SWIFT’S NEW BLOCKCHAIN (XRP) JUST WENT LIVE!!! (*TODAY*)

SWIFT launched its blockchain shared ledger for tokenized bank deposits as 17 global banks prepare live pilots. The rollout also raises new questions about where XRP fits in institutional cross-border payments.

This video explains SWIFT’s Linea-based shared ledger, why regulated bank deposits—not XRP—power the pilot, and how Ripple connects through SWIFT-certified infrastructure, ISO 20022 messaging, custody, and cross-border payment services. It also explores the emerging multi-rail financial model alongside XRPL.

Timestamps
00:00 SWIFT launches its shared ledger
01:20 Why 17 global banks joined the pilot
02:54 Why Linea powers the platform
04:33 Tokenized bank deposits explained
05:58 Why XRP is not the settlement asset
07:18 Where Ripple connects to SWIFT
08:41 Ripple Treasury and SWIFT certification
10:03 ISO 20022 and payment interoperability
11:34 Standard Chartered UBS and Ripple
12:56 The multi rail future for payments
14:03 What this means for XRP and XRPL

If you follow XRP, Ripple, SWIFT, tokenization, institutional crypto adoption, and cross-border payments, this breakdown provides important context on how SWIFT, Citi, HSBC, UBS, BNP Paribas, BNY, Standard Chartered, MUFG, and Ripple are shaping next-generation financial infrastructure.
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