANGES

ByBit: https://partner.bybit.com/b/ncash

MEXC: https://bit.ly/3I4NsSG

Coinbase: https://bit.ly/3QXgU11

Uphold: https://bit.ly/3ONsmdu

📲 FOLLOW ME

Instagram: https://www.instagram.com/ncashofficial/

Twitter (X): https://x.com/NCashOfficial

TikTok: https://www.tiktok.com/@ncashofficial

⚠️ DISCLAIMER

This content is for educational purposes only and is not financial, legal, or tax advice. Always do your own research.

🔎 SEO TAGS

#xrp #crypto #ripple

source

Let’s talk about the four year cycle for Bitcoin!

Come to the 1st ITC Conference:
https://www.benjamincowen.com/conference

Into The Cryptoverse Premium SALE:

Home

For inquiries and to subscribe to the monthly newsletter (free):
https://www.benjamincowen.com/

Into The Cryptoverse Newsletter:
https://newsletter.intothecryptoverse.com/

Alternative Option:
https://www.patreon.com/intothecryptoverse

Merch:
https://store.intothecryptoverse.com/

Disclaimer: The information presented within this video is NOT financial advice.

Telegram: https://t.me/intocryptoverse
Twitter: https://twitter.com/benjamincowen
TikTok: tiktok.com/@benjamincowencrypto
Instagram: https://www.instagram.com/bjcowen/
Discord: https://discord.gg/UGwc6eR
Facebook: https://www.facebook.com/groups/intothecryptoverse
Reddit: https://www.reddit.com/r/intothecryptoverse/
Website: https://intothecryptoverse.com/

source

Start your morning with fierce focus and unstoppable drive.
This quick 15-second boost will fire up your mindset and remind you why you’re destined to win.
Success isn’t chance — it’s built by those who hustle without pause.
Welcome to The Power Within You — your daily shot to rise, grind, and conquer.
🔥 Subscribe now and unleash the energy they said you’d never reach.
—————————————————————————————————————————

#motivation #power #motivationalquotes #motivationalquotes #success #millionairevibes #successmindset #money #mindset #successmind #inspiration #rich #shorts #wealth #dream #wealthbuilding #billionairemindset #business #mindset #millionairemindset #moneymindset #motivationalquotes #mindsetmatters #quotes #automobile #motivationalquotes #millionairemindsetunlimited #millionairevibes #motivationinspiration

source