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Loan Without Selling Mutual Funds? #finance #money #business #gkindia #basicgyaan
Whether itβs a medical emergency, job loss, or any sudden financial crisis π¨
What do most people do first?
They sell their investments π because they need immediate cash πΈ
But this leads to three major problems:
β’ Your investment growth stops π
β’ You may have to pay capital gains tax π°
β’ Many people end up exiting at a loss π
And if you take a personal loan, interest rates can go as high as 15β20% π
A smarter option can be MobiKwik LAMF β Loan Against Mutual Funds π‘
Here, you can get a loan without selling your mutual funds.
Your mutual funds are pledged as collateral, so you get liquidity while your investments keep growing π
Benefits:
β’ Interest rates starting around 10.5% π
β’ Flexible repayment (pay only monthly interest) π
β’ Instant disbursement to your account β‘
So during emergencies, instead of selling your investments, taking a loan against them can be a smarter choice π§ π°
You can check the app link in bio ππ±
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