Business & Hustles
Oil Prices Surge on Saudi Attacks, Raising Risks for Thailand’s Recovery
Oil prices climbed on Thursday, October 22, after renewed attacks in Saudi Arabia prompted the United States to order some diplomats and family members to leave the country. Brent crude rose approximately 1.2% to US$110.11 a barrel, while US West Texas Intermediate gained 1% to US$98.12. The escalation has raised concerns about the security of Middle Eastern energy infrastructure and shipping routes, adding to uncertainty for energy-importing economies across Asia.
Key points
- Brent crude rose to US$110.11 a barrel, while WTI reached US$98.12 amid escalating Middle East tensions.
- Shipping risks have widened beyond the Strait of Hormuz, threatening crude-loading operations and regional energy logistics.
- Thailand faces potential increases in transport, manufacturing and tourism costs as businesses continue recovering from flooding.
The immediate supply risks extend beyond the Strait of Hormuz. Reuters reported at least 18 attacks on shipping over the preceding two weeks, with concerns that tanker attacks could spread into the Gulf of Oman and disrupt crude loading operations. Although US crude inventories declined by 3.06 million barrels in the latest reporting week, the broader market response reflects geopolitical uncertainty rather than inventory data alone.
For Thailand, higher oil prices can increase the cost of imported energy, transportation, electricity generation and industrial production. Airlines, logistics operators, manufacturers and tourism businesses are particularly exposed because fuel represents a significant operating expense. Companies may absorb some of the increase initially, but sustained high prices could eventually feed into consumer prices or force businesses to reduce margins and investment.
The timing adds to Thailand’s economic challenges. Businesses are still recovering from recent flooding, while the government has approved a THB10.5 billion relief package alongside debt-payment suspensions and soft loans. Higher energy costs could complicate that recovery by reducing household purchasing power and increasing the cost of reconstruction, inventory replacement and transport. The duration of the oil-price shock will therefore matter more than any single day’s movement.
Why it matters: Sustained oil prices above US$110 would complicate Thailand’s efforts to support economic growth while keeping inflation and business costs under control. Energy-intensive industries could face weaker margins, while households may have less money available for discretionary spending. The government may need to balance short-term relief against the fiscal cost of supporting businesses and consumers.
Business & Hustles
Abbott to spin off Nutrition business
ABBOTT PARK, ILL. – Healthcare company Abbott intends to spin off its Nutrition business unit into an independent, publicly-traded company by the end of the year. Once completed, the new company will have approximately $8.5 billion in sales and feature brands like Ensure, Glucerna, Similac, Pediasure, Pedialyte and others.
“As we continue to shape Abbott for the future, this separation will benefit both companies, setting each one up for maximum success in its respective market,” said Robert B. Ford, chairman and chief executive officer of Abbott. “Our Nutrition business has a unique opportunity to capitalize on the growing demand for healthy nutrition, and it will be better positioned as an independent company to more effectively direct its strategic resources across its priorities.”
The Nutrition business employs approximately 16,000 and has 14 manufacturing sites around the world. During the first nine months of fiscal 2026, ended Sept. 30, Abbott’s Nutrition business had $6.4 billion in sales, down from the same period of the previous year when sales were $6.5 billion.
Daniel Salvadori, executive vice president and group president of Established Pharmaceuticals and Nutritional Products, will become CEO of the new company. Salvadori joined Abbott in 2014 and has led some of the company’s international businesses as senior vice president, Established Pharmaceuticals, Latin America and executive vice president of Nutritional Products before being appointed to his current position in 2021.
Abbott intends to separate the Nutrition business through a distribution of shares of the independent Nutrition company to Abbott shareholders. Upon completion of the separation, Abbott shareholders will own shares in both Abbott and the Nutrition company.
Business & Hustles
(VIDEO) Ongoing North Toledo Chemical Release Forces School Closures Evacuations and Shelter-in-Place Orders
A hazardous materials release of glycidyl methacrylate continued Wednesday in north Toledo, prompting a one-mile evacuation order, a three-mile shelter-in-place directive, and the closure of multiple school districts as emergency crews monitored an ongoing leak at an industrial terminal.
The incident began late Tuesday near Progress Avenue. Toledo Fire & Rescue ordered evacuations within a one-mile radius of the MC Tank Terminal at 1266 Progress Avenue at 10:48 p.m. Tuesday. By 4:24 a.m. Wednesday, officials expanded protective measures, directing everyone within a three-mile radius to shelter in place. The city identified the chemical as glycidyl methacrylate, an industrial substance used to improve the performance of certain plastics, paints and coatings. It is an irritant that can cause burning of the eyes, nose, mouth and skin. Symptoms of overexposure include headache, dizziness, tiredness, nausea and vomiting. Officials advised anyone experiencing symptoms to contact a medical professional and, for more serious reactions such as difficulty breathing, to seek emergency care or call 911.
MC Tank Transport Inc. confirmed that equipment associated with its operations was involved. In a statement, the company said its immediate concern was the safety of residents, responders and employees, and that it was working closely with Toledo Fire & Rescue and other authorities. It also said it had mobilized additional specialized resources and was coordinating with the American Red Cross on emergency lodging and transportation for displaced residents. The facility is associated with tank truck transportation and logistics services.
Toledo Mayor Wade Kapszukiewicz said at a morning news conference that the city was acting out of an abundance of caution. He noted that the tank involved had the potential to pose an explosive risk within roughly 12 hours of the initial event around 9:30 p.m. Tuesday, which delayed closer approach by hazmat teams until later Wednesday morning. One first responder was taken to a hospital, the only known injury reported as of mid-morning. No fatalities had been confirmed.
School closures disrupted the day for thousands of students and staff. Toledo Public Schools announced it was closed Wednesday because of the hazardous materials situation, with no students or staff to report. Washington Local Schools and Oregon schools were also closed. The Blade reported the closures early Wednesday, and Toledo Public Schools later confirmed the decision on social media, urging families in the shelter-in-place zone to continue following updates from first responders.
Road access was restricted around the evacuation zone. Officials closed streets including Enterprise Boulevard between Stickney Avenue and Benore Road, and Matzinger Road was reported inaccessible in some accounts. Nearby railroad lines were also shut down. The interstate remained open, but drivers were advised to roll up windows, recirculate vehicle air and proceed with caution. Dense fog and haze compounded the situation across the area, reducing visibility and making it difficult to distinguish weather from the chemical plume. One report described driving conditions as perilous, comparable to extremely thick fog. The chemical plume itself was observed moving and further limiting visibility on roadways, including portions of Interstate 75.
Temporary shelters were established for those ordered to leave. Shoreland Elementary School opened as a shelter site. Red Cross and TARTA buses were stationed in the Meijer parking lot off East Alexis Road to provide additional shelter and transport. Neighborhoods such as Raintree Village and the Alexis Addition were identified within the evacuation area. Residents outside the formal zones who noticed an unusual odor were still advised to stay indoors, close windows and doors, and turn off ventilation systems that draw in outside air. Pets were to remain inside.
The Ohio EPA and U.S. EPA were involved in air monitoring around the perimeter of the zones. Coast Guard guidance urged compliance with the evacuation and shelter orders for anyone operating on nearby waterways. City officials directed non-emergency questions away from 911, noting that dispatchers were being overwhelmed with calls related to the incident, and pointed residents toward Engage Toledo and official city and county channels for updates.
As of the latest city update at 9:15 a.m. Wednesday, the release remained ongoing, with crews continuing to monitor the scene. Officials emphasized that smelling an odor did not necessarily indicate toxic exposure levels but that precautionary measures should still be followed. The Toledo-Lucas County Health Department could be reached at 419-213-4100 for health-related guidance.
The situation remained fluid Wednesday morning as responders worked to stabilize the leak while residents in the affected zones stayed under orders. Further updates were expected from the City of Toledo, Toledo Fire & Rescue and Lucas County Emergency Management Agency as monitoring continued and conditions evolved.
Business & Hustles
Google Cloud outage hits Revolut, Lloyds and DPD
A power failure at a Google data centre in London disrupted Google Cloud services across the company’s London region this morning, causing problems for customers of businesses including the banks Revolut and Lloyds, the delivery company DPD and the property website Rightmove.
Google said on its service health page that the incident began at 07:08 UK time today in its London region, which it labels europe-west2. In an update it said that “due to a power event we had suffered” there had been an outage within one zone of the region, europe-west2-b, and that the power event was “mitigated”.
Earlier updates said multiple services in the region were experiencing “elevated errors and intermittent network failures”. At the time of its latest update, Google listed 38 products as affected, including Compute Engine, Cloud Storage, BigQuery, Cloud SQL and Kubernetes Engine.
