Channel Nine paid $700,000 to silence a former lover of Ben Roberts-Smith, codenamed Person 17, who recorded a phone conversation revealing reporter Nick McKenzie had accessed Roberts-Smith’s privileged legal defence documents. The payment was made eight days before Roberts-Smith’s appeal, with Nine initially seeking to suppress the information for 50 years. The Victoria Cross recipient, found on the balance of probabilities to have committed war crimes, has questioned whether the legal proceedings were ever a level playing field.

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In this video we discuss several reasons why I think $20,000 is a really great benchmark to hit in your financial journey.

Free Financial Mastersheet Download: https://shop.beacons.ai/humphreytalks/52599ebf-bd4a-4d8a-86d1-c07e1c219af9

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WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.

PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!

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⏱️ Timestamps:
0:00 – Start Here
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2:19 – Mindset Shift Toward Abundance
5:39 – When Poor Everything Costs More
7:27 – The Investor Class
9:39 – Long Term vs Short Term
11:37 – Getting to $20K ASAP

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In this video, I show you the replay glitch on GTA 5 Enhanced Online PC to replay the Dr Dre Heist without having to redo setups, wait for time restrictions, and make millions per hour!

~ I want to make this CLEAR *EVERY GLITCH IN GTA V ONLINE IS POTENTIALLY BANNABLE PER ROCKSTAR TOS* Now, typically, unless you’re bringing in hundreds of millions, it doesn’t typically flag you. Do these glitches sparingly and at your own will! ~

INSANE *SOLO* Dr Dre Glitch | MILLIONS Per Hour SOLO Money

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What does life actually look like financially for the typical American household in 2026?

Most financial headlines focus on extremes, the ultra-wealthy or those struggling the most. But the real story sits in the middle. In this video, we break down shocking financial statistics that reveal the true economic reality for the median American household, including income by age, spending patterns, rising debt levels, inflation’s permanent impact on the cost of living, housing affordability, wealth gaps, retirement preparedness, Social Security reliance, and longevity risks.

You’ll discover how much the average household earns at different life stages, what typical families really spend just to cover the cost of living, and how debt payments are quietly squeezing budgets more than ever before. We explore why inflation has permanently raised everyday expenses like groceries, housing, utilities, and insurance, even though inflation rates have cooled, and how these higher price levels are now locked in for the long term.

We also dive into the housing affordability crisis and how rising home prices and mortgage rates have made the median home out of reach for the median household. You’ll see how this is creating one of the largest wealth divides in America, with homeowners building significantly more net worth than renters over time.

On the retirement side, we reveal why a huge portion of Americans remain underprepared for retirement, with many households having little to no savings, while at the same time more everyday Americans than ever before are quietly becoming millionaires through home equity and long-term investing. We break down median and average net worth by age to show how wealth actually builds over a lifetime.

You’ll also learn how central Social Security has become to retirement income, what the average Social Security benefit really is in 2026, how heavily retirees rely on it, and what the projected Social Security shortfall could mean in the coming decade. We discuss why the average retirement age is rising, how phased retirement is becoming more common, and why longevity risk is one of the biggest financial challenges retirees underestimate, with many couples likely to have one spouse live into their 90s or beyond.

Most importantly, this video connects all of these financial trends together to explain why life feels tighter financially for so many households today, while others are quietly building wealth at the same time.

If you want a clear, data-driven breakdown of the real financial picture in America, beyond the scary headlines and misleading averages, this video will give you the full story.

00:00 – Shocking 2026 Money Stats for the Typical American Household
01:52 – Median Household Income 2026: What Americans Actually Earn
04:15 – Median Household Spending 2026: The Real Cost of Living
08:00 – Median Net Worth by Age: Where the Typical Household Stands
09:28 – Average Net Worth by Age: What Wealth Looks Like With Compounding
11:07 – The Debt Explosion: Credit Cards, Interest Rates, and Cash Flow Squeeze
12:34 – Debt-to-Income Ratios: The Hidden Metric Behind Financial Stress
14:22 – Inflation Reality: Why Prices Still Feel So High in 2026
16:47 – Housing Affordability Crisis: Mortgage Rates, Payments, and the Wealth Gap
19:06 – Social Security Reality: What It Pays and How Much Retirees Rely on It
21:34 – Social Security Shortfall 2033: Trust Fund Depletion and Benefit Risk
22:15 – Retirement Age Rising: Why Americans Are Working Longer
23:35 – Longevity Risk: Why Retirement Often Needs 25–30 Years of Income
25:06 – What To Do Now: Practical Moves to Beat the “Typical” Household
28:27 – Closing: How to Get on the Wealth-Building Side of the Divide
29:08 – Bloopers 😄

Sources:

Income in the United States: http://census.gov/library/publications/2025/demo/p60-286.html

