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The XRP Moment We’ve Been Waiting For
The timeline is being stated publicly by the people implementing it. Monica Long at XRP Community Day used the phrase full scale institutional adoption for 2026. The NASDAQ president confirmed backend stock market settlement as the first distributed ledger application. Financial institutions at Swell gave 2026 to 2028 for full implementation. These are not predictions from outside observers. They are timelines from institutions actively building the infrastructure.
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