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#CRYPTO

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Are we falling for the biggest money traps of our generation? And what are the money habits that actually build millions? Raoul Pal, Jaspreet Singh, and Humphrey Yang reveal the truth about renting vs buying, escaping credit card debt, mastering passive income, and investing with $0!

This personal finance roundtable brings 3 leading finance experts to discuss building wealth and planning for your financial future. Jaspreet Singh is an entrepreneur and founder of Minority Mindset, Raoul Pal is a former hedge fund manager and CEO of Real Vision, and Humphrey Yang is a personal finance creator and former financial advisor at Merrill Lynch.

They discuss:
◼️Why saving money won’t make you rich, and what to do instead
◼️The single best skill to escape being broke in 2025
◼️ Why renting is smarter than buying (even if you can afford to buy)
◼️ The tiny money habit that quietly builds millions over time
◼️ Why most people under 45 won’t get a pension (and what to do instead)
◼️The truth about crypto, AI and why the financial system doesn’t want you prepared

00:00 Intro
00:02:10 How Do I Make More Money?
00:04:59 Pointless Jobs That Actually Made You the Most Money
00:06:39 How to Visualize Your Finances
00:07:30 Social Pressure Around Money
00:09:23 The Simple Money Tracking Hack
00:13:18 Best Form of Investing: Active or Passive?
00:18:20 More People Joining Crypto
00:20:54 Bitcoin Is Too Speculative
00:28:17 Stocks vs Crypto
00:33:47 How Would You Invest $1,000?
00:41:59 The S&P 500 vs the Nasdaq-100
00:44:00 Dollar Cost Averaging Explained
00:46:58 Removing Emotion from Financial Decisions
00:47:55 Should We Be Putting Everything into Crypto?
00:49:22 If Crypto Isn’t the Future, What Takes Its Place?
00:54:12 Ad Break
00:56:10 What to Do When You’re in Debt
00:59:29 Bankruptcy: When Should Someone Consider It?
01:02:00 Alternatives to Filing for Bankruptcy
01:03:41 The Myth of Passive Income
01:05:37 How Profitable Are Property Investments?
01:10:21 Should You Buy Rental Properties for Passive Income?
01:11:08 Why More People Are Renting in the U.S.
01:13:19 Is Property a Good Way to Build Wealth?
01:19:16 Is There Such a Thing as Good Debt?
01:20:16 Leveraging Your Current Assets
01:25:47 Pensions and 401(k) Retirement Plans
01:39:35 Ad Break
01:41:23 Framework for Making Money More Easily
01:47:39 Why Keeping Money in the Bank Makes You Poorer
01:51:45 What Do Rich People Know That Most Don’t?
01:54:27 How Relationships Impact Financial Success
01:59:30 Do Geographics Matter When Making Money?
02:02:16 Is the UK a Good Place to Build Wealth?
02:05:35 Closing Statements

Follow Jaspreet:
X: http://bit.ly/3HSFdO3
‘Market Briefs’ newsletter:: http://bit.ly/4mWeqzr
YouTube: http://bit.ly/46hbTbU

Follow Raoul:
X: http://bit.ly/466Fe8Q
Website here: http://bit.ly/4m6Rexb
You can download Raoul Pal’s 5-Year Roadmap for free here: http://bit.ly/3JQok7g
You can purchase ‘The Everything Code’, here: https://amzn.to/44LSWhI

Follow Humphrey:
Youtube: http://bit.ly/3KgmkoJ
Instagram: http://bit.ly/4gs6kMI
Website ⁠Humphreysguide.com

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💰 La mayoría de personas trabaja por dinero toda su vida…
pero nunca aprende cómo funciona realmente el dinero.
👇Descubre el libro aquí👇
El Código del Dinero

Sistema Avanzado 👇
https://la-academia-del-cdigo-del-dinero.teachable.com/p/home

source

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➡️ Free Upstox Account Opening Link : https://upstox.com/open-account/?f=7RBA3S

