Music video by Dj Maphorisa, DJ Tunez, Wizkid, Mavo performing MONEY CONSTANT (Official Audio).(C) 2025 Sony Music Entertainment Africa (Pty) Ltd, under exclusive licence from New Money Gang Records

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We are talking about Singapore’s structural anxiety, its link to finances, and how the latest national budget impacts everyone – from working professionals to families. Join host Reggie, aka your Chief Financial Coconut, and an expert panel as they break down the burning issue of the day.

*Meet the Guests:*
– *Alex Lee:* Former CFO and insurance expert, diving deep into retirement realities and the pressures of achieving “financial freedom”.
– *Dr Kalpana Vignehsa:* Institute of Policy Studies, Senior research fellow at NUS, unpacking why Singapore’s youth are increasingly anxious and the consequences for family and relationships.
– *Anthea Ong:* Former MP and corporate leader, blending her experience to explore how public and private sector insights can reshape policies for a more inclusive society.

*We discuss:*
– Why professional anxiety is affecting decisions around retirement, relationships, and family planning.
– The policy shifts in the latest budget, do they address our growing wellbeing crisis?
– Why mental health and wealth inequality should be front and center in national conversations.

*Don’t miss out!* Tune in to hear from these passionate experts who will challenge your views on economic growth, security, and the **real cost of living**.

*🔊 Listen now to the full conversation!*

00:00 – Intro
05:29 – What are your thoughts on CPF’s proposed investment scheme?
13:07 – Why are people so anxious, and is the quality retirement still achievable?
29:42 – How do you balance economic growth with a focus on self-sufficiency?
43:49 – How did CPF’s evolution lead to this moment, and what’s your opinion?
47:25 – How would you describe the ideal form in your view?

—

🎧 *The Financial Coconut:*
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.

Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut

📍 *LISTEN & SUBSCRIBE*
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🔗 *CONNECT WITH US*
Get daily tips, insights, and community:
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Newsletter: https://rebrand.ly/TFC-Newsletter

📺 *MORE FROM OUR NETWORK*
Discover our other shows and deep dives on YouTube:
https://www.youtube.com/@TheFinancialCoconutTFC/playlists

⚠️ *Disclaimer:*
_The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions._

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Here is the complimentary video to this look:

Teasylights [NATURAL HIGHLIGHTS + MONEY PIECE]

For more education visit http://mirellamanelli.com

Instagram: https://www.instagram.com/mirellamanelli/

Facebook: https://www.facebook.com/MirellaManelliHair/

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Bitcoin is dumping hard and breaking key levels again. At the same time, MicroStrategy is suddenly facing serious market pressure, raising big questions about what’s going on behind the scenes. Ran breaks down the signals fueling this sell-off and what it could mean for crypto. Don’t miss this urgent market update.

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💰 𝗕𝗜𝗧𝗚𝗘𝗧 – 𝗚𝗲𝘁 𝘂𝗽 𝘁𝗼 𝗮 𝟯𝟬,𝟬𝟬𝟬 𝗨𝗦𝗗𝗧 𝗗𝗲𝗽𝗼𝘀𝗶𝘁 𝗕𝗼𝗻𝘂𝘀!!!
☑️ Get a HUGE Deposit Bonus and Trade with your Bonus!
👉 http://bonus.bitget.com/cryptobanter30k
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𝗛𝗢𝗦𝗧 𝗖𝗛𝗔𝗡𝗡𝗘𝗟𝗦
⬇⬇⬇⬇⬇⬇

👉 𝗙𝗼𝗹𝗹𝗼𝘄 𝗥𝗮𝗻 𝗼𝗻 𝗫: https://x.com/cryptomanran
👉 𝗙𝗼𝗹𝗹𝗼𝘄 𝗥𝗮𝗻 𝗼𝗻 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺: https://bit.ly/ran-insta
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👁️‍🗨️𝗖𝗿𝘆𝗽𝘁𝗼 𝗜𝗻𝘀𝗶𝗱𝗲𝗿 𝗮𝗯𝗶𝗱𝗲 𝗯𝘆 𝘁𝗵𝗲 𝗳𝗼𝗹𝗹𝗼𝘄𝗶𝗻𝗴 𝗰𝗼𝗱𝗲 𝗼𝗳 𝗰𝗼𝗻𝗱𝘂𝗰𝘁:

https://www.cryptobanter.com/our-ethics/

We take our code of ethics very seriously and have engaged @zachxbt ( / zachxbt ) to monitor our progress. If you feel we’re not living up to it and have hard evidence please mail ZachXBT directly at reportcb@protonmail.com

