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The ONLY Financial Video You NEED as a Canadian

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The ONLY Financial Video You NEED as a Canadian



I’m a financial planner, and in this video I’m answering the investing questions Canadians ask me every single day — plus a few I almost never get. From ETFs vs. mutual funds, Group RRSPs, dividends, universal life insurance as an investment, and the age-old mortgage vs. investing debate, I’m breaking it all down in plain language. Whether you’re just starting out or looking to optimize what you’re already doing, there’s something here for you.

Drop your money questions in the comments — I’d love to make this a series!

📈 WEALTH BUILDING BLUEPRINT FOR CANADIANS COURSE
Learn more about my investing course https://jessicamoorhouse.com/course

📖 CHAPTERS
00:00 – Financial Planner Answers Your Investing Questions
00:57 – Are ETFs better than mutual funds?
04:05 – If you have an RRSP through work, is it better to invest extra funds to that, or open your own personal RRSP outside of it?
06:06 – Is investment as part of insurance products like universal life insurance a good idea?
08:24 – Do dividends matter?
10:51 – Where and how do I begin if I know little to nothing about passive investing?
12:31 – Paying off my mortgage or invest, what should be done and in which sequence?

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📚BOOK YOU SHOULD READ
Books you should read:
The Little Book of Common Sense Investing https://amzn.to/3ZETCCE
The Value of Simple https://amzn.to/4tBUzt0
Trillions by Robin Wigglesworth https://amzn.to/4tEf0FH
Reboot Your Portfolio https://amzn.to/3Om5pDq

📌RESOURCES I MENTIONED
Wealthsimple (Robo-Advisor) http://jessicamoorhouse.com/wealthsimple-aff
Wealthsimple Trade (Brokerage) https://jessicamoorhouse.com/wealthsimpletrade-aff
Justwealth http://jessicamoorhouse.com/justwealth-aff
Questrade https://jessicamoorhouse.com/questrade-aff

📺 WATCH NEXT

🔗 AFFILIATE LINKS
Borrowell https://jessicamoorhouse.com/borrowell-aff
Wealthsimple Trade https://jessicamoorhouse.com/wealthsimpletrade-aff
Questrade https://jessicamoorhouse.com/questrade-aff
1Password https://jessicamoorhouse.com/1password-aff
Willful https://jessicamoorhouse.com/willful-aff
Ownr https://jessicamoorhouse.com/ownr-aff
Rakuten https://jessicamoorhouse.com/rakuten-aff

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📚BUY A COPY OF MY BOOK “EVERYTHING BUT MONEY”
https://jessicamoorhouse.com/book

💻 BUDGET SPREADSHEETS
Download one of my budget spreadsheets to get your financial life together https://jessicamoorhouse.com/shop

📹 MY CAMERA/STUDIO EQUIPMENT
Camera https://tinyurl.com/4u2x8ajx
Lens https://www.sigmaphoto.com/35mm-f1-4-dg-hsm-a
Mic https://amzn.to/3MWCmlN
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MORE ABOUT ME
🙋‍♀️ ABOUT ME https://jessicamoorhouse.com/about
📚 BOOK https://jessicamoorhouse.com/book
🎙 PODCAST https://jessicamoorhouse.com/podcast
✉️ NEWSLETTER https://jessicamoorhouse.com/subscribe
📸 INSTAGRAM https://www.instagram.com/jessicaimoorhouse

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DISCLAIMER & DISCLOSURE
The content I produce is for education and entertainment purposes only. Nothing on this YouTube channel, my website or affiliated channels should be considered financial, investment or legal advice, or an endorsement for any type of service, product, or brand. Some links in this description may be affiliate links in which I may earn a commission at no extra cost to you. Please read my disclaimer to learn more: https://jessicamoorhouse.com/disclaimer/

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$3.61T BANKING GIANT ANNOUNCES XRP HOLDINGS AND WE KEEP DUMPING #xrp #crypto #cryptocurrency

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$3.61T BANKING GIANT ANNOUNCES XRP HOLDINGS AND WE KEEP DUMPING #xrp #crypto #cryptocurrency



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STOCK MARKET ASTROLOGY PREDICTION 18.FEB.2026, NIFTY, SENSEX BANK NIFTY, FINANCIAL ASTROLOGY

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STOCK MARKET ASTROLOGY PREDICTION 18.FEB.2026, NIFTY, SENSEX BANK NIFTY, FINANCIAL ASTROLOGY



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The BEST MONEY SPOT After Scoria Reach Update in Fisch!

