Connect with us

Business

Colombia stocks higher at close of trade; COLCAP up 0.82%

Published

on

Continue Reading
Click to comment

You must be logged in to post a comment Login

Leave a Reply

Business

Equity Bancshares, Inc. (EQBK) Lincoln Bancorp – M&A Call – Slideshow

Published

on

OneWater Marine Inc. (ONEW) Q1 2026 Earnings Call Transcript

Equity Bancshares, Inc. (EQBK) Lincoln Bancorp – M&A Call – Slideshow

Continue Reading

Business

John Hancock Fundamental Large Cap Core Fund Q2 2026 Commentary (JHLVX)

Published

on

John Hancock Fundamental Large Cap Core Fund Q2 2026 Commentary (JHLVX)

A company of Manulife Investment Management, John Hancock Investment Management serves investors through a unique multimanager approach, complementing our extensive in-house capabilities with an unrivaled network of specialized asset managers, backed by some of the most rigorous investment oversight in the industry. The result is a diverse lineup of time-tested investments from a premier asset manager with a heritage of financial stewardship. Note: This account is not managed or monitored by John Hancock Investment Management, and any messages sent via Seeking Alpha will not receive a response. For inquiries or communication, please use John Hancock Investment Management’s official channels.

Continue Reading

Business

Ionis Pharmaceuticals, Inc. (IONS) Discusses FDA Approval and Launch Strategy for ZANVASTRO in Alexander Disease – Slideshow

Published

on

OneWater Marine Inc. (ONEW) Q1 2026 Earnings Call Transcript

Ionis Pharmaceuticals, Inc. (IONS) Discusses FDA Approval and Launch Strategy for ZANVASTRO in Alexander Disease – Slideshow

Continue Reading

Business

UK retail sales growth slows to 4-month low in August, BRC says

Published

on


UK retail sales growth slows to 4-month low in August, BRC says

Continue Reading

Business

SpaceX Investors Turn To Warren Buffett’s Playbook As Volatile Stock Continues Wild Ride Since Record IPO

Published

on

York Space Systems

Investors weighing whether to buy shares of Space Exploration Technologies, better known as SpaceX, are increasingly turning to Warren Buffett’s decades-old investing principles for guidance, even though the legendary Berkshire Hathaway chairman has never publicly commented on the stock and has historically steered clear of technology and space-related businesses.

SpaceX went public in June, immediately becoming the seventh-largest company traded on a U.S. stock exchange following what analysts described as a record-setting initial public offering. The listing briefly made SpaceX CEO Elon Musk the world’s first trillionaire, according to reporting from The Motley Fool. Shares now trade on the Nasdaq under the ticker SPCX, and the stock has since experienced substantial volatility, including a notable price crash in the weeks following its debut.

Buffett has long emphasized the importance of investors staying within what he calls a “circle of competence,” meaning individuals should generally limit their investments to businesses and industries they genuinely understand. Buffett himself was famously slow to embrace technology investments throughout most of his career, though Berkshire Hathaway did eventually take a significant stake in IBM after watching the company for decades, an investment that ultimately did not perform particularly well for the conglomerate.

Investment writer Christopher Ruane, writing for The Motley Fool’s UK operation, said he has applied that same framework to his own thinking about whether to invest in SpaceX.

Advertisement

“Buffett stuck to industries and companies he felt he properly understood before investing,” Ruane wrote. “He talked about staying inside his ‘circle of competence.’ Importantly, he also noted that it is possible for someone to grow their circle of competence over time. That matters when it comes to thinking about SpaceX stock. I try to stay inside my circle of competence in the way Buffett discussed. I do not fully understand all of the business, but I feel comfortable that I have a strong enough handle on it to decide whether or not to invest.”

Buffett has repeatedly stated that his aversion to investing in businesses he cannot fully understand is a firm rule rather than a loose guideline. In comments cited by The Motley Fool, Buffett has said in no uncertain terms, “Never invest in a business you cannot understand,” a standard that presents a particular challenge for investors evaluating SpaceX given the company’s increasingly complex corporate structure.

