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06:25 caleb brought out the GayFax
22:50 nope nope NOPE
42:00 cashapp OWNS her
54:15 owing money to daddy too???
01:09:45 oh shes too far gone lol
01:26:03 Budget!!

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Sponsorship and business inquiries: business@calebhammer.com

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#andryhakim #financialfreedom

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When Robert Kiyosaki was young, his poor dad always told him the best path to success was to go to school. This was and still is advice spread to young people around the globe.

The problem is, what does school teach you about money? Nothing!

Robert’s rich dad, on the other hand, didn’t have a college degree. He had to drop out of school in order to help run his family business, which started as a local store. Yet he was very rich and successful, eventually building a real estate empire complete with a hotel on the beach.

The idea that school will make you a success is perpetrated everywhere and all the time. What will make you rich is not going to school and learning book smarts but rather gaining financial smarts—learning how money works and how to make it work for you.

You need to learn to speak the language of money to be successful. That takes financial education, which opens up a whole new world, a world where you can succeed on your own terms. Unfortunately, our schools don’t teach that language. They teach you the basics, and then they either teach you a specific trade or skill, or they simply train you to be an employee.

Watch and find out the seven things they don’t teach you in school, but that are imperative to financial freedom.

#robertkiyosaki #financialeducation #richdadpoordad

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Two people begin to invest in crypto, but with different approaches. One throws money at random coins while the other uses a solid **crypto strategy**. The second investor focuses on **risk management** and sees great returns. The video also touches on **investing for beginners** and the overall **crypto market**. Join us- https://x.com/twochairstube?s=21

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Warren Buffett is the CEO of Berkshire Hathaway, and he is often considered the greatest investor of all time. Today with high market valuations, rising debt levels, increasing market concentration, and the Buffett indicator two standard deviations above normal, his lessons for investing are more important than ever.
In this video I walk through 4 of Buffett’s timeless lessons for investors, focusing on the lessons that can provide us the most insight into how to handle the current market.

🔍 📊 I post daily on Instagram: https://www.instagram.com/realfintek/

— Studies Referenced in the video —
https://www.sciencedirect.com/science/article/abs/pii/0305048392900367
https://pmc.ncbi.nlm.nih.gov/articles/PMC6051602/
https://www.sciencedirect.com/science/article/abs/pii/S2214635016300132

I am not a financial or investment advisor. Everything in this video is for entertainment purposes only. Links above include affiliate commission or referrals, and I receive compensation from partnering websites. The video is accurate as of the posting date but may not be accurate in the future.

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5 Frugal Habits To Cut Expenses In Half

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Pinterest Affiliate Marketing Se Paise Kaise Kamaye | Earn Money From Pinterest | Beginners Guide 2026

Pinterest is a powerful platform where you can earn money through Affiliate Marketing.
In this video, I explain step by step:
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If you want to earn money online, work from home, or learn affiliate marketing, this video will help you understand everything clearly.

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Links
– 🔓 3 DAY Unlock All UPSC Courses- https://unacademy.com/subscription/free-trial?referral_code=mrunal.org&goal_uid=KSCGY
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– 🎁 8th Sunday Mock Test on Budget – https://unacademy.com/scholarship/UCSC

Timestamps
00:00 – Budget hides Finance Commission
00:40 – Vertical devolution at 41%
01:20 – Horizontal formula- 15th vs 16th FC
02:40 – Income Distance 42.5%
04:10 – Population weight increased
05:40 – Demographic Performance 10%
07:00 – Area & Forest criteria changes
08:30 – New GDP Contribution criterion
10:20 – Southern & industrial states gain
12:00 – Northern states share drop
13:40 – Top 5 states still same
15:10 – Tax Effort criterion removed
16:20 – Grants for local bodies
17:50 – Why UTs not included
19:10 – Unacademy courses unlocked
21:40 – Annual Economic Win26

In this detailed lecture, renowned UPSC Economy expert Dr. Mrunal Patel breaks down the 16th Finance Commission’s key recommendations on tax devolution, tabled with the Union Budget 2026. The vertical devolution remains fixed at 41% of the divisible pool of central taxes to states (same as 15th FC led by NK Singh and continued under Arvind Panagariya’s 16th FC). However, major changes in the horizontal devolution formula have shifted allocations.

Dr. Mrunal explains why populous poorer states like Uttar Pradesh, Bihar, Madhya Pradesh, Rajasthan etc. will see a relative decrease in their percentage share, while coastal-industrial states like Gujarat, Maharashtra, Karnataka, Andhra Pradesh, Tamil Nadu gain more. The lecture covers:

– What is vertical vs horizontal tax devolution?
– Constitutional basis (Article 280 & 281)
– Why Finance Commission reports get buried under Budget news
– Detailed comparison of 15th vs 16th FC criteria and weights

Key changes in horizontal devolution criteria:
– Income Distance (poverty proxy / per capita GSDP distance): Reduced from 45% to 42.5%
– Population (2011 Census): Increased from 15% to 17.5%
– Demographic Performance (reward for population control / lower TFR): Reduced from 12.5% to 10%
– Area: Reduced from 15% to 10%
– Forest & Ecology: Retained at 10%
– New criterion: Contribution to GDP (efficiency / state’s share in national GDP): Introduced at 10%
– Tax Effort: Completely removed (previously 2.5%)

This shift rewards efficiency and economic contribution, addressing long-standing demands from southern and industrialized states (IT, pharma, auto hubs in Tamil Nadu, Karnataka, Telangana, Andhra). Northern & central states with higher poverty, population and area lose relative share, though top recipients remain UP, Bihar, MP, West Bengal, Maharashtra due to combined population-area-poverty factors.

Dr. Mrunal also discusses:
– Grants-in-aid: No revenue deficit grants recommended; focus on local bodies (panchayats & municipalities), disaster management
– Additional 1.4 lakh crore grants announced in Budget for local bodies
– Why Union Territories (Delhi, Puducherry, J&K) are not in state devolution tables
– Remaining 59% stays with Centre; schemes & CSS decided by Finance Ministry

Perfect for UPSC CSE, SSC-CGL, State PSC, Banking (IBPS, RBI), CAPF, CDS, ACIO, APFC aspirants preparing Economy, Indian Polity, Federalism & Current Affairs. Understand fiscal federalism, north-south divide in resource sharing, and why southern states complain about population control penalty & demand rewards for performance.

This is part of Dr. Mrunal’s ongoing current affairs & budget analysis series. For full structured courses, annual Economic Current Affairs mega series (6-8 lectures with PPT handouts), mock tests & materials – all paid Unacademy courses are unlocked for limited time.

Register now using coupon code: Mrunal.org (one SIM one activation). Link in comments / description.

First free live lecture of Annual Economic CA series starts 5th February, 9 PM – don’t miss!

Join Dr. Mrunal Patel’s sessions for clear, exam-oriented Economy teaching. Subscribe for more UPSC-relevant budget & finance commission breakdowns.

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“Money” by Michael Jackson
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Michael Jackson sought to criticize greed and excess on “Money,” a track from HIStory: Past, Present and Future—Book I punctuated by multiple bass lines and layers of Michael’s signature vocal harmonies.

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Chorus:
Anything, anything (Ah)
Anything for money
Would lie for you
Would die for you (Ah)
Even sell my soul to the devil
Anything, anything (Ah)
Anything for money (Ah, ah)
Would lie for you
Would die for you (Ah)
Even sell my soul to the devil

#MichaelJackson #Money #HIStory

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