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The BEST MONEY SPOT After Scoria Reach Update in Fisch!



So the new update for Fisch is finally here.. SCORIA REACH UPDATE!
In this video I will be testing out Scoria Reach for Grinding Money in Roblox Fisch! .. The BEST MONEY SPOT in Roblox Fisch 2026! ..
Enjoy the Video!
https://www.roblox.com/games/16732694052/Fisch

Roblox Group if you wanna join 🙂
https://www.roblox.com/groups/15471441/Dum-Dum-People#!/about

My Discord Server So we can chill 🙂
https://discord.gg/ukFJV93aGz

Thank You For Watching..!

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#roblox #jaydum #fisch #robloxfisch #newupdate #update

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Iraq’s 2026 Vision: Growth, Digital Readiness, and Financial Clarity #shorts

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Iraq's 2026 Vision: Growth, Digital Readiness, and Financial Clarity #shorts



Iraq anticipates 2026 with political clarity, strong reserves, low inflation, and digital advancements. Coordinated reforms in trade, banking, and the private sector, alongside gatekeeper support, pave the way for sustained growth and full integration into the global financial system. #IraqEconomy #GlobalFinance #EconomicGrowth #DigitalTransformation #Reforms

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WARNING: History Is Repeating! [Bitcoin Must Hold This Level]

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WARNING: History Is Repeating!  [Bitcoin Must Hold This Level]



In today’s video, Kyledoops outlines the risks ahead for the current Bitcoin sell off. Low timeframe price is approaching an area of interest where it must bounce. Failure to do so will mean much lower prices are coming.

_____________________

𝗙𝗘𝗔𝗧𝗨𝗥𝗘𝗗 𝗢𝗡 𝗧𝗛𝗜𝗦 𝗦𝗛𝗢𝗪
⬇⬇⬇⬇⬇⬇

🏆 𝗕𝗧𝗖𝗖 – 𝗧𝗿𝗮𝗱𝗲 𝗦𝗺𝗮𝗿𝘁 & 𝗘𝗮𝗿𝗻 𝗚𝗼𝗹𝗱!! 𝗨𝗽 𝘁𝗼 𝟮𝟰,𝟬𝟬𝟬 𝗨𝗦𝗗𝗧 𝗶𝗻 𝗥𝗲𝘄𝗮𝗿𝗱𝘀!!
👉 𝗡𝗼 𝗞𝗬𝗖! 𝗦𝗶𝗴𝗻 𝘂𝗽: https://bit.ly/BTCC-GoldRush-Kyle
🎁 Plus get a HUGE 10% Deposit Bonus & trade with your bonus when you sign up!
📺 𝗛𝗼𝘄 𝗧𝗼 𝗖𝗹𝗮𝗶𝗺 𝗬𝗼𝘂𝗿 𝗡𝗲𝘄 𝗨𝘀𝗲𝗿 𝗕𝗼𝗻𝘂𝘀: https://youtu.be/tbvb7KCCbrU
🤝 Smart Move: Read the Terms

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🟨 𝗕𝗬𝗕𝗜𝗧 – 𝗚𝗿𝗮𝗯 𝗮 $𝟱𝟬 𝗦𝗶𝗴𝗻-𝗨𝗽 𝗕𝗼𝗻𝘂𝘀 + 𝗘𝗮𝗿𝗻 𝘂𝗽 𝘁𝗼 $𝟯𝟬,𝟬𝟬𝟬 𝗶𝗻 𝗗𝗲𝗽𝗼𝘀𝗶𝘁 𝗕𝗼𝗻𝘂𝘀𝗲𝘀!
👉 𝗦𝗶𝗴𝗻 𝘂𝗽: https://bit.ly/bybit-kyledoops
📺 𝗛𝗼𝘄 𝗧𝗼 𝗖𝗹𝗮𝗶𝗺 𝗬𝗼𝘂𝗿 𝗡𝗲𝘄 𝗨𝘀𝗲𝗿 𝗕𝗼𝗻𝘂𝘀: https://youtu.be/vSvPzNgF8j4

🟪 𝗗𝗘𝗥𝗜𝗪 – 𝗧𝗿𝗮𝗱𝗲 𝘄𝗶𝘁𝗵 𝘁𝗵𝗲 𝗟𝗼𝘄𝗲𝘀𝘁 𝗙𝗲𝗲𝘀, 𝗠𝗶𝗻𝗶𝗺𝗮𝗹 𝗦𝗹𝗶𝗽𝗽𝗮𝗴𝗲 & 𝗭𝗲𝗿𝗼 𝗚𝗮𝘀 𝗙𝗲𝗲𝘀!
👉 Unlock a 50% commission rebate: https://bit.ly/DeriW-Kyle