That complexity stems in part from SpaceX’s business spanning multiple distinct operations under one corporate umbrella, including rocket construction and launch services, satellite-based internet provision through its Starlink network, and, following a merger with Musk’s separate company xAI, artificial intelligence and social media operations as well. According to SpaceX’s revised regulatory filing ahead of its IPO, the company estimates it is targeting a combined total addressable market of $28.5 trillion, which it has described as “the largest in human history,” with $22.7 trillion of that figure stemming specifically from enterprise applications rather than its traditional space launch business.

Adding further to the complexity, SpaceX’s filing warned that the company “may issue a significant amount of equity in connection with future transactions,” language that fueled speculation Musk could eventually seek to combine Tesla with SpaceX in some form, a prospect that would further complicate efforts by outside investors to project the company’s future earnings and overall business trajectory.

Advertisement

Beyond the circle-of-competence framework, Buffett has also long emphasized investing in companies with proven, resilient business models and durable competitive advantages, a principle reflected in his historical investments spanning insurance companies and consumer staples businesses such as Coca-Cola. Applying that lens to SpaceX, Ruane pointed to the company’s strong and growing revenue, along with what he described as resilient underlying demand for satellite launches and Starlink’s Wi-Fi provision, both markets he expects to remain substantial over the long term. He also pointed to SpaceX’s proprietary space launch and recapture technology, established customer base and strong brand as factors helping differentiate the company from potential competitors.

Buffett has separately weighed in more directly on how he generally approaches newly public companies, even without commenting specifically on SpaceX. In a 2019 interview referenced by The Motley Fool, Buffett said Berkshire Hathaway had never purchased shares in a company’s initial public offering, reflecting his longstanding skepticism that IPOs are typically structured to benefit the company and its early investors rather than new public shareholders. Buffett has also expressed public admiration for Musk personally, even as he has historically avoided investing in companies carrying the kind of elevated risk and lofty valuation many analysts have attached to SpaceX following its public debut.

The Motley Fool has separately noted that SpaceX continues to report financial losses despite having raised and invested billions of dollars, a pattern the publication compared to the kind of unprofitable, heavily capitalized businesses that Buffett and his late longtime investing partner, Charlie Munger, historically viewed with considerable suspicion. Buffett has offered investors a simple mental exercise for evaluating any potential stock purchase: writing down a clear, specific answer to the prompt “I’m buying this stock because,” and treating an inability to complete that sentence convincingly as a warning sign against making the investment.

Since its June debut, SPCX shares have continued trading with significant volatility, reflecting the broader uncertainty among investors and analysts over how to properly value a company spanning such a wide and rapidly evolving range of business lines. As of recent trading, SpaceX shares were down more than 1% on the day, according to Yahoo Finance UK market data, continuing a pattern of day-to-day price swings that has characterized the stock since its listing.

Advertisement

For everyday investors weighing whether SpaceX belongs in their own portfolios, the recurring conclusion among those applying Buffett’s principles has generally been one of caution rather than outright avoidance, with some, including Ruane, describing SpaceX as sitting close to the edge of their personal circle of competence, but not entirely outside it. Whether that framework ultimately proves useful for evaluating a company as complex and fast-evolving as SpaceX remains an open question that individual investors will likely need to continue weighing for themselves as the stock’s post-IPO volatility continues to play out in the months ahead.

Continue Reading

Business

10 AI Business Ideas In The Philippines For 2027

Published

on

AI Business

Artificial intelligence is no longer limited to large technology companies. In the Philippines, AI is creating new opportunities for freelancers, entrepreneurs, professionals, and small business owners who want to build an income stream with relatively low startup costs.

From AI-powered digital marketing and customer service chatbots to business automation and AI consulting, entrepreneurs can use existing AI tools to provide valuable services without developing their own artificial intelligence technology.

