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Financial Advisor: The Real Reason We Do Not Make Enough Money

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Financial Advisor: The Real Reason We Do Not Make Enough Money



Are you in credit card debt and don’t know where to start? You are not alone. The average Malaysian owes almost 12,000 ringgit in credit card debt. And the scary truth is, most of us don’t even realise how deep we are in it until it’s too late. In this episode, Peter sits down with Rajen, one of Malaysia’s most experienced licensed financial planners, to have the honest conversation about credit card debt that most people are too embarrassed to start. Rajen has trained debt counsellors at AKPK, written about personal finance for over 11 years in the New Straits Times, and has worked with Malaysians across every income level. And what he has found is this, earning more does not automatically get you out of debt.

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Chapter Marker:
00:00 – Teaser
00:38 – The Hidden Truth Behind Malaysia’s Debt Problem
01:12 – Low Salaries and the Global Market
02:33 – Bad Spending Habits vs. Low Income
03:42 – Using Money Ratios to Save First
05:51 – Rising Costs and Inflation Since the 1980s
07:09 – First Steps to Clear RM20,000 in Debt
09:02 – Handling Debt Across Multiple Credit Cards
17:12 – Why Small Wins and Emergency Savings Matter
18:50 – Saving and Forgetting Your Money with BSN SSP
21:24 – Common Expenses You Should Cut First
23:28 – The Simple Meaning of “Utility”
26:50 – Using Personal Loans for Credit Card Debt
30:54 – The Growing Problem with Money Discipline
32:00 – How to Stay Out of Debt for Good
35:33 – Why Credit Cards Offer Better Protection
36:28 – The Right Number of Credit Cards to Own
39:28 – Why “Buy Now, Pay Later” Can Be Dangerous

#CreditCardDebt #DebtFreeMalaysia #PersonalFinanceMalaysia #HutangKadKredit #SnowballMethod #MrMoneyTV #KewanganMalaysia #DebtFree #CreditCard #FinancialPlanningMalaysia #BuyNowPayLater #BNPLMalaysia #HowToGetOutOfDebt #MinimumPayment #DebtPayoff

Come say Hi to us at,
🌐 Website: https://www.mrmoneytv.com/​
📘 Facebook: / mrmoneytv​
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🎙️Podcast:https://open.spotify.com/show/1EhftKY…

For business & job enquiries, do contact us at,
✉️ collabs@finlitmedia.co

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Disclaimer:
This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

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How I’d Start a Financial Modeling Career in 2026

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How I'd Start a Financial Modeling Career in 2026



In this video I show you How I’d Start a Financial Modeling Career in 2026
✅ Start with CFI: https://corporatefinancialinstitute.pxf.io/gRaJ2v

Financial modeling is one of the most in-demand skills in finance, and you don’t need a top MBA or years of experience to learn it. In this video I break down the skills you actually need, the certifications worth getting, and the practical steps to build a portfolio that gets you hired.Whether you’re a student, switching careers, or just trying to level up your Excel game, this is the no-fluff guide I wish I had when I started.

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MONEY WITH RULES — KANAYO. O .KANAYO 2026 Trending Movie

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MONEY WITH RULES -- KANAYO. O .KANAYO 2026 Trending Movie



MONEY WITH RULES — KANAYO. O .KANAYO 2026 Trending Movie

Welcome to Fresh Nolly Tv, ENjoy our Plethora of movies from your favorite nollywood producers

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BITCOIN: DO NOT GET TRAPPED!!! #BTC Price Prediction & Crypto Crash News Today

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BITCOIN: DO NOT GET TRAPPED!!! #BTC Price Prediction & Crypto Crash News Today



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▬▬▬▬▬▬▬▬▬▬ Timestamps ▬▬▬▬▬▬▬▬▬▬

00:00 Bitcoin: Short-Term Analysis
02:51 Free Trading Course
03:08 Bitcoin: Support & Resistance
03:52 Bitcoin: Warning Signal!!
06:19 Bitcoin: ETF Flows
06:46 Bitcoin: Liquidity analysis (important!)
07:58 Trading Signals

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▬▬▬▬▬▬▬▬▬▬ Disclaimer ▬▬▬▬▬▬▬▬▬▬
The information presented in this video is for educational and entertainment purposes only and is not financial advice. I am not a financial advisor. Trading can result in loss of funds. Individuals must consider all risk factors including their own personal financial situation before trading. All individuals are responsible for their own trades and investments. “Road To $1 Million USD” and affiliates are not responsible for individual loss due to poor trading decisions or any other actions which may lead to loss of funds.

