News Videos
Is Your Money Still Safe? FDIC Just Changed the Rules (2026)
Most people think FDIC protects everything in their bank account. That’s not fully true anymore — and June 25th, 2026 just made it worse.
On that day, the FDIC Board quietly approved a rule that cuts the fees banks pay to insure your deposits, triples the definition of a “small bank” overnight, and rewards large banks for having their failure plans ready. Three changes. One day. Almost zero media coverage.
In this video, Finance Explained breaks down exactly what changed — and what it means for your money right now.
✔ The $10B → $30B threshold change — what it actually means
✔ Why the FDIC is cutting deposit insurance fees in 2026
✔ What a “Resolution Readiness Adjustment” really signals
✔ The 2008 pattern — are regulators making the same mistake?
✔ 3 steps to protect your deposits starting today
✔ What the FDIC’s own data reveals about the reserve ratio
✔ Who really benefits — banks or depositors?
━━━━━━━━━━━━━━━━━━━━━━
TIMESTAMPS
━━━━━━━━━━━━━━━━━━━━━━
00:00 — The June 25th change nobody told you about
02:00 — What is the FDIC and why does it exist?
05:30 — What exactly changed — 3 rules explained
09:00 — The $10B → $30B threshold breakdown
13:00 — Resolution Readiness Adjustment — the real signal
17:00 — Bigger pattern: regulatory loosening in 2026
20:30 — 3 practical steps to protect your money
23:30 — Final verdict
━━━━━━━━━━━━━━━━━━━━━━
KEY DATA IN THIS VIDEO
━━━━━━━━━━━━━━━━━━━━━━
FDIC rule approved: June 25, 2026 (FDIC Board of Directors)
Threshold change: $10 billion → $30 billion in assets
Fee cut: 2 basis points (small banks), 1 basis point (large banks)
Resolution Readiness Adjustment: up to 1 basis point discount
DIF reserve ratio: 1.43% — highest since the 1960s
SVB uninsured deposit cost: estimated $16.6 billion (FDIC)
Standard FDIC coverage: $250,000 per depositor, per bank
━━━━━━━━━━━━━━━━━━━━━━
SOURCES
━━━━━━━━━━━━━━━━━━━━━━
FDIC.gov — June 25, 2026 Official Press Release
FDIC.gov — Notice of Proposed Rulemaking on Assessments
FDIC Chairman Travis Hill — June 9, 2026 Speech
Bloomberg — June 25, 2026
CryptoBriefing — June 25, 2026
Investing.com — FDIC fee cut analysis
━━━━━━━━━━━━━━━━━━━━━━
DISCLAIMER
━━━━━━━━━━━━━━━━━━━━━━
This video is for educational and informational purposes only. Nothing in this video constitutes financial, legal, investment, or tax advice. Always consult a qualified financial professional before making any financial decisions.
━━━━━━━━━━━━━━━━━━━━━━
Subscribe to Finance Explained for weekly breakdowns of the news that actually affects your money. Drop a comment — did you know about this FDIC change before watching this? I read every single comment.
#FDIC2026 #DepositInsurance #BankingSafety #PersonalFinance #FinanceExplained
source
Buy, Sell, Trade Crypto:
🟡 Claim $100 on WEEX (w/ first trade): https://www.weex.com/events/welcome-event?vipCode=oz5p
✅ Bitunix (no kyc) – Claim $10k bonus: https://www.bitunix.com/register?vipCode=AltcoinDaily
🧢 Altcoin Daily Merch:
https://m046hz-bk.myshopify.com
🔵 Get access to BEST features on Coinbase:
https://advanced.coinbase.com/join/U5FN8P5
🔴 Altcoin Daily in Spanish: https://www.youtube.com/@AltcoinDailyenEspanol
👉🔒 Get Ledger Wallet: Best Way to Keep your Crypto Safe!
