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Are you trying to choose between a Tax-Free Savings Account and a Retirement Annuity? Here’s what most people get wrong. You don’t have to pick just one, you choose what is suitable for your needs and goals.

In this video, I break down exactly how a TFSA and an RA work, what makes them different, and — more importantly; how to use both together to build serious long-term wealth in South Africa.Whether you’re just starting to invest or optimising an existing portfolio, this is the practical guide you’ve been looking for.

What you’ll learn:
The key difference between a TFSA and an RA
How much you can contribute to each — and what penalties to avoid
The “RA hack” that helps you fund your TFSA using your tax refund
How to draw income in retirement using both accounts strategically
How the Two-Pot retirement system affects your RA

This video is for educational purposes only and does not constitute financial advice. Please consult a registered financial advisor before making investment decisions.

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*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

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– “I own a home with my ex-stepfather. How do I get out of this?”
– “I’m stuck working a job I hate. How do I get out of this?”
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