MAJOR XRP RISK! THIS SHOCKED ME!!! (XRP HOLDERS BE AWARE)

The Senate version of the Clarity Act introduces new provisions that could impact self custody, stablecoin yield, and how XRP holders interact with exchanges and wallets under U.S. law.

This video breaks down what changed between the House and Senate bills, why Democrats are opposing the current draft, how banks and exchanges are split, and why retail crypto holders may be exposed as market structure legislation moves forward.

Timestamps
00:00 Why the Clarity Act suddenly matters for XRP holders
01:02 Claims about self custody risk in the current bill
02:07 Genius Act and stablecoin provider favoritism
03:10 Centralization concerns and CBDC implications
05:02 White House pressure to pass market structure
06:13 Banks versus crypto firms on yield and custody
07:21 How the Senate expanded the Clarity Act
08:10 Why Democrats reversed support
09:32 Ethics concerns and political conflicts
10:45 What this means for retail crypto holders
14:58 Timeline for a possible Senate vote

If you follow XRP, the Clarity Act, CBDC, institutional crypto adoption, regulated digital assets, global payments and settlement infrastructure, this breakdown provides important context on where markets are heading next.

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