In an update posted at 12:58 UK time, Google said it was seeing services recover and was prioritising existing workloads, adding that customers “may not be able to yet create new workloads”. It said full recovery of existing workloads should be completed, “tentatively”, by 14:00 UK time.
Google’s advice to affected customers was to move workloads to another zone or region “if feasible”.
Revolut was particularly hard hit. The digital-only bank confirmed that “multiple services” had been affected, including card payments, transfers, ATM withdrawals, its trading platform and sign-ins, but said that “all our customers’ money and data are safe”.
In a post on X, Revolut said: “We’ve been working to fix the issue since it was identified this morning and apologise to anyone affected and for any inconvenience caused.”
Lloyds said: “Our app is online and customers can log in normally, though we understand some are having issues with certain online services this morning. We are aware of similar issues affecting other organisations and are monitoring the situation closely.”
Other websites and apps that appeared to be affected included HSBC and Royal Mail.
HM Courts & Tribunals Service also reported problems with its cloud video platform, which is used for some remote hearings, although it was unclear whether these were linked to Google.
The disruption follows several large IT failures in recent years. Two years ago a faulty software update from the American cybersecurity company CrowdStrike caused millions of computers running Microsoft Windows to crash, affecting everything from airports to the NHS. Amazon Web Services suffered a major outage last year.
In June, Worldpay said a third-party power disruption had caused intermittent problems authorising transactions, a fault that left pubs and shops taking cash only during an England World Cup match.
Dr Amro Al-Said Ahmad, a lecturer in computer science at Keele University, said: “The incident highlights the dependency effect of modern cloud ecosystems.
“When a core cloud region experiences failures, the impact extends far beyond the directly affected services. Applications, APIs, databases, authentication systems, payment platforms, analytics pipelines, and third-party SaaS products that depend on those services can all experience cascading failures.”
Research by the Cyber Monitoring Centre and Parametrix, which specialises in cover for technology downtime, found that more than 60 per cent of UK organisations are dependent on the cloud, rising to more than 80 per cent of FTSE 100 companies.
The same research found that around 80 per cent of UK organisations depend on Amazon Web Services, Microsoft Azure and Google Cloud, and put dependency in the finance sector at 76 per cent. It estimated that a 24-hour outage of a single Amazon Web Services region, eu-west-1, could generate losses of about £1bn, excluding downstream effects.
The structure of the UK cloud market has drawn scrutiny before. In 2023, Amazon and Google complained to the Competition and Markets Authority that Microsoft’s licensing practices restricted customer choice in cloud computing, a claim Microsoft disputed.
Google said it would provide a further update on the London incident by 14:00 UK time.
Business & Hustles
10 Bakery Business Name Ideas To Inspire Your Brand
Starting a bakery business can be an exciting opportunity for aspiring entrepreneurs who enjoy baking, creating delicious products, and serving their local communities. From freshly baked pandesal and soft ensaymada to customized birthday cakes and premium pastries, a bakery can serve different customers and create opportunities for long-term business growth.
However, before investing in baking equipment, renting a commercial space, or purchasing ingredients, one important decision deserves careful attention: choosing the right bakery business name.
Your business name is often the first thing potential customers notice. A memorable name can help your bakery stand out from competitors, communicate your products or personality, and make it easier for customers to recommend your business to friends and family.
If you are planning to start a small bakery at home, open a neighborhood bread shop, or establish a specialty cake business, these 10 bakery business name ideas can help you find inspiration. You will also learn practical tips for choosing a name that supports your branding, marketing, and business goals.
Why Your Bakery Business Name Matters
A good bakery name does more than identify your business. It can help establish your brand identity and influence how customers perceive your products.
For example, a name that sounds warm and familiar may be suitable for a neighborhood bakery selling affordable bread and pastries. Meanwhile, an elegant name may be more appropriate for a business specializing in wedding cakes, premium desserts, and customized baked products.
Your business name can also affect your marketing efforts. A short, easy-to-spell name is generally easier to remember, search for online, and share on social media.
As you develop your business plan, consider how your chosen name will appear on product packaging, storefront signage, delivery boxes, menus, and online advertisements.
10 Bakery Business Name Ideas
1. Golden Crust Bakery
Best for: Traditional bakeries, neighborhood bread shops, and small businesses selling freshly baked bread.
Golden Crust Bakery communicates warmth, freshness, and the appealing golden color of well-baked bread. It is a straightforward name that customers can easily associate with bread, rolls, pastries, and other oven-baked products.
This name is especially suitable for entrepreneurs who want to establish a bakery that serves everyday customers. In the Philippines, a bakery using this type of name could sell pandesal, Spanish bread, cheese bread, pan de coco, and other popular baked goods.
The name also offers several branding possibilities. A logo featuring a golden loaf of bread, a wheat illustration, or a simple oven-inspired design could reinforce the bakery’s identity.
Business tip: If your main products are affordable bread and pastries, highlight freshness, consistent quality, and convenient purchasing options in your marketing materials.
2. Sweet Haven Bakery
Best for: Home-based baking businesses, dessert shops, and bakeries specializing in sweet treats.
Sweet Haven Bakery suggests a welcoming place where customers can enjoy cakes, cookies, cupcakes, brownies, and other desserts. The word “Haven” gives the name a cozy and inviting feeling, making it suitable for a business that wants to build an emotional connection with customers.
This name can work particularly well for entrepreneurs who accept made-to-order desserts for birthdays, anniversaries, family gatherings, and other celebrations.
You could develop a brand identity using soft colors, attractive packaging, and product photography that makes your baked goods look appealing online.
For additional income opportunities, consider offering dessert boxes, holiday gift packages, and customized cupcake sets. These products can help increase average order values without requiring you to operate a large storefront.
Business tip: Create a clear menu with product sizes, prices, ordering deadlines, and delivery arrangements so customers know exactly what they are purchasing.
3. The Daily Loaf
Best for: Bread-focused bakeries, subscription bread services, and neighborhood shops.
The Daily Loaf sounds simple, familiar, and practical. It suggests a bakery where customers can purchase fresh bread regularly, making it a good option for a business built around repeat purchases.
Rather than focusing exclusively on expensive specialty products, a bakery using this name could offer everyday essentials such as sandwich bread, dinner rolls, whole wheat loaves, and breakfast pastries.
The business could also explore preorders for offices, small restaurants, convenience stores, and households that purchase bread in larger quantities.
For entrepreneurs who want predictable demand, building relationships with regular customers and business clients may be more valuable than relying entirely on occasional walk-in sales.
Business tip: Track which products sell fastest, when customers usually buy them, and how much inventory remains at the end of each day. Better inventory planning can help reduce food waste and protect your profit margin.
4. Butter & Bloom Bakery
Best for: Premium bakeries, artisan pastries, and visually appealing dessert brands.
Butter & Bloom Bakery combines the familiar ingredient butter with the fresh, elegant image suggested by the word bloom. The result is a name that feels modern and suitable for a bakery offering carefully prepared pastries and attractive baked gifts.
Potential products include croissants, butter cookies, fruit tarts, brioche, artisan loaves, and seasonal pastry collections.
This branding direction may appeal to customers who appreciate product presentation, distinctive flavors, and thoughtfully packaged gifts. It can also work well for an online bakery that relies on social media to attract customers.
However, premium branding should be supported by the actual product quality, packaging, and customer experience. A sophisticated name alone does not justify higher prices.
Business tip: Calculate ingredient costs, labor, packaging, utilities, and other operating expenses before setting prices for specialty pastries. Premium products still need sustainable profit margins.
5. Little Oven Bakery
Best for: Home bakers, small neighborhood bakeries, and entrepreneurs starting with limited capital.
Little Oven Bakery creates an approachable image that fits a business starting from a home kitchen or a small commercial space. It suggests handcrafted products and a personal approach to baking.
For a first-time entrepreneur, this type of brand can provide flexibility while the business grows. You might initially accept orders through Facebook, Instagram, or messaging applications before investing in a physical store.
Possible products include banana bread, cookies, brownies, cupcakes, small cakes, and assorted pastry boxes.
Starting with a limited menu can make it easier to control ingredient purchases, production schedules, and product quality. Once you identify your best-selling items, you can gradually expand your offerings.
Business tip: Before selling food from home, check the applicable local business registration, food safety, sanitation, and permit requirements. Requirements depend on your location and business setup.
6. Crumb & Co. Bakery
Best for: Modern bakeries, cookie businesses, and brands targeting younger customers.
