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The Money Expert: #1 Formula to Get RICH Off Your Normal Salary (It’s EASY!)

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The Money Expert: #1 Formula to Get RICH Off Your Normal Salary (It’s EASY!)



How do you track your spending?

What’s the easiest way for you to save money?

Today, Jay welcomes back Codie Sanchez, entrepreneur, investor, and founder of Contrarian Thinking, to share the mindset shifts needed to thrive financially in today’s world. Codie explains why renting can sometimes be the smarter move, how to negotiate with confidence, and why mastering the language of money, from credit scores to strategic debt, is essential before you can build real wealth. Together, Jay and Codie debunk the myths of financial literacy, showing that clarity and confidence matter far more than complicated strategies.

This conversation takes an honest look at what it really takes to make money in a tough economy, whether that’s launching a side hustle without quitting your job or spotting opportunities that others overlook when markets are down. Codie highlights that building wealth isn’t about chasing trends or quick wins, but about making disciplined decisions, managing risk with intention, and turning problems into possibilities. Together, Jay and Codie also discuss how to grow within your career by understanding your true value, negotiating with confidence, and recognizing that profit and purpose don’t have to compete, they can align in practical, meaningful ways.

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In this interview, you’ll learn:
How to Negotiate Your Rent and Save More
How to Use Credit the Right Way to Build Wealth
How to Start a Business With Little to No Money
How to Keep Your Job and Still Grow a Side Hustle
How to Turn Problems Into Profitable Opportunities
How to Talk About Money in Relationships
How to Invest Your First $1,000 Wisely

Growth doesn’t come from getting everything right, it comes from learning, experimenting, and treating challenges as opportunities. With curiosity and courage, even problems can become stepping stones forward.

With Love and Gratitude,
Jay Shetty

What We Discuss:
00:00 Intro
02:03 The Best Time to Build Wealth
05:26 Should People Own Homes Anymore?
06:21 Are You Financially Literate?
08:48 Simple Steps to Financial Freedom
12:54 How Much Money Do You Really Need to Start a Business?
15:57 The Three Qualities of a Great CEO
18:05 How to Increase Your Value as an Employee
21:01 The Path to Growth Inside a Company
25:05 The Truth About Hustle Culture
27:29 Passive Income: Real or Myth?
28:48 Why You Shouldn’t Turn Every Passion Into Profit
31:30 What Sets Top Performers Apart
35:10 The Fixer vs. The Freeloader Mindset
38:50 How to Choose the Right Leader to Learn From
40:42 The Power of Surrounding Yourself With the Right People
44:00 Setting Expectations That Lead to Success
48:52 The Lipstick Theory of Recessions
52:01 The Link Between Money and Dating
55:22 How to See Money as a Tool, Not a Goal
59:31 Who Should Really Pay on the First Date?
01:04:15 Understanding Negative Feminine Energy
01:07:49 Why Discussing a Prenup Can Strengthen Relationships
01:11:10 What Makes a Strong and Lasting Partnership
01:14:26 Should You Get Into Business With Your Partner?
01:18:52 What Makes a Deal Truly Great
01:22:52 Why Investing in Yourself Comes First
01:25:06 Investing 101: The Basics You Need to Know
01:26:44 Stocks vs. Bonds: What’s the Difference?
01:27:46 The Next Level of Investing Explained
01:30:39 The #1 Thing People Waste Money On

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Episode Resources:

Home – Owner Book


https://www.youtube.com/@CodieSanchezCT
https://www.instagram.com/codiesanchez
https://www.facebook.com/codiesanchezbiz/

@realcodiesanchez


https://www.linkedin.com/in/codiesanchez/
https://contrarianthinking.co/

https://www.instagram.com/jayshetty
https://www.facebook.com/jayshetty/
https://x.com/jayshetty
https://www.linkedin.com/in/shettyjay/
https://www.youtube.com/@JayShettyPodcast
http://jayshetty.me

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All favorite Altcoins! This is very disturbing! #kryptoinvestorph #cryptocurrency #hardreset

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All favorite Altcoins! This is very disturbing! #kryptoinvestorph #cryptocurrency #hardreset



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Financial Truth: Comfort in 20s vs 30s

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Financial Truth: Comfort in 20s vs 30s



👉 Banyak yang percaya di usia 20-an yang penting cari kenyamanan hidup dulu. Tapi kenyataan? Saat masuk 30-an beban hidup naik, rumah jadi prioritas, dan keuangan berubah drastis. Simak penjelasan lengkapnya supaya kamu tidak salah langkah! #fyp #financialtips #motivasi

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The UN’s Israel Bias EXPOSED | Gad Saad

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The UN’s Israel Bias EXPOSED | Gad Saad



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Financial Guy Hits the Spot #leesangjun #standupcomedy #koreancomedy

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Financial Guy Hits the Spot #leesangjun #standupcomedy #koreancomedy



audience member directly pointed out a handsome 96-born financial guy in the front row!
[Video Source: Lee Sang-jun Show]
#LeeSangJun #KoreanComedy #CrowdWork #SinglesParty

All original copyrights belong to the respective creators.
This channel deeply respects the creative value of the original artists.
We provide secondary creations that include cultural interpretations and subtitle editing to help Korean viewers better understand and enjoy global stand-up comedy culture.

