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This Could Be the Most Important Financial Account You’ve Never Heard Of
ABLE accounts may be one of the most important — and misunderstood — financial planning tools available for individuals with disabilities and their families.
In this complete 2026 ABLE account guide, I sit down with The Money Guy team to break down how ABLE accounts work, who qualifies, the new age 46 eligibility expansion, contribution limits, 529 rollovers, SSI and Medicaid rules, tax-free investing, and the biggest mistakes families make when planning for disability-related expenses.
We cover:
✔️ How to legally save and invest without losing Medicaid or SSI
✔️ The truth about the $100,000 ABLE account limit
✔️ ABLE accounts vs special needs trusts
✔️ Tax-free growth and qualified disability expenses
✔️ Housing, transportation, therapy, healthcare, and daily living expenses
✔️ How ABLE accounts create financial independence and dignity
✔️ Why millions more people may qualify beginning in 2026
✔️ Estate planning and inheritance strategies for special needs families
If you’ve searched for:
ABLE account explained, ABLE account rules 2026, SSI asset limits, Medicaid planning, disability financial planning, special needs trust vs ABLE account, 529 rollover to ABLE account, autism financial planning, epilepsy financial planning, or how to save money for a child with disabilities — this video is for you.
This conversation is both practical and deeply personal, focused on helping families build financial security, flexibility, and peace of mind in the face of health uncertainty.
00:00 Introduction + Why ABLE Accounts Matter
02:15 The $2,000 Asset Limit Problem
05:13 Who Qualifies for an ABLE Account?
06:10 Major 2026 ABLE Account Changes Explained
07:47 ABLE Account Contribution Limits + 529 Rollovers
10:30 How ABLE Accounts Are Taxed
11:40 Qualified Expenses: Housing, Food, Transportation & More
13:40 What Happens If an ABLE Account Exceeds $100,000?
17:07 ABLE Accounts vs Special Needs Trusts
20:22 Biggest ABLE Account Mistakes to Avoid
23:05 Medicaid, SSI & State Recovery Rules
26:07 Why the New Age 46 Rule Changes Everything
27:11 Best Resources for ABLE Account Planning
28:07 Emotional Reality of Disability & Financial Planning
30:13 Final Thoughts: Financial Freedom, Dignity & Independence
32:07 Bloopers
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Disclaimer: Please note that this video is made for entertainment purposes only and not to be taken as financial advice. Always make sure to do your own research.
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Thanks for watching, I appreciate you!
Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser.
This content is intended for informational and educational purposes only and should not be considered
personalized investment, tax, or legal advice. Viewing this content does not create an advisory
relationship with Root Financial.
We do not provide tax preparation or legal services. Always consult an investment, tax or legal
professional regarding your specific situation. The strategies, case studies, and examples discussed may
not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only.
They do not reflect actual client results and are not guarantees of future performance. All investments
involve risk, including the potential loss of principal.
Comments reflect the views of individual users and do not necessarily represent the views of Root
Financial. They are not verified, may not be accurate and should not be considered testimonials or
endorsements.
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day in the life of a financial analyst in toronto #workvlog #exbigfour #corporate
News Videos
This Green Penny Worth Million ! Do you have old Coins #oldcoins #money #currency
This Green Penny Worth Million ! Do you have old Coins #oldcoins #money #currency
rare pennies worth money, most valuable lincoln pennies, naturally toned pennies, natural patina coins, toned penny value, original surface coin value, error coins worth money, PCGS graded lincoln cents, NGC rare penny, coin collecting rare finds, dont clean old coins, old penny worth fortune, rare coins found at home, hidden treasure coins, check your coin jar, rare wheat pennies, coin roll hunting, rare coins in your pocket
#RarePennies #NaturalTone #NaturalPatina #LincolnCent #CoinCollecting #RareCoins #ValuablePennies #PCGS #NGC #CoinHunting #HiddenTreasure #OldCoins #WheatCent #PenniesWorthMoney #DontCleanCoins #CheckYourJar #CoinCollector #MostValuablePennies #CoinRollHunting #NaturallyTonedCoins
Disclaimer:
The coin values, auction results, and numismatic information mentioned in this video are for educational and entertainment purposes only and may not reflect current market prices. Coin values vary significantly depending on grade, condition, surface preservation, and market demand. Toning on coins must always be verified by a certified professional grading service such as PCGS or NGC before any conclusions are drawn about authenticity or value. We are not certified financial advisors, professional coin graders, or licensed appraisers. Always consult a certified professional numismatist before buying or selling any rare coin. This channel does not guarantee the accuracy of any values or auction results mentioned, and all viewers are encouraged to conduct their own independent research. Never attempt to clean, polish, or alter the surface of any old coin.
