When Robert Kiyosaki was young, his poor dad always told him the best path to success was to go to school. This was and still is advice spread to young people around the globe.

The problem is, what does school teach you about money? Nothing!

Robert’s rich dad, on the other hand, didn’t have a college degree. He had to drop out of school in order to help run his family business, which started as a local store. Yet he was very rich and successful, eventually building a real estate empire complete with a hotel on the beach.

The idea that school will make you a success is perpetrated everywhere and all the time. What will make you rich is not going to school and learning book smarts but rather gaining financial smarts—learning how money works and how to make it work for you.

You need to learn to speak the language of money to be successful. That takes financial education, which opens up a whole new world, a world where you can succeed on your own terms. Unfortunately, our schools don’t teach that language. They teach you the basics, and then they either teach you a specific trade or skill, or they simply train you to be an employee.

Watch and find out the seven things they don’t teach you in school, but that are imperative to financial freedom.

#robertkiyosaki #financialeducation #richdadpoordad

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▶▶▶ Download my budgeting app today: https://calebhammer.com/app – don’t overcomplicate this crap! All you need is an automated and SIMPLE budget. This comes with live CFP sessions, weekly classes, an online community, automatic account connections, my budget-friendly cookbooks, and exclusive discounts on my products Check it out 🙂

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Any questions? Email casting@calebhammer.com
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These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
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*Chapters*
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00:00 Intro
01:26 Jobs & Income
04:30 Newlyweds With Ultimatums Already???
07:40 The Actual Dumbest Way To Use Credit Cards lol
09:45 Bro Thinks He’s So Smart
11:15 They Should Not Have Gotten Married
16:20 Excuses Excuses Excuses
21:35 High Income Spoiled F*ckers
28:00 She’s Contradicting Herself So Hard lol
31:25 No One Is Guaranteed Safe
36:00 They’re Just The F*cking Worst
45:00 It’s A Credit Card, Thanks For Sharing
46:50 That’s Pretty Rough lol
52:40 $37,000 CREDIT CARD??
54:45 Typical American lol
57:05 Her Reaction Is Too Tame For All This..
01:04:37 BUT WAIT! THERES MORE!! ($30,000 Credit Card Balance)
01:09:40 Shes Trying So Hard To Keep Up lol
01:12:05 401K LOANS TOO???
01:14:00 Amazon Spending
01:18:30 10% INTEREST RATES EVERYWHERE
01:20:45 Thats A Violation
01:23:10 Inflatable Hot Tub HAHAHA
01:28:00 Caleb, There Isn’t A Strategy..
01:34:26 Budget!!
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*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

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In this video we discuss several reasons why I think $20,000 is a really great benchmark to hit in your financial journey.

Free Financial Mastersheet Download: https://shop.beacons.ai/humphreytalks/52599ebf-bd4a-4d8a-86d1-c07e1c219af9

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WHO AM I?
Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth.

PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel!

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⏱️ Timestamps:
0:00 – Start Here
0:27 – Wealth Begins to Accelerate
2:19 – Mindset Shift Toward Abundance
5:39 – When Poor Everything Costs More
7:27 – The Investor Class
9:39 – Long Term vs Short Term
11:37 – Getting to $20K ASAP

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▶ CRAZIEST POST SHOW- *SHE HAS A SECRET DEBT BEHIND HIS BACK* This is insane. I fully expose her to him, and the conversation goes off the rails… things get exposed that I couldn’t even imagine… wacth here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join

▶▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* – check it out here and change your life: https://dollarwise.com/dollarwise-central/

▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don’t overcomplicate this crap! All you need is an automated / SIMPLE budget.

