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2) Financial Audit Follow-Ups: https://www.youtube.com/@calebhammerclips
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Chapters:

00:00

_______________________

▶EXTRA

1) My website: https://calebhammer.com

2) My socials: https://stan.store/calebhammer

3) Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
Any questions? Email casting@calebhammer.com
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These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
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▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com

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If you catch the money you get to keep it! #shorts

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Video by Austin:
Follow Austin on Instagram: https://www.instagram.com/theaustinarnold/
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TimeStamps:
00:00 Intro
00:35 Bitcoin Crashing Due To This
05:13 Time To Sell Crypto?
07:27 Most People Don’t Realize This

***********************************************************************
#Bitcoin #Cryptocurrency #News #Ethereum #Invest #Metaverse #Crypto #Cardano #Binance #Chainlink #Polygon #Altcoin #Altcoins #DeFi #CNBC #Solana

***NOT FINANCIAL, LEGAL, OR TAX ADVICE! JUST OPINION! I AM NOT AN EXPERT! I DO NOT GUARANTEE A PARTICULAR OUTCOME I HAVE NO INSIDE KNOWLEDGE! YOU NEED TO DO YOUR OWN RESEARCH AND MAKE YOUR OWN DECISIONS! THIS IS JUST ENTERTAINMENT! USE ALTCOIN DAILY AS A STARTING OFF POINT!

Bitunix, WEEX, Binance are exchange partners for the channel.

*The channel is not responsible for the performance of sponsors and affiliates.

Disclosures of Material holdings:
Most of my crypto portfolio is Bitcoin, then Ethereum, but I hold many cryptocurrencies, possibly ones discussed in this video.

Material holdings over $5000 (in no particular order): BTC, ETH, SOL, DOT, SUPER, LINK, INJ, METIS, BNB, LMWR, WMTx, HEART, BORG, COTI, ADA, ONDO, SUPRA, CELL, CTA, COOKIE, RSC, ATH, TAO.

This information is what was found publicly on the internet. This information could’ve been doctored or misrepresented by the internet. All information is meant for public awareness and is public domain. This information is not intended to slander harm or defame any of the actors involved but to show what was said through their social media accounts. Please take this information and do your own research.

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Are you actually on the road to financial freedom, or are you just pretending?

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Insurance | Investments | Corporate Solutions | PMS | Will Writing

Disclaimer –
This video is created from study material and case studies from various books, the internet, other media, etc. We at FINDAS are not liable or responsible for the content, reliability, completeness, or legality of information presented in this video.

This video is created only for educational purposes. It does not intend to challenge, contradict, or defame any person, body or persons, associations, company, or anyone else. The material contained in the video cannot replace or substitute services of trained professionals in any fields like investments, financial, wealth management, insurance, etc.

None of the information presented in this video should be construed as investment advice. The viewers must do their own research and homework and take any actions at their own risk and consequence. Viewers’ discretion is advised. Thanks for watching my video.

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Join my FREE newsletter, building our next billion-dollar business by documenting the lessons in public: https://www.mynextbillion.com/?utm_source=youtube_LF04

How I got here:
13 yrs old: Became a semi-pro tennis player. Learned discipline through losing early
17 yrs old: Moved to the United States alone
21 yrs old: First startup exit
22–24 yrs old: Taught tennis to Bill & Melinda Gates, Richard Branson, Sultan of Brunei
24 yrs old: Built leveraged income products so I could earn without trading time for tennis lessons
28 yrs old: Graduated Vanderbilt MBA With Honors
28 yrs old: Joined Goldman Sachs during the Global Financial Crisis only hire from my class after 39 interviews
28 yrs old: Married my wife with less than $10K in savings
31 yrs old: Bought into Teles (borrowed money)Became President & COO of a 1-office brokerage. Scaled it from 1 to 22 offices
37 yrs old: Teles acquired by Douglas Elliman, 10x growth in 5 years ($300M to $3.4B)
38 yrs old: Founded Highland Prime (Private Equity) invested in and scaled dozens of service businesses
38 yrs old: Founded Kingston Lane (real estate tech). Self-funded. No salary. Early AI. COVID forced asset sale
40 yrs old: 2 exits, Mortgage Company (public buyer) + Escrow Company (management buyout)
42 yrs old: Joined Real as President, scaled from 6,800 → 27,000 agents. Grew valuation $200M → $1.2B. Fastest-growing brokerage in the world. Rang Nasdaq closing bell
45 yrs old: Joined Acquisition.com as President and Managing Partner and later CEO

Connect with me:
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Linkedin: https://www.linkedin.com/in/sharran
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DISCLOSURE:
Information shared here is for educational purposes only. Individuals and business owners should evaluate their own business strategies, and identify any potential risks. The information shared here is not a guarantee of success. Your results may vary. Copyright © 2025.

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Want to see what could push XRP over the edge? Stay informed—subscribe now.

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00:00 – What You’ll Learn in This Financial Literacy Guide
01:40 – What Is Financial Literacy? (Definition and Real-Life Meaning)
02:35 – Why a Wealth-Building Mindset Is Everything
03:15 – How Delayed Gratification Builds Wealth
03:56 – Lifestyle Creep: The Hidden Trap That Keeps You Broke
05:29 – Understanding Needs vs Wants (Mastering Money Choices)
05:49 – How to Create a Budget That Actually Works
07:30 – Automate Your Finances and Pay Yourself First
08:55 – Best Places to Save Money in 2025
09:42 – Don’t Mix Business and Personal Finances
10:02 – Building a Financial Dream Team (CPA, Lawyer, Insurance)
10:42 – Good Debt vs Bad Debt Explained Simply
12:00 – How Credit Works (Credit Scores & Reports 101)
15:14 – The Smart Way to Pay Off Bad Debt
17:00 – How Interest Payments Destroy Your Wealth
18:44 – Emergency Fund: How Much You Really Need
20:07 – Short-Term vs Long-Term Saving Goals
21:21 – Why You Need a High-Yield Savings Account
22:02 – Why Most People Struggle to Save Money
23:27 – Retirement Accounts Explained (401(k), IRA, TSP)
24:29 – What Is a Brokerage Account? Investing Basics
25:23 – Traditional IRA vs Roth IRA: Which Is Better?
26:45 – Mutual Funds, Index Funds, and ETFs Explained
29:13 – Real Estate Investing 101 (Rental Properties & More)
30:42 – The Risks of Real Estate You Need to Know
32:18 – Income Streams: Truth vs Hype
33:10 – Why You Need Life Insurance and Estate Planning
35:36 – Taxes, CPAs, and How to Keep More of Your Money
36:28 – Setting Clear Financial Goals That Get Results
37:38 – Teach Your Kids Financial Literacy (Generational Wealth)

👇🏾MORE VIDEOS TO CHECK OUT👇🏾

#financialfreedom #financialliteracy #financialeducation #smartmoneybro

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DISCLAIMER:
🚨This content is for educational and entertainment purposes only. Smart Money Bro does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

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