⚠️ 𝗕𝗘𝗪𝗔𝗥𝗘 𝗢𝗙 𝗦𝗖𝗔𝗠𝗠𝗘𝗥𝗦 𝗜𝗡 𝗢𝗨𝗥 𝗖𝗢𝗠𝗠𝗘𝗡𝗧𝗦 𝗔𝗡𝗗 𝗖𝗢𝗠𝗠𝗨𝗡𝗜𝗧𝗬 𝗖𝗛𝗔𝗡𝗡𝗘𝗟𝗦

___________________________________________

📝 𝗗𝗶𝘀𝗰𝗹𝗮𝗶𝗺𝗲𝗿:

Crypto Insider is a social podcast for entertainment purposes only!

All opinions expressed by the hosts, guests and callers should not be construed as financial advice! Views expressed by guests and hosts do not reflect the views of the station. Listeners are encouraged to do their own research.

#CryptoPortfolio #CryptoInsider #Ran

⏱ 𝗧𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀:
00:00 URGENT Show – 10th October Crypto Crash Explained
01:41 The 10th October was NOT a Coincidence
03:00 WHY Did Bitcoin Crash on 10th October – MSCI, MSTR
04:20 Who is MSCI
05:22 What does MSCI’s Announcement Mean around MicroStrategy
09:20 Massive Crypto Dump Incoming?
10:56 MSTR Implications from MSCI Announcement – DATs
13:10 When Will This Crypto Dump End?
14:10 Will MicroStrategy Sell Its Bitcoin?
15:00 Digital Asset Treasury Company Risk in the Market

🎬 𝗪𝗮𝘁𝗰𝗵 𝗠𝗼𝗿𝗲 𝗖𝗿𝘆𝗽𝘁𝗼 𝗩𝗶𝗱𝗲𝗼𝘀: https://www.youtube.com/watch?v=AB_hhbLeNhQ&ab_channel=CryptoInsider

🔎 𝗥𝗲𝗹𝗮𝘁𝗲𝗱 𝗦𝗲𝗮𝗿𝗰𝗵𝗲𝘀: Bitcoin – Crypto News – Daily Crypto Market Update – Altcoins – Crypto – L1 Altcoins – Crypto Portfolio – Crypto Strategy Portfolio – Blockchain Technology – CryptoManRan – Retire on Bitcoin – Retire on Crypto – Retire with Crypto – Crypto Retirement Strategy

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QUEEN.

i own nothing but the editing. all rights belong to their respective owners.
subscribe for more ♡

_______________________

✿ slowed and reverb | https://www.youtube.com/channel/UC9dTzNNar9Sj4tObA5oYi5w/playlists?view=50&sort=dd&shelf_id=1
✿ edits | https://www.youtube.com/watch?v=7iTwD8ecUNE&list=PLRfxtCwy1HKbBPCMAqtO2zAFAKM1vigJh&index=3
✿ second channel | https://www.youtube.com/channel/UCWk6XRvmMdaGDyhhl0Ac7Cg

_______________________

// tags
lisa – money (slowed + reverb)

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💵 Have a money question? Ask Ramsey is here to help. ⮕ https://ramsey.solutions/0wo7aya
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• 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.

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SHOCKING: Rahul Gandhi exposes Adani’s secret BJP money links!

Discover Sonia Amma speeches: https://www.youtube.com/playlist?list=PLcSoXtHgS5z5wgK20Z8MsTlmIEeJgdC7m

Discover Priyanka Gandhi speeches: https://www.youtube.com/playlist?list=PLcSoXtHgS5z6dO-oKx7NEf0YF6jnA-MMh

In this revealing video, Rahul Gandhi uncovers the financial ties between the Adani Group and the BJP, shedding light on how Gautam Adani serves as the financial backbone for Prime Minister Modi’s government. Delve into the shocking details of the alleged $250 million bribery scandal that has caught the attention of global media, including The Guardian. Join us as we explore the implications of these revelations on India’s political landscape and the future of governance. Don’t forget to like, share, and subscribe for more insights into the nexus of politics and business!

For more videos, subscribe to Cadre Congress channel: https://www.youtube.com/@cadrecongress

Follow Cadre Congress

Follow the Cadre Congress on
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WhatsApp: https://chat.whatsapp.com/BXqOfEMwW4TGowOhKJnhxi

#RahulGandhi #AdaniScandal #GautamAdani #BJP #PMModi #IndiaPolitics #BriberyScandal #USBribery #TheGuardian #FinancialScandal #IndianEconomy #Corruption #PoliticalNews #BreakingNews #CurrentAffairs #NewsUpdate #ViralNews #TrendingNews #YouTubeNews #InvestigativeJournalism #AdaniGroup #ModiGovernment #BJPExposed #RahulGandhiPressConference #PoliticalExposé #India #Politics #News #Shorts #YouTubeShorts

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We’re not failing at life. We were just never taught how to speak up, handle rejection, and confidently ask for what we want.

