Simon Gerovich, CEO of Metaplanet (3350), doubled down on the company’s bitcoin buying strategy even as shares in Asia’s largest publicly traded holder of the cryptocurrency fell.

In a Friday post on X, Gerovich said Metaplanet would “steadily continue to accumulate bitcoin, expand revenue and prepare for the next phase of growth.” He thanked shareholders who continued to back the company despite bitcoin’s downward trend: The largest cryptocurrency has lost more than 47% of its value since touching a record high in October and fell 14% on Thursday alone.

Metaplanet’s stock has struggled alongside bitcoin, ending the week at 340 yen ($2.16) after falling roughly 82% from a high of 1,930 yen in June. On Friday, the stock fell 5.6% following bitcoin’s slump after Asian trading hours the day before.

The Tokyo-based company’s “555 Million Plan” aims to reach 100,000 BTC by the end of 2026 and 210,000 BTC by 2027. Its bitcoin holdings have climbed from 1,762 BTC at the end of 2024 to 35,102 BTC now, worth about $2.5 billion at current prices.

The investment is deep in the red, with an average acquisition cost of about $107,000 per bitcoin, according to its analytics page, and a current price of $66,270. The company has roughly $280 million in outstanding debt, according to the dashboard.

Globally, Metaplanet ranks as the fourth-largest publicly traded holder of bitcoin. Strategy Inc. (MSTR) ranks first with 713,502 BTC, MARA Holdings (MARA) is second with 53,250 BTC and Twenty One Capital (XX1) is third with 43,514 BTC, according to bitcointreasuries.net.

Metaplanet announced Jan. 29 that it planned to raise up to 21 billion yen to fund additional bitcoin purchases and pay down debt. It plans to raise the funds through the sale of 24.53 million new common shares at 499 yen each, along with stock warrants aimed at select investors.

As BNB’s sell-off intensifies, breaking below $750 under a bearish technical pattern, investors are questioning which crypto assets can deliver reliable growth. The declining retail interest and falling momentum in major exchange tokens shift focus toward new projects with tangible utility and strong early-stage momentum. In this climate, Mutuum Finance (MUTM) emerges as a strong answer for what crypto to buy, combining a low-entry presale with a feature-rich protocol ready for adoption.

BNB Faces Strong Bearish Pressure

BNB is experiencing significant downward momentum, trading 46% below its all-time high. A critical “Death Cross” pattern has formed on its chart, where short-term moving averages fall below long-term ones, signaling entrenched bearish sentiment. While developers are proposing new token standards for AI assets, these long-term initiatives do not address the current weak price structure and low retail trading volume. For investors seeking growth, this environment makes BNB a risky hold, pushing the search toward newer, more dynamic projects.

Mutuum Finance’s Presale Phase Offers High-Growth Entry

For investors deciding what crypto to buy for substantial returns, Mutuum Finance presents a clear opportunity. The project is in Phase 7 of its presale, with tokens priced at $0.04. Having already raised over $20.4 million from 18,970 holders, the presale is moving swiftly toward its next phase, where the price will rise to $0.045. 

The launch price is set at $0.06, but analysis points to a rapid surge toward $0.30-$0.40 post-listing, a 7.5x to 10x gain from the current price. This projection is based on the token’s fixed supply of 4 billion coins and the high demand expected from top-tier exchange listings. A $1,000 investment now could see a potential rise to $7,500 in a short period, defining MUTM as a top crypto to buy for accelerated growth.

Testnet Demonstration Proves Real Functionality

Building confidence in its roadmap, Mutuum Finance has successfully launched its V1 protocol on the Sepolia testnet. This public demonstration allows users to interact with the core lending system, including depositing test assets, taking out loans, and observing the automated liquidation processes that maintain stability. The testnet confirms the protocol’s readiness and operational security, providing a transparent look at the platform’s mechanics before any real-world funds are involved. This step is crucial for a new project, transitioning it from concept to a verifiable product.

Fixed Supply and Strategic Allocation Create Scarcity

A key feature supporting MUTM’s value is its definitive tokenomics. The total supply is capped at 4 billion tokens, with 45% allocated to the presale. No new tokens will be minted, meaning all future circulating supply is already defined. This fixed scarcity contrasts with inflationary tokens and directly supports price appreciation as user adoption grows. For a potential buyer, this means early acquisition positions them before demand from a growing user base meets a limited available supply, a fundamental driver for value increase.

