Business
How Spray Foam Insulation USA Helps Lower Energy Bills Year-Round
Most people think their heating or cooling system is the reason their energy bills are out of control. Usually, it’s the house itself.
Tiny gaps around attic beams. Drafts behind walls. Air is leaking through crawl spaces. In many homes, expensive heated or cooled air escapes nonstop while outside air sneaks in. Your HVAC system keeps working harder to catch up. That cycle burns money every month.
That’s why spray foam insulation has exploded in popularity over the last decade. It doesn’t just slow heat transfer like traditional insulation. It also seals air leaks.
Spray Foam Insulation USA has spent years fixing exactly these problems across the Tri-State area. The company started in 2015 with one trailer and has grown into a four-truck operation handling residential, commercial, marine, and industrial projects. Founder Jake Herman came from two decades in construction before building the business around one idea: making homes and buildings more comfortable while cutting energy waste.
“We walk into houses where the second floor is freezing in January and boiling in July,” Herman says. “A lot of homeowners think they need a new HVAC system. Then we seal the attic with spray foam, and suddenly the whole house feels different within a day.”
That change shows up on utility bills, too.
According to the U.S. Department of Energy, air leaks and poor insulation can account for major energy loss in homes. Some studies estimate that homeowners can reduce heating and cooling costs by 15% to 50% with properly installed insulation and air-sealing systems.
That’s a massive swing for something most people never even see behind their walls.
Why Traditional Insulation Falls Short
Fiberglass insulation became the standard for decades because it was cheap and easy to install. The problem is that air moves right through it.
Imagine wearing a thick winter sweater while standing in a wind tunnel. The material exists, but air is still flowing everywhere.
Spray foam works differently. Once applied, it expands into cracks, gaps, and hard-to-reach corners. That creates an air seal instead of just a thermal barrier.
Closed-cell spray foam also delivers one of the highest R-values per inch among common insulation materials. Higher R-values mean stronger resistance to heat flow.
In simple terms, less heat escapes in winter, and less hot air pushes inside during summer.
That matters more than ever in places like New York, where homeowners deal with freezing winters, humid summers, and brutal temperature swings in between.
“People don’t realize how much outside air is moving through their house until we test it,” says Herman. “We’ve had jobs in Nassau County where you could literally feel cold air coming through electrical outlets.”
Your HVAC System Stops Fighting a Losing Battle
Heating and cooling systems burn the most energy in most homes. When insulation fails, those systems run constantly.
That creates a chain reaction:
- Higher utility bills
- More wear on HVAC equipment
- Uneven room temperatures
- Poor humidity control
- Constant thermostat adjustments
Spray foam helps stabilize indoor temperatures so the HVAC system doesn’t need to cycle nonstop.
One of the biggest differences homeowners notice is consistency. Rooms stop feeling wildly different from one another.
The upstairs bedroom that used to feel like a sauna in August becomes usable again.
The drafty living room near the garage no longer feels cold.
The basement gets less damp.
That consistency also improves efficiency because the system reaches target temperatures faster and maintains them longer.
The Department of Energy states that air sealing combined with insulation improvements can significantly reduce energy waste in a home’s thermal envelope.
Summer Savings Hit Harder Than Most People Expect
Most homeowners think insulation only matters in winter.
Actually, summer is when many people notice the biggest difference.
Sunlight beats down on roofs and exterior walls all day. Attics can reach temperatures above 130 degrees. That heat pushes downward into living spaces, forcing air conditioners to work overtime.
Spray foam creates a tighter thermal barrier that blocks much of that heat transfer.
“You walk into some attics in July and it feels like opening an oven,” Herman says. “After we spray foam the roof deck, those attic temperatures drop dramatically. Your AC isn’t fighting against that giant heat source anymore.”
That can lead to serious cooling savings over time, especially in homes with older attic insulation or poorly sealed ductwork.
In many houses, ducts run through unconditioned attic spaces. If those spaces get extremely hot, the cooled air traveling through the ducts warms up before it even reaches the rooms below.
Spray foam helps address that issue by controlling the attic environment.
It Also Helps With Moisture and Noise
Energy savings get most of the attention, but homeowners usually end up loving the side benefits too.
Closed-cell spray foam helps reduce moisture intrusion by acting as an air and vapor barrier in many applications. Less moisture can mean lower risk of mold, condensation, and damp odors.
Open-cell foam and Rockwool systems also help reduce sound transfer between rooms and from outside traffic.
That matters in crowded suburban neighborhoods, apartment buildings, mixed-use spaces, and homes near busy roads.
“One customer called us after we finished their project and said it was the first time they slept through the night without hearing trucks from the parkway,” Herman says. “That’s something people never expect from insulation.”
The Upfront Cost vs. Long-Term Savings Debate
Spray foam costs more upfront than fiberglass. There’s no way around that.
But homeowners often focus only on the installation price rather than long-term operating costs.
Cheaper insulation can keep generating monthly losses through wasted energy for years.
Spray foam is more like fixing the root problem.
Industry estimates suggest many spray foam projects pay for themselves within a few years through lower utility bills. Federal tax credits and energy-efficiency incentives can also offset some installation costs.
That changes the math considerably for many homeowners.
A More Comfortable House Changes Everything
The funny thing about spray foam insulation is that most people start the process thinking about money.
Then they end up talking about comfort.
The house feels quieter.
The temperature feels balanced.
The air feels less sticky in summer.
Cold drafts disappear.
Certain rooms finally become usable year-round.
That’s why demand keeps growing.
People are tired of fighting their homes every season.
“We always tell customers this isn’t just about insulation,” Herman says. “It’s about how your house feels every single day after the job is done.”
