Financial Freedom Gives You Safety, Not Risk | February 23, 2026

💵 Have a money question? Ask Ramsey is here to help. → https://ramsey.solutions/2f0qur
📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. → https://ramsey.solutions/yo0vkt

Dr. John Delony and George Kamel answer your questions and discuss:
– “What’s the best way to pay off $118k in student loans?”
– “Should I help family financially even if it will set me back?”
– “How do I convince my husband to pay down the house instead of buying crypto?”
– “My wife refuses to follow a budget. Should I give up on trying to get her on board?”
– “Should I take the religious exemption for social security and Medicaid?”

From Today’s Episode:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
💵 Have a money question? Ask Ramsey is here to help. https://ramsey.solutions/2f0qur
🚢 Set sail with Dave Ramsey. Book your cabin today. https://ramsey.solutions/hw31jc
💻 Need help with your taxes? See who we trust – https://ramsey.solutions/cy4vyo

Helpful Resources from Ramsey Solutions:
💵 Start eliminating debt for free with EveryDollar – https://ramsey.solutions/p6iabj
🏘️ Find a Ramsey Trusted Real Estate Agent- https://ramsey.solutions/i9l8x3
📊 Free Tools & Resources to Help You With Investing – https://ter.li/st2jne

Connect with our Sponsors:
– Get 10% off your first month of BetterHelp ⮕ https://www.betterhelp.com/RamseyRadio
– Go to Boost Mobile to switch today! ⮕ https://www.boostmobile.com/ramsey
– Go to Casper Sleep and use promo code RAMSEY to learn more. ⮕ https://www.Casper.com/Ramsey
– If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% off.
– Learn more about Christian Healthcare Ministries ⮕ https://www.chministries.org/budget
– Get started today with Churchill Mortgage ⮕ https://www.churchillmortgage.com/
– Get 20% off when you join DeleteMe ⮕ https://www.joindeleteme.com/Ramsey
– FAIRWINDS Credit Union exclusive account bundle ⮕ https://www.fairwinds.org/ramsey
– Debt collectors hassling you? Take back control of your life at Guardian Litigation Group ⮕ https://www.GuardianLit.com/Ramsey
– Find top Health Insurance Plans at Health Trust Financial ⮕ https://www.HealthTrustFinancial.com
– Use code RAMSEY to save 20% at Mama Bear Legal Forms ⮕ https://www.MamaBearLegalForms.com
– Visit NetSuite today to learn more ⮕ https://www.netsuite.com/Ramsey
– Call 844-2-RAMSEY to get started with YRefy ⮕ https://www.Yrefy.com/Ramsey
– Visit Zander Insurance for your free instant quote today ⮕ https://www.zander.com/

Explore more from Ramsey Network:
💸 The Ramsey Show Highlights ⮕ https://ter.li/tp4w1h
🧠 The Dr. John Delony Show ⮕ https://ter.li/9l5k9g
🍸 Smart Money Happy Hour ⮕ https://ter.li/dre4oa
💡 The Rachel Cruze Show ⮕ https://ter.li/roya3c
💰 George Kamel ⮕ https://ter.li/2ma765
🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/pz4wbn
📈 EntreLeadership ⮕ https://ter.li/proqeb

Ramsey Solutions Privacy Policy
https://www.ramseysolutions.com/company/policies/privacy-policy

Products:
Breaking Free From Broke: https://ter.li/erxgtw
Baby Steps Millionaires: https://ter.li/lc5vki
Build a Business You Love: https://ter.li/gqi49q
Better Than I Deserve YETI® 20 oz. Tumbler in Blue: https://ter.li/k3f3xj
Get Clear Career Assessment: Find the Work You’re Wired to Do: https://ter.li/5x7gbn
Total Money Makeover: https://ter.li/0rvomx
I’m Glad For What I Have by Rachel Cruze: https://ter.li/1wo64p
Smart Money Smart Kids: https://ter.li/jyghza
EveryDollar Premium Version Physical Gift Card: https://ter.li/36f9b6
Questions for Humans: Intimacy https://ter.li/jcaqu4
Money’s Not a Math Problem Quick Read: https://ter.li/cykbq5

source