Community Incentives Drive Engagement and Reward

Beyond the protocol, Mutuum Finance actively rewards its community, fueling participation. A standout incentive is the $100,000 giveaway, where ten winners will each receive $10,000 in MUTM tokens. 

Additionally, a dynamic 24-hour leaderboard awards a daily $500 MUTM bonus to the top contributor. These initiatives, combined with the planned use of protocol fees to buy back and distribute tokens, create multiple avenues for holders to gain additional value simply by participating in the ecosystem.

Positioning as the Strategic Investment Choice

While BNB struggles with market-wide sell-offs and complex development initiatives, Mutuum Finance offers a straightforward growth narrative. Its presale stage, proven testnet technology, scarce token supply, and direct reward mechanisms provide a cohesive case for rapid appreciation. For investors determining the best crypto to invest in during market uncertainty, MUTM represents a structured opportunity with the potential for significant short-term gains and sustainable long-term utility.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/ 

Linktree: https://linktr.ee/mutuumfinance

Disclaimer: This is a Press Release provided by a third party who is responsible for the content. Please conduct your own research before taking any action based on the content.

TLDR

• Microsoft stock plunged 22% from all-time highs after January 28 earnings report revealed AI growth challenges
• Copilot adoption reached only 15 million licenses out of 400 million available Microsoft 365 seats
• Azure cloud revenue growth slowed to 39% from 40% previous quarter despite beating analyst expectations
• OpenAI represents $281 billion or 45% of Microsoft’s $625 billion order backlog creating concentration risk
• Stock trades at P/E ratio of 26.5, cheapest valuation in three years compared to Nasdaq-100’s 32.8 multiple

Microsoft stock has tumbled 22% from record highs following its fiscal Q2 2026 earnings release. Shares fell over 10% on January 28 alone as investors questioned the company’s AI momentum.

Microsoft Corporation, MSFT

The stock closed at $393.58 on February 5, marking a sharp retreat from its $555 peak. Despite posting 16.7% revenue growth over the trailing twelve months, concerns about AI execution have spooked Wall Street.

Microsoft’s Copilot virtual assistant has struggled to penetrate enterprise markets. The company sold just 15 million Copilot licenses for Microsoft 365 out of 400 million total business licenses available.

That 3.7% adoption rate doubled from a year earlier but disappointed investors. Copilot integrates AI capabilities into Word, Excel, Outlook and other productivity applications.

The company found more success with developers. Paid Copilot subscriptions for software developers surged 77% from the prior quarter.

Healthcare showed promise too. Dragon Copilot now assists over 100,000 medical professionals and processed 21 million patient encounters in Q2, tripling year-over-year.

Azure Growth Rate Decelerates

Azure cloud platform revenue increased 39% year-over-year in the second quarter. The result beat Wall Street’s 37.1% forecast but slowed from 40% growth three months earlier.

Investors interpreted the deceleration as a warning sign. Azure provides critical infrastructure and AI development tools for businesses building applications.

Microsoft pointed to data center capacity shortages as a limiting factor. The company’s order backlog from customers waiting for infrastructure ballooned 110% year-over-year to $625 billion.

OpenAI Concentration Creates Vulnerability

A closer look at the backlog revealed troubling details. OpenAI alone accounts for $281 billion or 45% of total future commitments.

The AI startup lacks sufficient cash reserves to fund those orders immediately. OpenAI must depend on investor capital and revenue expansion to meet obligations.

Microsoft’s CFO disclosed this concentration during the earnings call. Shareholder lawsuits emerged in February 2026 alleging the company misled investors about OpenAI dependence.

Capital spending reached $37.5 billion in Q2 2026 as Microsoft invests heavily in AI infrastructure. Company-wide gross margins contracted despite revenue gains, pressuring profitability.

The More Personal Computing division declined 3% year-over-year. Gaming revenue fell 9% with Xbox content and services dropping 5%.