https://www.ledger.com/?r=29fd4d75e9bc
Follow Altcoin Daily on X: https://x.com/AltcoinDaily
Follow Altcoin Daily on Instagram: https://www.instagram.com/thealtcoindaily/
Video by Austin:
Follow Austin on Instagram: https://www.instagram.com/theaustinarnold/
Follow Austin on X: https://twitter.com/AustinArnol
TimeStamps:
00:00 Only happened 3 times before in Bitcoin’s history
01:20 Anthony Scaramucci & Mike Novogratz Bitcoin Outlook
04:01 First Fannie Mae-backed mortgage utilizing Bitcoin
05:18 Ripple CEO’s Bitcoin Prediction (XRP News)
***********************************************************************
#Bitcoin #Cryptocurrency #News #Ethereum #Invest #Metaverse #Crypto #Cardano #Binance #Chainlink #Polygon #Altcoin #Altcoins #DeFi #CNBC #Solana
***NOT FINANCIAL, LEGAL, OR TAX ADVICE! JUST OPINION! I AM NOT AN EXPERT! I DO NOT GUARANTEE A PARTICULAR OUTCOME I HAVE NO INSIDE KNOWLEDGE! YOU NEED TO DO YOUR OWN RESEARCH AND MAKE YOUR OWN DECISIONS! THIS IS JUST ENTERTAINMENT! USE ALTCOIN DAILY AS A STARTING OFF POINT!
Bitunix, WEEX, Binance are exchange partners for the channel.
*The channel is not responsible for the performance of sponsors and affiliates.
Disclosures of Material holdings:
Most of my crypto portfolio is Bitcoin, then Ethereum, but I hold many cryptocurrencies, possibly ones discussed in this video.
Material holdings over $5000 (in no particular order): BTC, ETH, SOL, DOT, SUPER, LINK, LMWR, HEART, BORG, ONDO, SUPRA, WMTx, RSC, ATH, TAO.
This information is what was found publicly on the internet. This information could’ve been doctored or misrepresented by the internet. All information is meant for public awareness and is public domain. This information is not intended to slander harm or defame any of the actors involved but to show what was said through their social media accounts. Please take this information and do your own research.
bitcoin, cryptocurrency, crypto, altcoins, altcoin daily, blockchain, best investment, top altcoins, altcoin, ethereum, best altcoin buys, bitcoin crash, xrp, cardano, 2026, ripple, buy bitcoin, buy ethereum, bitcoin prediction, cnbc crypto, bitcoin crash, cnbc, crypto news, crypto crash, crypto expert, best crypto, crypto today, bitcoin price, bitcoin crash, bitcoin ta, crypto expert, fox business crypto, ethereum news, trading crypto, crypto crash, clarity act, crypto bill, cnbc crypto, bitcoin crash, crypto crash, sell crypto, cnbc, Jeremy Grantham, legend, fail,
source
Buy, Sell, Trade Crypto:
🟡 Trade Stocks (unlock $100k): https://www.weex.com/events/promo/en-campaignlist-1?vipCode=oz5p
✅ Bitunix (no kyc) – Claim $10k bonus: https://www.bitunix.com/register?vipCode=AltcoinDaily
🧢 Altcoin Daily Merch:
https://m046hz-bk.myshopify.com
🔵 Get access to BEST features on Coinbase:
https://advanced.coinbase.com/join/U5FN8P5
🔴 Altcoin Daily in Spanish: https://www.youtube.com/@AltcoinDailyenEspanol
👉🔒 Get Ledger Wallet: Best Way to Keep your Crypto Safe!
https://www.ledger.com/?r=29fd4d75e9bc
Follow Altcoin Daily on X: https://x.com/AltcoinDaily
Follow Altcoin Daily on Instagram: https://www.instagram.com/thealtcoindaily/
Video by Austin:
Follow Austin on Instagram: https://www.instagram.com/theaustinarnold/
Follow Austin on X: https://twitter.com/AustinArnol
TimeStamps:
00:00 Why is Crypto Crashing?
01:45 Coinbase: “I am seeing micro catalysts every day.”
