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The Money Expert: #1 Formula to Get RICH Off Your Normal Salary (It’s EASY!)

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The Money Expert: #1 Formula to Get RICH Off Your Normal Salary (It’s EASY!)



How do you track your spending?

What’s the easiest way for you to save money?

Today, Jay welcomes back Codie Sanchez, entrepreneur, investor, and founder of Contrarian Thinking, to share the mindset shifts needed to thrive financially in today’s world. Codie explains why renting can sometimes be the smarter move, how to negotiate with confidence, and why mastering the language of money, from credit scores to strategic debt, is essential before you can build real wealth. Together, Jay and Codie debunk the myths of financial literacy, showing that clarity and confidence matter far more than complicated strategies.

This conversation takes an honest look at what it really takes to make money in a tough economy, whether that’s launching a side hustle without quitting your job or spotting opportunities that others overlook when markets are down. Codie highlights that building wealth isn’t about chasing trends or quick wins, but about making disciplined decisions, managing risk with intention, and turning problems into possibilities. Together, Jay and Codie also discuss how to grow within your career by understanding your true value, negotiating with confidence, and recognizing that profit and purpose don’t have to compete, they can align in practical, meaningful ways.

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In this interview, you’ll learn:
How to Negotiate Your Rent and Save More
How to Use Credit the Right Way to Build Wealth
How to Start a Business With Little to No Money
How to Keep Your Job and Still Grow a Side Hustle
How to Turn Problems Into Profitable Opportunities
How to Talk About Money in Relationships
How to Invest Your First $1,000 Wisely

Growth doesn’t come from getting everything right, it comes from learning, experimenting, and treating challenges as opportunities. With curiosity and courage, even problems can become stepping stones forward.

With Love and Gratitude,
Jay Shetty

What We Discuss:
00:00 Intro
02:03 The Best Time to Build Wealth
05:26 Should People Own Homes Anymore?
06:21 Are You Financially Literate?
08:48 Simple Steps to Financial Freedom
12:54 How Much Money Do You Really Need to Start a Business?
15:57 The Three Qualities of a Great CEO
18:05 How to Increase Your Value as an Employee
21:01 The Path to Growth Inside a Company
25:05 The Truth About Hustle Culture
27:29 Passive Income: Real or Myth?
28:48 Why You Shouldn’t Turn Every Passion Into Profit
31:30 What Sets Top Performers Apart
35:10 The Fixer vs. The Freeloader Mindset
38:50 How to Choose the Right Leader to Learn From
40:42 The Power of Surrounding Yourself With the Right People
44:00 Setting Expectations That Lead to Success
48:52 The Lipstick Theory of Recessions
52:01 The Link Between Money and Dating
55:22 How to See Money as a Tool, Not a Goal
59:31 Who Should Really Pay on the First Date?
01:04:15 Understanding Negative Feminine Energy
01:07:49 Why Discussing a Prenup Can Strengthen Relationships
01:11:10 What Makes a Strong and Lasting Partnership
01:14:26 Should You Get Into Business With Your Partner?
01:18:52 What Makes a Deal Truly Great
01:22:52 Why Investing in Yourself Comes First
01:25:06 Investing 101: The Basics You Need to Know
01:26:44 Stocks vs. Bonds: What’s the Difference?
01:27:46 The Next Level of Investing Explained
01:30:39 The #1 Thing People Waste Money On

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Episode Resources:

Home


https://www.youtube.com/@CodieSanchezCT
https://www.instagram.com/codiesanchez
https://www.facebook.com/codiesanchezbiz/

@realcodiesanchez


https://www.linkedin.com/in/codiesanchez/
https://contrarianthinking.co/

https://www.instagram.com/jayshetty
https://www.facebook.com/jayshetty/
https://x.com/jayshetty
https://www.linkedin.com/in/shettyjay/
https://www.youtube.com/@JayShettyPodcast
http://jayshetty.me

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Im SO GOOD at saving money! #sephora #shopping #funny #relatable #fitcheck

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Im SO GOOD at saving money! #sephora #shopping #funny #relatable #fitcheck



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3 DIGIT XRP IN 2026 POSSIBLE? – XRP & JAPAN YEN CARRY TRADE JUST HYPE? – WRAP YOUR XRP? XRP NEWS!

