Business
Growth & Total Return Weekly Chat
This is the forum for Growth & Total Return discussion on Seeking Alpha. A new chat begins every two weeks, and all previous blogs are listed in chronological succession on the main chat page. We won’t be doing any comment cleanup in the new chat, and users will always be able to refer back to previous discussions.
More on Today’s Markets:
The AI boom isn’t stopping anytime soon. NBIS raised contracted power guidance to over 3GW, securing major clients like Meta and Microsoft, with deliveries ramping through 2026–2027.
Despite double-digit projected growth, BN trades at a premium to both asset management and insurance peers, with valuation at risk of compression as insurance dominates earnings.
I rate LYFT a modest BUY for investors seeking a potential re-rating on profitability, but would avoid both stocks as long-term investments due to limited moats and industry risks.
With the stock trading at $424, strong support at the EMA21 at $386, with the next support at the EMA50 at $339 and the long-term support at the EMA200 at $223. With RSI turning bullish, at 62, the technical set-up looks stable. But with AI bubble fears taking over the market, there is very little room for error. A lot of the positives are priced in at current levels, making upside from these levels rather limited.
AI disruption fears have software investors selling first and asking questions later. This has meant an indiscriminate meltdown, leaving some potential opportunities for contrarian investors. Toast appears to be one of the SaaS companies that has been unfairly punished. Its financial results have remained solid, with improved margins and healthy new customer additions. We believe the market is not taking into consideration Toast’s competitive advantages, which are the result of other factors beyond just software. We therefore continue to see shares as attractively priced and the dip as an opportunity.
Moderation Guidelines
We will only remove comments under the following categories:
-
Personal attacks on another user
-
Stereotyping, prejudiced or racist language about individuals or the topic under discussion
-
Inciting violence messages, encouraging hate groups, and political violence
-
Spam
For any issue with regard to comments, please email us at: moderation@seekingalpha.com.
Seeking Alpha’s Disclosure
Past performance does not guarantee future results. Content is provided for information purposes only and does not constitute investing advice. Any views or opinions expressed do not reflect those of Seeking Alpha as a whole. Seeking Alpha does not take account of your objectives or financial situation and does not offer any personalized investment advice. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank.
Business
Spud truck handing out free meals to families
The truck is supporting those who can not afford meals outside of school term-time.
Business
Compass Pathways to release new clinical data on psilocybin trials

Compass Pathways to release new clinical data on psilocybin trials
Business
Affordable iPhones, Even Zero-Cost Options, and the Role of Lifeline in Closing the Digital Gap
Smartphones as Essential Infrastructure
Smartphone access is no longer convenient. It has become an essential infrastructure for work, healthcare, education, and everyday communication.
For many people, a smartphone is the primary way to access online services and stay connected. According to Pew Research Center, about 85% of U.S. adults own a smartphone, showing how widespread mobile technology has become.
However, the center also reveals that the ownership and device quality still lag among lower-income households. Among adults earning under $30,000 per year, smartphone ownership drops around 76%, and many rely on older or less capable devices.
This gap highlights an important reality:
The digital divide is shaped not only by monthly service costs, but also by access to affordable, capable smartphones that can support modern digital needs.
Affordability Gaps and the Lifeline Solution
Lower-income households are significantly more likely to rely on smartphones as their primary or only internet connection, often without access to home broadband. In these households, a single device may be responsible for multiple aspect ò their life, from earning livings to access to support programs.
Without affordable service and usable devices, these gateways have become limited. Dropped calls, incompatible apps, or slow performance can quickly turn into real-life barriers.
That is why the federal Lifeline program exists. To help reduce this gap by lowering monthly phone or internet costs for eligible households that meet program requirements. Specifically,
- Under the program, qualifying households may receive up to $9.25 per month toward phone or internet service, which can help offset ongoing connectivity expenses.
- For eligible households on Tribal lands, enhanced Lifeline support may be available, reflecting the additional connectivity challenges these communities often face.
From Lifeline Support to Real Smartphone Access
The government program itself does not distribute phones directly. Instead, licensed service providers use Lifeline-supported service to offer mobile access to applicants who are approved under program rules.
Depending on eligibility, location, and available inventory, some applicants may encounter smartphone offers described as a free iPhone government phone, reflecting provider-led programs that pair Lifeline-supported service with devices offered at low or no upfront cost.
In limited cases, providers may also offer iPhone models within the Lifeline framework, including free iPhone 11, subject to availability at the time of enrollment.
In this context, “free” refers to low or zero upfront device cost when combined with Lifeline-supported service, not a direct government giveaway.
Participating providers such as AirTalk Wireless assist with applications, service activation, and access to available devices, though models and terms vary and are never guaranteed.
Why Affordable Smartphones Matter Beyond Connectivity and How to Apply
For many lower-income users, smartphones are essential tools rather than optional devices. In fact, more than half of lower-income smartphone users say their phone is essential for accessing services and information.
Affordable smartphones support everyday needs such as:
- Job searching and employer communication
- Telehealth visits and prescription access
- School updates and family coordination
- Emergency alerts and civic information
Qualifying for Lifeline is typically based on income level or participation in certain government assistance programs. Households may qualify if:
- Their income falls within program limits or
- They participate in programs such as SNAP, Medicaid, SSI, or similar assistance initiatives.
Applying usually involves selecting a participating provider, submitting basic personal information, and verifying eligibility.
Once approved, applicants can choose from available service plans and device options offered by that provider, subject to location and inventory.
Moving Forward
Lifelines continue to play an important role in reducing affordability barriers to essential connectivity.
By lowering service costs and supporting access to affordable smartphones through participating providers, the program helps address persistent gaps in digital access.
When service support is paired with capable devices, it enables more people to participate fully in work, education, healthcare, and modern digital life.
Business
Chart Of The Day: With Past IPOs Slumping, Will Mega-Deals Proceed?
MoneyShow — an industry pioneer in investor education since 1981 — is a global, financial media company, operating the world’s leading investment and trading conferences. Each show brings together thousands of investors to attend workshops, presentations and seminars given by the nation’s top financial experts. The company also offers exclusive seminars-at-sea, with the investment industry’s leading partners. In addition, MoneyShow operates the award-winning, multimedia online community, Moneyshow.com and publishes free Investing and Trading newsletters, which provide individual investors with exclusive ongoing access to the latest investment and trading ideas from the nation’s most respected and trusted financial newsletter advisors.
Business
Virtus KAR Mid-Cap Core Fund Q4 2025 Commentary
Virtus KAR Mid-Cap Core Fund Q4 2025 Commentary
Business
Perth secures two rugby Test matches
Western Australia’s push to become a major rugby union destination has continued on the back of securing two Wallabies Test matches later this year.
Business
Emerged: The Structural Re-Rating Of Emerging Markets
Emerged: The Structural Re-Rating Of Emerging Markets
Business
Kepler Cheuvreux cuts Interpump Group to “hold,” slashes PT on weak 2026 outlook