The opportunity is particularly interesting for small businesses. Many Philippine businesses want to use AI to reduce repetitive work, improve customer service, create content, analyze information, and increase productivity, but they may not have the technical knowledge or resources to implement these solutions themselves.

Advertisement

AI Business

If you are looking for AI business ideas in the Philippines, here are ten opportunities worth considering in 2027.

1. AI-Powered Digital Marketing Agency

Digital marketing is one of the most accessible businesses you can combine with artificial intelligence.

You can create a small agency that helps businesses with social media content, advertising campaigns, email marketing, search engine optimization, blog articles, product descriptions, and marketing strategies.

AI tools can help you speed up research, generate content ideas, create drafts, analyze customer feedback, and develop marketing variations. However, human editing and strategy remain important because businesses need content that accurately represents their brand.

Advertisement

Your potential clients could include restaurants, hotels, real estate agents, online sellers, clinics, retail stores, contractors, and professional service providers.

You can offer monthly packages instead of charging only per project. For example, a package could include social media content, blog articles, basic SEO, email campaigns, and monthly marketing reports.

Why this business has potential: Businesses continuously need marketing services, which can create recurring monthly revenue.

2. AI Automation Service for Small Businesses

Many small businesses still perform repetitive tasks manually. This creates an opportunity for entrepreneurs who understand how to connect AI tools with existing business applications.

Advertisement

An AI automation business can help companies automate tasks such as lead management, appointment scheduling, customer inquiries, email responses, document processing, reporting, and internal notifications.

For example, a real estate company could use automation to capture leads from its website, organize customer information, send follow-up messages, and notify sales agents.

A restaurant could use automation to handle frequently asked questions, reservation inquiries, and customer feedback.

You do not necessarily need to build an AI model from scratch. Many businesses simply need someone who can understand their workflow and configure existing software and automation platforms.

Advertisement

Business model: Charge an initial setup fee and then offer a monthly maintenance or support plan.

3. AI Chatbot Development Service

Customer service is another area where AI can provide significant business value.

You can build and manage AI chatbots for websites, Facebook pages, online stores, and other digital channels. These chatbots can answer frequently asked questions, provide product information, collect leads, explain services, and direct customers to the appropriate department.

For example, a hotel chatbot could answer questions about room types, amenities, check-in times, locations, and booking procedures. A real estate chatbot could collect information about a customer’s preferred property type, budget, and location.

Advertisement

The key is not simply selling a chatbot. Instead, sell the business outcome: faster customer response, fewer repetitive inquiries, and better lead collection.

This can also become a recurring-revenue business because clients may need ongoing chatbot updates, monitoring, and optimization.

4. AI Content Creation Business

Content remains important for businesses that want to attract customers through search engines and social media.

You can create an AI-assisted content service specializing in blog articles, website copy, social media posts, newsletters, product descriptions, scripts, and other marketing materials.

Advertisement

AI can significantly reduce the time required for research and first drafts. Your value comes from improving the output through fact-checking, editing, brand customization, SEO optimization, and human creativity.

A specialized approach can be more profitable than trying to serve everyone. For example, you could focus on:

  • Real estate companies
  • Hotels and tourism businesses
  • Financial service companies
  • Restaurants
  • Online stores
  • Construction companies
  • Professional services
  • Local Philippine businesses

Specialization also makes it easier to develop industry-specific knowledge and create repeatable processes.

5. AI SEO Service for Philippine Businesses

Search engine optimization can be another attractive AI-related business opportunity.

Thousands of Philippine businesses have websites but struggle to generate traffic from Google and other search engines. You can provide an AI-assisted SEO service that helps businesses identify keywords, create content strategies, optimize existing pages, improve internal linking, and develop useful articles.

Advertisement

AI can assist with keyword research, content outlines, competitor analysis, title ideas, content briefs, and optimization suggestions.

