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You’re Not Broke Because of Money… It’s Your Mindset
This episode is brought to you in partnership with HISA: https://shorturl.at/nIZTt
Money isn’t just about what you earn.
It’s about what you believe.
Some people see opportunities everywhere, while others constantly fear there’s never enough. So where does that mindset come from and can it be changed?
In this episode of the Just Money Podcast, Ivy sits down with Murugi Munyi, entrepreneur, influencer, and podcaster, alongside Dr. Mary Waceke, a life coach who specializes in women and wealth, to explore the powerful connection between mindset, money, and success.
Murugi opens up about how her upbringing shaped her abundant mindset, the beliefs that have influenced the way she approaches money, and how she intentionally built the Murugi Munyi brand. She also shares why she’s become comfortable saying “no” to opportunities that don’t align with her values even when they come with a paycheck.
Dr. Waceke unpacks the psychology behind abundance, explaining where our money beliefs are formed, how limiting beliefs hold people back, and the practical steps anyone can take to develop a healthier relationship with wealth.
In this conversation we explore:
What an abundant mindset really means
How childhood shapes our relationship with money
How Murugi Munyi intentionally built her personal brand
Why saying “no” can be one of the best financial decisions you’ll make
The role of confidence in creating opportunities
How women can redefine their relationship with wealth
The psychology behind scarcity thinking
One lesson stands out:
Abundance isn’t about having more.
It’s about believing there is enough and making decisions from that place instead of fear.
Whether you’re building a business, growing your career, or simply trying to develop a healthier relationship with money, this conversation offers practical insights into creating a mindset that supports lasting success.
Get in touch with our Guests:
Murugi Munyi
Instagram: [Murugi Munyi (@murugi.munyi) • Instagram photos and videos](https://www.instagram.com/murugi.munyi/)
Dr. Mary Waceke
Website:[Dr. Mary Waceke Thongoh-Muia | LinkedIn](https://www.linkedin.com/in/dr-mary-waceke-thongoh-muia-60b6ba2b/)
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Quanti soldi si fanno aprendo un Mc Donald’s?
A prima vista potrebbe sembrare un investimento sicuro: il marchio è conosciuto, la gente si fida e viene in massa.
Ma aprire un nuovo punto vendita costa parecchio: circa 1 milione e 200 mila euro (tra arredi, macchinari per la cucina, casse e tutto il necessario). Iva esclusa.
A questi, poi, si aggiungono le commissioni di banche e altri intermediari che possono arrivare fino a 45 mila euro. Anche qui IVA esclusa.
Però la cosa buona è che non devi avere subito tutti questi soldi.
L’importante è che tu abbia almeno un quarto dell’investimento: calcolando i costi totali con l’IVA, arriviamo a quasi 1 milione e mezzo e quindi un quarto sono più o meno 350 mila euro.
Una volta avviata l’attività, ci sono comunque delle spese variabili da considerare, come fornitori, dipendenti e bollette.
Ma su questo il Mc da una mano per esempio formando i dipendenti e fornendo i sistemi operativi necessari.
Ok ma poi quanto ci rimane?
Secondo le stime, in media un McDonald’s in Italia fattura tre milioni e mezzo all’anno.
Non sono ovviamente tutti soldi che ci entrano in tasca (non è l’utile) però servono per farci un’idea sulla profittabilità dell’investimento.
E dobbiamo anche considerare che parte del fatturato va al Mc Donald’s: il 5% per le royalties e il 4% per la pubblicità nazionale.
Ovviamente non tutti i Mc Donald’s fanno tanti soldi, ci sono dei fattori da considerare:
La location, per esempio, è fondamentale: se il punto vendita è in una zona forte, il flusso di clienti sarà elevato.
E se il ristorante ha delle particolarità, può diventare persino una meta turistica.
Quindi apriresti un Mc Donald’s oppure pensi che non ne valga la pena?
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#DonaldTrump #Crypto #Cryptocurrency #Bitcoin #TRUMPToken #Business #Finance #USPolitics #BreakingNews #News
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Love ❤️ or Money 💰 — Which Would You Choose?
Everyone dreams of having both, but if life forced you to choose only one… what would it be?
This video explores one of the toughest questions: Love or Money? True success isn’t just about wealth or relationships—it’s about making the right choices and building a life you won’t regret.
Watch until the end and ask yourself: What matters most to you?
💬 Share your answer in the comments: Love ❤️ or Money 💰?
🔔 Subscribe for more motivational videos, mindset shifts, and success content that inspires you to become your best self.
#Motivation #Success #Mindset #LoveOrMoney #SelfImprovement #LifeChoices #Discipline #Wealth
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#diy #money #saving #box #easy #simple #art #youtube #explorethesparkle
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Mary Trump, author of “Who Could Ever Love You?: A Family Memoir,” discusses her uncle’s unprecedented wealth accumulation, including over a billion dollars from cryptocurrency and a jumbo jet from Qatar. #MaryTrump #DonaldTrump #Cryptocurrency #PoliticalCommentary #FamilyMemoir
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Never Make This One Financial Growth Mistake
Discover the largest financial growth mistake that could be holding you back from achieving your wealth goals. In this video, we’ll explore the most significant error people make when trying to grow their finances, and provide valuable insights on how to avoid it. Learn how to take control of your financial future and make informed decisions to secure your economic well-being. Whether you’re a seasoned investor or just starting out, this video will help you identify and overcome the biggest financial growth mistake, setting you on the path to long-term financial success. By understanding this critical mistake, you’ll be able to create a more effective financial strategy and start building the wealth you deserve.
Time Code
0:00 Intro
0:10 Myanmar News
1:00 Myanmar News
2:30 News
3:00 News
4:00 Myanmar News
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#WealthBuilding #FinancialFreedom #MoneyMindset #SmartInvesting #FinancialGrowth
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Donald Trump reportedly earned more than $1 billion through crypto while the cryptocurrency market lost trillions in value. Nate breaks down the contrast between Trump’s reported crypto earnings, Bitcoin’s decline, and the broader market collapse. Do you think this raises legitimate questions or is it simply how investing works?
#Trump #DonaldTrump #Crypto #Bitcoin #Cryptocurrency #Politics #MAGA #Finance #Investing #ValhallaVFT #CurrentEvents #News #Podcast #Veterans #FirstResponders
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