News Videos

The Strange Investing Strategy That Protects Your Money

Published

4 hours ago

27 July 2026

The Strange Investing Strategy That Protects Your Money

What if you could participate in stock market gains while protecting your original investment?

In this video, we explore a fascinating retirement investing strategy known as the Zeros and Stocks Strategy, a little-known approach that combines Treasury zero-coupon bonds, also known as Treasury STRIPS, with stock market investments.

The goal is to create a balance between growth, principal protection, retirement security, and peace of mind.

Using a real-world example from a retirement planning book, we’ll explain how retirees may be able to protect their original savings while maintaining stock market exposure to help combat inflation, sequence of returns risk, longevity risk, and retirement portfolio volatility.

We’ll also examine the critical roles that interest rates, Treasury yields, bond investing, and behavioral finance play in determining whether this strategy makes sense today.

In this video, you’ll learn:

• How Treasury zero-coupon bonds work
• The Zeros and Stocks retirement strategy explained
• How to protect principal while maintaining stock market exposure
• Why many retirees struggle with stock market volatility
• The psychology of investing and retirement decision-making
• How interest rates affect retirement investment strategies
• The hidden danger of becoming too conservative in retirement
• Inflation risk and purchasing power in retirement
• Sequence of returns risk explained
• Treasury STRIPS vs. traditional bond funds
• The 60/40 portfolio vs. principal-protection strategies
• Safe retirement investing strategies for retirees and pre-retirees
• How to balance safety, growth, and retirement income needs
• Why investor behavior often matters more than portfolio design

Whether you are planning for retirement, managing retirement savings, building a retirement income strategy, or looking for ways to invest with greater confidence during market volatility, this discussion highlights an important question every investor must answer:

How much return are you willing to trade for peace of mind?

00:00 – Intro: Would You Give Up Half Your Gains to Never Lose a Dollar?
01:02 – Meet Keith and Rose: Terrified of Stocks, but They Needed the Growth
02:12 – How Zero-Coupon Bonds Actually Work: Treasury STRIPS Explained
03:27 – The Strategy Itself: How to Lock In Your $200K and Still Own Stocks
04:40 – Best, Middle, and Worst Cases: What the Strategy Actually Produces
06:44 – The Catch: Why Low Rates and Inflation Can Break This Strategy
08:46 – The Good News: Why Higher Rates Make It Worth a Look Again
11:14 – Is This Better Than a 60/40 Portfolio? The Honest Trade-Offs
13:57 – The Bigger Picture: This Was Never Really About Bonds
16:27 – The Real Question: How Much Certainty Do You Need to Stay Invested?
19:20 – Bloopers

Connect with me on LinkedIn for charts & daily retirement insights: https://www.linkedin.com/in/erintalksmoney/

Some of my favorite books: https://amzn.to/3KF3tlr
Camera & equipment I use: https://amzn.to/3Z20lof

Join the family & subscribe to my channel here: https://www.youtube.com/c/ErinTalksMoney

Thanks for watching, I appreciate you!

Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship with Root Financial. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation. The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.
Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate and should not be considered testimonials or endorsements.

source

News Videos

factory me 50 rupay ka note kese banta hai #money #moneysavingidea #machine #shorts

Published

4 minutes ago

27 July 2026

NewsAdmin

factory me 50 rupay ka note kese banta hai #money #moneysavingidea #machine #shorts

#money #mindset #moneytips #moneymanagement #moneymatters
#moneysavingtips #moneymaking

source

News Videos

Financial Statement Analysis Explained

Published

28 minutes ago

27 July 2026

NewsAdmin

This financial analysis guide breaks down the most important methods, types, and approaches to it. An analyst’s main task is to perform an extensive analysis of financial statements. Hence why, in this video, we cover the essential steps needed to analyze a company’s performance, including:

– Performing vertical and horizontal trend analysis
– Calculating key performance and profitability ratios
– Building a pyramid of ratios for a comprehensive view
– Understanding financial statements: income statement, balance sheet, and cash flow statement

Learn to analyze profitability ratios and gain the tools to assess any company’s financial health.