Business
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A company of Manulife Investment Management, John Hancock Investment Management serves investors through a unique multimanager approach, complementing our extensive in-house capabilities with an unrivaled network of specialized asset managers, backed by some of the most rigorous investment oversight in the industry. The result is a diverse lineup of time-tested investments from a premier asset manager with a heritage of financial stewardship. Note: This account is not managed or monitored by John Hancock Investment Management, and any messages sent via Seeking Alpha will not receive a response. For inquiries or communication, please use John Hancock Investment Management’s official channels.
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Invesco is an independent investment management firm dedicated to delivering an investment experience that helps people get more out of life.Be the first to know! Sign up for Invesco US Blog and get expert investment views as they post.Disclosure for all Invesco US articles: Before investing, carefully read the prospectus and/or summary prospectus and carefully consider the investment objectives, risks, charges and expenses. The information provided is for educational purposes only and does not constitute a recommendation of the suitability of any investment strategy for a particular investor. Invesco does not provide tax advice. The tax information contained herein is general and is not exhaustive by nature. Federal and state tax laws are complex and constantly changing. Investors should always consult their own legal or tax professional for information concerning their individual situation. The opinions expressed are those of the authors, are based on current market conditions and are subject to change without notice. These opinions may differ from those of other Invesco investment professionals. NOT FDIC INSURED MAY LOSE VALUE NO BANK GUARANTEE All data provided by Invesco unless otherwise noted. Invesco Distributors, Inc. is the US distributor for Invesco Ltd.’s retail products and collective trust funds. Invesco Advisers, Inc. and other affiliated investment advisers mentioned provide investment advisory services and do not sell securities. Invesco Unit Investment Trusts are distributed by the sponsor, Invesco Capital Markets, Inc., and broker-dealers including Invesco Distributors, Inc. PowerShares® is a registered trademark of Invesco PowerShares Capital Management LLC (Invesco PowerShares). Each entity is an indirect, wholly owned subsidiary of Invesco Ltd. ©2015 Invesco Ltd. All rights reserved.
Business
Ken Griffin urges NYC business leaders to fight socialist mayor Mamdani
Manhattan Institute expert Adam Lehodey says NYC Mayor Zohran Mamdani’s outreach to Wall Street leaders signals a recognition that New York cannot fund progressive priorities without keeping businesses and wealthy investors in the city.
Billionaire Citadel founder Ken Griffin is encouraging New York’s business leaders to take on socialist Mayor Zohran Mamdani, warning that the city’s future could be at risk if employers and investors stay quiet.
“They need to find their voice and fight for their city,” Griffin said Thursday at a Manhattan event, according to Bloomberg.
“My advice is to speak up. What’s the worst that’s going to happen? It will be that New York empties of talent and that’s a catastrophe. If the mayor wants to say a few words about you, your record speaks for itself: You create jobs, you create value and you pay taxes.”
MAMDANI’S WALL STREET COURTSHIP SPARKS CRITICISM OF ANTI-BILLIONAIRE AGENDA

The Citadel founder is clashing with New York City Mayor Zohran Mamdani over taxes targeting the ultra-wealthy and intensifying crime, reviving the same tensions that drove him to pull his business and billions out of Chicago. (Spencer Platt/Aaron Schwartz/Bloomberg/Getty Images / Getty Images / Getty Images)
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BILLIONAIRE KEN GRIFFIN SAYS CITADEL’S CHICAGO EXODUS WAS ‘NOT HARD,’ CITES CRIME, TAXES
“Everything should be viewed through the lens of, Citadel will be here far longer than he’ll be mayor,” Griffin said.
The comments come as Griffin and Mamdani appear to be cautiously opening a dialogue after months of public sparring over taxes, wealth and the city’s business climate.
The socialist mayor recently reached out to Griffin after previously criticizing the billionaire hedge fund manager over his Manhattan penthouse and personal wealth. Mamdani notably stood outside Griffin’s luxury property to promote his proposal to raise taxes on second homes in New York City worth more than $5 million.
CHICAGO KNOWS WHAT HAPPENS WHEN KEN GRIFFIN TURNS ON A CITY, NOW MAMDANI MAY FIND OUT
New York City Mayor Zohran Mamdani’s “pied-a-terre” wealth tax on luxury properties ignites a contentious debate, drawing strong criticism from Citadel CEO Ken Griffin and hedge fund manager Bill Ackman.
The outreach comes as some business leaders warn New York risks alienating major employers and investors — a concern Griffin has raised before in another major American city.
The tensions have fueled concerns among some business leaders that New York could follow a path similar to Chicago, where Griffin spent years criticizing crime, taxes and public policy before moving Citadel’s headquarters to Miami in 2022. The relocation marked the departure of one of the financial industry’s most influential firms and underscored the economic impact that can follow when a major corporate player leaves a major city.
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Citadel founder and CEO Ken Griffin described New York City Mayor Zohran Mamdani’s “tax the rich” video targeting him as a “creepy and weird” political advertisement. (Krisztian Bocsi/Bloomberg via Getty Images / Getty Images)
Griffin has repeatedly pointed to Florida’s business climate as a model and warned that policies targeting high earners and businesses could make New York less competitive.
Griffin said he plans to talk to Mamdani “at some point in the months ahead.”
“Let’s see where he is on the state of policy at that time,” he said. “Actions speak louder than words.”
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Cash Builder Opportunities (aka Nick Ackerman) is a former fiduciary and a registered financial advisor with 14 years of investing experience.He is the leader of the investing group Cash Builder Opportunities, where his specific focus is on closed-end funds, dividend growth stocks, and option writing as an attractive way to achieve income. He shares model portfolios and research to help investors make better decisions, via his Investing Group’s active chat room.
Analyst’s Disclosure: I/we have a beneficial long position in the shares of OKE, SOBO, VICI, SBUX either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.
Seeking Alpha’s Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.
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