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High schools experiment with new personal finance teaching methods

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High schools experiment with new personal finance teaching methods

High schools around the country are experimenting with new ways to teach students about personal finance, as educators look to boost students’ knowledge about finance and investing.

Financial literacy is a growing focus of policymakers as nearly 30 states have implemented laws or regulations that mandate high school students complete a personal finance course during their studies. 

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An analysis by the Center for Financial Literacy at Champlain College found that by 2031, 29 states and the District of Columbia will have a requirement for a personal finance course as part of a graduation requirement by 2031.

High school students raise their hands in a classroom.

High school students participate in a lesson with their teacher. (Getty Images)

At that time, 73% of public high school students, or about 11.3 million students, would be subject to a “grade A” personal financial education requirement, which the group defines as a one-semester, half-year course with at least 60 hours of personal finance instruction per academic year.

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That figure is up from 11% in 2023, when just 1.7 million public high school students were subject to such a requirement. In 2025, more than 2.3 million students are covered by a financial literacy requirement, or about 15% of the nation’s public school students.

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As these requirements take effect, educators are testing ways to give students real experience with finances to learn how saving and investing works.

A report by The Wall Street Journal detailed how at the all-girls Ethel Walker School in Connecticut, students take a personal finance class their sophomore year in which they tell the school how to invest about $1,000 of the school’s roughly $44 million endowment.

MIDDLE-INCOME AMERICANS STRUGGLING TO KEEP UP AS LIVING COSTS WEIGH ON PAYCHECKS, SURVEY SAYS

The students then track the stock, bond, mutual fund or exchange-traded fund (ETF) that they chose until graduation – although they’re allowed to switch investments if they lose money after a year, the Journal reported.

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The floor of the New York Stock Exchange with American flags.

American flags on the floor at the New York Stock Exchange in New York, on Aug. 18, 2025. (Michael Nagle/Bloomberg via Getty Images / Getty Images)

According to the report, the school has netted positive returns since the project began and the investments by 2025 graduates tied the overall market’s 28.3% growth from October 2023 to May 2025. Gains are returned to the school’s endowment, while students whose investments perform the best receive a modest prize.

The Journal reported that the school’s personal finance curriculum also deals with taxes and requires students to pass the IRS’ basic tax-preparer exam by their junior year, a designation that allows them to assist low- and moderate-income families through the IRS’ Volunteer Income Tax Assistance program.

IRS tax return form 1040

A blank 1040 tax return form from the IRS. (iStock / iStock)

HERE’S HOW MUCH TRUMP ACCOUNT BALANCES COULD GROW OVER TIME

Another school profiled in the Journal’s report, the Da Vinci Communications public charter school in El Segundo, California, requires students to take personal finance courses through their senior year covering topics such as saving tactics, health insurance coverage and risks with auto loans.

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The course also teaches students about the power of long-term savings, with students encouraged to open a Roth IRA once they turn 18 to save income earned from jobs in high school rather than waiting until their careers begin in earnest, the Journal reported.

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Cal-Maine Foods, Inc. (CALM) Q3 2026 Earnings Call Transcript

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OneWater Marine Inc. (ONEW) Q1 2026 Earnings Call Transcript

Q3: 2026-04-01 Earnings Summary

EPS of $1.06 beats by $0.28

 | Revenue of $666.95M (-52.95% Y/Y) beats by $24.47M

Cal-Maine Foods, Inc. (CALM) Q3 2026 Earnings Call April 1, 2026 9:00 AM EDT

Company Participants

Sherman Miller – CEO, President & Director
Max Bowman – VP, CFO, Treasurer, Secretary & Director

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Conference Call Participants

Heather Jones – Heather Jones Research LLC
Pooran Sharma – Stephens Inc., Research Division
Leah Jordan – Goldman Sachs Group, Inc., Research Division
Benjamin Mayhew – BMO Capital Markets Equity Research
Benjamin Klieve – The Benchmark Company, LLC, Research Division

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Presentation

Operator

Good morning, everyone, and welcome to the Cal-Maine Foods Third Quarter Fiscal 2026 Earnings Conference Call. [Operator Instructions]. Please note this call is being recorded. I will now turn the call over to Sherman Miller, President and Chief Executive Officer of Cal-Maine Foods. Please go ahead.