Crumb & Co. Bakery has a contemporary feel that can suit a business selling cookies, brownies, dessert bars, and other snack-sized baked products.
The name is short enough to work across packaging, stickers, social media profiles, and online ordering platforms. Its modern style also gives the business room to experiment with new flavors and limited-edition products.
For example, you could introduce assorted cookie boxes, seasonal brownies, corporate snack packages, and customized giveaways for birthdays or company events.
A bakery using this name could also build a strong online presence by publishing product photographs, baking videos, customer reviews, and behind-the-scenes content.
Business tip: Make ordering convenient. Provide a clear price list, minimum order quantities where applicable, payment instructions, and reliable pickup or delivery arrangements.
7. Homegrown Bread & Pastries
Best for: Community-focused bakeries and businesses emphasizing local ingredients or homemade products.
Homegrown Bread & Pastries communicates a connection to the community and a focus on familiar, comforting food. It may be suitable for entrepreneurs who want their bakery to feel personal rather than corporate.
A business using this name could feature traditional recipes, locally sourced ingredients where available, and baked products inspired by regional preferences.
In the Philippines, the product selection might include pandesal, Spanish bread, ensaymada, cheese rolls, coconut bread, and other familiar favorites. The bakery could also introduce products inspired by local ingredients and seasonal celebrations.
Community engagement can become an important part of the marketing strategy. Partnerships with nearby coffee shops, offices, schools, and event organizers may create additional sales opportunities where permitted.
Business tip: Be specific and truthful about claims involving homemade preparation, local sourcing, and ingredient quality. Customers value clear information about what makes your products different.
8. Cake & Celebration Studio
Best for: Customized cakes, wedding cakes, birthday cakes, and special-event desserts.
Cake & Celebration Studio positions the business around memorable occasions rather than everyday bread purchases. It is a suitable naming direction for entrepreneurs who enjoy cake decorating and personalized designs.
Products and services could include birthday cakes, wedding cakes, anniversary cakes, themed cupcakes, dessert tables, and customized celebration packages.
Because many of these products are made to order, the business can organize production around confirmed bookings rather than depending entirely on walk-in traffic.
However, customized orders require careful communication. Customers should understand the available designs, serving sizes, prices, deposit policies, cancellation terms, and order deadlines before confirming a booking.
Business tip: Build a portfolio of your work using clear photographs and written descriptions. A well-organized online gallery can help prospective customers compare designs and understand your capabilities.
9. Sunrise Bread House
Best for: Breakfast bakeries, traditional bread shops, and businesses serving commuters and nearby households.
Sunrise Bread House creates an association with mornings, fresh bread, and breakfast routines. It is a practical option for a bakery that plans to open early and serve customers looking for convenient food before work or school.
The product range could include pandesal, bread rolls, breakfast sandwiches, cheese bread, coffee, and other suitable morning items.
If the location has regular pedestrian traffic, the business could focus on fast service, convenient packaging, and a reliable selection of freshly prepared products.
There may also be opportunities to supply bread to nearby offices, small food businesses, or other customers with recurring requirements.
Business tip: Estimate demand by time of day. Preparing too much bread can increase waste, while preparing too little can result in missed sales. Use actual sales records to improve daily production planning.
10. Flourish Artisan Bakery
Best for: Artisan bread makers, specialty pastry shops, and businesses focused on distinctive baked products.
Flourish Artisan Bakery combines a growth-oriented word with a name that suggests craftsmanship. It can suit a business that wants to establish a distinctive identity around carefully developed recipes and specialty products.
Potential offerings include sourdough bread, rustic loaves, specialty rolls, laminated pastries, and seasonal baked goods.
Unlike a bakery that competes primarily on price, an artisan bakery may differentiate itself through product ingredients, preparation methods, flavor, texture, and customer education.
For example, the business could explain how its breads are made, introduce customers to different flour varieties, or offer preordered specialty loaves on selected days.
Entrepreneurs should remember that specialty products can require more time, training, and ingredient investment. Demand and production capacity need to be evaluated before expanding the menu.
Business tip: Start with a manageable range of signature products. Consistency and customer satisfaction can be more valuable than offering too many items before the business is ready.
How to Choose the Best Name for Your Bakery Business
The examples above can help you brainstorm, but the best name depends on your target customers, products, location, and long-term plans. Before making a final decision, consider the following factors.
1. Identify Your Target Market
Think about the customers you want to serve. Are you planning to sell affordable bread to neighborhood families, premium desserts to gift buyers, or customized cakes for special occasions?
Your name should fit the market you intend to reach. A playful name may suit a cookie brand, while a more elegant name may be appropriate for a specialty cake business.
2. Keep the Name Easy to Remember
Simple names are generally easier to pronounce, spell, and recommend. Avoid unnecessarily complicated words or phrases that customers may struggle to remember after seeing your signage or online advertisements.
Try saying the name aloud and asking several people to repeat it later. Their feedback can help you determine whether the name is memorable and easy to understand.
3. Check Business Name Availability
Never assume that a suggested name is available simply because you found it in an online article. Another business may already be using the same or a similar name.
If you plan to operate in the Philippines, check the appropriate Department of Trade and Industry business name registration resources for a sole proprietorship, or the Securities and Exchange Commission for applicable corporations and partnerships. Also investigate relevant trademark records and local business requirements.
Registration of a business name does not automatically guarantee trademark availability or eliminate every possible conflict. Consider obtaining professional advice if you identify a potential conflict.
4. Check Domain Names and Social Media Handles
Even if you plan to begin with a physical shop, an online presence can help customers discover your products and contact you.
Check whether a suitable website domain and consistent social media usernames are available. A recognizable name across your storefront, website, and social media accounts can make your marketing more consistent.
If the exact name is unavailable, consider a distinctive variation rather than adding random numbers or confusing punctuation.
5. Think About Future Expansion
A name that describes only one product may become restrictive if you later expand your menu. For example, a business named exclusively around cupcakes may find the name less suitable after adding artisan bread, coffee, and savory pastries.
If you expect to diversify, choose a name that can accommodate your future product range without confusing customers.
How Much Does It Cost to Start a Bakery Business?
The startup cost of a bakery depends on its scale, location, equipment requirements, product range, and operating model. A home-based bakery may require less initial investment than a commercial bakery with a storefront, specialized ovens, refrigeration, and employees.
Before spending money, prepare a basic startup budget that includes the following expenses:
- Baking equipment: Ovens, mixers, baking trays, measuring tools, and other equipment required for your menu.
- Ingredients: Flour, sugar, yeast, butter, eggs, flavorings, and other raw materials.
- Packaging: Bread bags, cake boxes, labels, stickers, and food-safe containers.
- Business registration and permits: Applicable registration, local permits, and food safety or sanitation requirements.
- Rent and utilities: Commercial space, electricity, water, and other operating costs, if applicable.
- Marketing: Signage, product photography, menus, promotional materials, and online advertising.
- Working capital: Cash reserved for recurring expenses while the business builds a reliable customer base.
Get actual quotations from suppliers before finalizing your budget. Equipment prices, rental rates, and regulatory costs vary by location, so avoid relying on a single estimated startup figure.
It is also wise to separate personal money from business funds and maintain records of sales, purchases, inventory, and operating expenses from the beginning.
How to Make Your Bakery Business Profitable
Choosing an attractive name is only the first step. A sustainable bakery needs a clear business model, consistent products, sensible pricing, and effective cost management.
Calculate Product Costs Carefully
Determine the cost of ingredients and packaging for each product. Include labor, utilities, delivery expenses, spoilage, and other relevant costs when evaluating profitability.
For example, a cake that sells for a high price may still produce a small profit if its ingredients, decorating time, packaging, and delivery consume most of the revenue.
Focus on Best-Selling Products
Instead of introducing dozens of products immediately, begin with a manageable menu. Track sales to identify which items generate consistent demand and which products create unnecessary waste.
You can gradually expand your selection when customer feedback and sales records justify the additional investment.
Use Online Marketing to Attract Customers
Social media platforms can help a small bakery showcase its products without requiring a large advertising budget. Share clear product photographs, prices, ordering instructions, customer feedback, and information about available products.
A simple website can also provide a menu, business contact details, operating hours, and an inquiry form. As your business grows, you may consider online ordering, local delivery arrangements, or partnerships with other businesses.
Encourage Repeat Purchases
Consistent quality, reliable service, and transparent pricing help build customer trust. Consider practical offers such as assorted bread packages, preordered celebration cakes, or loyalty rewards that fit your profit margins.
Rather than relying only on discounts, focus on giving customers a dependable reason to purchase from your bakery again.