⬛️ 𝗚𝗥𝗩𝗧 – 𝗧𝗿𝗮𝗱𝗲 𝘄𝗶𝘁𝗵 𝗦𝗽𝗲𝗲𝗱 𝗮𝗻𝗱 𝗣𝗿𝗶𝘃𝗮𝗰𝘆!
☑️ Earn 10% interest on your total trading account balance!
👉 𝗝𝗼𝗶𝗻 𝗻𝗼𝘄: https://bit.ly/grvt-kyle
_____________________

𝗦𝗧𝗔𝗥𝗧 𝗧𝗥𝗔𝗗𝗜𝗡𝗚 𝗦𝗠𝗔𝗥𝗧𝗘𝗥!
⬇⬇⬇⬇⬇⬇

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🐋 𝗪𝗛𝗔𝗟𝗘 𝗥𝗢𝗢𝗠 – 𝗠𝗮𝘀𝘁𝗲𝗿 𝘁𝗵𝗲 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗲𝘀 𝗼𝗳 𝗧𝗼𝗽 𝟭% 𝗧𝗿𝗮𝗱𝗲𝗿𝘀! 𝗟𝗲𝗮𝗿𝗻 𝘁𝗼 𝗧𝗿𝗮𝗱𝗲 𝗟𝗶𝗸𝗲 𝗮 𝗪𝗵𝗮𝗹𝗲!
👉 𝗕𝗲𝗮𝘁 𝘁𝗵𝗲 𝗛𝗲𝗿𝗱. 𝗝𝗼𝗶𝗻 𝘁𝗵𝗲 𝗪𝗵𝗮𝗹𝗲𝘀: https://bit.ly/Whale_Room_Kyle

💰 𝗪𝗛𝗔𝗟𝗘 𝗧𝗥𝗔𝗗𝗘𝗦 – 𝗧𝗵𝗲 𝗢𝗻𝗹𝘆 𝗗𝗮𝘁𝗮 𝗧𝗵𝗮𝘁 𝗠𝗮𝘁𝘁𝗲𝗿𝘀. 𝗔𝗹𝗹 𝗜𝗻 𝗢𝗻𝗲 𝗣𝗹𝗮𝗰𝗲! 𝟭𝟬𝟬% 𝗙𝗥𝗘𝗘!
👉 https://www.whaletrades.io/
_____________________

𝗧𝗥𝗔𝗗𝗘 𝗪𝗛𝗘𝗥𝗘 𝗞𝗬𝗟𝗘 𝗧𝗥𝗔𝗗𝗘𝗦!
⬇⬇⬇⬇⬇⬇

🟩 𝗕𝗟𝗢𝗙𝗜𝗡 – 𝗚𝗲𝘁 𝗩𝗜𝗣𝟭 + 𝗨𝗽 𝘁𝗼 𝗮 $𝟭,𝟬𝟬𝟬 𝗕𝗼𝗻𝘂𝘀 + 𝗮 𝗖𝗵𝗮𝗻𝗰𝗲 𝘁𝗼 𝗪𝗜𝗡 𝟵,𝟰𝟬𝟬 𝗨𝗦𝗗𝗧!
👉 𝗦𝗶𝗴𝗻 𝘂𝗽: https://bit.ly/blofin_welcome

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🟧 𝗣𝗜𝗢𝗡𝗘𝗫 – 𝗦𝗶𝗴𝗻 𝗨𝗽 𝗮𝗻𝗱 𝗧𝗿𝗮𝗱𝗲 𝘁𝗼 𝗨𝗻𝗹𝗼𝗰𝗸 𝗮 $𝟭𝟬𝟬 𝗕𝗼𝗻𝘂𝘀 𝗮𝗻𝗱 𝗘𝗮𝗿𝗻 𝘂𝗽 𝘁𝗼 𝟭,𝟬𝟬𝟬 𝗨𝗦𝗗𝗧!
👉 𝗝𝗼𝗶𝗻 𝗡𝗼𝘄: https://bit.ly/Pionex_KyleDoops