Kepler Cheuvreux cuts Interpump Group to “hold,” slashes PT on weak 2026 outlook
Business
B2Gold: Deeply Undervalued Ahead Of A Big Earnings Report
B2Gold: Deeply Undervalued Ahead Of A Big Earnings Report
Business
Environment Agency approves West Newton well site permit variation

Environment Agency approves West Newton well site permit variation
-
Sports5 days agoBig Tech enters cricket ecosystem as ICC partners Google ahead of T20 WC | T20 World Cup 2026
-
NewsBeat7 days agoMia Brookes misses out on Winter Olympics medal in snowboard big air
-
Tech5 days agoSpaceX’s mighty Starship rocket enters final testing for 12th flight
-
Crypto World6 days agoU.S. BTC ETFs register back-to-back inflows for first time in a month
-
Tech1 day agoLuxman Enters Its Second Century with the D-100 SACD Player and L-100 Integrated Amplifier
-
Video3 days agoThe Final Warning: XRP Is Entering The Chaos Zone
-
Crypto World6 days agoBlockchain.com wins UK registration nearly four years after abandoning FCA process
-
Crypto World2 days agoBhutan’s Bitcoin sales enter third straight week with $6.7M BTC offload
-
Crypto World5 days agoPippin (PIPPIN) Enters Crypto’s Top 100 Club After Soaring 30% in a Day: More Room for Growth?
-
Sports7 days ago
Kirk Cousins Officially Enters the Vikings’ Offseason Puzzle
-
Video4 days agoPrepare: We Are Entering Phase 3 Of The Investing Cycle
-
Crypto World6 days agoEthereum Enters Capitulation Zone as MVRV Turns Negative: Bottom Near?
-
NewsBeat20 hours agoThe strange Cambridgeshire cemetery that forbade church rectors from entering
-
Crypto World5 days agoCrypto Speculation Era Ending As Institutions Enter Market
-
Business4 days agoBarbeques Galore Enters Voluntary Administration
-
Crypto World4 days agoEthereum Price Struggles Below $2,000 Despite Entering Buy Zone
-
Politics6 days agoWhy was a dog-humping paedo treated like a saint?
-
NewsBeat22 hours agoMan dies after entering floodwater during police pursuit
-
Crypto World2 days agoBlackRock Enters DeFi Via UniSwap, Bitcoin Stages Modest Recovery
-
NewsBeat2 days agoUK construction company enters administration, records show