02:58 BlackRock, Visa, Google Back Open USD Stablecoin
07:26 Solana, Binance, Ethereum News
09:23 The Real Reason Crypto Is Going Down
***********************************************************************
#Bitcoin #Cryptocurrency #News #Ethereum #Invest #Metaverse #Crypto #Cardano #Binance #Chainlink #Polygon #Altcoin #Altcoins #DeFi #CNBC #Solana
***NOT FINANCIAL, LEGAL, OR TAX ADVICE! JUST OPINION! I AM NOT AN EXPERT! I DO NOT GUARANTEE A PARTICULAR OUTCOME I HAVE NO INSIDE KNOWLEDGE! YOU NEED TO DO YOUR OWN RESEARCH AND MAKE YOUR OWN DECISIONS! THIS IS JUST ENTERTAINMENT! USE ALTCOIN DAILY AS A STARTING OFF POINT!
Bitunix, WEEX, Binance are exchange partners for the channel.
*The channel is not responsible for the performance of sponsors and affiliates.
Disclosures of Material holdings:
Most of my crypto portfolio is Bitcoin, then Ethereum, but I hold many cryptocurrencies, possibly ones discussed in this video.
Material holdings over $5000 (in no particular order): BTC, ETH, SOL, DOT, SUPER, LINK, LMWR, HEART, BORG, ONDO, SUPRA, WMTx, RSC, ATH, TAO.
This information is what was found publicly on the internet. This information could’ve been doctored or misrepresented by the internet. All information is meant for public awareness and is public domain. This information is not intended to slander harm or defame any of the actors involved but to show what was said through their social media accounts. Please take this information and do your own research.
bitcoin, cryptocurrency, crypto, altcoins, altcoin daily, blockchain, best investment, top altcoins, altcoin, ethereum, best altcoin buys, bitcoin crash, xrp, cardano, 2026, ripple, buy bitcoin, buy ethereum, bitcoin prediction, cnbc crypto, bitcoin crash, cnbc, crypto news, crypto crash, crypto expert, best crypto, crypto today, bitcoin price, bitcoin crash, bitcoin ta, crypto expert, fox business crypto, ethereum news, trading crypto, crypto crash, clarity act, crypto bill, cnbc crypto, bitcoin crash, crypto crash, sell crypto, anthony pompliano, open usd,
source
Advocating for checking your super statement—it’s crucial for your future financial well-being. Just like checking your bank statement, your super deserves attention. #Superannuation #FinancialLiteracy #MoneyTips #PersonalFinance
source
Have you ever wonder how much a Qatar Airways pilot makes on average per year in GBP, well here is your answer:
New First Officer: £80,000
Senior First Officer: £120,000
New Captain: £260,000
Senior Captain: £330,000
source
U.S. Securities and Exchange Commission chair Paul Atkins discusses the value of Trump investment accounts on ‘Kudlow.’ #fox #media #breakingnews #us #usa #new #news #breaking #foxbusiness #kudlow #trump #donaldtrump #crypto #capital #world #sec #paulatkins #investment #accounts #finance #business #economy #markets #money #government
Subscribe to Fox Business: https://bit.ly/2D9Cdse
Watch more Fox Business Video: https://video.foxbusiness.com
Watch Fox Business Network Live: http://www.foxnewsgo.com/
FOX Business Network (FBN) is a financial news channel delivering real-time information across all platforms that impact both Main Street and Wall Street. Headquartered in New York — the business capital of the world — FBN launched in October 2007 and is one of the leading business networks on television. In 2025 it opened the year posting double-digit advantages across business day, market hours and total day viewers in January. Additionally, the network continued to lead business news programming, with each business day program placing among the top 15 shows, while FBN delivered its highest-rated month since April 2023 with market hours.
Follow Fox Business on Facebook: https://www.facebook.com/FoxBusiness
Follow Fox Business on Twitter: https://twitter.com/foxbusiness
Follow Fox Business on Instagram: https://www.instagram.com/foxbusiness
source
News Videos
Warren Buffett’s 2 Golden Money Rules That Will Change Your Life | Financial Success Tips #viral
WELCOME TO EZHTAMILAA ❤️
Want to build wealth and avoid financial mistakes? In this video, discover Warren Buffett’s two powerful money rules that can completely change the way you manage your finances. Learn why buying unnecessary things today can cost you the things you truly need tomorrow. Watch till the end and start your journey toward financial freedom!
