BOOOOOOOOM! MASSIVE XRP NEWS! (VISA & MASTERCARD ARE DONE)

Visa and Mastercard payment rails face a direct challenge as XRP Ledger EVM integration with Yellow demonstrates real-time micro-payments using HTTP 402 without intermediaries.

This video breaks down how Yellow’s state-channel architecture enables instant, low-cost value transfer across EVM chains and XRPL EVM, why Ripple leadership is paying attention, and how this ties into AI agents, IoT payments, and next-generation settlement infrastructure.

Timestamps
00:00 Why legacy payment rails fail for micro-payments
00:46 Yellow network overview and core architecture
01:34 State channels and off-chain settlement explained
02:20 HTTP 402 payment required breakthrough
03:06 Live demo instant USDC web payments
04:01 XRPL EVM and multi-chain EVM support
05:00 Web2 user experience with Web3 rails
06:02 Chris Larsen investment and Ripple ties
06:55 Yellow’s long-term XRPL EVM partnership
08:15 AI agents and machine-to-machine payments
09:35 Ripple treasury, XRP, and stablecoin settlement paths

If you follow XRP, XRPL, Ripple, RLUSD, Yellow Network, AI agents, institutional crypto adoption, regulated digital assets, global payments and settlement infrastructure, this breakdown provides important context on where markets are heading next.

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