Today, Jay sits down with sales leader and entrepreneur Shelby Sapp to unpack why sales isn’t about convincing others, but about understanding people, building trust, and believing in yourself. Shelby shares how the skills that helped her go from door-to-door sales to building a thriving business are the same skills we use every day: advocating for ourselves, navigating rejection, and communicating our value. She reframes sales as a mindset shift, from seeing “no” as failure to seeing it as feedback, explaining why learning how to sell is really about learning how to think, speak, and lead with confidence.

Jay and Shelby break down the core principles that make sales applicable to every area of life: identifying leverage, creating real value, keeping things simple, and having the courage to ask for what you want. Shelby explains why people don’t buy products, they buy solutions, outcomes, and relief and how rejection becomes easier when you stop taking it personally.

They also dive into the deeper mindset shifts that separate those who stay stuck from those who grow. Shelby challenges the idea that confidence comes before action, revealing instead that confidence is built by doing uncomfortable things repeatedly and overcoming rejection. Jay reflects on how sales skills teach resilience, the ability to keep showing up with belief even after setbacks, and why handling rejection well can unlock opportunities in every part of life.

In this interview, you’ll learn:
How to Sell Without Feeling Manipulative
How to Communicate Your Value Clearly
How to Handle “No” Without Taking It Personally
How to Ask for What You Want (and Get It)
How to Identify What Truly Motivates People
How to Stop Overexplaining and Keep It Simple
How to Create Momentum When You Feel Stuck

Progress isn’t about perfection, it’s about momentum. Trust yourself enough to ask, to act, and to keep going. The skills you build today will shape the confidence, freedom, and purpose you step into tomorrow.

With Love and Gratitude,
Jay Shetty

JAY’S DAILY WISDOM DELIVERED STRAIGHT TO YOUR INBOX
Join 900,000+ readers discovering how small daily shifts create big life change with my free newsletter. Subscribe here.

Check out our Apple subscription to unlock bonus content of On Purpose! https://lnk.to/JayShettyPodcast

00:00 Intro
00:32 You’re Already Using Sales in Your Every Day Life
02:03 The Power of the Reframe
03:52 The Core Sales Skills Everyone Needs
07:14 Sales Isn’t Manipulation, It’s Emotional Leadership
12:10 One Connection Can Change Everything
16:51 Building a High-Income Skill is Essential
19:00 Why Mindset Is the Real Advantage
20:45 A Simple Sales Process That Actually Works
26:38 The Most Memorable Thing You’ve Ever Been Sold
29:55 How to Spend Money More Mindfully
31:17 Sales Will Make You Confident
33:47 How to Get Started in Sales (Even If You’re Scared)
34:49 Are Networking Events Worth Your Time?
38:42 There’s No Limit to What You Can Earn
42:15 How to Create a Major Salary Jump
45:20 Jobs That Sharpen Your Sales Skills
46:49 The Mindset That Keeps People Stuck
48:36 The Power of Believing in Yourself
51:00 How to Sell Any Product Effectively
55:42 Sell Me This Pen
01:01:26 Why Assumptions Kill Sales
01:04:47 How to Reframe Any Objection
01:09:34 The Right Way to Ask for a Raise
01:13:03 What Employers Are Really Looking For
01:17:25 It’s Not a No, It’s a Lesson
01:19:10 How to Talk About Your Wins Without Ego
01:20:27 The Most Challenging Deal of All
01:22:38 Why the Best Sellers Preempt Objections
01:25:15 Why We Struggle to Invest in Ourselves
01:27:45 Shelby on Final Five

Episode Resources:
Shelby Sapp | https://shelbysapp.com/
Shelby Sapp | https://www.instagram.com/shelby.sapp/
Shelby Sapp | https://www.youtube.com/@Shelbysappyt
She Sells | https://shesellsremote.com/
She Sells | https://www.instagram.com/shesellsacademy

https://www.instagram.com/jayshetty
https://www.facebook.com/jayshetty/
https://x.com/jayshetty
https://www.linkedin.com/in/shettyjay/
https://www.youtube.com/@JayShettyPodcast
http://jayshetty.me

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