✅Free Strategy Session ✅ https://www.foundryfinancial.org/retirement-assessment
*Free Planning Software * https://foundryfinancial.typeform.com/rightcapital
*Boldin Affiliate Link: https://go.boldin.com/foundryfinancial

Kevin explains why some financial advisors may not tell the full story and shares five signals it may be time to leave: (1) they lead with selling products instead of building a comprehensive plan, (2) they aren’t a fiduciary and their compensation is unclear or commission-based, (3) they avoid tax planning or constantly defer to a CPA on key strategy questions, (4) meetings leave you more confused due to jargon and unnecessary complexity, and (5) they never challenge your assumptions or deliver uncomfortable truths. He gives industry background on how advisor compensation evolved from transaction commissions to product sales to fee-based models, and provides practical steps for switching advisors—transferring accounts in kind without tax consequences, optionally keeping the same custodian, and sending a short, respectful email. He also recommends tools to understand your own numbers, including a 90-day RightCapital trial and Boldin for DIY planning, plus a playlist on preparing to retire.

00:00 INTRO
01:56 How We Got Here: 3 Phases of the Financial Advice Industry
02:26 Phase 1
03:26 Phase 2
04:38 Phase 3
05:05 Red Flag #1
07:08 Red Flag #2
10:05 Red Flag #3
13:03 Red Flag #4
16:00 Red Flag #5
18:56 What To Do Next: Ask Harder Questions + Find the Right Fit
19:52 How to Fire Your Advisor (Without the Awkwardness)
21:50 Tools to Run Your Own Plan

*Private Facebook Group* // http://facebook.com/groups/retirementforum
——————————————————————————————————————————–
*ABOUT ME*

I’ve always been passionate about personal finance, investing, real estate, and helping people find the freedom to live their life with purpose. But when my dad died in 2015, I tried to help my Mom find an advisor to sort out her finances. Instead of a helping hand, I found an industry of financial advisors dominated by glorified salespeople working on commission — pushing products that were not in my mother’s best interest. Or advisors with minimums that shut-out all but the ultra wealthy. Disappointed with the options, I took matters into my own hands and launched Foundry Financial, a wealth management firm with transparent pricing that specializes in helping provide clarity around money — so you have the confidence to make smart decisions.My goal is to help a million people retire without worry!

📅 *THE BASICS OF RETIREMENT PLANNING*

Retirement planning has several steps, with the end goal of having enough money to quit working and do whatever you want. Our goal is to help people master retirement and retire without worry.

Step 1: Know when to start retirement planning. When should you start retirement planning? The earlier you start planning, the more time your money has to grow. That said, it’s never too late to start retirement planning. Even if you haven’t so much as considered retirement, don’t feel like your ship has sailed. Every dollar you can save now will be much appreciated later. Strategically investing could mean you won’t be playing catch-up for long.

Step 2: Figure out how much money you need to retire, The amount of money you need to retire is a function of your current income and expenses, and how you think those expenses will change in retirement.

Step 3: Prioritize your financial goals. Retirement is probably not your only savings goal. Lots of people have financial goals they feel are more pressing, such as paying down credit card or student loan debt or building up an emergency fund.Generally, you should aim to save for retirement at the same time you’re building your emergency fund — especially if you have an employer retirement plan that matches any portion of your contributions.

Step 4: Choose the best retirement plan for youA cornerstone of retirement planning is determining not only how much to save, but also asset allocation. It can make a massive difference in your retirement plan.

Step 5: Select your retirement investments. Retirement accounts provide access to a range of investments, including stocks, bonds and mutual funds. Determining the right mix of investments depends on how long you have until you need the money and how comfortable you are with risk. It’s often helpful to talk with an adviser to discover the right mix of stocks and bonds.

❣ *SPONSORED* To the extent a viewer purchases the third-party software through Kevin Lum’s referral link, he and/or Foundry Financial LLC may receive compensation as a result.

⚠️ “DISCLAIMER:⚠️This is not financial or investment advice. This Channel is meant for EDUCATIONAL AND ENTERTAINMENT PURPOSE only. None of this is meant to be construed as investment advice, it’s for entertainment purposes only. #retirementplanning #retirement #passiveincome

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Geetanjali doesn’t make real money from your haircut.

The haircut is just the entry ticket.

The real revenue?
Hair spa.
Smoothening.
Color protection kit.
Membership packages.

Front-end offer gets you in.
Backend upsell makes the profit.

Most businesses focus on selling once.
Smart businesses design what happens after the first sale.

If you’re only thinking about price…
you’re leaving money on the table.

Build your value ladder.
Not just your product.

Follow for more.