However, SEO is not simply about generating hundreds of AI articles. Search engines and customers both benefit from useful, accurate, original content. Your service should focus on creating genuinely valuable information that matches search intent.

You could charge clients through monthly SEO packages, project-based optimization, or individual website audits.

6. AI Accounting and Bookkeeping Assistance

Accounting and financial management are areas where businesses are increasingly interested in technology and automation.

Advertisement

If you have accounting knowledge, you can create a service that combines your expertise with AI-powered software to help small businesses organize financial information, automate administrative tasks, prepare reports, and improve financial workflows.

Potential services may include invoice organization, expense categorization, financial reporting assistance, document processing, and bookkeeping workflow automation.

It is important to understand that AI should assist qualified professionals rather than replace professional judgment. Financial information is sensitive, and businesses need appropriate security, privacy controls, and human review.

Why this can be attractive: Accounting and financial management are recurring business needs, so clients may require ongoing services rather than a one-time transaction.

Advertisement

7. AI Consulting for Small and Medium Businesses

One of the most interesting AI business opportunities in the Philippines is AI consulting.

Many business owners have heard about artificial intelligence but do not know where to begin. They may be interested in AI but unsure which tools to use, what processes should be automated, or how much they should spend.

An AI consultant can evaluate a company’s workflow and identify practical opportunities for AI adoption.

For example, you could review how a company handles customer inquiries, marketing, sales leads, employee documents, reporting, and administrative tasks. You can then recommend specific AI tools and implementation strategies.

Advertisement

Your services could include:

  • AI readiness assessments
  • AI tool recommendations
  • Workflow analysis
  • Business process automation
  • AI employee training
  • AI implementation support
  • AI policy and usage guidelines

This type of business can command higher fees because you are selling expertise and business solutions rather than simply selling hours.

8. AI Training and Online Courses

As AI adoption grows, employees and business owners need to learn how to use these technologies effectively.

If you have experience with AI tools, you can create online courses, workshops, webinars, or corporate training programs.

You could teach topics such as AI for small businesses, AI for marketing, AI productivity tools, AI for customer service, AI-assisted research, or responsible AI usage in the workplace.

Advertisement

Instead of creating a generic “How to Use AI” course, consider targeting a specific audience.

For example, an online course titled “AI Tools for Philippine Real Estate Agents” has a much clearer target market than a generic AI course.

You can monetize training through course sales, live workshops, corporate training, memberships, or consulting services.

9. AI-Powered Lead Generation Service

Businesses are always looking for new customers, making lead generation another potentially profitable service.

Advertisement

You can build a lead-generation business that uses AI to help identify prospects, organize customer information, personalize outreach, qualify leads, and automate follow-ups.

For example, you could help a real estate company generate and organize potential buyers, help a B2B company identify potential business customers, or help a service company manage inquiries from its website.

The important factor is to comply with applicable privacy, anti-spam, and data-protection requirements. Businesses should also avoid sending unsolicited or misleading messages.

Instead of charging only for leads, you could offer a monthly package that includes lead management, automation, reporting, and optimization.

Advertisement

10. AI-Powered Online Business or Niche Website

You do not necessarily have to sell AI services to make money with artificial intelligence. You can also use AI to operate your own online business more efficiently.

One example is building a niche website focused on a profitable topic. Potential niches include personal finance, business, insurance, technology, careers, education, software, real estate, and entrepreneurship.

AI can assist with research, content planning, article outlines, SEO ideas, social media content, email newsletters, and other publishing tasks.

The website can potentially generate revenue through advertising, affiliate marketing, sponsored content, digital products, memberships, or lead generation.

Advertisement

However, building a successful website still requires substantial human effort. You need to research topics, verify information, understand your audience, maintain quality, and consistently publish useful content.

How Much Money Can You Make With an AI Business?

There is no guaranteed income from an AI business. Your potential earnings will depend on your skills, target market, pricing, sales ability, service quality, and ability to retain customers.

