#financialplanning #stability

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✅ Get my 7-Day Money Roadmap for FREE: https://go.vincentchan.co/fCkaML
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MORE RESOUCES FOR YOU:
📈 Get up to $1,000 in free stocks with my favorite investing app: https://go.vincentchan.co/bl9g5e
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🚗 Save on car insurance: https://go.vincentchan.co/ExdUUL
📩 Business Email → vincent@vincentchan.co

⌚️Timestamps:
0:00 Start here
0:18 8th Money Stat
1:17 7th Money Stat
3:47 6th Money Stat
5:55 5th Money Stat
7:19 4th Money Stat
9:06 3rd Money Stat
11:08 2nd Money Stat
12:31 1st Money Stat
______

Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. Affiliate commissions help fund videos like this one.
All opinions expressed by Vincent Chan are solely Vincent Chan’s opinions. You should not treat any opinion expressed by Vincent Chan as a specific inducement to make a particular investment or follow a particular strategy, but only as an expression of his opinion. Vincent Chan’s opinions are based upon information he considers reliable, but does not warrant its completeness or accuracy, and it should not be relied upon as such. Vincent Chan is not under any obligation to update or correct any information provided. Vincent Chan’s statements and opinions are subject to change without notice.
Past performance is not indicative of future results. Vincent Chan does not guarantee any specific outcome or profit. You should be aware of the real risk of loss in following any strategy or investment discussed. Strategies or investments discussed may fluctuate in price or value. Investors may get back less than invested. Investments or strategies mentioned may not be suitable for you. This material does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies mentioned. Before acting on information, you should consider whether it is suitable for your particular circumstances and strongly consider seeking advice from your own financial or investment adviser.

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In this video, I break down 10 things that are no longer worth your money in 2026. Between inflation and rising costs, a lot of purchases that used to make sense just don’t anymore. Let me know what you no longer buy in the comments 🙂

👉 Get Your Free Financial Health Score (I made the quiz!) ➡️ https://usehelm.com
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WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.

PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!

SOCIALS:
* Second Channel: https://youtube.com/@hug
* Instagram: https://instagram.com/humphreytalks
* Twitter: https://twitter.com/humphreytalks
* TikTok: https://tiktok.com/@humphreytalks

⏱️ Timestamps:
0:00 – Start Here
0:20 – Food Delivery Apps
2:23 – New Cars & New Car Payments
4:26 – Upgrading iPhone Every Year
5:55 – Actively Managed Mutual Funds
8:25 – Extended Warranties
9:40 – Wellness Products
10:52 – Starter Homes
12:21 – Anything Related to Status
13:27 – Fast Food
14:49 – Concerts

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𝟏𝐜𝐫 𝐁𝐞𝐬𝐭 𝐇𝐞𝐚𝐥𝐭𝐡 Policy: https://bit.ly/_Health_Policy
2𝐂𝐫 𝐁𝐞𝐬𝐭 𝐓𝐞𝐫𝐦 𝐏𝐨𝐥𝐢𝐜𝐲: https://bit.ly/_Term_Policy

1ZERODHA- https://bit.ly/4qA1Jv9
2FYRES- https://bit.ly/4kHghrE
3ANGELONE- https://bit.ly/4rklqbt
4UPSTOX- https://bit.ly/46coa2d