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This information is what was found publicly on the internet. This information could’ve been doctored or misrepresented by the internet. All information is meant for public awareness and is public domain. This information is not intended to slander harm or defame any of the actors involved but to show what was said through their social media accounts. Please take this information and do your own research.

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BITCOIN GOLD MARKET CRASH! – BUT WHY DUMP? | Crypto Market Update

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BITCOIN GOLD MARKET CRASH! - BUT WHY DUMP? | Crypto Market Update



Telegram👉 https://t.me/cryptojargon69
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Disclaimer: This video represents my personal opinion that are for educational purposes only and do not necessarily constitute facts in any way. Therefore no posts represent investment advice. Trade and Invest at your own risk.
NOT FINANCIAL ADVISE
PLEASE CHOOSE CRYPTO EXCHANGE AFTER PROPER RESEARCH REFERRAL LINKS ARE NOT PERSONAL ENDORSEMENTS. Talking about an exchange is not endorsing

🤝Stay Ahead with Crypto News Join our Newsletter 👉 https://cryptojargon.substack.com/
——————————–
Music Used:
Intro – https://www.youtube.com/watch?v=Ewrln_JlNGc&ab_channel=Prod.Noir
Outro – https://www.youtube.com/watch?v=Ag6YsM9qn8s&t=13s
————————————————————————————————————————————
Telegram👉 https://t.me/cryptojargon69
Twitter👉 https://twitter.com/crypto_jargon
Instagram👉 https://www.instagram.com/neel_jargon
______________________________________________________________________________

Exchange referral links (We make a comission and you get with 40-50% fee discount I don’t endorse these exchanges CEX can be risky to keep huge amount of money DYOR before joining)

CoinDCX Exchange👉https://join.coindcx.com/invite/3riE
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Join Bybit👉https://www.bybit.com/register?affiliate_id=40106&group_id=0&group_type=1

Join Bitget 👉https://partner.bitget.com/bg/42H9D2_Jargon

Bingx 👉 https://bingx.pro/invite/3P2NGK/
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Join Bitunix 👉 https://www.bitunix.com/register?vipCode=gNJh

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( Please verify exchanges you trade on independently all suffer from downtime during trading or banking issues, trade responsibly )

______________________________________________________________________________

______________________________________________________________________________

TimeStamps:

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______________________________________________________________________________

Disclaimer: This video represents my personal opinion that are for educational purposes only and do not necessarily constitute facts in any way. Therefore no posts represent investment advice. Trade and Invest at your own risk.
NOT FINANCIAL ADVISE
PLEASE CHOOSE CRYPTO EXCHANGE AFTER PROPER RESEARCH REFERRAL LINKS ARE NOT PERSONAL ENDORSEMENTS. Talking about an exchange is not endorsing

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I’ll Get Cancelled For This… | Financial Audit

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I'll Get Cancelled For This... | Financial Audit



*OOOOOOO I CALLED HER EX THAT SHE CHEATED ON* The confrontation was absolutely crazy, you need to see this post show, watch here: https://hamr.link/ytjoin *OR* download the brand new Hammer Elite App ➡️ https://hammerelite.com 30% off *LIMITED TIME ONLY* as a launch bonus

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*Chapters*
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00:00 Intro
01:00 Job & Income
02:20 her WHAT
05:50 professional victim..?
09:28 ooooh she cheated loool
16:48 bro thinks shes better than everyone..
21:25 i love lying in my relationships!!
26:40 wdym whats the point of retirement? LMFAAO
31:25 lets call the boyfriend (he knows nothing)
43:35 she LIED to him about being on Financial Audit too???
55:40 gawk gawk do be helping
01:06:35 grandma be moving crazy LMFAAO
01:15:00 her entire family moves crazy wtf
01:26:30 bullsh*t bullsh*t bullsh*t
01:29:56 Budget!!
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*Connect with me!*
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TikTok: https://www.tiktok.com/@calebhammercomposer
X: https://x.com/sircalebhammer
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=============================
*Want to be a guest on Financial Audit?*
=============================
👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply

*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice.

