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How to Build Wealth | Smart Loans & Asset Planning | Telugu Podcast | CFP Ram Prasad | Part – 1
Ram Prasad, CFP
Author: Paisala Muchatlu
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00:00 – Introduction 💡
01:20 – Loan management never ends 🔁
01:55 – Wealth without loans? 🤔
02:30 – Good debt vs bad debt ⚖️
03:40 – How banks make profits 🏦
04:51 – Think like a banker 🧠
05:29 – Home loan best leverage 🏠
07:53 – Good and bad loan examples 📌
09:03 – Loan misuse hurts score 📉
10:45 – Hidden EMIs create trouble 😨
11:46 – Plots lack easy liquidity 🧱
14:04 – Borrow cost vs growth 🔍
16:46 – Assets must work for you 💼
19:08 – Income unlimited spending isn’t 💸
21:27 – Home loan only necessity 🏠
23:03 – Too much real estate risky 🌊
25:25 – Love people not assets ❤️
26:29 – Close high interest first 🔥
28:09 – Conclusion💰
How to Build Wealth | Smart Loans & Asset Planning | Telugu Podcast | CFP Ram Prasad | Part – 1
Most people earn money but don’t know how to make money work for them. In this podcast, a Certified Financial Planner explains smart loans, asset creation, and practical wealth strategies. Learn how to grow peacefully, avoid EMI stress, and build long-term financial stability with clarity and confidence.
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DISCLAIMER
We are not SEBI Registered and this video is for educational purposes only and should not be considered as financial advice or an endorsement of specific investments. It is essential to conduct thorough research before making any investment decisions.
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