𝐖𝐡𝐚𝐭𝐬𝐚𝐩𝐩: https://bit.ly/DTT_W
𝐓𝐞𝐥𝐞𝐠𝐫𝐚𝐦: https://t.me/daytradertelugu

𝐌𝐘 𝐓𝐄𝐑𝐌 𝐏𝐎𝐋𝐈𝐂𝐘 𝐋𝐈𝐕𝐄 𝐃𝐄𝐌𝐎

𝐌𝐘 𝐇𝐄𝐀𝐋𝐓𝐇 𝐏𝐎𝐋𝐈𝐂𝐘 𝐋𝐈𝐕𝐄 𝐃𝐄𝐌𝐎

𝐁𝐞𝐬𝐭 𝐂𝐫𝐞𝐝𝐢𝐭 𝐂𝐚𝐫𝐝𝐬 𝟐𝟎𝟐𝟔
𝐈𝐃𝐅𝐂 𝐖𝐨𝐰 https://bit.ly/4jA4jyD
𝐈𝐃𝐅𝐂 𝐒𝐖𝐘𝐏 𝐂𝐂 https://bit.ly/4cLBYD1
𝐈𝐃𝐅𝐂 𝐅𝐈𝐑𝐒𝐓 𝐁𝐚𝐧𝐤 𝐌𝐚𝐲𝐮𝐫𝐚 𝐂𝐫𝐞𝐝𝐢𝐭 𝐂𝐚𝐫𝐝 https://bit.ly/3Yd4Ldy
𝐈𝐃𝐅𝐂 𝐅𝐢𝐫𝐬𝐭 https://bit.ly/3Gn2cj4
𝐀𝐱𝐢𝐬 𝐅𝐥𝐢𝐩𝐤𝐚𝐫𝐭 https://bit.ly/3GqtyVC
𝐇𝐒𝐁𝐂 𝐏𝐥𝐚𝐭𝐢𝐧𝐮𝐦 https://bit.ly/42LX13O
𝐇𝐒𝐁𝐂 𝐂𝐚𝐬𝐡𝐛𝐚𝐜𝐤 https://bit.ly/4jFuMdI
𝐒𝐁𝐈 𝐒𝐢𝐦𝐩𝐥𝐲 𝐒𝐚𝐯𝐞 https://bit.ly/3GqtTaQ
𝐒𝐁𝐈 𝐒𝐢𝐦𝐩𝐥𝐲 𝐂𝐥𝐢𝐜𝐤 https://bit.ly/4lG3gyN
𝐒𝐁𝐈 𝐏𝐫𝐢𝐦𝐞 https://bit.ly/42GLqCW
𝐒𝐁𝐈 𝐈𝐑𝐂𝐓𝐂 https://bit.ly/4izl6Rh
𝐒𝐁𝐈 𝐂𝐚𝐬𝐡𝐛𝐚𝐜𝐤 https://bit.ly/4jHC5Cl
𝐇𝐃𝐅𝐂 𝐓𝐚𝐭𝐚 𝐍𝐞𝐮 https://bit.ly/44DcHbW
𝐇𝐃𝐅𝐂 𝐒𝐰𝐢𝐠𝐠𝐲 https://bit.ly/42CBn3b
𝐇𝐝𝐟𝐜 𝐑𝐮𝐩𝐚𝐲 https://bit.ly/42FOXRR
𝐇𝐃𝐅𝐂 𝐌𝐚𝐫𝐢𝐨𝐭 𝐂𝐫𝐞𝐝𝐢𝐭 𝐂𝐚𝐫𝐝 https://bit.ly/4joJVAv
𝐇𝐃𝐅𝐂 𝐈𝐑𝐂𝐓𝐂 𝐂𝐫𝐞𝐝𝐢𝐭 𝐂𝐚𝐫𝐝 https://bit.ly/3YcXtqa
𝐇𝐃𝐅𝐂 𝐁𝐢𝐳 https://bit.ly/42qV79H

📲 𝐒𝐭𝐚𝐲 𝐂𝐨𝐧𝐧𝐞𝐜𝐭𝐞𝐝 & 𝐠𝐞𝐭 𝐔𝐩𝐝𝐚𝐭𝐞𝐝
👉 𝐓𝐞𝐥𝐞𝐠𝐫𝐚𝐦:
https://bit.ly/DTT_Telegram
👉𝐈𝐧𝐬𝐭𝐚𝐠𝐫𝐚𝐦:
https://www.instagram.com/daytradertelugu/
👉𝐓𝐰𝐢𝐭𝐭𝐞𝐫:
Tweets by daytradertelugu
👉𝐅𝐚𝐜𝐞𝐛𝐨𝐨𝐤:
https://www.facebook.com/daytradertelugu
👉𝐋𝐢𝐧𝐤𝐞𝐝𝐢𝐧: https://www.linkedin.com/in/daytradertelugu