For all IPO Updates, Telegram Channel Link : https://t.me/yogeshmantri1
WhatsApp (9467953834) : wa.me/919467953834

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Right Issue Q&A (Strategy) : https://youtu.be/ri5xpMEMQSQ

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💎 OFFER FOR SALE (OFS)

What is OFS : https://youtu.be/8URcsUU9rNQ

Q&A Session regarding OFS : https://youtu.be/nmhRCyavdQg

How to Apply for Buyback in Zerodha : https://youtu.be/MsVMEzUj8OU
How to Apply for Buyback in upstox : https://youtu.be/q00K0JfQrXU
How to Apply for Buyback in DHAN : https://youtu.be/7ciSQJRP6_8

💎Buyback
How to Apply for Buyback in Zerodha : https://youtu.be/NENmbvakcPE
How to Apply for Buyback in GROWW : https://youtu.be/l2TjtBDYHpo
How to Apply for Buyback in upstox : https://youtu.be/9mDIyY1OI54

How to Apply for Buyback in AngelOne : https://youtu.be/WuY68Cz4ZR0

How to Apply Buyback using CDSL Easiest :
step 1 : https://youtu.be/hcUUbtY4wqY
step 2: https://youtu.be/OKljxGwqZGo

Facebook : https://www.facebook.com/yogesh.mantri.73?mibextid=ZbWKwL
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Instagram : https://instagram.com/yogesh_mantri?igshid=ZGUzMzM3NWJiOQ==

SIP Investment | How to earn Crores? : https://youtu.be/27HjQ452V4w
Best Mutual Funds for Every Investor : https://youtu.be/sUnJTEnrVqU

Complete details about IPO video : https://youtu.be/jNusWQssjJM

Complete details about SME IPO video : https://youtu.be/zCTAoKQ-vGU

Latest IPO GMP | Upcoming Shareholder IPO | Upcoming Buyback | Latest Buyback |
Latest GMP Details | SME IPO GMP | IPO GMP TODAY | OFS STRATEGY | RIGHT ISSUE | BUYBACK STRATEGY

#stockmarket #ipo #nifty50

I hope you like this video
Please like & share the video.

If you liked the video Please Subscribe My Channel

#upcomingipo2023 #investing #latestipogmp

Hi guys, I’m Yogesh Mantri. This channel is designed to Educate the Public or Retail Investors by providing information on upcoming Corporate Actions (BUYBACK, OFS, RIGHT ISSUE , SPLIT, BONUS) , IPOs and SME IPO and many more where retail investors face difficulty.

#investment #sharemarket #stockmarket #nse #buyback #nifty50 #OFS #IPOGMP #LATESTIPO #yogeshmantri

I am only sharing my knowledge and views. NO BUY OR SELL ADVICE.
Please consult your financial advisor before investing because it involves risk.
This channel contains content related to the financial world.

Please subscribe my channel and keep supporting me.

#nifty #trading #investing #ipo #mutualfunds #finance

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₹1 Lakh invested in Equity vs. Real Estate vs. Crypto—the results will shock you! But is the 30% VDA tax killing your profits?

Link : https://pi42app.app.link/pYLIQ5wVg2b
(Zero fee*(0% maker & 0.01% taker) is valid for the 1st 15 days)

In this video, we break down the performance of major asset classes in the last 12 months and why the Indian crypto landscape is shifting. We deep-dive into the top 5 crypto pairs dominating the Indian market: BTC, ETH, SOL, XRP, and BNB. While Solana is breaking records, the Indian government’s tax regime (30% tax + 1% TDS) is making spot trading a nightmare for active traders.

We explain the “VDA Trap”—why you can’t set off losses in spot trading and how the 1% TDS on sell consideration eats into your capital. Is Crypto Futures the only way out for Indian traders? We compare VDA Spot vs. Crypto Futures to help you decide the best strategy for 2025. Whether you are a beginner or a pro, understanding this tax structure is crucial for your survival in the market.

Which asset class are you betting on for 2026? Comment below your portfolio strategy! Don’t forget to subscribe for more deep dives into the Indian economy and finance.