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What is Financial Literacy? | Introduction
April is National Financial Literacy Month in the United States. The NYU StudentLink Center in partnership with the Office of Financial Education wants to make sure students are well equipped to tackle any financial situation. All month long we’ll be posting videos on a variety of topics. We start with a brief introduction into financial literacy!
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News Videos
Why You Can’t Compare Short-Term & Long-Term Trends | Financial Wisdom | Sharad Kohli Official
Are you confused about how to read market trends? In this video, we break down the critical differences between short-term movements and long-term trends, specifically when it comes to precious metals like Gold and Silver.
Understanding the difference is key to becoming a successful investor. We explore:
Why short-term price fluctuations don’t define the long-term trend.
The impact of the Central Bank buying on Gold prices.
Why patience is the most important trait for investors in Gold and Silver.
Watch until the end to understand why “impatience” might be hurting your portfolio. Don’t forget to like, subscribe, and hit the notification bell for more expert insights!
#investingtips #GoldAndSilver #markettrends #financialliteracy #wealthbuilding #stockmarketinsights #sharadkohli #investmentstrategy
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News Videos
BITCOIN IS DUMPING HARD, THIS IS NEXT [LIVE]
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‘DAILY CRYPTO LIVE’ WITH CRYPTO KID!
THE MOON SHOW: Watch Carl and Crypto Kid give you the latest in crypto! Leave a like, or deal with the consequence of NOT leaving a like.
✅ Follow The Moon Show on X: https://x.com/@TheMoonShow
🚨 Join Our Alerts Channel: https://t.me/TheMoonOfficial
⚔️ Play Medieval Empires: https://medievalempires.com
Daily Crypto LIVE’s Host:
@Crypto-Kid
Get in touch: show@moongroup.com
#TheMoonShow #Bitcoin #CryptoNews
Timestamps:
00:00 – Intro
02:10 – What’s Next BTC
05:00 – How Lower?
11:10 – 67k Area
14:30 – Signs of Bullmarket?
16:25 – ETH Analysis (1D)
19:10 – ZCash (1D)
19:30 – HyperLiquid (1D)
19:50 – NEAR (1D)
20:35 – BTC’s Head&Shoulders
22:00 – ETH on the Macro
23:40 – SOL (1D)
25:30 – Be Patient
26:10 – Outro
DISCLAIMER The content, opinions and other information in the videos are intended as general information and for entertainment purposes only and it is not to be construed as professional or financial advice. VIRTUAL ASSET INVESTMENTS ARE HIGH RISK AND MAY RESULT IN THE LOSS OF YOUR CAPITAL. Information in the videos is solely the opinion of the speaker who is not a financial advisor nor a firm. I do not have any representations or warranties of any kind, expressed or implied, regarding the accuracy, validity, reliability, availability, or completeness of any information. Any reliance you place on such information is strictly at your own risk. I, including directors, officers, employees, affiliates, agents and representatives, assumes no liability for any errors or omissions in the information presented nor the availability of said information. I disclaim responsibility for any losses, injuries or damages resulting from the display or use of any information. Investing always comes with a considerable risk. I recommend viewers to do their own research before engaging in any trade activity. The channel may contain links to other channels, internet sites or technologies supplied by third parties. I do not exercise control over legality of Third-Party Sites or their compliance with applicable laws. Therefore, I explicitly disclaim liability for any loss or damage arising from your use or access to any Third-Party Sites. I do not intend to make any direct or indirect market communication to users and consumers based in the United Arab Emirates, United Kingdom, the United States of America, India or China. By accessing this channel, you acknowledge and agree to the terms outlined in this disclaimer.
PROMOTION AND AFFILIATES The appearance of third-party advertisements and hyperlinks does not constitute an endorsement, guarantee, warranty, or recommendation by me. I am not your broker, intermediary, representative, agent, or advisor. This channel is not responsible for the performance of sponsors or affiliates. The promotion only reflects my personal honest opinion of the product. I may receive compensation for the promotions in my videos. Conduct your own research before deciding to use any third-party service.
This video contains affiliate partnership with Bybit, WEEX, YuBIT & BTCC
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News Videos
FA1 – Introduction to Financial Accounting
Visit: http://www.accountingworkbook.com/ to download the problems found in the videos.
If you’d like to become a member an gain access to over 100 “Members Only” tutorial videos found on http://www.accountingworkbook.com/ – click the join button or click this link: https://www.youtube.com/channel/UCNFClg6mzfZ5ixpuH9c7f1A/join
In this Module we explore accounting terminology and learn to prepare the income statement, statement of changes in shareholders’ equity, and the balance sheet. Basic financial ratios are analyzed.
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Una lettura finanziaria impeccabile
Una lettura finanziaria impeccabile
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Is the extra money really worth your time? #shorts
#lifestyle #money #motivation #success #viral #podcast #mindset #entrepreneur #growth #inspiration
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The Psychology Of Wealth
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Day 7 #money
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