Disclaimer: We are not SEBI Registered, before taking any positions to contact your financial advisor, we are not responsible for any Profits or Losses, whatever we are providing here is purely educational and informational point of view

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Starting financial freedom? Get a credit card early! It’s a key step to building wealth and accessing resources. Major banks offer consumer protections, so pick one with perks you like. #CreditCards #FinancialFreedom #PersonalFinance #WealthBuilding

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The industry that we were trying to topple wants to partner up – Charles Schwab, Citi BANK and JP Morgan are all involved with the current Bitcoin and Crypto GOLD RUSH.

The links below may include affiliate links, which means I may receive a commission at no cost to you if you make a purchase through a link. You DO NOT have to use the links but you will not receive any bonus if offered. Not investment advice. Crypto investing and trading involves risk of loss.

●▬▬▬▬▬▬CRYPTO CRITICAL VIDEOS▬▬▬▬▬▬▬●

1. THE 5 RULES – https://youtu.be/iNBiZ5Bo__U

2. AVOID ALL SCAMS. SOURCE IT – https://youtube.com/live/m77Oxmh70Zc

3. DON’T FALL FOR A.I. SCAMS! – https://youtu.be/8m4M0lvP5-o

4. WHY STORAGE DIVERSIFICATION? – https://youtu.be/j3ORFfbnB6Q

5. DYNAMIC DCA’ing – https://www.youtube.com/watch?v=Dbd03iAw0HQ

7. STRESS FREE PROFIT TAKING – https://youtu.be/kXZ-aW5FIP8

8. WHY ONLY KRAKEN? – https://youtu.be/m2FPQNHaLvY

9. POOL JUMP 100k – https://youtu.be/7sjYqZyCRBs

10. BEAT THE SPREAD ON EXCHANGES – https://youtu.be/oWFC2jEbGk4

11. NEW CRYPTO TAX RULE 2025 – https://youtu.be/vgUuILVYn5c

12. PRICE PREDICTIONS ARE ALL WORTHLESS – https://youtu.be/W3_bzDlBN-4

13. DECENTRALIZED HEALTH CARE = STABLE COSTS – https://youtu.be/GO1dI_Of4Lo

0:00 – Market Recap | Topics Overview
3:56 – Institutions and Crypto
10:20 – Traditional vs. Tokenized
19:48 – What’s the Incentive?
21:57 – Q&A

●▬▬▬▬▬▬CRYPTO ESSENTIALS▬▬▬▬▬▬▬●

🟧 (100% FREE!) Simplified Crypto Education (EASY!)
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🟣 Kraken sign up – Claim $25 in the APP! 👇👇
🟣 WHY Kraken? Vid – https://www.youtube.com/watch?v=m2FPQNHaLvY
🟣 *Affiliate Link – https://kraken.pxf.io/c/2406374/2935711/10583
🟣 Deposit $100 in USD fiat only. Crypto Deposits DO NOT APPLY! TRADE $100 to earn $25 in BTC

🕋 TANGEM COLD STORAGE WALLET (my choice)
🕋 Simple, Secure & Inexpensive. EAL 6+ Secure Rating.
🕋 Tangem Deep Dive Video – https://www.youtube.com/watch?v=CJenljei4ac
🕋 Tangem Staking Video – https://www.youtube.com/watch?v=Lxd1CVZDKG0
🕋 Tangem How To Swap Vid – https://www.youtube.com/watch?v=vbyyGp7Ayp4
🕋 *Affiliate Link 10% OFF! – https://tangem.com/en/pricing/?promocode=dan

📙 KEEP all your Seeds & Passwords SAFE in a STONEBOOK
📙 Water/Tear/Tamper Resistant + WRITE IN INVISIBLE INK!
📙 WHY I have a StoneBook- https://youtu.be/Vm6Ok-xmcak
📙 (20% OFF!! *affiliate LINK) ► https://shieldfolio.com/discount/DAN