Sponsorship and business inquiries: business@calebhammer.com

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THIS CHANGES EVERYTHING FOR BITCOIN

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THIS CHANGES EVERYTHING FOR BITCOIN



🟧 BYBIT: http://themoon.co/Bybit 👉 10% DISCOUNT & $30,000 BONUS
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DISCLAIMER: By accessing this channel, you agree to the following: Content is for general information and entertainment only—not financial, legal, or professional advice. No guarantee is made regarding accuracy; use at your own risk. Views are my personal. Investing involves risk—do your own research. Not intended for users in the UK, US, India, China, or other restricted jurisdictions.

PROMOTIONS & AFFILIATES: Ads and links may appear but do not imply endorsement in any way. Sponsored content reflects personal views. Compensation may be received—verify third-party services independently.

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MAJOR BITCOIN & MARKET UPDATE!!!! (MUST WATCH ASAP!!!)

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MAJOR BITCOIN & MARKET UPDATE!!!! (MUST WATCH ASAP!!!)



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Welcome to my channel!! THe Bitcoin, the broader crypto market, and silver are all approaching critical technical and macro levels. This is not a routine update — price action is compressing, BIG volatility is rising, and the next BIG move could define the short-term trend.
In this BIG update, we cover:

₿ Bitcoin BIG key support & resistance levels
📉 Crypto market momentum and volatility signals
🪙 Silver price action & macro correlation
⚠️ Bullish vs bearish scenarios
🎯 Trade planning, risk management & confirmation levels
Whether this turns into a dip buy, breakout, or bull trap, traders need to be prepared before the move happens — not after.
👉 Watch closely and manage BIG risk.
👇 Comment BIG below: Are you bullish, bearish, or waiting for confirmation?

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*************************
DISCLAIMER: All of the content available through this channel is for educational purposes only. This is not financial advice and Jayson Casper is not liable for the outcomes of your investments or trades. Make sure you understand the risks involved in trading and investing by consulting a professional financial adviser, accountant or tax professional, and/or lawyer.

Jayson Casper and employees or representatives will NEVER manage or offer to manage a customer or individual’s binary options, options, stocks, cryptocurrencies, currencies, futures, forex, or any financial markets or securities account. If someone claiming to represent or be associated with Jayson Casper solicits you for money or offers to manage your trading account, do not provide any personal information and contact us immediately. I DO NOT HAVE A TELEGRAM OR WHATS APP ACCOUNT – BEWARE OF SCAMMERS!

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Big Tip Made Her Cry as She Was Battling Financial Issues

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Big Tip Made Her Cry as She Was Battling Financial Issues



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Rating subscribers dream cars pt.16 #automobile #cartok #supercar #money #rich #edit #carshorts #fyp

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Rating subscribers dream cars pt.16 #automobile #cartok #supercar #money #rich #edit #carshorts #fyp



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Yahoo Finance Live: Daily Market Coverage – June 26, 2026 9AM-11AM (ET)

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Yahoo Finance Live: Daily Market Coverage - June 26, 2026 9AM-11AM (ET)



#yahoofinance #business #stockmarket

9:00am Morning Brief
9:30am Opening Bid
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Daily Market Coverage – June 26, 2026 9AM-11AM (ET)

#LiveTrading #TradingLive #StockMarketLive #Stocks #StocksToday #SP500 #FinancialNews #StockMarketNews #BusinessNews #WallStreet #Fed #Nasdaq #Inflation
==
Yahoo Finance provides free stock ticker data, up-to-date news, portfolio management resources, comprehensive market data, advanced tools, and more information to help you manage your financial life.

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Connect with us:
— Facebook: https://www.facebook.com/yahoofinance
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See the Latest News & Data:
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Get the Yahoo Finance App:
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