👍 Like | 💬 Comment | 🔔 Subscribe to Ezhtamilaa for more inspiring life lessons and financial wisdom.
#WarrenBuffett #MoneyRules #FinancialFreedom #MoneyTips #WealthMindset #SuccessMotivation #PersonalFinance #LifeLessons #FinancialEducation #TamilMotivation #Ezhtamilaa #MoneyManagement #Investing #RichMindset #ViralShorts
source
Need help figuring out a life or money situation? Leave a voicemail below!
(512) 489-0554
If you want to talk money or leveling up with a community of like minded guys in their 20s, join the Discord.
https://discord.gg/jqfwcpkr3A
Want me to coach you on getting better with money, investing, career direction, and content creation? Sign up with the link below.
https://cal.com/jp-finance-25
Want to use my budget and investing tracker? Buy it with the link below!
https://financ3r.gumroad.com/l/wrssi
source
Tracklisting
– Enhanced the Garden (Intro)
– How You Like That
– Pretty Savage
– WHISTLE
– Don’t Know What To Do
– Lovesick Girls
– Kill This Love
– Crazy Over You
– Stay (Remix ver.)
– Tally
– Pink Venom
– YGX Dance
– Flower (Bangkok Playback Video)
– You & Me (Coachella ver.)
– Gone
– On The Ground
– MONEY (Explicit ver.)
– Shut Down
– Typa Girl
– DDU-DU DDU-DU
– Forever Young
– Stay (Remix ver.)
– Yeah Yeah Yeah
– As If It’s Your Last
#BLACKPINK #WORLDTOUR #BORNPINK
#KyoceraDome #Osaka #2023 #liveperformance
#YakisobaStudio #Japan2023 #born_pink_world_tour_japan_2023_osaka
source
West Lothian man rushed to hospital as ‘stabbing’ sees Co-op taped off
Tesla registrations in Spain climb 5.6% in June
Taiwan Advances Crypto Regulation With New VASP and Stablecoin Framework
-
Fashion5 days agoWeekend Open Thread: Staud – Corporette.com
-
Politics5 days agoThe House | Manchesterism won’t survive the painful trade-offs unless it gets citizens on board
-
Crypto World1 day agoStrategy authorizes up to $1.25B in Bitcoin sales under new capital plan
-
Politics5 days agoPotential 2028er World Cup attendee leaderboard
-
Business5 days agoAsia stock markets slide as tech shares slump
-
News Videos3 days agoMAJOR BITCOIN & MARKET UPDATE!!!! (MUST WATCH ASAP!!!)
-
Tech6 days agoA Look At A Gaggle Of Transputer Boards
-
Crypto World6 days agoDell (DELL) Shares Tumble Over 5% Following Analyst Downgrade to Hold
-
Crypto World4 days agoCoinbase, Circle Deepen Crypto Stock Losses Despite Resilient S&P 500
-
Business1 day agoAustralia treasurer says alleged access of prime minister’s bank data ’incredibly concerning’
-
Crypto World4 days agoKraken's xStocks Opens Bending Spoons IPO Registration to EEA Retail
-
Sports5 days agoFIH Pro League: India defeat Pakistan 7-1, register biggest win of campaign | Other Sports News
-
Crypto World5 days agoBitcoin Sparks $600M Hourly Liquidations With $65,000 Set To Become Resistance
-
Tech3 days agoBluekit phishing kit adopts browser-in-the-middle for login theft
-
Tech4 days agoRussian hackers now target Signal backup recovery keys
-
Crypto World5 days agoHyperliquid Named on Singapore MAS Investor Alert Register
-
Crypto World6 days agoRipple and SBI launch RLUSD in Japan after JFSA approval
-
Crypto World5 days agoRTX holders must register wallets before token distribution begins
-
Tech1 day agoAnonymous researcher drops 0-day ‘exploitarium’ repo
-
Business2 days agoThe AI boom won’t burst all at once. It will pop in ‘rolling bubbles’: Macquarie
You must be logged in to post a comment Login