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Sherman Miller
CEO, President & Director

Good morning. Thank you for joining us today. I want to remind everyone that today’s remarks may include forward-looking statements. These are based on management’s current expectations and are subject to risks and uncertainties described in our SEC filings. Let me start by sincerely thanking our teams across the organization whose execution, focus and commitment to excellence drive the operational and financial performance that underpins everything we do.

The hard work and dedication continue to set us apart, and these results are a direct reflection of their efforts. In February, we shared the sad news of the passing of long-time Board member, Jim Poole. Over more than 2 decades, Jim made a lasting impact on the company, and we extend our heartfelt condolences to his family and loved ones.

Today, we announced the appointment of Dudley Wooley to the Board to fill the vacancy left by Jim. Dudley brings deep expertise in risk management and governance, along with a strong track record of leading growth-oriented organizations and driving operational performance.

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We look forward to

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St George signs MOU with Boston Metal

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St George signs MOU with Boston Metal

Shares in St George rose by 9 per cent early on Wednesday, on the back of two big days for the West Perth-based midcap.

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Movado Group extends Calvin Klein license agreement through 2029

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Movado Group extends Calvin Klein license agreement through 2029

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Thousands lose their jobs in deep cuts at tech giant Oracle

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Thousands lose their jobs in deep cuts at tech giant Oracle

It is thought that thousands of people may have lost their jobs at Oracle, one of the world’s largest tech companies.

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FAA investigates Delta flight that radioed wrong NYC tower upon approach

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FAA investigates Delta flight that radioed wrong NYC tower upon approach

Pilots of a Delta flight contacted the wrong control tower during a landing attempt in New York City earlier this month in an alarming mix-up captured in newly surfaced flight audio.

The incident occurred March 15, when Delta Air Lines flight 5752, operated by Republic Airways, was flying from Washington Reagan National Airport in D.C. to LaGuardia Airport in Queens. 

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Instead of reaching LaGuardia, the pilots appeared to radio the John F. Kennedy tower about 10 miles away, according to audio published on LiveATC over the weekend.

The baffling error prompted a go-around before the flight ultimately landed safely, the Federal Aviation Administration (FAA) told FOX Business Wednesday.

SOUTHWEST PILOT ABORTS HOLLYWOOD BURBANK LANDING BECAUSE RUNWAY ‘WASN’T QUITE CLEAR’: REPORT

Delta Air Lines plane

A Delta Air Lines Boeing 767 plane bound for New York’s John F. Kennedy International Airport takes off April 5, 2025. (Omar Havana/Getty Images / Getty Images)

According to the transmission, multiple control towers and pilots from other flights could be heard on the feed, with one pilot reacting in stunned disbelief as the mix-up came to light.

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The exchange began when the pilots identified themselves and requested clearance to land, prompting an air traffic controller to respond in apparent confusion.

“That’s … uh … Who?” the JFK tower controller asked. “I’m sorry, where are you?”

DELTA PILOT TELLS CONTROL TOWER ‘WE LOST LEFT ENGINE’ AS FLIGHT IGNITES RUNWAY FIRE

LaGuardia Airport

Delta Air Lines flight 5752 contacted the wrong air traffic control tower while en route to LaGuardia Airport. (Getty Images)

“2-mile final, Brickyard 5752,” the pilot confirmed.

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“2-mile final where?” the controller pressed, to which the pilot answered, “Runway 4.”

“At LaGuardia?” the controller asked.

“Yes, ma’am,” the pilot responded.

“This is Kennedy Tower, please go to LaGuardia Tower,” the controller quickly instructed.