You can learn more about this topic at https://corporatefinanceinstitute.com/resources/knowledge/finance/analysis-of-financial-statements

#FinancialStatementAnalysis #FinancialAnalysis #CorporateFinance #FinancialModeling #FinanceSkills

source

News Videos

America Taking Spain’s World Cup Money

Published

34 minutes ago

27 July 2026

NewsAdmin

source

News Videos

The Most Disgusting Mother Ever on Financial Audit | Caleb Hammer Clips

Published

53 minutes ago

27 July 2026

NewsAdmin

The Most Disgusting Mother Ever on Financial Audit | Caleb Hammer Clips

🔥 Ready to give MASA a try? Get 25% off your first order by going to http://masachips.com/hammer and using code HAMMER

💰 Download Dollarwise – Big Deals, New Features, Free Trial: https://bit.ly/46fiDYP

👉 Original Episode: https://www.youtube.com/watch?v=kN3C6b2zCTU

🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
=============================
Sponsors for This Video
=============================

=============================
*Caleb Hammer Financial Resources*
=============================
👉 See if refinancing your high-interest debt saves money. Checking is free. → https://hamr.link/ytmoneylion2
👉 Find and compare much better AND cheaper car insurance for free → https://www.moneylion.com/network/hammer-media/auto-insurance/search
👉 Finally experience relief from your debt once and forall → https://www.moneylion.com/network/hammer-media/debt-relief/explore

=============================
*Education*
=============================
👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb
⚡️Learn how to budget: https://bit.ly/4sspyGh
⚡️Learn how to invest: https://bit.ly/41mr8OP
⚡️Pay off your debt: https://bit.ly/41mr8OP

=============================
*Extra Resources*
=============================
👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer
👉 Get FREE MONEY by investing with Public! https://secure.moneymatchup.com/public-caleb
👉 Find the best credit cards for you with my quiz! https://cards.calebhammer.com/yt
👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb
👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer
=============================
Want more content?
=============================
🍿 Financial Audit: https://www.youtube.com/@CalebHammer
🍿Caleb Hammer LIVE: https://www.youtube.com/@calebhammerlive
🍿 Caleb Hammer Top Videos https://www.youtube.com/@CalebHammerTopVideos
=============================
Connect with me!
=============================
TikTok: / calebhammercomposer
X: https://x.com/sircalebhammer
IG: / calebhammercomposer
Facebook: / calebhammercomposer

=============================
Want to be a guest on Financial Audit?
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com

source

News Videos

More than usual. #business #finance

Published

1 hour ago

27 July 2026

NewsAdmin

source

News Videos

CRYPTO MARKET ABOUT TO EXPLODE? Major CLARITY ACT BIPARTISAN Progress #xrp #solana #finance

Published

2 hours ago

27 July 2026

NewsAdmin

CRYPTO MARKET ABOUT TO EXPLODE? Major CLARITY ACT BIPARTISAN Progress #xrp #solana #finance

source

News Videos

The white rice I was looking forward to…#money #countryside #food

Published

2 hours ago

27 July 2026

NewsAdmin

The white rice I was looking forward to...#money #countryside #food

🏡location
🚩yamanashi Prefecture in Japan

credits
🙋‍♂️：NOBU🇯🇵
Born in Japan, Kagoshima.
Instagram：https://www.instagram.com/_nobujapan_

🙎‍♂️：Jannis🇨🇭
Born in Switzerland, Bern
Instagram：https://www.instagram.com/calledyannis/
＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿＿

Tokyo has everything, but the countryside has things you won’t find in Tokyo.
We hope you’ll relax and enjoy the sights and thoughts we share in the countryside! ⛰🏠
Don’t forget to subscribe to our channel!

#Japanesevlog #田舎 #Countryside #akiya #abandonedhouse #4kjapan #tokyo #slowtv #4khdr #japan

source

News Videos

UPHOLD JUST REVEALED A MAJOR XRP SHIFT?!! (THIS IS IT?!)

Published

2 hours ago

27 July 2026

NewsAdmin

UPHOLD JUST REVEALED A MAJOR XRP SHIFT?!! (THIS IS IT?!)

Get the latest on Uphold XRP strategy and institutional adoption trends. We break down the future of tokenized stocks and real world assets.