Choosing a Name That Builds Your Brand
Choosing the right bakery business name is an important step toward building a recognizable brand. Whether you prefer Golden Crust Bakery, Sweet Haven Bakery, Little Oven Bakery, or Flourish Artisan Bakery, your final choice should reflect your products, target market, and business vision.
Before committing to a name, check its availability, review potential trademark conflicts, and consider how it will work across signage, packaging, websites, and social media accounts.
Most importantly, remember that a successful bakery depends on more than an appealing name. Careful financial planning, consistent product quality, smart pricing, effective marketing, and good customer service all contribute to long-term business success.
If you are ready to start your own bakery, begin by choosing a business concept, researching local demand, estimating startup costs, and testing a small selection of products. With thoughtful preparation and a clear business plan, your bakery idea can become the foundation of a promising entrepreneurial journey.
Business & Hustles
How safe havens stack up as tech, energy and France fears grip markets

How safe havens stack up as tech, energy and France fears grip markets
Business & Hustles
A Stronger Start With Personalized Early Development Support
Early years of childhood can provide many avenues for learning and growth. In cases where parents notice differing communication, social interaction or behavior or find that their child is having difficulties with everyday skills, seeking help early will aid them in understanding and supporting their children better. Providing structured opportunities to practice these skills makes it easier for children to access and also helps expand the confidence of families in supporting their development at home.
For families considering early intervention autism services, the option that works best should be informed by your child’s unique skills and areas of development. By providing professional guidance, regular practice, and family support a child can thrive in a protected setting where they have the opportunity to learn & develop valuable skills over time.
Recognizing Early Signs
Every child goes through a very individualized stage of development, but differences between children may drive parents to seek professional advice. They can be in activities involving communication, socializing, play, learning, or daily routines.
Parents may notice:
- Limited or delayed communication
- Difficulty interacting with others
- Challenges with changes in routine
- Limited participation in shared play
- Difficulty following simple directions
- Delays in developing everyday skills
The ability to notice these differences, by itself, does not tell the whole story. A qualified professional can clarify any areas of developmental concern and help determine if further intervention is necessary.
Starting With Individual Needs
Early support is most effective when it is a reflection of the individual child. Professionals may first look to learn information about the strengths, interests, skills, and areas for additional support needs of a child when developing goals.
Important areas may include:
- Communication and language
- Social participation
- Play and learning
- Daily living skills
- Behavior and emotional regulation
- Independence
This information can inform realistic, contextualized goals related to the child’s day-to-day experiences.
How Early Therapy Helps
Therapy at an early age helps contextually based chances for youngsters to work on developmental skills. Activities can be altered so that they are tailored towards the skills, development and interests of the child.
Therapy can help with:
- Functional communication
- Social interaction
- Play skills
- Following routines
- Learning and attention
- Everyday independence
We would not be advocating for one-dimensional skills that your child will only use in the therapy environment. Through regular progress reviews, professionals can adapt this at various points as the child develops new abilities.
Working With a Specialist
An early intervention specialist will work with families to understand developmental priorities and that how to shape learning in everyday life. Moreover, professional support may help parents by making it easier for them to understand how different strategies can be utilized in daily life.
A specialist may help with:
- Identifying developmental priorities
- Establishing individualized goals
- Recommending suitable activities
- Guiding parents and caregivers
- Monitoring progress
- Adjusting strategies when needed
Open communication is important. Families should be able to voice concerns, ask questions, and share observations about their child’s progress.
Learning Through Play
Play is a very normal aspect of child growth and can offer valuable possibilities for students. Playing simple games or doing shared activities will allow children to talk, take turns, listen and interact with others!
This means parents can implement such activities:
- Building with blocks
- Simple board or matching games
- Pretend play
- Reading picture books
- Singing familiar songs
- Outdoor play
It is less about the activity itself, but more to create opportunities to interact and practice meaningful skills.
Using Everyday Routines
Kids Do Not Learn Just in Structured Times. Everyday situations often afford multiple chances to develop the skills needed in familiar contexts.
Parents can encourage learning during:
- Getting dressed
- Mealtimes
- Bathing routines
- Preparing simple snacks
- Cleaning up toys
- Family conversations
For example, they can scaffold a child’s request for an item, choice, simple command to follow, or an activity routine. The little opportunity can provide a bridge between learning and everyday life.
Preparing for New Environments
In the process of growing up, eventually these children face new situations like preschool, school or community activities. Preparing Children for Change. Training your child with these changes will make them more adaptive to the new routine and expectations.
Families can gradually practice:
- Following simple schedules
- Transitioning between activities
- Communicating with unfamiliar adults
- Participating in group activities
- Managing changes in routine
- Becoming more independent
Professionals can help families recognize strategies that will be most effective in their next stages.
Supporting Parents
Parents are half of the building blocks of early intervention. Now that caregivers understand how to prompt for particular skills, children may receive many more chances to practice them across the day.
Family involvement may include:
- Practicing therapy goals at home
- Using consistent communication
- Encouraging positive behaviors
- Sharing progress with professionals
- Creating predictable routines
- Celebrating small improvements
The aim should be to keep support reasonable and achievable in the context of normal family life.
Measuring Progress
One should not assume that whilst a certain strategy may work today, it will work indefinitely and therefore progress should be reviewed regularly. This allows the professionals and families to track changes and highlight areas of further concern.
Progress may include:
- Increased communication
- Better social participation
- Improved independence
- More engagement during activities
- Stronger daily living skills
- Greater comfort with routines
Tiny gains can shed light on which strategies help and what to do next.
Growing With Your Child
Developmental needs of children can change over time. Goals may be more advanced as new skills appear, and strategies may need to be updated.
For parents looking for early intervention autism services, finding a practitioner who incorporates parent education into sessions and offers both individualized planning and ongoing communication can ease the process. The structured method of early intervention therapy and the help from an early intervention specialist can create a strong place for you and your child to start out and grow with.
Given the right combination of support, patience, consistency, and meaningful family involvement across contexts, early intervention can lay the groundwork for the sorts of communication, social, learning, and daily living skills that can help create greater confidence in entering or reentering life more regularly as children grow.
Business & Hustles
From Ideas to Execution: How Clear Communication Shapes a Website Project
Before an ecommerce website has a finished homepage, product menu or color palette, the business and website team have to work through some basic questions. Which products should be grouped together and what information needs to be on the homepage? Which brand materials are already available and what still needs to be created?
They also need to determine who is responsible for providing written content and product details, as well as who will review and approve the work.
Based in Woodinville, Washington, Accel Ecommerce works with businesses building new ecommerce websites or updating stores that are outdated, incomplete, difficult to use or inconsistent with the brand.
The company was founded by a team with years of industry experience who wanted to make the website development process more organized and collaborative for clients.
Communication, quality, customer support, accountability, and continuous improvement guide each project. That means collecting the right information early in the process, clearly explaining decisions, listening to feedback and ensuring clients know what is expected at each stage of the project.
Customers may only see the finished pages, but behind them are dozens of decisions about content, organization, branding and functionality. Clear communication helps the team and client make those choices together and turn the business’s ideas into a store that is organized, easy to use and true to the brand.
Leading With the Right Questions
Before moving into design, Accel Ecommerce learns about the client and their business. Initial conversations cover the company’s goals, target market, products, branding, and overall vision for the site.
Even when a client already has a logo, preferred colors and a product list, there is usually more to learn before those pieces can be turned into a website. The team needs to know which products belong together, which parts of the business deserve the most attention and whether the existing brand materials still fit the direction the client wants to take.
Those conversations also help the team plan out the homepage. A business may have several product lines, company information, featured products and other content it wants visitors to see, but there is only so much room on the page.
Roles also have to be clear from the beginning of the project. If the client is providing product descriptions, company information, photos or brand files, the team needs to know what will be supplied and when.
At the same time, clients need to understand which design choices and content decisions will come back to them for review. Having those expectations in place makes it easier to stay on track.
Research gives the team a deeper understanding of the business, its products, market and competitors, helping them make decisions about the store’s branding, organization and presentation.
Instead of making design choices based on assumptions, the team can build the site around what the business sells, how it wants to present itself and what customers need when they visit.
Giving Every Product and Page a Place
Once the planning process is complete, Accel Ecommerce can start creating a fully-functioning website. The company builds out the pages, menus, product categories and other elements that bring the site together.
Products are grouped into categories, menus direct visitors to the right pages and key information is placed where it can easily be found. Visual elements such as colors, fonts, graphics and page layouts are then applied across the site to create a consistent look.