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“Oh my goodness. All right,” the pilot answered.

UNITED JET DODGES BLACK HAWK IN LAST-SECOND MANEUVER OVER CALIFORNIA AIRPORT: ‘THAT WAS NOT GOOD’

An airplane is seen flying behind a control tower at Reagan National Airport

An airplane takes off near the control tower at Reagan National Airport in Arlington, Va., Oct. 8, 2025.  (Brendan Smialowski/AFP/Getty Images / Getty Images)

Another unknown individual, who heard the interaction in the feed, reacted in disbelief, saying, “That’s crazy.”

The pilots then contacted the correct tower, announcing, “We’re going around.”

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The FAA confirmed the slip-up to FOX Business Wednesday, explaining the flight began a go-around, which aborts the landing approach and returns the aircraft to a safe altitude for another attempt.

“The flight crew of Delta Air Lines Flight 5752 performed a go-around on approach to LaGuardia Airport after incorrectly establishing communication with the John F. Kennedy air traffic control tower,” the FAA said. 

“Air traffic control instructed the flight crew to switch to the correct frequency. No other aircraft were involved.”

Ticker Security Last Change Change %
DAL DELTA AIR LINES INC. 67.60 +1.12 +1.68%

According to FlightAware, the jet arrived roughly 25 minutes behind schedule.

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The FAA said the agency is investigating the event.

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Delta Air Lines confirmed to the New York Post that its flight crew was not on board the aircraft, which was operated by Republic Airways, according to FlightAware.

FOX Business reached out to Republic Airways for more information. 

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Tiger Woods won’t captain 2027 Ryder Cup team, golf future remains uncertain

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Tiger Woods won't captain 2027 Ryder Cup team, golf future remains uncertain

Tiger Woods of Jupiter Links Golf Club looks on before the match against the Los Angeles Golf Club at SoFi Center in Palm Beach Gardens, Florida, March 24, 2026.

Adam Glanzman | TGL Golf | Getty Images

Tiger Woods’ future in professional golf remains unclear as he seeks treatment after a rollover car crash last week.

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Woods was arrested for a DUI after the accident in Jupiter Island, Florida, his second rollover in five years, and said in a statement on X that he would be stepping back from golf “to return to a healthier stronger, and more focused place.”

Woods did not provide a timeline for his return, only that he would be stepping away for a “period of time.”

On Wednesday, the PGA of America announced that Woods will no longer serve as captain of the 2027 U.S. Ryder Cup Team.

“We support his decision,” the PGA of America said in a statement on X. “We commend Tiger for prioritizing his long-term health and deeply respect the courage it takes to make such a personal decision.”

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The latest developments leave Woods at least temporarily at the fringes of the sport that made him a household name. The golf community has rallied around the sport’s biggest star as he vows to “focus on his health,” and the PGA Tour said in a statement that Woods has the organization’s full support.

“Tiger Woods is a legend of our sport whose impact extends far beyond his achievements on the course. But above all else, Tiger is a person, and our focus is on his health and well‑being,” the tour said.

Off the course, Woods has been serving as chairman of the PGA Tour’s Future Competition Committee since August. That group has been responsible for creating a vision for the future of professional golf.

A PGA Tour spokesperson said that Woods will return to that role when he is ready to do so.

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Golf Channel analyst and former tour pro Brandel Chamblee suggested it could be time for Woods to consider retirement following his latest accident. Woods, 50, has been recovering from various injuries sustained in his car crash in 2021.

“Why would he need to play golf anymore?” Chamblee asked Friday on the Golf Channel’s “Golf Central.” “I think he should probably ask himself that. Consider not playing golf anymore.”

Until Friday’s accident, Woods held onto hope that he would compete in the upcoming Masters Tournament this month.

Augusta National Golf Club Chairman Fred Ridley confirmed this week that Woods would not play.