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Try Rocket Money for free: https://RocketMoney.com/caleb

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2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/

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7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer

8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer

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00:00 Intro
05:46 lol
16:57 lol again
34:43 whats her f*cking problem
48:17 thats a first
01:06:48 the concept of friendship is foreign to the caleb
01:22:53 but wait! theres more

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1. Financial Audit Follow-Ups here: https://www.youtube.com/@calebhammerclips

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3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer
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1. My socials: https://stan.store/calebhammer

2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply
___________________________________________

▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

▶Sponsorship and business inquiries: business@calebhammer.com

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Iran, the country under some of the harshest sanctions on Earth, is apparently now the protagonist of our bitcoin thesis?

Get the BEST, 100% open source Bitcoin hardware wallet – The Blockstream Jade Plus. 10% with code EXIT:
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Download the free outline for today’s devotional, Winning With the Hand You’re Dealt, and learn how to make the most of the circumstances and gifts God has given you: https://dailyhope.s3.amazonaws.com/Communications/Downloads/DH-Winning-With-the-Hand-Youre-Dealt.pdf

Is money stressing you out or testing your faith? In this eye-opening message, Pastor Rick reveals that how you manage your money is one of the biggest tests of your spiritual maturity. Jesus taught more about money than almost anything else, not to make you feel guilty, but to help you grow.

Watch more videos like this 👇
TRUST GOD – Prayers for a Financial Breakthrough in Your Life: https://youtu.be/BzwSLyADgno
“A Faith That Handles Wealth Wisely” with Pastor Rick Warren: https://youtu.be/iQd5VExVDRs
Can I Be Wealthy and Not Materialistic?: https://youtu.be/j5fU8V_y5Ew
TRUST God When It Feels Like Nothing Is Working Out for You: https://youtu.be/i8PZ2JKXRMA

Subscribe: https://www.youtube.com/DailyHopeRickWarren?sub_confirmation=1

Listen to Pastor Rick’s daily Bible teaching and subscribe to his Daily Hope email devotional at http://pastorrick.com

Rick Warren is an innovative pastor, renowned author, and global influencer. The various ministries Pastor Rick has created are a multi-faceted expression of his heart to bring the whole Gospel to the whole world.

Pastor Rick brings hope and encouragement to people around the globe. Through his video, audio, and written devotional Bible teaching, he shares the love of Jesus and biblical truth with a world in need, helping people live a truly purpose driven life—the life God designed just for them.

Get Pastor Rick’s new book here: https://dailyhope365.com
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What is Financial Literacy? || Define Financial Literacy.||
#Financial Literacy

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Morgan Housel is a partner at The Collaborative Fund, an investor and an author.

Why is spending money well a skill most people never learn? In a world obsessed with saving, why does saying “it’s okay to spend” still feel taboo? What can high performers teach us about investing not just money, but time, energy, and attention wisely?

Expect to learn why it’s important to talk about how to spend money well when learning about personal finance, why good financial ideas struggle to spread while bad ones travel effortlessly, what Morgan’s definition of success is, how much modern dissatisfaction comes from comparing ourselves to people we don’t actually want to be like, the real relationship between money and happiness with nuance, why it’s so hard to find people who have managed to be wealthy, successful, happy and peaceful and much more…

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0:00 What Your Spending Habits Say About You
6:28 Will a Big House Make You Happy?
10:22 The Surprising Truth About Money and Happiness
21:35 Is Wealth Actually Measurable?
28:11 Why We’re So Hard On Ourselves About Money
34:01 The Relationship Between Money and Status
39:59 Can You Train Yourself to Feel Financially Content?
49:46 What Really Makes People Happy?
54:13 Is Inheritance a Hidden Burden?
01:04:59 The Smartest (and Dumbest) Ways to Spend Your Money
01:12:03 The Transformative Power of Storytelling
01:24:51 Why Anger Makes You Feel Superior
01:32:29 Do Men and Women Build Wealth Differently?
01:37:28 The Biggest Money Mistakes Parents Make
01:42:49 How the Housing Crisis Shaped a Generation
01:52:25 Why People Are Afraid to Spend Money
01:59:34 Where to Find Morgan

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Get in touch in the comments below or head to…
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