(upselling strategy, value ladder, business profit model, salon business model, marketing psychology, revenue strategy, brand growth, backend sales)

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Stop Being Broke! | Money Rules for Financial Freedom

Most people don’t have an income problem.
They have a money management problem.
In this explosive conversation with Amar Choudhary, we break down the brutal truth about why people stay broke — even with decent salaries — and what it actually takes to build financial freedom.
This is not generic “save money” advice.
This is about rewiring how you think about money.
In this episode, we discuss:
• Why earning more won’t automatically make you rich
• The psychology behind staying stuck in the paycheck cycle
• How middle-class habits quietly destroy wealth
• Smart investing vs emotional investing
• Stocks, assets & long-term compounding strategies
• The right way to allocate income
• Financial discipline in your 20s & 30s
• The real difference between looking rich and being rich
If you’re tired of feeling financially behind…
If you want to build assets instead of liabilities…
If you want money working for you — not the other way around…

This episode will reset your financial mindset.
Watch till the end — Amar shares practical frameworks you can apply immediately to start building long-term wealth.
Your income matters.
But your financial habits matter more.

Join Telegram for Free Algo

https://t.me/realdeepa…

Start your Crypto Journey
With Cosmic.Trade
https://app.cosmic.tra…

WhatsApp Team Deepak Wadhwa
+91-8010-63-63-63

#wealth #deepakwadhwa #money #motivation #finance

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Watch the full interview now as a VladTV Youtube Member – https://www.youtube.com/vladtv/join

Part 5: https://youtu.be/Z9BbitMbItU
Part 3: https://youtu.be/vecFKm8bzcs
Part 1: https://youtu.be/s2hdyeqN9XU
——–
In a revealing interview, Money B of Digital Underground addressed a widely circulated photo showing him sharing a hotel room—and even a bed—with Tupac Shakur. He explained that on tour, the lead artist often had their own room while others shared, making the setting typical for the time. The candid snapshot was likely taken by Money B’s girlfriend as Tupac appeared uninterested, debunking any scandalous rumors.

Money B also reflected on Tupac’s iconic track “Brenda’s Got a Baby,” based on a harrowing true story of a teenage mother who tragically abandoned her baby. The story recently resurfaced when the baby was identified 34 years later through DNA testing. Money B recalled witnessing Tupac recording the emotionally charged song and praised its innovative production, noting the unique use of background vocals and its continuous verse structure. The track remains an impactful testament to Tupac’s storytelling legacy.

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🚨 FREE NEWSLETTER: https://www.learningcrypto.com/
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00:00 – Sentiment Now
01:55 – Bitcoin & Binance
03:48 – Panic Sellers
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Cardano, Ethereum, Solana, Dogecoin, Ukraine & Russia Crypto News!
Hit Like, Share, and Subscribe for more daily cryptocurrency news
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🧠 My FREE Daily 5-Min Crypto Newsletter: https://www.cryptonutshell.com/subscribe

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Is 2026 setting up to be the next crypto bear market… or the beginning of the biggest super cycle in Bitcoin history?

In this video, Binance founder Changpeng Zhao (CZ) challenges the long-standing belief that crypto must follow a predictable four-year boom-and-bust cycle. Instead, he argues that a powerful combination of institutional adoption, pro-crypto United States policy, expanding financial infrastructure, and restrained retail participation could reshape the entire market structure.

CZ does not trade. He does not attempt to time tops or bottoms. He holds Bitcoin and BNB with a long-term mindset, aligning himself with the same strategy now being adopted by pension funds, sovereign wealth funds, and major financial institutions allocating capital to digital assets.

If the traditional cycle is breaking, the implications for investors could be massive.

In this breakdown, we explore why CZ believes 2026 could evolve into a full-blown super cycle rather than a downturn, what institutional flows are signaling beneath the surface, and how macro incentives may keep liquidity supportive across risk assets.

We also examine the growing role of banks advising crypto allocations, the political and monetary backdrop influencing markets, and why the absence of retail euphoria may actually be one of the most bullish signals.

Most importantly, this video explains the structural shift underway in crypto. Ownership is migrating from short-term traders to long-duration holders. Infrastructure is improving. Policy resistance is softening. Capital is entering through regulated channels. These forces rarely appear at market tops. They tend to emerge before major expansions.

If adoption, policy alignment, and institutional demand continue accelerating at the same time, the question may no longer be whether crypto survives the next cycle, but how high the ceiling can move when the old constraints disappear.

Topics covered in this video:

• CZ’s Bitcoin super cycle thesis
• Why the four-year crypto cycle may be breaking
• Institutional adoption and ETF-driven capital flows
• JP Morgan and major banks advising crypto exposure
• Macro tailwinds supporting risk assets
• The role of United States policy and elections
• Why retail has not overheated yet
• Long-term holding vs active trading
• Blockchain as the next financial infrastructure
• Risk management and position sizing for investors

If you want to stay ahead of crypto market shifts, understand where smart money is positioning, and track the signals that matter before the crowd reacts, make sure you subscribe and turn on notifications.

Disclaimer: This video is for informational purposes only and should not be considered financial advice. Always do your own research before making investment decisions.

CZ: “This Is EXACTLY How The 2026 Bull Run Starts” [New Bitcoin & Ethereum Prediction 2026]

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SOCIALS
Email: jamin@cryptonutshell.com
———————————————————————————————————————–

Tom Lee “The 79x Opportunity EVEN Bigger Than Bitcoin”

#Bitcoin #Crypto #Ethereum

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