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Rachel Cruze and George Kamel answer your questions and discuss:
– “My parents took out a HELOC to help me build my house, how do I pay them back?”
– “I defaulted on $25,000 in 401(k) loans and owe the IRS $10,000. How do I tackle this?”
– “I’m $25,000 upside down on my truck and living paycheck-to-paycheck, how do I get out of this?”
– “My wife wants to increase our debt significantly; how do I get her to listen to me?”
– “Should we still buy a home even though we’re struggling financially?”

From Today’s Episode:
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A wallet with no money. #wallet #money #with . I’m aware of the YouTube reuse content policy and regulations, including copyright infringement. I’m also aware that YouTube allows the fair use of other people’s content legally. All credits and rights go to the original creator of this video. No copyright infringement intended.

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Per saperne di più su Trade Republic e ottenere il bonus di €20: https://trade.re/startingfinance_20ETF

Messaggio promozionale. Gli investimenti comportano dei rischi. Gli investimenti nei fondi del mercato monetario comportano rischi di mercato. I servizi sono soggetti a limiti e condizioni, come indicato nelle schede informative e nel contratto con il cliente.
#adv @traderepublic
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⚠️Per scoprire il master Financial Analysis and Portfolio Management di AIAF con percorso di inserimento nel mondo del lavoro clicca qui 👉 https://bit.ly/AIAFxSF_YT (master per chi vuole diventare consulente finanziario con abilitazione ufficiale)
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In una sola generazione, il numero di giovani laureati è triplicato, trasformando l’università da un percorso esclusivo a un fenomeno di massa. Oggi, con oltre il 30% dei giovani italiani e quasi il 50% a livello internazionale in possesso di un titolo, la laurea ha perso il suo valore di “segnale” distintivo per diventare un prerequisito minimo nel mercato del lavoro.

Ma laurearsi conviene ancora? I dati rispondono di sì: l’università continua a offrire una solida protezione contro la disoccupazione e garantisce tassi di occupazione strutturalmente più alti rispetto al solo diploma. Tuttavia, per capire il reale valore della laurea, è necessario analizzarla come un vero e proprio investimento finanziario, calcolandone i costi complessivi.

Non si tratta solo delle tasse universitarie, ma bisogna sommare i costi indiretti (come affitti e mantenimento per i fuorisede, che superano i €10.000 l’anno in Italia) e l’impatto del “costo opportunità”, ovvero gli stipendi netti non percepiti negli anni passati a studiare, che possono arrivare a pesare per decine di migliaia di euro. Un percorso completo fuori sede può rappresentare un investimento totale superiore ai €120.000.

Il ritorno sull’investimento (ROI) medio resta positivo, generando nel lungo periodo stipendi più alti e maggiore stabilità. Tuttavia, questo “premio salariale” non è garantito in modo uniforme: dipende fortemente dal corso di studi (con le discipline STEM in netto vantaggio), dal contesto economico, dai ritardi negli studi e dal genere (il divario salariale tra uomini e donne persiste anche tra i laureati).

Oggi l’università non è più una promessa di stabilità automatica, ma un calcolo di capitale economico e di rischio, dove anche alternative veloci e professionalizzanti come gli ITS assumono un ruolo sempre più rilevante.

INDICE:
00:00 Intro
00:32 Il valore della laurea nel tempo
05:06 Quanto costa davvero l’università
11:49 Laurea e mercato del lavoro: ritorni reali
18:41 Il ritorno sull’investimento: quanto vale davvero la laurea

FONTI PRINCIPALI:
Almalaurea
Banca Mondiale
Eurostat
Istat
OCSE

Autrice: Francesca Notaro
Revisione Testo: Andrea Costantini
Supervisione montaggio: Daniele Ponzi
Montaggio: Luca Monno
Coordinamento: Simone Conti
Responsabile Editoriale: Edoardo Scirè

#StartingFinance #Finanza #Economia

Le Masterclass di Starting Finance: https://bit.ly/SFMasterclass_YT

I CANALI DI STARTING FINANCE:
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Linkedin: https://www.linkedin.com/company/starting-finance/
Telegram: https://t.me/StartingFinance

Sito: https://startingfinance.com/

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Tony Edwards of Thinking Crypto interview. We talk:
Incoming Bitcoin Bottom, QE, Trump Pump, Altcoin Season, Supercycle, & much more