Creative work can include logos, custom color palettes, homepage banners, category graphics, buttons, blog layouts and other elements. Each piece should complement the others so the site feels cohesive.
For businesses with an existing website, the team may need to reorganize pages, rethink product categories, update branding, or decide which content is worth keeping.
That does not necessarily mean starting over. More often, it means identifying what is working, addressing what is not, and making changes that more effectively support the business and its customers.
Someone visiting the site should be able to understand what the business offers and easily find their way around.
Continuous Improvement Happens Through Feedback
The first version of a website is not always the final version. Accel Ecommerce relies on client feedback to refine pages, graphics, product categories and other parts of the site as they come together. Once the website is built, clients can point out specific areas they want to be adjusted.
Sometimes, a color may not feel right for the brand, a product grouping may be too broad, a homepage image may not represent the business accurately or important information may be too far down the page.
Accel Ecommerce listens to what clients want, but also considers how those changes will affect the people using the website. Design choices still need to make the website easy to read and navigate.
“Industry trends can provide useful ideas, but the final design should still fit the client’s business, products, audience, and preferences,” the company said.
Clients do not need to know design terminology to provide productive feedback. They just need enough context to understand what they are reviewing and what the team is trying to accomplish.
Keeping Responsibilities Clear From Start to Finish
Building an ecommerce site often involves the client, the website team and outside services such as hosting platforms or ecommerce tools. Because several people and providers can be involved, Accel Ecommerce makes sure clients know who is responsible for each part of the process and where different questions should be directed.
Page design, site organization and other website decisions may fall to Accel Ecommerce, while technical issues involving an outside platform may need to be handled by that provider.
Product information, approvals and other business decisions may be the client’s responsibility. Depending on the project, clients may also have access to a dedicated account manager, daily classrooms and six months of live support.
The level of guidance Accel Ecommerce provides can vary depending on the client’s experience. Someone building an online store for the first time may need more explanation than a business owner who is already familiar with ecommerce.
As the project progresses, the information clients need changes. Early conversations focus on the site’s structure, content and materials the client needs to provide. Later, the focus shifts to the store’s back end, launch preparation and how clients will manage the site once it goes live.
Consistent Communication Creates Better Websites
A website project can reveal more about a business than how it wants its pages to look. Decisions about navigation, product categories, homepage priorities and branding can also help a company decide what matters most and how it wants to present its product or service.
That makes communication more than a project-management tool. Questions from the website team can bring attention to gaps the business may not have considered, while client feedback can clarify which products, messages and visual choices best represent the company.
If products are difficult to organize into categories, customers may have trouble understanding the differences between them. If everything feels important enough to feature on the homepage, the business may need to decide which products, services or messages should take priority.
The strongest website decisions come from working through those issues together. The client brings knowledge of their company, customers and products, while the website team brings an outside perspective on how that information may come across to someone who is unfamiliar with the business.
By launch, the website will ideally reflect a business that has made decisions about what it offers, what customers need to understand and how those ideas should be presented online. The client should also come away knowing how to personally manage the site once the project is complete.
“Success is not limited to a sales or traffic number. It can also mean that a client has a professional website, understands the process, feels supported, and has a stronger online foundation,” Accel Ecommerce said.
Business & Hustles
Trump endorses Israeli Prime Minister Netanyahu for reelection amid Iran war

Trump endorses Israeli Prime Minister Netanyahu for reelection amid Iran war
Business & Hustles
Trump waives Russia sanctions as Cruz and Haley call it a mistake
Former U.S. Energy Secretary Dan Brouillette breaks down the market impact of President Donald Trump’s reported Russia diesel deal. Lawmakers, including Senator Thom Tillis, urge the administration to drop the controversial agreement.
President Donald Trump‘s decision to waive new sanctions on Russia is drawing sharp criticism from Republicans and Democrats alike, with several prominent GOP figures warning that the move could embolden Russian President Vladimir Putin as Moscow continues its war against Ukraine.
Trump signed an executive order Friday waiving key Russia-related sanctions and tariffs under the Graham Act, legislation he signed into law last month aimed at increasing economic pressure on Moscow.
The law, backed by the late Sen. Lindsey Graham, R-S.C., authorized tariffs of up to 100% on certain goods imported into the United States from major buyers of Russian oil and gas.
Former U.N. Ambassador Nikki Haley reposted FOX Business’ reporting on Trump’s executive order, calling the president’s decision a potentially defining moment.
TRUMP WAIVES MANY RUSSIAN SANCTIONS, TARIFFS UNDER NEW LAW BACKED BY LINDSEY GRAHAM

President Donald Trump issued an executive order Friday, Oct. 16, 2026, waiving certain sanctions and tariffs targeting Russia and countries purchasing Russian energy. (Kevin Dietsch/Getty Images)
“There are certain decisions that will go down as history-defining moments. This is one of them. It’s a terrible misjudgment of Putin, who has made it clear he wants to destroy the West. We shouldn’t help him do it,” Haley posted on X.
Sen. Ted Cruz, R-Texas, also criticized the decision during an appearance Saturday on Fox News.
“Look, I wish the president hadn’t done it. I think it was a mistake,” Cruz said.
Cruz acknowledged that Trump was likely focused on rising fuel costs, including diesel and gasoline prices.
When asked by Fox News’ Aishah Hasnie whether he would tell Trump not to waive the sanctions, Cruz answered: “I would, yes.”
TRUMP’S CANADA TRADE WAR IS ENTERING A DANGEROUS NEW PHASE FOR THESE BATTLEGROUND STATES

Russian President Vladimir Putin faced renewed scrutiny after President Donald Trump waived certain sanctions targeting Moscow, drawing criticism from U.S. lawmakers. (Getty Images / Getty Images)
Trump wrote in the order that the waiver was in the “national interests of the United States.”
Asked Saturday by reporters about his decision to waive the sanctions, Trump defended his approach.
“A lot of you don’t know what my decision is yet, but we’ll figure it out, and you’ll figure it out,” Trump said.
“It’s a very good decision, and it’s going to be a decision that’s good for the country, and I think good for the world because we’re really at a world stage,” he added.
Sen. Thom Tillis, R-N.C., called the decision “beyond irresponsible.”
“What part of enforcing a law passed 86-11 by the Senate does the President and his advisors not understand?” Tillis wrote on X. “It’s unconscionable that this administration is capitulating to a Russian dictator who illegally invaded Ukraine and butchers innocent civilians every single day.”
TREASURY SHOWS OFF NEW TRUMP DOLLAR COIN, URGES AMERICANS TO SPEND IT AT LIBERAL COFFEE SHOPS

Sen. Ted Cruz, R-Texas, criticized President Donald Trump’s decision to waive certain Russia sanctions, saying he believed the move was a mistake. (Tom Williams/CQ-Roll Call, Inc via Getty Images / Getty Images)
Sen. Richard Blumenthal, D-Conn., who helped draft the Graham Act, also criticized Trump’s decision, accusing the president of turning his back on lawmakers and European allies.
“These waivers have nothing to do with our national security, and everything to do with sucking up to Vladimir Putin,” Blumenthal said.
Ukrainian President Volodymyr Zelenskyy warned Saturday that the sanctions relief could encourage Moscow to continue its attacks on Ukraine.
“The decision to undo all of this, to block all of it, seems wrong to me,” Zelenskyy wrote on X. “It definitely helps only the Russians.”
“It only fuels their satisfaction and their desire to keep killing people,” he added.
The waiver comes amid rising diesel and gasoline prices linked to the conflicts in Iran and Ukraine. Trump recently reached an agreement with Putin under which Russia would release millions of tons of diesel into global markets.
TRUMP’S INVESTMENT PUSH HITS EUROPE AS IRISH PM EYES NEXT TARIFF BREAK

Ukrainian President Volodymyr Zelenskyy criticized President Donald Trump’s decision to waive certain Russia sanctions, warning that the move could encourage Moscow to continue its attacks. (Reuters/Shannon Stapleton / Reuters)
Friday’s executive order does not affect certain Russia-related sanctions imposed under previous executive orders.
Sen. Darline Graham, R-S.C., who succeeded her late brother, also expressed disagreement with Trump’s decision.
“Personally, I would choose to keep the pressure on Russia,” she told reporters, according to Reuters. “Because I don’t trust Putin and I don’t trust Russia.”
CLICK HERE TO GET FOX BUSINESS ON THE GO
FOX Business’ Brie Stimson contributed to this report.