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“Although Tiger will not be joining us in person next week, his presence will be felt here in Augusta,” Ridley said. “Augusta National Golf Club and the Masters Tournament fully support Tiger Woods as he focuses on his well-being.”

TGR, Woods’ education foundation, said it remains committed to serving its students and communities.

“Our thoughts are with our founder as he takes the time needed to focus on his health,” its CEO Hrag Hamalian said in a statement.

Woods’ apparel brand, Sun Day Red, also voiced its support this week.

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“He is not just our partner, he is our friend. We are here for him and we remain focused on the work we are building together,” the company said in a post on the Meta-owned Threads platform.

TGL, the indoor golf league founded by Woods and Rory McIlroy, declined to comment about Woods’ hiatus and potential return.

Woods made his first TGL playing appearance of the season for the Jupiter Links team last week in front of a notable audience. ESPN said nearly 1 million viewers tuned in to watch Woods’ return, making it the largest audience this season.

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Black Hawk Acquisition receives Nasdaq notice for market value non-compliance

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Walmart-owned Sam’s Club raises its annual membership fee to $60

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Walmart-owned Sam's Club raises its annual membership fee to $60

A Sam’s Club in Miami, July 7, 2025.

Joe Raedle | Getty Images

Walmart-owned Sam’s Club said Wednesday it will raise its annual membership fee by $10.

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Starting on May 1, the warehouse club — which directly competes with Costco and BJ’s Wholesale Club — will charge $60 per year for basic membership and $120 for its higher-tier option. It currently charges $50 for club members and $110 for Plus members and last raised annual fees in October 2022.

In a statement, Sam’s Club said it has “adjusted our membership pricing to support the things our members love,” citing perks including its assortment, expanded hours and better curbside pickup and delivery options.

Still, those new fees will be below those of rival Costco, which charges $65 per year for its basic membership and $130 per year for its higher-tier option. Costco hiked its fees in 2024. The fees bring Sam’s Club in line with BJ’s, which charges $60 per year for its basic membership and $120 per year for its higher-tier membership.

Sam’s Club is hiking membership fees as its annual sales and membership grow. Net sales for Sam’s Club in the U.S. grew by about 3.1% to $93 billion last fiscal year, according to Walmart’s fourth-quarter earnings report. That growth has come in part from an expanding digital business: In the holiday quarter, the warehouse club’s e-commerce sales increased by 23% year over year. Store and website visits increased, too, with transactions rising 5.3% year over year in the same quarter.

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Higher gas prices, driven by the Iran war, have drawn more attention to one of warehouse clubs’ key perks: cheaper prices at the pump. Gas prices hit a nationwide average of $4.018 this week, according to travel association AAA. That’s the highest price since August 2022, when the Russia-Ukraine war drove up energy prices.

Sam’s Club does not disclose its membership count, but said that it hit a record high in the three-month quarter that ended Jan. 31. Membership for the retailer is estimated to be more than 30 million, with a similar proportion of members opting into the higher-tier level as at Costco, according to David Bellinger, a retail analyst for Mizuho Securities.

Based on the equity research firm’s estimate, the membership fee increase could bump up annual income from the subscriptions by more than $200 million. That would translate to a 2 cent annual earnings per share lift for parent company Walmart.

Membership fee increases for current members will take effect when they renew at the end of their billing cycle. Sam’s Club said it emailed members about the fee increase on Tuesday.

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As part of the fee change, Sam’s Club said members of its higher-tier level, called “Plus,” will be able to earn up to $750 per year in Sam’s Cash rewards on eligible purchases, up from $500 per year.

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Energy bill help would be based on household income, Reeves says

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Energy bill help would be based on household income, Reeves says

The chancellor tells the BBC it is “too early” to say exactly who would get help but hinted any support would not arrive until the autumn.

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Sword-wielding Massachusetts man arrested over threats to Trump, FBI says

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Sword-wielding Massachusetts man arrested over threats to Trump, FBI says


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