Why Gen Z STOPPED Saving: Financial Nihilism | Ankur Warikoo Hindi

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You have a good degree, a decent starting salary of ₹6 Lakhs, yet when you look at real estate prices, a basic 1BHK costs ₹75 Lakhs. You realize that even if you save every penny, you might never afford a home. This feeling of helplessness is called “Financial Nihilism” – a mindset where you give up on long-term saving and instead blow your money on ordering in, travel, and UPI impulse buys because the future feels out of reach.

In this video, I break down why it’s so incredibly hard to be a 20-something today. We discuss how inflation has crushed purchasing power compared to our parents’ generation, why a ₹1000 SIP is about discipline (not wealth), and the extreme risks young people are taking in options trading and crypto just to survive. Most importantly, I share three actionable steps to regain control of your finances without sacrificing your happiness or falling into the EMI trap early in life.

#PersonalFinance #FinancialNihilism #warikoo

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