*We highly recommend watching the full version of the video on the creator’s official channel

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Money Challenge. MBONGO (TANZANIA) Vs ASIKU(UGANDA). Race to 11 for USD 50

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Money Challenge.  MBONGO (TANZANIA) Vs ASIKU(UGANDA).  Race to 11 for USD 50



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Bitcoin – the next safe haven? #crypto #cryptocurrency #bitcoin #btc #cryptotrading

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Bitcoin - the next safe haven? #crypto #cryptocurrency #bitcoin #btc #cryptotrading



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Facing financial difficulties after being discharged from the hospital.

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Facing financial difficulties after being discharged from the hospital.



Facing financial difficulties after being discharged from the hospital.
Thank you for your concern about my family
Wishing you good health and peace
—————————-
#Trieu Thu Thuy #mom #singlemom
#singlelife
#bamboohouse
#newhome
#survival
#cooking
#familylife
#lifeaftermarriage
#rurallife
#singlefather
#bamboo
#doctor

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Qkyou – MONEY ft O-Neang [VIDEO LYRICS]

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Qkyou - MONEY ft O-Neang [VIDEO LYRICS]



Freestyle file : https://drive.google.com/drive/folders/11Pb9XUR91AqINQEmcoet8wcgmHa0qyh4?usp=sharing

Title : MONEY
Producer : Qkyou
Written : Qkyou ft O-Neang
Mixing and Mastered : Qkyou
ពោលដោយលោក Jonh lyhuy ប្រយោគដកស្រង់ចេញពីរឿងខ្មែរ
Artwork by : iShow

#Qkyou #hiphopmusic

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Spotify : https://open.spotify.com/track/4gtNiG6mp6y0gu1oGdwhqL?si=2DfluGhGRti2Sbq-0ReM-g
Facebook : https://web.facebook.com/profile.php?id=100068965862531
Tiktok : https://www.tiktok.com/@qkyouqq
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MAJOR XRP BUY-OUT LEAKED (MEGA SUPPLY SHOCK)

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MAJOR XRP BUY-OUT LEAKED (MEGA SUPPLY SHOCK)



⚠️ D’CENT | Put Your XRP to Work!
▸ $15,000 in $XRP Rewards (until August 24th)
▸ Join the SOIL Quest & Unlock XRP Rewards: https://store.dcentwallet.com/blogs/post/xrp-alliance-soil-guide
▸ 1X Biometric Wallet | $50 OFF: https://store.dcentwallet.com/products/biometric-wallet-affiliates?bg_ref=o9ppOP7yC1
▸ 2X Biometric Wallet | $129 OFF: https://store.dcentwallet.com/products/biometric-wallet-2x-package-affiliates?bg_ref=o9ppOP7yC1
▸ S + R3covery Card Kit | $15 OFF:
DCENT S + R3covery Card Kit – Affiliates
━━━━━━━━━━━━━━━━━
Will XRP price analysis show a trend change in August? Learn how institutional acquisition and yield data impact your holdings this month.

This breakdown covers the historical performance of XRP during August and why September often presents a different market scenario. We examine recent data regarding large financial institutions acquiring XRP to help you understand the current institutional sentiment surrounding the asset. This analysis is intended for holders looking to navigate short-term volatility.

Beyond price action, we look at the concept of XRP yield and how institutional reports, including recent commentary from Standard Chartered, provide context for the current market environment. By reviewing these data points, you can better assess the potential opportunities for your portfolio amid ongoing market shifts.

Subscribe for weekly XRP price analysis breakdowns, and comment below on which aspect of institutional adoption you want covered next.
━━━━━━━━━━━━━━━━━
⭐ Community + Free XRP Newsletter
▸ Discord: https://discord.com/invite/cryptonairz
▸ Newsletter: https://joincryptonairz.com/Newsletter

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🔗 Contact
▸ Telegram: https://telegram.me/Crypto_Sensei_Team
▸ Business: partnerships@cryptosensei.net
▸ Social Links: https://linktr.ee/Crypt0Sensei

🔴 Full Legal & Regulatory Disclaimer
▸ https://docs.google.com/document/d/1T_wTsSkXDZqdgKDUOKfIEKF-a7ur2kX8gw-e3aAq_Q4/edit?usp=sharing

#XRP #Ripple #Crypto #Blockchain #CryptoNews #xrpledger #xrpnews #cryptocurrency #altcoins #blockchaintechnology #cryptotrading #ripplexrp #xrpholders #xrparmy #xrptoday #xrpupdate #cryptosensei

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This is not a healthy marriage…. calebhammercomposer #fyp #calebhammer #finance #money

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This is not a healthy marriage.... calebhammercomposer #fyp #calebhammer #finance #money



This is not a healthy marriage…. calebhammercomposer #fyp #calebhammer #finance #money #financialfreedom #financialaudit

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