Affirm Holdings, Inc. (AFRM) Q4 2026 Earnings Call August 27, 2026 5:00 PM EDT
Company Participants
Zane Keller – Head of Investor Relations
Max Levchin – Founder, CEO & Chairman
Robert O’Hare – Chief Financial Officer
Conference Call Participants
Adam Frisch – Evercore ISI Institutional Equities, Research Division
Harry Bartlett – Rothschild & Co Redburn, Research Division
Harshita Rawat – Bernstein Institutional Services LLC, Research Division
Robert Wildhack – Autonomous Research US LP
William Nance – Goldman Sachs Group, Inc., Research Division
Dan Dolev – Mizuho Securities USA LLC, Research Division
Jason Kupferberg – Wells Fargo Securities, LLC, Research Division
James Faucette – Morgan Stanley, Research Division
Connor Allen – JPMorgan Chase & Co, Research Division
Bryan Keane – Citigroup Inc., Research Division
Matthew O’Neill – BofA Securities, Research Division
Andrew Bauch – BMO Capital Markets Equity Research
Moshe Orenbuch – TD Cowen, Research Division
Darrin Peller – Wolfe Research, LLC
Daniel Perlin – RBC Capital Markets, Research Division
John Hecht – Jefferies LLC, Research Division
Timothy Chiodo – UBS Investment Bank, Research Division
Presentation
Operator
Good afternoon. Welcome to the Affirm Holdings Fourth Quarter Fiscal 2026 Earnings Call. [Operator Instructions] As a reminder, this conference is being recorded, and a replay of the call will be available on our Investor Relations website for a reasonable period of time after the call.
I’d now like to turn the call over to Zane Keller, Head of Investor Relations. Thank you. You may begin.
Zane Keller
Head of Investor Relations
Thank you, operator. Before we begin, I would like to remind everyone listening that today’s call may contain forward-looking statements. These forward-looking statements are subject to numerous risks and uncertainties, including those set forth in our filings with the SEC, which are available on our Investor Relations website. Our actual results may differ materially from any forward-looking statements that we make today. These forward-looking statements speak only as of today, and the company does not assume any



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