A freelancer might begin with a few small clients while building a portfolio. As the business develops, the entrepreneur can move toward higher-value services such as automation, consulting, software implementation, and corporate training.

Recurring revenue can be particularly valuable. Instead of completing a project once and finding another customer, you can offer monthly services such as AI automation management, SEO, chatbot maintenance, content creation, or digital marketing.

Advertisement

How to Start an AI Business in the Philippines

You do not need a large office or expensive equipment to get started with many AI business models.

Start by choosing one specific problem you can solve. Avoid starting with the idea of simply “selling AI.” Customers generally do not buy technology because it is new. They buy solutions that save time, reduce costs, increase sales, improve customer service, or make their work easier.

Follow these basic steps:

  1. Choose a niche. Pick a specific industry or customer group.
  2. Identify a problem. Find repetitive, expensive, or time-consuming tasks.
  3. Learn the right AI tools. Focus on tools that directly solve the problem.
  4. Create a simple service package. Make your offer easy for customers to understand.
  5. Build a demonstration. Show potential clients what your solution can do.
  6. Find your first customers. Start with your network, local businesses, LinkedIn, Facebook, and other appropriate channels.
  7. Measure results. Track time saved, leads generated, costs reduced, or other business outcomes.
  8. Turn successful projects into recurring services.

The growth of artificial intelligence is creating new opportunities for entrepreneurs in the Philippines. You do not necessarily need to be an AI programmer or develop your own artificial intelligence system to build a business around this technology.

The biggest opportunity may actually be in helping traditional businesses use AI effectively.

Advertisement

Whether you choose AI digital marketing, business automation, chatbots, SEO, accounting assistance, consulting, training, lead generation, or an AI-powered online business, the most important factor is to solve a real problem for a specific customer.

Start small, learn continuously, and focus on measurable business results. As more Philippine businesses adopt AI, entrepreneurs who can successfully connect technology with practical business needs may find significant opportunities for growth.

AI is the technology. The business opportunity is in knowing how to use it to create value.

BN Philippines
Latest posts by BN Philippines (see all)
Continue Reading

Business

H1 2026 + 4%/+14%, Very Disappointing

Published

on

Watch Out For The Four - Weekly Blog # 938

H1 2026 + 4%/+14%, Very Disappointing

Continue Reading

Business

Touchstone Mid Cap Growth Fund Q2 2026 Commentary

Published

on

Baron Focused Growth Fund Q2 2026 Portfolio Update

At Touchstone Investments, we recognize that not all mutual fund companies are created equal. Our commitment to being Distinctively Active means the employment of a fully integrated and rigorous process for identifying and partnering with asset managers who sub-advise our mutual funds and advocating a robust approach to portfolio construction that either uses standalone active strategies or serves as a complement to passive strategies. That is the power of Distinctively Active.

Touchstone Funds are offered nationally through intermediaries including broker-dealers, financial planners, registered investment advisors and institutions by Touchstone Securities, Inc. For more information please call 800.638.8194 or visit www.touchstoneinvestments.com

Specialties
Touchstone Investments helps investors achieve their financial goals by providing access to a distinctive selection of institutional asset managers who are known and respected for proficiency in their specific area of expertise.

Touchstone Securities Inc. is a registered broker-dealer and member FINRA and SIPC Note: This account is not managed or monitored by Touchstone Investments, and any messages sent via Seeking Alpha will not receive a response. For inquiries or communication, please use Touchstone Investments’s official channels.

Continue Reading

Business

Russia stocks higher at close of trade; MOEX Russia Index up 0.61%

Published

on


Russia stocks higher at close of trade; MOEX Russia Index up 0.61%

Continue Reading

Business

EverBank to combine with WaFd in $3.9 billion reverse merger

Published

on


EverBank to combine with WaFd in $3.9 billion reverse merger

Continue Reading

Trending

Copyright © 2025