Concepts : Equity vs Crypto India, Real Estate vs Stocks returns 2025, Best investment for 1 Lakh in India, Top 5 crypto pairs India, Bitcoin price INR, Solana bull run 2025, Ethereum vs Solana India, Crypto tax India explained, 30 percent crypto tax India, 1 percent TDS crypto India, VDA vs Crypto Futures, Pi42 crypto trading India, How to save crypto tax India, Crypto losses set off India, Indian crypto laws 2025, BTC INR price today, BNB ecosystem India, XRP institutional adoption, Future of crypto in India, Stock market vs Crypto returns, Best trading strategy for Indians, Crypto investment for beginners India, Arthvyavastha aur crypto, India mein crypto ka bhavishya, Crypto trading tax hack India.

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*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com

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YZERR – MONEY RAIN feat. YTG

(Lyrics)
金を稼ぎ
全て遊び
金を稼ぎ
全て遊び

派手目な見た目 出どころはJapan
キラキラ下げてる光ってるCuban chain
会いに行くChinese Hanedaで飛ぶJet
済ませるBusiness 向かっているATL

持っていく大金 円を換金
重たいJewelryキロ越え金

稼ぎ稼ぎ全て遊び
稼ぎ稼ぎ全て遊び

まともに生きれん俺らの運命
会社ならクビでも首なら重てえ
海賊って呼ばれるほどHenny飲んで
各地でハリケーン上げてるボルテージ

揺らせるCityと彼女の尻 全国回ってSouth SideをRep
朝の6時いつまでParty Studioに戻ってその後Rec

見つからねえんだよ、釣り合うBitchやっすい女に興味はねえ
やり方拘りなってるRichダッセェ男と遊んどけ

派手目な見た目 出どころはJapan
キラキラ下げてる光ってるCuban chain
会いに行くChinese Hanedaで飛ぶJet
済ませるBusiness 向かっているATL

持っていく大金 円を換金
重たいJewelryキロ越え金

稼ぎ稼ぎ全て遊び
稼ぎ稼ぎ全て遊び

全てあそび、転がすGame
おしゃれに着る服が超Swag
腕にはダイヤがひかる　All day
なんもなかった昔の俺
下から上 i’m came from not
従わねぇ　I do what I want

Stay in ma lane 構わないHoe
夏はあの子とバナナボート
眠ることなく働こう
ポッケに現金を突っ込んでWalk
各地周り 増えるよBread
カスが俺に働く無礼
Diamond 光るこれはFlex
Lamboみたいだ　俺ノーブレーキ
注目浴びる、変わるよ空気
目立ちまくる　I took your pussy

派手目な見た目 出どころはJapan
キラキラ下げてる光ってるCuban chain
会いに行くChinese Hanedaで飛ぶJet
済ませるBusiness 向かっているATL

持っていく大金 円を換金
重たいJewelryキロ越え金

稼ぎ稼ぎ全て遊び
稼ぎ稼ぎ全て遊び金を稼ぎ
全て遊び
金を稼ぎ
全て遊び

派手目な見た目 出どころはJapan
キラキラ下げてる光ってるCuban chain
会いに行くChinese Hanedaで飛ぶJet
済ませるBusiness 向かっているATL

持っていく大金 円を換金
重たいJewelryキロ越え金

稼ぎ稼ぎ全て遊び
稼ぎ稼ぎ全て遊び

まともに生きれん俺らの運命
会社ならクビでも首なら重てえ
海賊って呼ばれるほどHenny飲んで
各地でハリケーン上げてるボルテージ

揺らせるCityと彼女の尻 全国回ってSouth SideをRep
朝の6時いつまでParty Studioに戻ってその後Rec

見つからねえんだよ、釣り合うBitchやっすい女に興味はねえ
やり方拘りなってるRichダッセェ男と遊んどけ

派手目な見た目 出どころはJapan
キラキラ下げてる光ってるCuban chain
会いに行くChinese Hanedaで飛ぶJet
済ませるBusiness 向かっているATL