⭐ Follow Altcoin Daily on 𝕏: https://twitter.com/AltcoinDaily
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https://www.youtube.com/channel/UCjpkwsuHgYx9fBE0ojsJ_-w

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www.instagram.com/aarontarnold/
www.twitter.com/aarontarnold

For business inquires email: info.altcoindailyio@gmail.com

Timestamps:
0:00 – intro (watch whole video)
1:21 – Hello Tony
2:02 – Crypto Today
3:58 – WHY You Should Be Bullish
5:39 – Is this time is different?
7:54 – Clarity Act – Is it a big deal?
9:36 – More bullish on BTC or ETH?
11:34 – Top altcoins
12:40 – Bitcoin & Ethereum price predictions
14:40 – Who is Satoshi?
16:10 – What about quantum computers
18:21 – Final thoughts (How to WIN in crypto)

**Note: My overall opinion is that the name of the game is to accumulate as much Bitcoin as possible. Alts are interesting but a lot more speculative. I use them to accumulate more Bitcoin & Ethereum.

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Altcoin Daily, the best cryptocurrency news media online!
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***NOT FINANCIAL, LEGAL, OR TAX ADVICE! JUST OPINION! I AM NOT AN EXPERT! I DO NOT GUARANTEE A PARTICULAR OUTCOME I HAVE NO INSIDE KNOWLEDGE! YOU NEED TO DO YOUR OWN RESEARCH AND MAKE YOUR OWN DECISIONS! THIS IS JUST EDUCATION & ENTERTAINMENT! USE ALTCOIN DAILY AS A STARTING OFF POINT!

This is NOT an offer to buy or sell securities.

Investing and trading in cryptocurrencies is very risky, as anything can happen at any time.

This information is what was found publicly on the internet. This information could’ve been doctored or misrepresented by the internet. All information is meant for public awareness and is public domain. This information is not intended to slander, harm or defame any of the actors involved but to show what was said through their social media accounts. Please take this information and do your own research.

*The channel is not responsible for the performance of sponsors and affiliates.

Most of my crypto portfolio is Bitcoin, then Ethereum, but I hold many cryptocurrencies, possibly ones discussed in this video.

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Interview recorded – 10th of April, 2026

On this episode of the WTFinance podcast I had the pleasure of welcoming on Catherine Austin Fitts. Catherine Austin Fitts served as Managing Director at Dillon, Read & Co and as Assistant Secretary of Housing and Urban Development under President George H. W. Bush — before leaving government to document what she describes as a systematic looting of public finances on a scale most people still find difficult to believe. She is also the publisher of The Solari Report, and managing member of Solari Investment Advisory Services, LLC and Sea Lane Advisory, LLC.

During our conversation we spoke about the shifting global order, Chinese control, Mr Global, Bank of international settlements, US governments financial corruption. I hope you enjoy!

0:00 – Introduction
1:56 – Shifting global order
6:00 – Chinese control
7:15 – Pushing Russia out of financial system
9:16 – Western geopolitical strategy
15:03 – Mr global
18:54 – Bank of International Settlements
31:19 – China & BRICs?
32:24 – US government lost money
37:04 – Protecting your wealth
43:44 – Less transparency
44:24 – One message to takeaway?

Catherine served as managing director and member of the board of directors of the Wall Street investment bank Dillon, Read & Co. Inc., as Assistant Secretary of Housing and Federal Housing Commissioner at the United States Department of Housing and Urban Development in the first Bush Administration, and was the president of Hamilton Securities Group, Inc. Catherine has designed and closed over $25 billion of transactions and investments to-date and has led portfolio and investment strategy for $300 billion of financial assets and liabilities.

Catherine graduated from the University of Pennsylvania (BA), the Wharton School (MBA) and studied Mandarin Chinese at the Chinese University of Hong Kong. She blogs for the Solari Report at solari.com.

Catherine Austin Fitts:

Website – https://solari.com/
X – https://x.com/solari_the

WTFinance –

Spotify – https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfn
iTunes -https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4
LinkedIn – https://www.linkedin.com/in/anthony-fatseas-761066103/
Twitter – https://twitter.com/AnthonyFatseas

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