Debt Levels: https://usafacts.org/answers/how-much-debt-does-the-average-american-owe/country/united-states/

Inflation Data: https://www.bls.gov/charts/consumer-price-index/consumer-price-index-by-category-line-chart.htm

Fidelity: https://www.fidelity.com/learning-center/smart-money/average-net-worth-by-age

Social Security: https://www.ssa.gov/faqs/en/questions/KA-01903.html

Life expectancy: https://www.healthsystemtracker.org/chart-collection/u-s-life-expectancy-compare-countries/#Life%20expectancy%20at%20birth,%20in%20years,%201980-2023

Some of my favorite books: https://amzn.to/3KF3tlr
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Disclaimer: Please note that this video is made for entertainment purposes only and not to be taken as financial advice. Always make sure to do your own research.

Join the family & subscribe to my channel here: https://www.youtube.com/c/ErinTalksMoney

Thanks for watching, I appreciate you!

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0:00 Intro
0:40 Market Overview
2:00 Economic Data
3:10 US Iran
4:20 ETF Flow
5:15 Jane Street
8:10 Saylor Crypto Winter
12:15 American Bitcoin
12:40 Italy Bank
13:45 30d Position Change
14:55 Red Months
15:25 Fear Index
17:00 Staked Eth
18:15 SUI ETF
18:55 World Liberty Financial
20:30 Q&A

🔴Full Disclaimer: This video and its contents are for informational purposes only and do not constitute an offer to sell or trade, a solicitation to buy, or recommendation for any security, cryptocurrency, or related product, nor does it constitute an offer to provide investment advice or other related services by CryptosRUs. CryptosRus may have a financial investment with the cryptocurrencies discussed in this video. In preparing this video, no individual financial or investment needs of the viewer have been taken into account nor is any financial or investment advice being offered. Any views expressed in this video were prepared based upon the information available at the time such views were written. Changed or additional information could cause such views to change.

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Long-form analysis and market commentary
https://www.blackswancapitalist.io

Ladies and gentlemen, the financial world is entering a new phase of full-scale digitization, and this isn’t a drill. As we discussed in our last podcast four weeks ago, we are now in the era of utility regulation and global adoption, where financial institutions are actively preparing to move every form of value onto digital rails.

I’m talking about all the money in the world, tokenized and consolidated on blockchain infrastructure. This isn’t speculation, it’s a shift in the heartbeat of the financial system. The XRP Ledger is emerging as the core infrastructure for this massive consolidation of cross-border value transfers, payments, and settlement. In other words, a parallel banking industry is being built right before our eyes, a parallel economy.

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I’m Versan Aljarrah, founder of Black Swan Capitalist. I analyze the structural forces shaping global finance by connecting macroeconomics, monetary policy, digital assets, gold, and geopolitics. My work focuses on identifying systemic shifts early and helping independent thinkers navigate financial transitions with clarity and discipline.

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Alfred Street Baptist Church In-Person Worship Experience |
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Rev. Dr. Howard-John Wesley, Pastor

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If you need prayer contact the Intercessory Prayer Ministry at: prayer@alfredstreet.org
Your generosity makes our ministries possible, helping fulfill our mission to build disciples who win the world for Jesus Christ.

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Alfred Street Baptist Church | a podcast by AlfredstreetBC
Alfred Street Baptist Church, Rev. Dr. Howard-John Wesley, Pastor.
alfredstreetbc.podbean.com

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XRP RICH LIST DOESN’T MATTER – THEY ARE USING THE NEW SWIFT = XRP – XRP & MARK OF THE BEAST SYSTEM

NEW OFFICIAL CSC CRYPTO SHOP IS HERE:
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This video is about XRP. This video is about XRP and Ripple. Huge XRP update you need to see.
XRP Update, Ripple Update, Ripple XRP News: Latest News

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Hey, I am Rich from Common Sense Crypto, bring you crypto news & information regarding the cryptocurrency market. The content on my channel will focus on news, common sense, insights and overall guides regarding XRP, Bitcoin, Ethereum, HBAR, & various altcoins.

DISCLAIMER: I am not a financial adviser, & all information given in my videos or on my social media platforms is for entertainment purposes only and is not financial advice.

Description Tags (Ignore)
#xrp #ripple #crypto

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Ever wondered how millionaires build wealth without spending extra money? It’s not luck, it’s habits. This video reveals the $0 habit that separates the rich from everyone else. Simple, easy to implement, and completely free, yet insanely powerful. Start applying it today and watch how small consistent actions can change your financial future.

No fancy investments. No expensive courses. Just one habit that costs nothing but can shape your life forever. Learn how top millionaires think, act, and grow their wealth silently. Don’t wait for opportunities—create them with this simple daily routine.

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