Business & Hustles
Value-Up Arrives in ASEAN: Six Markets Competing to Narrow the Gap
ASEAN is adapting Japan and Korea’s corporate value-up models to improve governance, disclosure, and investor participation. Countries like Singapore, Malaysia, Thailand, Indonesia, Philippines, and Vietnam are implementing various value-up programs. The goals are similar: better shareholder returns, governance, and investability. Companies can enhance visibility and access to capital by improving capital allocation, shareholder returns, and investor engagement. ASEAN’s value-up agenda is progressing towards more structured expectations and greater regional alignment, enhancing the region’s capital markets’ integration.
ASEAN’s value-up agenda is evolving from market-specific reforms into a broader push to improve corporate value, governance and investor participation. Inspired by Japan’s 2023 reforms and Korea’s 2024 Corporate Value-Up Program, the region is adapting the model to local priorities. Singapore has introduced its Equities Market Review and S$30 million Value Unlock programme; Malaysia launched MY Value Up Programme for 88 large listed companies; and Thailand has linked value-creation initiatives with domestic investment incentives. Indonesia is pursuing governance and market-structure reforms, the Philippines is emphasising investor engagement, while Vietnam remains focused on strengthening market quality and infrastructure.
Despite different approaches, the objectives are similar: better capital allocation and shareholder returns, stronger governance and disclosure, and greater investability. These priorities address persistent constraints including concentrated ownership, limited free float, uneven institutional participation and gaps in research coverage. For companies, stronger capital allocation, shareholder-return policies and investor engagement can improve market visibility and access to institutional and international capital.
Implementation will determine whether these programmes deliver lasting value. Voluntary frameworks risk superficial compliance, while ownership, free-float and liquidity constraints require broader structural change. As ASEAN moves towards more structured expectations and greater regional alignment under initiatives such as the ACMF Action Plan 2026-2030, companies that improve capital efficiency, transparency and investor engagement early should be better positioned as regional capital markets become more integrated.
Background: Where Value-Up Came From and Why It Spread
Japan’s Template
The Tokyo Stock Exchange (TSE)’s Value-Up initiative took shape in March 2023, when the TSE asked all Prime and Standard Market companies to assess their cost of capital and profitability, identify areas for improvement, and disclose plans to strengthen capital efficiency and market valuation. The TSE subsequently began publishing a monthly list of companies that had disclosed their responses, adding market visibility and reputational pressure to an otherwise principles-based framework.
The initiative coincided with a marked re-rating of Japanese equities. By 10 November 2023, the TOPIX had risen 24% for the year. Foreign investors recorded ten consecutive weeks of net buying between April and June, with purchases of cash equities and futures totalling ¥7.9 trillion. At the company level, the share of Prime Market companies trading below book value fell from 50% in July 2022 to 44% in July 2025, while those recording return on equity (ROE) below 8% declined from 47% to 43%. While broader market and macroeconomic factors also contributed, these shifts coincided with greater scrutiny of capital efficiency, governance and shareholder returns.
South Korea’s Iteration
Korea followed in February 2024 with its Corporate Value-Up Program, adapting elements of Japan’s approach to address the longstanding “Korea discount“. The programme encourages listed companies to voluntarily disclose plans covering capital efficiency and shareholder returns, supported by a Korea Value-Up Index, related ETFs, tax incentives and broader governance reforms.
In 2025, the KOSPI rose 75.6%, while the Korea Value-Up Index gained 89.4%. Cash dividends reached KRW50.9 trillion, up 11.1% year on year, while treasury-share cancellations rose to KRW21.4 trillion. Net assets in Value-Up ETFs reached KRW1.3 trillion by year-end, up 162.5% from their inception. Corporate participation accelerated further in 2026: full disclosures rose from 179 in February to 582 in March and 747 by July, with the March increase following tax changes that strengthened incentives for participating high-dividend companies. While these outcomes cannot be attributed to the programme alone, they point to stronger corporate participation and investor interest.
Taiwan Joins, and the Model Broadens
In 2024, Taiwan made “Strengthening the Capital Market and Enhancing Market Value” a key TWSE priority. Building on similar initiatives in Japan and Korea, the strategy encourages listed companies to assess indicators such as cost of capital, profitability and PBR, develop measures to enhance corporate value, and communicate them to investors. The TWSE subsequently incorporated Corporate Value Enhancement Plans into its Corporate Governance Best Practice Principles and launched an IR engagement platform in December 2024 to strengthen communication between listed companies and institutional investors.
Why Value-Up Resonates Across ASEAN
The structural frictions behind North Asia’s value-up reforms are also visible across parts of ASEAN. Despite substantial market development, ASEAN capital markets vary considerably in depth, liquidity and institutional participation. The ACMF has highlighted relatively small individual market size, subscale trading volumes and limited liquidity as constraints on regional market development, while the ADB noted in 2026 that ASEAN markets had yet to reach the scale needed to support the region’s long-term development ambitions. These conditions increase the relevance of measures aimed at improving disclosure, corporate value and investor engagement.
Regulators and exchanges are already moving in this direction. Singapore has expanded research coverage for smaller issuers through the Grant for Equity Market Singapore (GEMS); Malaysia’s Capital Market Masterplan 2026-2030 has emphasised stronger governance and sustainability disclosure; and Thailand’s Corporate Governance Code and SET ESG Data Platform support greater transparency, shareholder engagement and long-term value creation. Together, these initiatives provide a foundation for the broader value-up frameworks now emerging across ASEAN.
The Current State of Play Across ASEAN
The six markets sit at different points on the value-up spectrum, ranging from established programmes with dedicated funding and incentives to earlier-stage governance and market-development reforms.
Singapore
In November 2025, the Monetary Authority of Singapore’s Equities Market Review Group closed a year of consultation with a package of measures built around a S$30 million Value Unlock scheme, a second tranche of Equity Market Development Programme (EQDP) fund-manager appointments, and an SGX-Nasdaq dual-listing bridge. Implementation has since progressed in 2026. MAS expanded the EQDP from S$5 billion to S$6.5 billion, while the Value Unlock programme opened for applications through its Equip and Elevate grants, which co-fund training and professional advisory support in areas including corporate strategy, financial management and investor relations. Meanwhile, SGX and MAS have advanced the regulatory framework for the Global Listing Board, designed to provide eligible companies with a streamlined pathway to dual listings on SGX and Nasdaq.
A March 2026 MAS speech by Managing Director Chia Der Jiun positioned these measures as part of a broader effort to embed value creation more firmly into Singapore’s corporate and market architecture. MAS is reviewing the Code of Corporate Governance to place greater emphasis on boards’ responsibilities for shareholder value creation and investor engagement, while SGX is working towards mandatory disclosures covering areas such as dividend policy, investor relations policy and the link between remuneration and value creation. This suggests that Singapore’s approach is beginning to extend beyond voluntary capability-building towards stronger market-wide expectations around how companies create and communicate shareholder value.
This is complemented by measures addressing the demand and visibility sides of the market. By February 2026, S$3.95 billion under the EQDP had been allocated across 9 asset managers, while the enhanced S$50 million GEMS scheme had supported more than 1,500 research reports and provided first-time coverage for over 100 stocks. Together with Value Unlock, these measures give Singapore a comprehensive framework, combining company-level value creation with institutional capital, research coverage and potentially stronger disclosure requirements.
Malaysia
Malaysia launched its MY Value Up Programme in April 2026 as a joint initiative of the Securities Commission and Bursa Malaysia under the Capital Market Masterplan 2026-2030. The initial programme focuses on 88 of the largest public-listed companies, each with a market capitalisation of about RM4 billion or more and collectively representing around 80% of Bursa Malaysia’s total market capitalisation. Participation remains voluntary but is highly encouraged.
The programme asks companies to develop and communicate medium- to long-term Value Up Plans setting out their growth strategies, targets and capital allocation priorities, supported by stronger board-level accountability and investor engagement. Rather than prescribing uniform performance targets, the Guidebook provides a principles-based framework and suggested metrics that companies can adapt to their business and industry. These include measures of capital efficiency and shareholder value, such as ROE relative to the cost of equity, alongside shareholder returns and relevant market-valuation and sector-specific indicators.
Implementation is being phased. In 2026, the focus is on familiarisation and alignment, with regulators engaging targeted companies on the submission of their plans. From 2027, targeted companies are expected to begin publishing their Value Up Plans, creating a public baseline for investor assessment and engagement. The framework could become more prescriptive over time, with regulators indicating that mandatory disclosure requirements may be considered from 2028. Alongside the MY Value Up Programme, Bursa Malaysia’s expanded Research Incentive SchemE Plus (Bursa RISE+) complements the initiative by providing research coverage for selected companies, helping to improve their visibility and investor awareness.