📈CRYPTO TAX Software I use + FREE Portfolio Tracker!! *affiliate link*
📉HOW TO USE Video – http://bit.ly/dantaxes
📈20% OFF – https://coinledger.io/?fpr=d729l
📉Coupon Code: DANCRYPTO

🧐 Think it’s a SCAM Message/DM or EMAIL? Read This Post ⬇️
🧐 https://x.com/NewsAsset/status/1937698216025211325

●▬▬▬CHARITIES (When You Feel Like GIVING BACK)▬▬▬▬●
🏠ProTechos: Helping the Poor to rebuild their roofs AND Training the NEXT generation carpentry skills 👉 https://www.protechos.org/

🐶 The Amigos De Los Animales Animal Shelter director DONATED her ENTIRE HOME to help save the abondoned dogs of Puerto Rico. I’m asking for help to give her a proper LIVING SPACE. 🐶 DONATE HERE – https://gofund.me/40d09f18

●▬▬▬▬▬▬▬▬FOLLOW D.A.N.▬▬▬▬▬▬▬▬▬▬●

🆇 X / Twitter – https://twitter.com/NewsAsset
🆘 DAN DEGEN (2nd YouTube Channel) https://bit.ly/danclips

●▬▬▬▬▬▬▬▬STRATEGIES▬▬▬▬▬▬▬▬▬●

⭐️4 YEAR CYCLES – https://bit.ly/4yearCycle
⭐️DCA 5 Examples – https://bit.ly/dcafive
⭐️$10 WEEK DCA – https://bit.ly/dcadanweek

●▬▬▬▬▬RECOMMENDATIONS▬▬▬▬▬●

MINDSET – https://dailystoic.com/

●▬▬▬▬▬▬▬▬DISCLAIMER▬▬▬▬▬▬▬▬▬●
#BITCOIN #ETHEREUM #CRYPTO #SOLANA
***NOT FINANCIAL, LEGAL, OR TAX ADVICE! This channel is for entertainment purposes only and is just my opinion as I am not an expert or a financial planner. Please perform your own research.

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Paying off debt is more mental than financial.
Paying off debt is more mental than financial.
Paying off debt is more mental than financial.

Welcome to Debt Free With Esperanza 🌸, where tackling debt and embracing financial freedom is a journey we’re on together. I’m a digital content creator passionate about sharing my real-life debt payoff story, empowering you with practical financial advice and genuine insights. Each video is a step-by-step guide on how I’m paying off $30k in credit card debt, budgeting every paycheck, and documenting this journey for accountability. You’ll discover personalized budget and debt tracking tools that I’ve found effective, as well as a variety of strategies to help you manage your finances smarter. Expect engaging, authentic content that resonates with everyday challenges and triumphs. Whether you’re looking for budgeting tips, debt payoff motivation, or valuable tools to manage your money, this channel is a resource you can trust.

Join me as we transform financial stress into success. Every video is designed to inspire and inform, offering you the skills to tackle your financial goals with confidence and creativity. Don’t forget to hit subscribe, like, and comment to stay updated and share your experiences with our community. Your feedback is invaluable in shaping content that truly helps and supports our path to being debt-free. Connect with us across social media platforms and share your journey using #debtfreewithesperanza, creating a network of accountability and motivation.

If you’re ready to embark on a path to financial independence, this channel is for you! Expect honest discussions, helpful resources, and a community of like-minded individuals all striving for debt freedom. Subscribe today as we make financial empowerment accessible to everyone.