This concluding interview segment with Paul Unterberg, Chief Product Officer at Uphold, focuses on the practical mechanics of current market shifts. If you are tracking how major exchanges navigate global crypto regulation while integrating new financial products, this discussion provides direct insight into institutional planning.

We examine the specific role of XRP utility in modern portfolios and how tokenized stocks are changing asset accessibility. By understanding the roadmap for real world assets, you gain a clearer picture of where institutional crypto capital is heading next. This conversation clarifies the operational priorities for one of the industry’s key platforms.

Subscribe for weekly institutional crypto breakdowns, and comment on which asset class you want us to analyze next.

━━━━━━━━━━━━━━━━━
💚 Uphold | Your XRP, Working Harder Than Ever
▸ Explore Uphold: https://uphold.com/sensei
▸ Earn XRP Rewards: 4% Elite Card / 2% Virtual Card
▸ Turn Crypto into Instant Credit: https://youtu.be/e4P-MQe15HM?si=K98cwmUVb4iwT1UI
▸ Flexible & Boosted Staking: https://www.youtube.com/watch?v=QxoR44MnK88

━━━━━━━━━━━━━━━━━
⭐ Community + Free XRP Newsletter
▸ Discord: https://discord.com/invite/cryptonairz
▸ Newsletter: https://joincryptonairz.com/Newsletter

🔗 Contact & Collaborations
▸ Partnerships (Telegram): https://telegram.me/CryptoSenseiSupportBot
▸ Business Inquiries: partnerships@cryptosensei.net
▸ Social Links: https://linktr.ee/Crypt0Sensei

🔴 Full Legal & Regulatory Disclaimer
▸ https://docs.google.com/document/d/1T_wTsSkXDZqdgKDUOKfIEKF-a7ur2kX8gw-e3aAq_Q4/edit?usp=sharing

#XRP #Ripple #Crypto #Blockchain #CryptoNews #xrpledger #xrpnews #cryptocurrency #altcoins #blockchaintechnology #cryptotrading #ripplexrp #xrpholders #xrparmy #xrptoday #xrpupdate #cryptosensei

source

News Videos

Debunking Dave Ramsey’s Financial Advice

Published

2 hours ago

27 July 2026

NewsAdmin

Debunking Dave Ramsey's Financial Advice

*SHE REVEALS HERSELF IN THE POST SHOW* and we do a tour of the party bus, and it is the most ghetto trash sh*t I’ve ever seen in my life lol watch here: https://hamr.link/ytjoin *OR* download the brand new Hammer Elite App ➡ https://hammerelite.com/#join (discounted annual)

50% OFF IS LIVE. Merry Christmas in July you financially naughty little freaks. Take the NEW AND IMPROVED Hammer Quiz to see if your finances are naughty or nice, then get half OFF the exact courses you need to finally unf*ck your money: https://hamr.link/xmasjuly

💰 Download Dollarwise – Big Deals, New Features, Free Trial: https://go.dollarwise.com/join

=============================
🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb
🔥 Get Your Own *Hammer Financial Score* → https://hamr.link/newquiz

=============================
*Sponsors for This Video*
=============================

=============================
*Education*
=============================
👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb
⚡Learn how to budget: https://bit.ly/4sspyGh
⚡Learn how to invest: https://bit.ly/41mr8OP
⚡Pay off your debt: https://bit.ly/41mr8OP

=============================
*Extra Resources*
=============================
👉 Land a high-paying job with no experience or degree: ➡ https://coursecareers.com/CalebHammer
👉 Get FREE MONEY by investing with Public! https://secure.moneymatchup.com/public-caleb
👉 Find the best credit cards for you with my quiz! https://cards.calebhammer.com/yt
👉 Get $20 from Acorns for free: ➡ https://acorns.com/caleb
👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡ https://hellohelium.com/
👉 Protect your online privacy and security for free with Aura: ➡ https://aura.com/hammer

=============================
*Chapters*
=============================

=============================
Want more content?
=============================
🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips
🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel

=============================
*Connect with me!*
=============================
TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
IG: https://www.instagram.com/calebhammercomposer/
Facebook: https://www.facebook.com/calebhammercomposer/

=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com

source