Microsoft currently trades at a price-to-earnings ratio of 26.5 based on trailing earnings of $15.98 per share. That represents the lowest valuation in three years.

The Nasdaq-100 trades at a 32.8 P/E multiple, making Microsoft cheaper than most tech peers. Analysts project fiscal 2027 earnings of $19.06 per share, implying a forward P/E of 22.4.

The company maintains robust cash generation with a 25.3% free cash flow margin and 46.7% operating margin. Microsoft’s market capitalization stands at $2.9 trillion as of February 5, 2026.

Key Insights

• Bitcoin whales sold over 81,000 BTC in eight days, adding strong supply pressure to the market.
• Large wallets now hold their lowest share of Bitcoin supply recorded in the past nine months.
• Retail wallets increased accumulation, reaching their highest Bitcoin supply share in 20 months.

Bitcoin continued its downward move as the broader cryptocurrency market faced renewed selling pressure. Total market capitalization declined by about 7.9% to $2.23 trillion, reflecting reduced risk appetite across digital assets. Bitcoin traded near $65,100 after briefly falling to $60,074, its lowest price level since October 2024.

Ethereum followed the same trend, falling close to 9% to around $1,913. The leading altcoins such as BNB, XRP, Solana, and Dogecoin also recorded losses of between 9 per cent to 14 per cent. The market evidence indicates internal supply forces but not one macroeconomic precipitator triggered the decline.

Large Holders Reduce Bitcoin Exposure

On-chain data from Santiment shows sustained selling by large Bitcoin holders. Wallets holding between 10 and 10,000 BTC reduced their holdings over recent weeks. These wallets now control about 68.04% of total Bitcoin supply, marking a nine-month low.

Over the last eight days, big holders sold about 81,000 BTC. This selling increased available supply during weaker demand sessions. As supply pressure grew, Bitcoin prices moved lower, testing levels not experienced in several months.

Large holders often adjust exposure during periods of uncertainty. Their actions tend to influence short-term price movements due to the volume involved.

Small Investors Increase Accumulation Despite Price Decline

Large wallets decreased holdings, but smaller investors kept on accumulating Bitcoin. The proportion of wallets that contained less than 0.01 BTC expanded their total supply to approximately 0.249.This value represents the highest level recorded in roughly 20 months.

The retail wallets dominate such a small part of the total supply, but their constant accumulation indicates that they are still involved at lower levels of prices. This trend shows that smaller investors were able to absorb some of the selling pressure that was generated by larger holders.

Supply Shifts Drive Market Volatility

The contrasting behavior between large and small holders continues to shape Bitcoin’s market structure. Similar patterns have appeared during extended corrective phases in past market cycles. Big sellers allocate supply and retail players slowly escalate exposure.

Until selling activity from large wallets declines and demand improves, Bitcoin may remain volatile.  The trend in prices is expected to portray a continuing shift in supply allocation and not news flash.

Bitget, the world’s largest Universal Exchange (UEX),  today announced the launch of the Bitget Fan Club, a new community initiative designed to bring users closer into the platform’s growth journey through structured participation, product collaboration, and content-driven engagement.

The Bitget Fan Club invites users from around the world to become officially recognized contributors to the Bitget ecosystem. Members, who will be known as Bitget Fans, will play an active role in shaping product experiences, sharing feedback, amplifying community initiatives, and supporting ecosystem development across markets.

Unlike traditional loyalty or referral programs, the Bitget Fan Club is built around a tiered participation model that rewards meaningful contributions over time. Members progress through levels by engaging with Bitget’s products, contributing ideas and content, participating in community discussions, and supporting broader ecosystem initiatives. As members advance, they unlock increased recognition, exclusive access, and opportunities to collaborate more closely with Bitget teams.

“The Bitget Fan Club reflects how we value community. Not as passive users, but as co-builders in our UEX vision,” said Gracy Chen, CEO of Bitget.

“As our platform expands across assets and regions, it’s important that we create pathways for our most engaged users to contribute, be recognized, and grow alongside us.”

Members of the Bitget Fan Club gain access to a range of evolving benefits, including official identity badges, token airdrops, product feedback channels, content and community support, early access opportunities, and invitations to online and offline Bitget events. Higher-tier members may also participate in community decision-making initiatives, product direction discussions, and official content collaborations.