🟪 𝗕𝗜𝗧𝗙𝗨𝗡𝗗𝗘𝗗 – 𝗣𝘂𝗿𝗰𝗵𝗮𝘀𝗲 𝗔𝗻𝘆 𝗖𝗵𝗮𝗹𝗹𝗲𝗻𝗴𝗲 𝘁𝗼 𝗨𝗻𝗹𝗼𝗰𝗸 𝗔𝗰𝗰𝗲𝘀𝘀 𝘁𝗼 𝗕𝗶𝗴𝗴𝗲𝗿 𝗧𝗿𝗮𝗱𝗶𝗻𝗴 𝗙𝘂𝗻𝗱𝘀!
👉 𝗦𝗶𝗴𝗻 𝘂𝗽: https://bit.ly/join-bitfunded-kyle
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🛡️ 𝗡𝗢𝗥𝗗 𝗩𝗣𝗡 – 𝗕𝗲 𝗨𝗻𝗵𝗮𝗰𝗸𝗮𝗯𝗹𝗲! 𝗞𝗲𝗲𝗽 𝗬𝗼𝘂𝗿 𝗖𝗿𝘆𝗽𝘁𝗼 & 𝗜𝗱𝗲𝗻𝘁𝗶𝘁𝘆 𝗦𝗮𝗳𝗲!
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_____________________

𝗙𝗢𝗟𝗟𝗢𝗪 𝗞𝗬𝗟𝗘!
⬇⬇⬇⬇⬇⬇

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👉 𝗫: https://x.com/kyledoops
👉 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺: https://bit.ly/kyle-insta
_____________________

👁️‍🗨️ 𝗖𝗿𝘆𝗽𝘁𝗼 𝗕𝗮𝗻𝘁𝗲𝗿 𝗮𝗯𝗶𝗱𝗲 𝗯𝘆 𝘁𝗵𝗲 𝗳𝗼𝗹𝗹𝗼𝘄𝗶𝗻𝗴 𝗰𝗼𝗱𝗲 𝗼𝗳 𝗰𝗼𝗻𝗱𝘂𝗰𝘁:
https://www.cryptobanter.com/our-ethics/

We take our code of ethics very seriously and have engaged @zachxbt ( / zachxbt ) to monitor our progress. If you feel we’re not living up to it and have hard evidence please mail ZachXBT directly at reportcb@protonmail.com

⚠️ 𝗕𝗘𝗪𝗔𝗥𝗘 𝗢𝗙 𝗦𝗖𝗔𝗠𝗠𝗘𝗥𝗦 𝗜𝗡 𝗢𝗨𝗥 𝗖𝗢𝗠𝗠𝗘𝗡𝗧𝗦 𝗔𝗡𝗗 𝗖𝗢𝗠𝗠𝗨𝗡𝗜𝗧𝗬 𝗖𝗛𝗔𝗡𝗡𝗘𝗟𝗦
___________________________________________

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Crypto Banter is a live-streaming channel that brings you the hottest crypto news, market updates, and fundamentals of digital assets. Join the fastest-growing crypto trading community to get notified on the most profitable trades and the latest crypto market updates & news!!

📝 𝗗𝗶𝘀𝗰𝗹𝗮𝗶𝗺𝗲𝗿:
Crypto Banter is a social podcast for entertainment purposes only.
All opinions expressed by the hosts, guests, and callers should not be construed as financial advice. Views expressed by guests and hosts do not reflect the views of the station. Listeners are encouraged to do their own research.

#CryptoMarket #BitcoinPrice #CryptoTrading #Kyle
___________________________________________

⏱ 𝗧𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀:
00:00 Bitcoin Bounce Incoming?
01:55 Stock Market Update – DXY, XAU, XAG, BCO, DJI, QQQ, S&P 500, TSLA, GOOGL, AMZN, META, MSFT, COIN, HOOD, MSTR
09:19 Bitcoin Market Update – Bitcoin Analysis
24:06 USDT Dominance Analysis – USDT.D
24:36 Altcoin Levels to Watch – HYPE, ETH, SOL, XRP

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🎬 𝗠𝗼𝗿𝗲 𝗩𝗶𝗱𝗲𝗼𝘀 𝘄𝗶𝘁𝗵 𝗞𝘆𝗹𝗲 𝗗𝗼𝗼𝗽𝘀:


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2026 will be ‘bear leg’ of four-year crypto cycle: Canary Capital

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2026 will be 'bear leg' of four-year crypto cycle: Canary Capital



Steven McClurg, Founder and CEO of Canary Capital says 2026 will be the “bear leg” of crypto’s four-year cycle. He expects Bitcoin to fall to around the $50,000 level by mid-2026 before things turn around later in the year. He explains how the AI data center buildout and the Fed could affect crypto prices.