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3 DIGIT XRP IN 2026 POSSIBLE? - XRP & JAPAN YEN CARRY TRADE JUST HYPE? - WRAP YOUR XRP? XRP NEWS!



3 DIGIT XRP IN 2026 POSSIBLE? – XRP & JAPAN YEN CARRY TRADE JUST HYPE? – WRAP YOUR XRP? XRP NEWS!

NEW OFFICIAL CSC CRYPTO SHOP IS HERE:
https://officialcryptoshop.com/

https://www.calebandbrown.com/affiliates/common-sense-crypto/

⭐ FOLLOW ME ON X – https://x.com/TheCSCrypto ⭐

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⭐$1,000 SIGN UP BONUS ON MEXC: https://bit.ly/3P8NBq7⭐

Hey, I am Rich from Common Sense Crypto, bring you crypto news & information regarding the cryptocurrency market. The content on my channel will focus on news, common sense, insights and overall guides regarding XRP, Bitcoin, Ethereum, HBAR, & various altcoins.

DISCLAIMER: I am not a financial adviser, & all information given in my videos or on my social media platforms is for entertainment purposes only and is not financial advice.

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Description Tags (Ignore)
#xrp #ripple #crypto

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Tybcom sem 5 financial accounting most important questions #atktexams #tybcom #tybcomsem5 #bcom #art

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Tybcom sem 5 financial accounting most important questions #atktexams #tybcom #tybcomsem5 #bcom #art



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Your Life If You Finance a Car the Smart Way V/S the Wrong Way.

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Your Life If You Finance a Car the Smart Way V/S the Wrong Way.



Two people. Same income. Same city. Same Saturday morning.
One ends up $67,000 richer at age 35. The other? Still signing leases.

The difference wasn’t luck. It wasn’t a raise. It was 4 things one person
didn’t sign — and one Saturday they spent preparing.

⚠️ The person who lost… had the LOWER monthly payment. That was the trap.

─────────────────────────────────────
📌 WHAT YOU’LL LEARN IN THIS VIDEO
─────────────────────────────────────
✅ Why a lower monthly payment can secretly destroy your wealth
✅ How dealer finance markup works (and how to beat it)
✅ The exact pre-approval strategy Marcus used at the credit union
✅ GAP insurance truth: $6/month vs $1,100 rolled into your loan
✅ What 72-month financing actually costs you vs 48-month
✅ How $213/month redirected = $87,400 in 9 years
✅ The silent wealth killer: negative equity explained simply

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─────────────────────────────────────
⏱️ TIMESTAMPS
─────────────────────────────────────
The Setup: Same Life, Two Outcomes
Path A: Marcus’s Story (The Smart Way)
The Finance Office: What Most People Miss
Path B: Jordan’s Story (The Wrong Way)
The $387 Trap — Why It Feels Right
Year 1: The Gap Begins
Age 25: Underwater and Don’t Know It
Age 28: The Payoff Moment vs. The Trade-In Trap
Age 32: $98,000 Apart — Same Income
Age 35: The Final Numbers
The 4 Things You Should Never Sign

─────────────────────────────────────
📲 DON’T LEAVE WITHOUT DOING THIS
─────────────────────────────────────
🔔 Subscribe — New video every [day]: https://youtube.com/@Willie_Finance?si=vdN2FFEUI7q0HqEq
👍 Like this video if it opened your eyes
💬 Comment: Are you a Marcus or a Jordan right now? Be honest.
📤 Share this with someone about to buy a car — you might save them $30K

─────────────────────────────────────
⚖️ DISCLAIMER
─────────────────────────────────────
The numbers in this video are for educational illustration only.
Past market performance does not guarantee future results.
Investment figures assume ~9% historical average annual return on
a broad market index fund. Always consult a certified financial advisor
before making major financial decisions.