The initiative is designed around transparency and fairness, with clearly defined progression criteria and regular reviews to ensure active participation and accountability. Full details on membership tiers, progression paths, and perks are available on the official Bitget Fan Club page.

By launching the Bitget Fan Club, Bitget continues to strengthen its community-first approach, building an ecosystem where users are empowered to influence products, culture, and the long-term evolution of the platform.

To find out more and apply to join the Bitget Fan Club, visit here. Users can also join the Telegram group here.

About Bitget

Bitget is the world’s largest Universal Exchange (UEX), serving over 125 million users and offering access to over 2M crypto tokens, 100+ tokenized stocks, ETFs, commodities, FX, and precious metals such as gold. The ecosystem is committed to helping users trade smarter with its AI agent, which co-pilots trade execution. Bitget is driving crypto adoption through strategic partnerships with LALIGA and MotoGP™. Aligned with its global impact strategy, Bitget has joined hands with UNICEF to support blockchain education for 1.1 million people by 2027. Bitget currently leads in the tokenized TradFi market, providing the industry’s lowest fees and highest liquidity across 150 regions worldwide.

For more information, visit: Website | Twitter | Telegram | LinkedIn | Discord

Risk Warning: Digital asset prices are subject to fluctuation and may experience significant volatility. Investors are advised to only allocate funds they can afford to lose. The value of any investment may be impacted, and there is a possibility that financial objectives may not be met, nor the principal investment recovered. Independent financial advice should always be sought, and personal financial experience and standing carefully considered. Past performance is not a reliable indicator of future results. Bitget accepts no liability for any potential losses incurred. Nothing contained herein should be construed as financial advice. For further information, please refer to our Terms of Use.

BeInCrypto has been named Best Crypto Publisher at The Crypto Awards 2025, Russia’s leading awards for cryptocurrency and blockchain technologies. The event recognized top projects across 24 categories with a festive ceremony, celebrating those making an impact on the Russian crypto market.

A special shoutout goes to Evgeniya Likhodey, Managing Editor at BeInCrypto Russia, whose leadership helped the editorial team deliver in-depth analyses and news coverage that resonate with professionals and everyday readers alike.

Sponsored

Sponsored

Evgeniya shared her perspective on the award:

“I think this award has become a symbol of our commitment to covering crypto in Russia honestly and without embellishment. We’re not afraid to talk about challenges, because real progress only comes from addressing them directly. At the same time, we make a point of highlighting positive developments that move the industry forward. This recognition belongs to the entire editorial team, whose daily work and dedication make this possible, and to our readers, whose trust we truly value.”

Since 2018, BeInCrypto has grown into a world-leading crypto news platform, reaching over 7 million monthly readers in their own language. As a proud member of the Trust Project, BeInCrypto remains committed to reliable, trustworthy journalism, supporting readers with accurate and timely crypto news.

This award highlights our ongoing commitment to accurate, timely, and credible coverage, helping readers stay informed in a fast-moving crypto landscape.

See the full list of winners here: https://cryptoawards.ru/

On March 20, 2000, Strategy (formerly MicroStrategy) co-founder and then-CEO Michael Saylor lost $6 billion in one day — ​​more money than any public company executive had ever previously lost in a single day.

He — and Strategy shareholders — lost even more yesterday.

Strategy opened for trading yesterday at a 52-week low after missing out on a $33 billion profit. Somehow, things got even worse by dinnertime.

By 5pm, Saylor’s company admitted to losing $42.93 per share of MSTR in diluted earnings within the final three months of 2025. The stock also declined another 20% to below $102 — incinerating another $7 billion in market capitalization within 24 hours.

With a share price of just $102, the company posted a $15.23 per share loss for the 2025 calendar year. 

$6 billion in more missed profit

The bad news continued. The foregone $33 billion profit that it had missed out on by Wednesday night had turned into a $39 billion missed profit just 24 hours later.

Strategy’s ex-general counsel Shao Wei-Ming sold another 3,000 shares of MSTR. The company posted an operating loss of $17.4 billion for Q4 2025 — 16.4x higher than Q4 of the prior year. 