Thailand
The Stock Exchange of Thailand (SET) launched the JUMP+ Program to help listed companies strengthen their competitiveness and create long-term corporate value. The program supports companies throughout the process, from developing their growth plans to putting them into action.
The inaugural JUMP+ cohort comprises 142 listed companies that voluntarily joined the program, surpassing the initial target of 100 companies. As of 1 April 2026, they represented approximately 16% of all listed companies and 14% of total market capitalization. Participants span all industry groups across SET and mai.
At the core of JUMP+ is a three-year value-creation plan for 2026–2028, approved by each company’s board of directors and covering three dimensions: Business, Governance and Climate Action. Participating companies have developed 277 Business Plans, focusing on areas including revenue and profit growth, business expansion, operational efficiency and competitiveness. On governance plans, participants have set out 459 governance initiatives addressing accountability and transparency, people and risk management, and board structure and qualifications. Meanwhile, more than 80% of participating companies have developed Climate Action Plans, including initiatives on greenhouse gas measurement, verification and emissions reduction.
JUMP+ Program Framework
Supporting Companies from Planning to Action
SET, the Capital Market Development Fund (CMDF) and partner organizations support companies in implementing their JUMP+ plans through grants of up to THB 5 million, advisory services, training and workshops, and corporate visibility activities such as JUMP+ Investor Day, roadshows, media program and research coverage.
Participating companies have now entered the implementation phase, with progress to be reported every six months and communicated to investors through activities such as Earnings Call (Opportunity Day).
Linking Corporate Value Creation with Domestic Investment
JUMP+ is also connected to Thailand’s broader domestic investment ecosystem. Under the expanded Thai ESG and Thai ESGX rules, shares of JUMP+ participants with a Corporate Governance Report (CGR) score of at least 90 may qualify as eligible investments.
As of 27 February 2026, 77 Thai ESG funds, including Thai ESGX funds, were managed by 19 asset managers, with aggregate net asset value of approximately THB 104.1 billion. This provides a potential channel for eligible companies’ value-creation plans and progress to gain greater visibility among domestic investors.
By connecting strategy, implementation, support and investor transparency, JUMP+ aims to help Thai listed companies strengthen competitiveness, pursue sustainable growth and create long-term value.
Indonesia has pursued value-up through market-structure and governance reform. In February 2026, the Financial Services Authority (OJK), together with the Indonesia Stock Exchange (IDX) and Indonesia Central Securities Depository (KSEI), accelerated an eight-point capital-market reform agenda aimed at strengthening liquidity, transparency and investor confidence. The reforms focus on ownership transparency, free float, enforcement and listed-company governance, addressing concerns over concentrated shareholdings and investability that had weighed on the market’s standing with international investors.
A central pillar is tighter ownership and free-float disclosure. IDX amended Regulation I-A in March 2026 to strengthen free-float requirements, including a minimum 15% threshold for the largest new listings, while refining the definition of free float and strengthening governance requirements for listed companies. OJK, IDX and KSEI also introduced public disclosure of shareholdings above 1%, implemented a High Shareholding Concentration framework, expanded investor classifications in KSEI ownership data to 39 categories, and strengthened reporting of controlling shareholders, directors, commissioners and beneficial owners. Together, these measures are intended to make effective ownership and investable float easier for investors and index providers to assess, while improving price discovery and market liquidity.
Indonesia Capital Market Transparency Reform Framework
Source: BRI Danareksa Sekuritas
The reforms have received recognition from global index providers, but implementation remains under scrutiny. MSCI acknowledged Indonesia’s transparency reforms in April 2026 and, in its June Market Classification Review, described the measures as a step in the right direction while retaining Indonesia’s Emerging Market status. However, it continued to flag concerns over shareholder transparency and trading behaviour, and warned that insufficient progress by the November 2026 Index Review could trigger further action, potentially including consultation on a reclassification to Frontier Market status.
The Philippines has taken a more engagement-led approach to corporate value creation, focusing on improving the connection between listed companies and investors. The Philippine Stock Exchange (PSE) launched InvestPH in 2025 as a platform to showcase listed companies and the broader Philippine investment opportunity to domestic and foreign institutional investors. Institutional investors account for around 80% of PSE trading activity, making deeper engagement with this investor base particularly relevant to market liquidity and company visibility. The inaugural event attracted more than 300 participants and facilitated 180 one-on-one meetings between institutional investors and participating listed companies. The initiative expanded in 2026, when foreign investor participation nearly doubled and 250 one-on-one meetings were held between institutional investors and companies. InvestPH 2026 also placed corporate governance and value creation more explicitly on the agenda, including a dedicated session on “Governance and Value Up Reforms” involving the Securities and Exchange Commission and listed-company executives.
This engagement extends beyond the annual conference. Since 2022, the PSE and Bloomberg have jointly organised Investor Relations Workshops aimed at strengthening communication between listed companies and investors and sharing strategies to enhance stakeholder value. The 2025 workshop, for example, brought together 34 participants, including representatives from 12 PSE-listed companies. The PSE also holds PSE STAR (Strengthening Access and Reach): Investor Day, which allows listed companies to present their performance, developments and growth strategies through live and on-demand briefings. As of August 2026, the PSE had conducted 13 editions featuring 75 listed companies. The latest, held on August 17 and 18, featured live briefings from executives of 13 companies. These initiatives are supported by efforts to improve corporate disclosures. In January 2025, the PSE released ESG 101: A Reporting Guidebook to help issuers produce reliable disclosures of material sustainability information and connect ESG performance with business strategy, financial results and long-term value creation. Together, these initiatives reflect an emerging model centred on stronger investor communication, corporate visibility and direct engagement.
The engagement push is being complemented by broader reforms intended to make the Philippine capital market more accessible and competitive. The Capital Markets Efficiency Promotion Act (CMEPA), which took effect in July 2025, reduced the stock transaction tax from 0.6% to 0.1%, alongside other measures aimed at simplifying taxation and lowering transaction costs. This provides an important market-structure counterpart to the PSE’s engagement and disclosure initiatives seek to improve how companies communicate their value proposition, while reforms such as CMEPA reduce frictions for investors seeking to allocate capital. The Philippines’ model therefore remains less prescriptive than the value-up frameworks emerging elsewhere in ASEAN, but is increasingly building the infrastructure for stronger investor engagement, visibility and market participation.
Vietnam
Vietnam remains an observer of the regional value-up trend, with reforms focused on strengthening market quality rather than establishing a dedicated company-level programme. Under its Securities Market Development Strategy to 2030, the government aims to raise listed-company governance above the Southeast Asian average, strengthen ESG practices and attract greater institutional and foreign participation. The Securities Market Upgrade Scheme, approved in September 2025, further links these reforms to Vietnam’s ambition to meet international emerging-market standards. Progress was recognised by FTSE Russell in October 2025, when it announced that Vietnam would be reclassified from Frontier to Secondary Emerging Market status, effective September 2026. FTSE Russell cited improvements including the removal of prefunding requirements for foreign institutional investors and enhancements to market infrastructure, while noting that Vietnam had met all criteria for Secondary Emerging Market status.
Timeline for the reclassification of Vietnam from Frontier to Secondary Emerging Market
Source: VinaCapital
Progress continued in 2026, with the State Securities Commission (SSC) prioritising improvements in corporate governance, information disclosure and auditing, alongside stronger market supervision and further securities-law reforms. Vietnam therefore remains at an earlier stage than Malaysia or Thailand: its current focus is on building the governance, transparency and market infrastructure that could support more explicit corporate value-up initiatives over time.
Opportunities for Companies to Uplift Their Value
For issuers, the region’s emerging value-up frameworks point to four interconnected opportunities: (1) improving capital efficiency and shareholder returns; (2) strengthening governance, disclosure and investor engagement; (3) broadening the investor base and market visibility; and (4) benchmarking against regional and global best practice. Together, these measures can reinforce investor confidence, improve access to capital and support stronger corporate value over time.
Improve Capital Efficiency and Shareholder Returns
The most direct opportunity is to improve how companies earn, allocate and return capital. Companies can divest non-core or underperforming assets, unwind inefficient cross-shareholdings and redirect capital towards businesses capable of generating stronger returns. Evidence from Japan supports the link between capital efficiency and market valuation: a 2026 Journal of Corporate Finance study of the Tokyo Stock Exchange’s initiative found that investors particularly favoured low-PBR companies with higher ROE, alongside valuation improvements among persistently undervalued firms.