持っていく大金 円を換金
重たいJewelryキロ越え金

稼ぎ稼ぎ全て遊び
稼ぎ稼ぎ全て遊び

全てあそび、転がすGame
おしゃれに着る服が超Swag
腕にはダイヤがひかる　All day
なんもなかった昔の俺
下から上 i’m came from not
従わねぇ　I do what I want

Stay in ma lane 構わないHoe
夏はあの子とバナナボート
眠ることなく働こう
ポッケに現金を突っ込んでWalk
各地周り 増えるよBread
カスが俺に働く無礼
Diamond 光るこれはFlex
Lamboみたいだ　俺ノーブレーキ
注目浴びる、変わるよ空気
目立ちまくる　I took your pussy

派手目な見た目 出どころはJapan
キラキラ下げてる光ってるCuban chain
会いに行くChinese Hanedaで飛ぶJet
済ませるBusiness 向かっているATL

持っていく大金 円を換金
重たいJewelryキロ越え金

稼ぎ稼ぎ全て遊び
稼ぎ稼ぎ全て遊び

source

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Instagram if you are interested in my lifestyle!
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Telegram for business inquires!
↳ @cryptoroveryt

DISCLAIMERS

1. High Risk: Bitcoin trading is very risky, with 80% of traders losing money. It is advised primarily for experienced traders.
2. Disclosure: I own a diverse cryptocurrency portfolio for transparency. The content here is for general information and not financial advice.
3. No Professional Advice: Opinions expressed are personal and not from a licensed financial advisor. Investing in cryptocurrencies involves a high risk of loss.
4. Public Information: The information presented is publicly sourced and reflects personal viewpoints. Viewers should conduct their own research before making decisions.

#Bitcoin #BTC #Cryptocurrency #Altcoins #Blockchain

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What is the PURPOSE of the XRP Ledger? David Schwartz answered this directly at APEX 2025 — and it redefines how you should think about XRP. The XRPL “carves a niche in the middle” between Bitcoin and Ethereum.

It was designed in 2012 specifically for financial applications, focusing first on payments. The architecture prioritizes speed, reliability, low-cost transactions, and seamless enterprise-grade integration. As Schwartz said: “It wasn’t trying to do everything — it was focused on targeting real world financial use cases EXCEPTIONALLY well.”

The XRPL is architected to create powerful applications with ease through built-in financial primitives: token standards, payments, trading via native DEX, and credit origination — all accessible via simple APIs. Key attributes: FAST (4-second block times), CHEAP ($0.0002 per transaction), and SECURE (zero security breaches in 12+ years of operation). Over 6 million active wallets, 800+ nodes, and 180+ independent validators.

But here’s the part that changes the narrative. Schwartz confirmed Ripple is seeing “a clear shift from pilots into productions” with XRP showing “massive growth with real use case year by year.” At APEX he said: “We’re finally seeing real traction. XRPL is supporting real-world applications ranging from payments to yield generation, all decentralized and at scale.” The XRPL has entered the top tier of institutional DeFi with $1B+ monthly stablecoin volume and top-10 RWA activity. Lending, compliance, programmability, and tokenization are converging — making XRPL the leading chain for institutional finance.

💜 Thanks for supporting the channel! Like, share, and comment if this helped clarify what’s really happening.

⭐Join my Community
➖ https://discord.gg/cryptonairz

🔵 Uphold | Trade, Spend & Earn XRP
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(Partnerships & Brand Deals Only | No Agencies)

⚪FREE XRP Newsletter | https://joincryptonairz.com/Newsletter

🔴Full Legal & Regulatory Disclaimer
https://docs.google.com/document/d/1T_wTsSkXDZqdgKDUOKfIEKF-a7ur2kX8gw-e3aAq_Q4/edit?usp=sharing

#XRP #XRPL #DavidSchwartz #CryptoSensei #XRPArmy #Ripple #APEX #Institutional #BuiltForFinance #CryptoNews
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