Its net loss per common share on a diluted basis was $42.93, as mentioned above, which calculates to a year-over-year increase of 1,316% in the wrong direction.

Ripple and XRPL contributors have outlined a growing set of “institutional DeFi” building blocks on the XRP Ledger that aim to make the network viable for regulated financial activity, per a Thursday blog.

XRP’s utility as a settlement and bridge asset is being highlighted as central to that infrastructure, with usecases ranging from from forex and stablecoin rails to tokenized collateral and native lending markets.

The latest roadmap emphasizes features already live — such as multi-purpose token standards (MPT), permissioned domains with compliance tooling, credential-backed access and batch transactions — alongside upcoming releases that extend XRPL into credit markets and privacy-preserving workflows.

Unlike many smart contract chains that bolt on compliance after the fact, XRPL’s approach has been to embed identity and control primitives at the protocol layer.

Permissioned domains and credentials allow markets to gate participation by verified entities, a requirement institutions often cite as a barrier to onchain integration.

On the payments and FX side, XRP’s role as an auto-bridge between assets continues to be cited as a demand driver, with stablecoin corridors and remittance flows adding to onchain volume and fee activity. Token escrows and object reserves denominated in XRP further tie network usage back to the native asset.

Looking ahead, the introduction of XLS-65/66 — the XRPL lending protocol — is slated to offer pooled and underwritten credit on ledger without entirely offloading risk logic onchain.

Single asset vaults, fixed-term lending and optional permissioning tools are designed to feel familiar to institutional risk managers while operating in an onchain settlement context.

Privacy features like confidential transfers for MPTs, arriving in the first quarter, aim to satisfy enterprise and regulatory expectations around transaction-level anonymity and controlled disclosure.

Critics have long pointed to XRPL’s lack of EVM-style programmability as a hindrance. The new EVM sidechain — bridged via the Axelar network — is meant to address this by letting Solidity developers tap into XRPL liquidity and identity features while accessing familiar tooling.

XRP prices are down 22% over the past seven days, in line with a broader market drop.

The global non-fungible token (NFT) sector fell below $1.5 billion in total market capitalization, returning to levels last seen before the sector’s rapid expansion in 2021. 

The retracement unfolded alongside a broader crypto market downturn over the past two weeks, CoinGecko data shows. On Jan. 23, total crypto market capitalization stood at about $3.1 trillion, before falling to $2.2 trillion on Friday.

Major assets like Bitcoin (BTC) slid from around $89,000 to about $65,000, while Ether (ETH) fell from $3,000 to near $1,800 throughout the same time frame. Bitcoin and Ethereum are the top two networks for NFTs in terms of 30-day trading volume, according NFT data aggregator CryptoSlam.

The NFT market cap drop follows several high-profile closures and exits, highlighting the sector’s continued contraction. 

Rising supply collides with falling demand

The market reset has been compounded by a growing imbalance between NFT supply and buyer demand. 

As reported by Cointelegraph on Dec. 31, total NFT supply continued to expand even as sales and prices declined, pushing the sector into a high-volume, low-price structure. 

CryptoSlam data showed that the number of NFTs in circulation rose to nearly 1.3 billion in 2025, up by 25% compared to 2024. Total NFT sales fell 37% year-over-year to $5.6 billion, while average sale prices slipped below $100. 

The divergence suggests that while minting became cheaper and barriers to issuance fell, buyer participation and spending failed to keep up. 

Related: US prosecutors drop OpenSea NFT fraud case after appeals court reversal

Corporate exits and platform closures add pressure

The drop follows a series of high-profile retreats that mirror the market’s pullback. On Jan. 7, footwear giant Nike quietly offloaded RTFKT, the digital collectibles studio it acquired at the height of the NFT boom.

The reported sale followed the company’s decision to shut down operations amid an investor lawsuit.

In addition, marketplace shutdowns have accelerated. Nifty Gateway, one of the earliest NFT platforms, said it will close on Feb. 23 and has entered withdrawal-only mode. The Gemini-owned platform cited a prolonged market downturn as it winds down.

On Jan. 28, social NFT platform Rodeo announced it would cease operations after failing to scale sustainably. Rodeo said it would transition to read-only mode before shutting down entirely in March.