#DebtFreeJourney #BudgetingTips #FinancialIndependence #MoneyManagement #FrugalLiving #PersonalFinance #DebtFreeCommunity

Keywords: debtfreewithesperanza, debt free journey, budgeting tips, financial independence, money management, frugal living, personal finance strategies, debt trackers, accountability, credit card debt, budgeting paycheck, financial empowerment, authentic content, YouTube channel finances, debt payoff motivation, budget tools, everyday budgeting, finance tips YouTube, Esperanza debt free, debtfreewithesperanza advice, financial literacy, practical debt solutions, financial freedom tips, debt reduction strategies

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BITCOIN PRICE SQUEEZE: Final Warning (Urgent)!!! – Bitcoin News Today, Ethereum & Altcoins
🟦 *NOVAVA* 👉 https://bit.ly/NOVAVA 👈 *($10,000 BONUS)*
► *No KYC* required, & Earn Up To *$10,000 in Bonuses!*

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💬 *My Official Social Media:*
► X (Twitter): https://twitter.com/CryptoWorldJosh
► Instagram: https://instagram.com/CryptoWorldJosh
► Backup YouTube channel: https://www.youtube.com/CryptoWorld2nd

▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
*MORE REWARDS ON THESE EXCHANGES:*

🟢 *Bitunix* 👉 https://bit.ly/BITUNIX 👈 *($50,000 Prize Pool)*
► *No KYC* required, & Earn Up To *$50,000 in Prizes!*

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🟧 *Bybit* 👉 https://bit.ly/BybitJosh 👈 *($30,050 BONUS)*
► How To Trade on Bybit (Tutorial): https://youtu.be/oIr4rxDb82U

▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
*Crypto World ESSENTIALS*
⬇⬇⬇⬇⬇⬇⬇⬇⬇⬇⬇⬇

💰 *Crypto Trading Course:* https://cryptoworldjosh.com

💳 *Bybit Card:* https://bit.ly/BYBITcard *(Up to 10% Cashback)*

📈 *TradingView:* https://bit.ly/TradingViewJosh *(TA Chart Platform)*
▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
Timestamps:
Bitcoin Price Analysis! 0:00
Bitcoin Dominance! 10:40
Ethereum Price Analysis! 11:01
XRP Price Analysis! 15:16
Solana Price Analysis! 16:44
Chainlink Price Analysis! 20:31

#Bitcoin​ #BTC #BitcoinPrice #Ethereum​ #ETH #Chainlink​ #CryptoWorld #Solana #SOL #Cryptocurrency​ #Invest​ #Crypto​ #TheFed​ #News​ #marketanalysis​ #entrepreneur​ #business​ #success​ #investment​ #finance​ #bitcoins​ #StockMarket​ #BestCryptocurrency​​ #AltcoinSeason #AltSeason #XRP #XRPnews #XRPripple #XRPcoin #XRParmy #XRPupdate #XRPcommunity #LINK #ChainlinkCrypto #AltcoinCrash

*DISCLAIMER*
The information presented in this video is for educational and entertainment purposes only and is not financial advice. I am not a financial advisor. Trading can result in loss of funds. Individuals must consider all risk factors including their own personal financial situation before trading. All individuals are responsible for their own trades and investments. Crypto World, “Josh” and affiliates are not responsible for individual loss due to poor trading decisions or any other actions which may lead to loss of funds.

This information is what was found publicly on the internet. This information could’ve been doctored or misrepresented by the internet. All information is meant for public awareness and is public domain. This information is not intended to slander harm or defame any of the actors involved but to show what was said through their social media accounts. Please take this information and do your own research.

This video relates to the following:
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– Crypto World –

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5 Money Habits That Make You Poor 💸 Stop These Now!
Avoid These 5 Financial Mistakes | Smart Money Tips
Why You’re Not Saving Money? 5 Bad Habits Explained
5 Habits Keeping You Poor 😱 Learn Smart Money Rules
Change These 5 Habits to Become Rich 💰

Are your daily habits silently making you poor? In this video, we reveal 5 common money mistakes that stop people from becoming financially successful. Inspired by the principles followed by successful investors like Warren Buffett, these simple tips can help you build wealth and avoid financial struggles.
Learn how to manage your money wisely, control spending, and develop smart financial habits for a better future.
👉 Start today and take control of your financial life!

#MoneyTips #FinancialFreedom #WarrenBuffett #RichHabits #MoneyMistakes #SaveMoney #WealthBuilding #SuccessMindset #FinanceTips #SmartMoney #PersonalFinance #Investing #LifeAdvice #Motivation #MoneyHabits#shorts
#youtubeshorts

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