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Lyn Alden’s Bitcoin Price Predictions

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Lyn Alden’s Bitcoin Price Predictions



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MORNING CALL E ABERTURA DE MERCADO – CNN MONEY | 17/02/26

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MORNING CALL E ABERTURA DE MERCADO - CNN MONEY | 17/02/26



MORNING CALL
DE SEGUNDA A SEXTA | DAS 07H ÀS 09H

Tudo o que você precisa saber para começar o dia bem informado antes da abertura da Bolsa de Valores. O Morning Call é essencial para os tomadores de decisão e investidores, com as notícias mais importantes que podem impactar os negócios: agenda do dia, indicadores macroeconômicos e a expectativa do mercado. Análises de especialistas e entrevistas exclusivas com nomes relevantes da economia.
——————————————————————————————————————-
ABERTURA DE MERCADO
DE SEGUNDA A SEXTA | DAS 09H ÀS 11H

Quando os negócios começam, o Abertura de Mercado acompanha todos os passos dos investidores e tudo o que interessa para o mundo da economia. Nossos jornalistas especializados detalham indicadores econômicos em tempo real. Convidados analisam os números e as movimentações na bolsa no Brasil e no mundo. E nossos correspondentes nos Estados Unidos e na Europa trazem atualizações ao vivo.

O programa tem ainda a participação de jornalistas do Broadcast, numa parceria exclusiva com o CNN Money.

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——————————————————————————————————————-

Inscreva-se no canal do @cnnbrmoney aqui no YouTube e acompanhe as notícias em todas as plataformas:

– SITE: https://www.cnnbrasil.com.br/money
– INSTAGRAM: instagram.com/cnnbrmoney
– TIKTOK: tiktok.com/@cnnbrmoney
– CLARO TV: canal 563
– VIVO PLAY: canal 578
– SAMSUNG TV+: canal 2043

#morningcall #cnnmoney #ibovespa

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Bitcoin is ‘the most useful capital asset in the world,’ Michael Saylor emphasizes

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Bitcoin is ‘the most useful capital asset in the world,’ Michael Saylor emphasizes



Strategy executive chairman and founder Michael Saylor gives his take on Bitcoin’s volatility on ‘Making Money.’ #fox #media #breakingnews #us #usa #new #news #breaking #makingmoney #foxbusiness #bitcoin #crypto #cryptocurrency #blockchain #markets #finance #investment #volatility #economy #technology #michaelsaylor #digitalassets #trading

Subscribe to Fox Business: https://bit.ly/2D9Cdse
Watch more Fox Business Video: https://video.foxbusiness.com
Watch Fox Business Network Live: http://www.foxnewsgo.com/

FOX Business Network (FBN) is a financial news channel delivering real-time information across all platforms that impact both Main Street and Wall Street. Headquartered in New York — the business capital of the world — FBN launched in October 2007 and is one of the leading business networks on television. In 2025 it opened the year posting double-digit advantages across business day, market hours and total day viewers in January. Additionally, the network continued to lead business news programming, with each business day program placing among the top 15 shows, while FBN delivered its highest-rated month since April 2023 with market hours.

Follow Fox Business on Facebook: https://www.facebook.com/FoxBusiness
Follow Fox Business on Twitter: https://twitter.com/foxbusiness
Follow Fox Business on Instagram: https://www.instagram.com/foxbusiness

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1. Why Finance?

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1. Why Finance?



Financial Theory (ECON 251)

This lecture gives a brief history of the young field of financial theory, which began in business schools quite separate from economics, and of my growing interest in the field and in Wall Street. A cornerstone of standard financial theory is the efficient markets hypothesis, but that has been discredited by the financial crisis of 2007-09. This lecture describes the kinds of questions standard financial theory nevertheless answers well. It also introduces the leverage cycle as a critique of standard financial theory and as an explanation of the crisis. The lecture ends with a class experiment illustrating a situation in which the efficient markets hypothesis works surprisingly well.

00:00 – Chapter 1. Course Introduction
10:16 – Chapter 2. Collateral in the Standard Theory
17:54 – Chapter 3. Leverage in Housing Prices
33:47 – Chapter 4. Examples of Finance
46:13 – Chapter 5. Why Study Finance?
50:13 – Chapter 6. Logistics
58:22 – Chapter 7. A Experiment of the Financial Market

Complete course materials are available at the Yale Online website: online.yale.edu

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This course was recorded in Fall 2009.

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