Disciplined capital allocation is particularly relevant in Southeast Asia. BCG’s 2025 Southeast Asia Value Creators Report, covering 525 listed companies, found that the region generated a market-cap-weighted total shareholder return (TSR) of 12.4% over the six years to July 2025, but a median TSR of only 4.4%. Multibusiness conglomerates, representing around 8% of regional market capitalisation, recorded a median TSR of 0%. BCG identifies sharper capital allocation as one of the key levers for addressing this gap, including clearer prioritisation between investment in core businesses, M&A, dividends and share buybacks.
Six-year TSR by Region (31 July 2019-31 July 2025, %)
Source: BCG 2025 Southeast Asia Value Creators Report
Where attractive reinvestment opportunities are limited, companies can return surplus capital through sustainable dividends, share buybacks and share cancellations. These measures should form part of an integrated capital-allocation framework: investment should take priority where expected returns exceed the cost of capital, while excess capital can be returned when compelling opportunities are unavailable.
Strengthen Governance, Disclosure and Investor Engagement
Strong governance supports value creation by increasing investor confidence in how companies are managed and capital is allocated. The ASEAN Corporate Governance Scorecard (ACGS) provides a common regional benchmark covering shareholder rights and equitable treatment, disclosure and transparency, sustainability and board responsibilities.
In 2026, the Singapore Governance and Transparency Index (SGTI) assessment of 458 listed companies illustrates both progress and remaining gaps. The overall mean governance score reached 69.5, but only 33% of dividend-paying companies disclosed a dividend payment policy, 40% explained how boards solicit shareholder views, and 49% disclosed an investor relations policy. These gaps highlight opportunities for companies to differentiate themselves through clearer capital-return policies and more structured investor engagement.
B.R.E.A.D Score by Percentage (General Performance)
Source: Corporate Governance for the Value Era
Governance improvements are most effective when accompanied by forward-looking disclosure and regular communication with investors. Clearer reporting of capital-allocation priorities, medium-term objectives and progress against targets can reduce information asymmetry, while investor engagement allows management to explain strategic decisions and better understand shareholder concerns.
Broaden the Investor Base and Improve Market Visibility
Companies can broaden their investor base by improving both investability and visibility. Free float and trading liquidity are important because major global indices consider shares actually available to investors when determining index inclusion and weights. MSCI’s Global Investable Market Index Methodology uses a Foreign Inclusion Factor reflecting shares available to international investors, while FTSE Russell similarly adjusts index weights for public free float. MSCI further refined its methodology in its May 2026 Index Review by introducing more granular free-float bands.
Visibility is particularly important for small- and mid-cap companies. The OECD’s 2025 review of equity markets for growth companies found that 54% of surveyed jurisdictions identified insufficient research availability as an investor challenge, while another 8% cited the cost of obtaining research. Companies can address this through stronger investor relations, accessible corporate information and broader analyst coverage, helping reduce information asymmetries, support liquidity and attract a wider range of investors.
Comparison of Free Float Levels between Growth and Main Markets, end-2023
Source: OECD 2025 Equity Markets for Growth Companies
Benchmark Against Regional and Global Best Practice
Benchmarking against regional and global peers can help companies identify gaps in governance, disclosure, investor engagement and capital efficiency, while providing a practical basis for strengthening their investment proposition. This is becoming increasingly relevant as investor expectations and market standards converge across jurisdictions.
Regional initiatives are reinforcing this trend. The ASEAN Capital Markets Forum’s (ACMF) Action Plan 2026-2030 seeks to deepen market connectivity and promote greater consistency and interoperability across ASEAN capital markets, including more comparable sustainability disclosures and stronger cross-border investment frameworks. As standards converge, companies that benchmark against leading peers can identify gaps earlier, adapt to changing investor and regulatory expectations, and compete more effectively for regional and international capital.
ACMF Action Plan 2026-2030: Strategic Priorities and Initiatives
Source: ACMF Action Plan 2026-2030
Challenges and Path to Implementation
Superficial Compliance
Voluntary or principles-based frameworks risk encouraging disclosure without meaningful changes to capital allocation, governance or shareholder returns. Clear targets and progress monitoring are therefore important. The TSE publicly tracks companies’ disclosure status, while Thailand’s JUMP+ requires board-approved 2026-2028 value-creation plans and half-yearly updates, helping investors distinguish substantive reform from participation in name only.
Weak Incentive Design
Participation also depends on whether the benefits justify the costs of additional disclosure, governance reform and changes to capital allocation. As the OECD highlights, governance frameworks should align incentives with long-term value creation rather than compliance alone. Value-up programmes therefore need sufficiently clear benefits to encourage meaningful participation.
Free Float and Ownership Transparency
Concentrated ownership can limit free float and institutional participation. OECD research finds that strategic individuals hold more than one-quarter of equity in growth companies, versus 7% in main-market companies, while institutional ownership stands at 18% versus 46%. Clearer ownership structures and greater tradable float can therefore improve investability and broaden the investor base.
Liquidity
Limited market liquidity can also constrain the impact of company-level reforms. Institutional investors held only 21% of Asian listed equity in 2025, compared with 47% globally, with holdings below 10% in Indonesia, the Philippines and Vietnam. Addressing this gap requires improvements in free float and investor engagement alongside broader efforts to deepen institutional participation and secondary-market activity.
Institutional Investor Holding in Asia, 2025
Source: OECD Asia Capital Markets Report 2026
Outlook
ASEAN’s value-up agenda is likely to become more structured as regulators move from encouraging better corporate practices towards clearer expectations around targets, disclosure and accountability. Companies can prepare by establishing credible capital-efficiency targets, shareholder-return policies and mechanisms for tracking and communicating progress.
Value creation is also becoming more closely linked to ASEAN’s broader sustainability and market-integration agenda. The ACMF Action Plan 2026-2030, with 11 priorities and 18 initiatives, promotes regional integration, sustainability and global positioning through measures including ASEAN indices, cross-listing frameworks and regional sustainability initiatives. This could make corporate disclosure, governance and investability increasingly important beyond companies’ domestic markets.
Ultimately, the next phase of ASEAN’s value-up agenda will depend less on launching new programmes than on translating existing initiatives into measurable corporate change. As regional standards and capital markets become more interconnected, companies that strengthen capital allocation, governance, transparency and investability early should be better positioned to attract regional and international capital.
This article was written by Smartkarma, in collaboration with ASEAN Exchanges.
Source : Value-Up Comes to ASEAN: How Six Markets Are Racing to Close the Discount
-
Fashion5 days agoWeekend Open Thread: Kut from the Kloth
-
Entertainment6 days agoAnna Faris Says Chuck Lorre’s ‘Mom’ Remarks Still Hurt
-
Tech & AI5 days agoDouble Fine’s First Post-Xbox Title, First-Person Soulslikes And Other New Indie Games Worth Checking Out
-
Tech & AI7 days ago
Porsche Just Revealed The Mission S, And It’s So Much More Than Just A New Concept Car
-
Tech & AI6 days agoDaily Deal: The 2026 Complete Godot Stack Development Bundle
-
Entertainment6 days agoJake Bauers’ Wife Reacts to NLCS MVP Win After Viral Comments
-
Tech & AI5 days agoHackers breach Microsoft 365 tenants via ConnectWise supply-chain attack
-
Entertainment7 days ago‘RHONY’ Carole Radziwill Exposes Truth About Ghislaine Maxwell
-
Tech & AI5 days agoReplit is no longer working with Anthropic, CEO says
-
Business & Hustles7 days agoLARRY KUDLOW: Don’t count the GOP out yet
-
Entertainment4 days agoBritney Spears Praises Janet Jackson In Heartfelt Message
-
Fashion6 days agoCoffee Break: Gilded Peony Blazer
-
Tech & AI5 days agoNeodraDynamics Neo1 Rises Thirteen Feet High to Carry Half Ton Loads at Work
-
Tech & AI6 days agoReview: Herbie Mann’s Hold On, I’m Comin’ Revives Its Vintage Quad Mix on Rhino Quadio Blu-ray
-
Business & Hustles5 days ago25 Videos You Can Film This Week
-
Fashion6 days agoGucci’s Bag Campaign Gets a Fresh Look for Fall
-
Tech & AI6 days agoDaily Deal: The Ultimate Web Coding for Everyone Bundle
-
Business & Hustles6 days ago
Bitcoin rebounds to $82k but set for second week in red
-
Tech & AI7 days agoAmazon Launches New Bee 'Personal AI' Devices That Listen to Conversations
-
Tech & AI4 days agoIntel Nova Lake processors could ditch three-digit names for Core Ultra 4000 branding

You must be logged in to post a comment Login