#CarFinancing #PersonalFinance #SmartMoney #WealthBuilding #CarBuying

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How Money Swap Scams Work #collab

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How Money Swap Scams Work #collab



How Money Swap Scams Work #collab #new #shortsfeed #shortsviral #shortsvideo #trendingshorts #trending #facts #history #howto #howitsmade #usashorts #money

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Bitcoin Just Flashed A Massive $100K Signal

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Bitcoin Just Flashed A Massive $100K Signal



🧠 Your AI Platform for Crypto, Markets, and Sports ► https://www.askclash.ai/
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✅Clash CA: 6nR8wBnfsmXfcdDr1hovJKjvFQxNSidN6XFyfAFZpump
💜Join *Discord* ► https://discord.com/invite/cryptosrus

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0:00 Intro
0:35 Market Overview
1:45 Michael Burry
2:45 Iran War
4:10 Clarity Act
5:55 ETF Flow
7:20 Taiwan Bitcoin
7:45 Bitcoin Treasuries
11:40 Bitcoin Breakout
13:00 Ton
14:05 Bullish
15:00 Charts
21:45 Q&A

🔴Full Disclaimer: This video and its contents are for informational purposes only and do not constitute an offer to sell or trade, a solicitation to buy, or recommendation for any security, cryptocurrency, or related product, nor does it constitute an offer to provide investment advice or other related services by CryptosRUs. CryptosRus may have a financial investment with the cryptocurrencies discussed in this video. In preparing this video, no individual financial or investment needs of the viewer have been taken into account nor is any financial or investment advice being offered. Any views expressed in this video were prepared based upon the information available at the time such views were written. Changed or additional information could cause such views to change.

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Michael Saylor DROPS BOMBSHELL on Bitcoin Holders!! (What Now?)

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Michael Saylor DROPS BOMBSHELL on Bitcoin Holders!! (What Now?)



Bitcoin Investors Are NOT Ready For This!! What Happens Now?
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Credit for intro: https://x.com/cryptojourneyrs/status/2052014724993200539

Timestamps:
0:00 – intro (keep watching)
1:00 – Michael Saylor explains why he plans to sell
3:14 – What happens now?
5:52 – Saylor reveals big Bank Crypto Adoption Announcement
6:32 – Supercycle
8:27 – VanEck is bullish
10:37 – final thoughts

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Altcoin Daily, the best cryptocurrency news media online!

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For business inquires email: info.altcoindailyio@gmail.com

**Note: My overall opinion is that the name of the game is to accumulate as much Bitcoin as possible. Alts are interesting but a lot more speculative. I use them to accumulate more Bitcoin & Ethereum.

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🏺Support The Channel!!🏺(We Get A Kickback From Affiliate Links)

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Altcoin Daily, the best cryptocurrency news media online!
#bitcoin #cryptocurrency #news #btc #ethereum #eth #cryptocurrency #litecoin #altcoin #altcoins #forex #money #best #trading #bitcoinmining #invest #trader #cryptocurrencies #top #investing #business #success #investment #finance #coinbase #binance #stocks #wallstreet #investor #wealth #bullish #crash #collapse #economy #cnbc #cryptolive #altcoindaily

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***NOT FINANCIAL, LEGAL, OR TAX ADVICE! JUST OPINION! I AM NOT AN EXPERT! I DO NOT GUARANTEE A PARTICULAR OUTCOME I HAVE NO INSIDE KNOWLEDGE! YOU NEED TO DO YOUR OWN RESEARCH AND MAKE YOUR OWN DECISIONS! THIS IS JUST EDUCATION & ENTERTAINMENT! USE ALTCOIN DAILY AS A STARTING OFF POINT!

This is NOT an offer to buy or sell securities.

Investing and trading in cryptocurrencies is very risky, as anything can happen at any time.

This information is what was found publicly on the internet. This information could’ve been doctored or misrepresented by the internet. All information is meant for public awareness and is public domain. This information is not intended to slander, harm or defame any of the actors involved but to show what was said through their social media accounts. Please take this information and do your own research.

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*The channel is not responsible for the performance of sponsors and affiliates.

Most of my crypto portfolio is Bitcoin, then Ethereum, but I hold many cryptocurrencies, possibly ones discussed in this video.

cryptocurrency, crypto, altcoin, altcoin daily, news, best investment, top altcoins, best crypto investment, ethereum, xrp, crash, crash, price, prediction, podcast, interview, finance, stock, investment, too late, bitcoin, cryptocurrency news, bitcoin news, cryptocurrency news media online, best crypto investments, 2026 prediction, should I buy ethereum?, blackrock, donald trump, coin bureau, binance, coinbase, trading crypto, trade, make money, bitcoin today, bitcoin cnbc, altcoin news, midterms,

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40 Rules of Money – From The Greatest MONEY Books Ever

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40  Rules of Money - From The Greatest MONEY Books Ever



I have summarised many of the books mentioned in this video. For detailed summaries see below please 👇
Secrets of the Millionaire mind: ➡️ https://youtu.be/upWAGUH_ByE?si=Crw1o_S3YqMJSIaS
Rich Dad Poor Dad: ➡️ https://youtu.be/jFNdARDCrKA?si=8Y6NAztyp8_xOgXm
Second Chance: ➡️ https://youtu.be/VdDYwgpCXio?si=9eOb1tcIW8LD4AiF
THE MAGIC OF THINKING BIG: ➡️ https://youtu.be/gskphDywQ-E?si=Xt5Jm7URSeo0ZUkK
The Millionaire Fastline: ➡️ https://youtu.be/dVSmsRK6Cck?si=KVsCvHAlg5DLrM3m
Dollar and Senses: ➡️ https://youtu.be/XsWF8Q2t3PQ?si=Vdf4GYaRjhv6cOdj
The Power of Your Subconscious Mind: ➡️ https://youtu.be/7xIGybLtmN4?si=zSXQMTSqXqOIJpzO
Pareto. 80-20: ➡️ https://youtu.be/WVG3p6ysSxQ?si=lkq7ARmavg-tsCvp
The Psychology of Money: ➡️ https://youtu.be/uWWEodOlDGk?si=nEYWZhIpiuiX9DQM
The Automatic Millionaire: ➡️ https://youtu.be/wN5WVO2OZOc?si=RzwSJt-Uvw1bukJ7
NAVAL RAVIKANT: ➡️ https://youtu.be/EdPK98BW5ng?si=plzaDmlxj0PDykDm
Cashflow quadrant: ➡️ https://youtu.be/5yxuplSm1WQ?si=RkcGX0DXm1O5LbQn
The Richest Man in Babylon: ➡️ https://youtu.be/GscBGmAAW-s?si=XGBrp645FqM_E0kT
Just keep buying: ➡️ https://youtu.be/TyTKK2QvCec?si=GWEaQvQLZ-oTjvEv
TOTAL MONEY MAKEOVER: ➡️ https://youtu.be/j38EH6_claA?si=gQwcTJfzoR0JLI-O
Financial IQ: ➡️ https://youtu.be/gY5c9fY5ETM?si=hqOsj2XwT7S8a_X4

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The landlady came to collect the rent. Bi is having financial difficulties. How will she manage?

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The landlady came to collect the rent. Bi is having financial difficulties. How will she manage?



The landlady came to collect the rent. Bi is having financial difficulties. How will she manage?
Hi everyone! Thank you for watching my video. I hope you’ll follow me so I can have more motivation.
#repairgirl
#mechanical
#newvideo
#geniusgirl irl

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OMG XRP BOMB.. (LISTEN UP!)

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OMG XRP BOMB.. (LISTEN UP!)



🔵 Uphold | Trade, Spend & Earn XRP
➖ US Website: https://uphold.sjv.io/US_CryptoSensei
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➡️XRP Rewards: 4% Elite Card / 2% Virtual Card
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✨Check out Nexo: Your Wealth Platform for Digital Assets
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⭐Join my Community
➖ https://discord.gg/gD2NH7ZxGB

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🔗Contact & Collaborations
▸ Collab & Partnerships: partnerships@cryptosensei.net
▸ Collabs: BD Manager | @Jaalyn_T (Telegram)
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(Partnerships & Brand Deals Only | No Agencies)

⚪FREE XRP Newsletter | https://joincryptonairz.com/Newsletter

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💜 Thanks for supporting the channel! Like, share, and comment if this helped clarify what’s really happening.

🔴Full Legal & Regulatory Disclaimer
https://docs.google.com/document/d/1T_wTsSkXDZqdgKDUOKfIEKF-a7ur2kX8gw-e3aAq_Q4/edit?usp=sharing

#XRP #Ripple #Crypto #shorts #Blockchain #CryptoNews #xrpledger #xrpnews #cryptocurrency #altcoins #blockchaintechnology #cryptotrading #ripplexrp #xrpholders #xrparmy #xrptoday #xrpupdate #cryptosensei

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