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Medallion Financial Corp. (MFIN) Q4 2025 Earnings Call Transcript

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Q4: 2026-02-18 Earnings Summary

EPS of $0.50 beats by $0.09

 | Revenue of $56.43M (8.48% Y/Y) beats by $220.50K

Medallion Financial Corp. (MFIN) Q4 2025 Earnings Call February 19, 2026 9:00 AM EST

Company Participants

Andrew Murstein – CEO, President, COO & Non-Independent Director
Anthony Cutrone – Executive VP & CFO

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Conference Call Participants

Mike Grondahl – Northland Capital Markets, Research Division
Christopher Nolan – Ladenburg Thalmann & Co. Inc., Research Division

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Presentation

Operator

Good day, and welcome to the Medallion Financial Corp. Fourth Quarter 2025 Earnings Conference Call. [Operator Instructions] Please note this event is being recorded.

I would now like to turn the conference over to Val Ferraro, Investor Relations. Please go ahead.

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Unknown Executive

Thank you, and good morning. Welcome to Medallion Financial Corp.’s Fourth Quarter and Full Year 2025 Earnings Call. Joining me today are Andrew Murstein, President and Chief Executive Officer; and Anthony Cutrone, Executive Vice President and Chief Financial Officer.

Certain statements made during the call today constitute forward-looking statements. Such forward-looking statements are subject to both known and unknown risks and uncertainties that could cause actual results to differ materially from such statements. Those risks and uncertainties are described in our earnings press release issued yesterday and in our filings with the SEC.

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The forward-looking statements made today are as of the date of this call, and we do not undertake any obligation to update these forward-looking statements. In addition to our earnings press release, you can find our fourth quarter supplement presentation on our website by visiting medallion.com and clicking Investor Relations. The presentation is near the top of the page.

With that, I’ll turn it over to Andrew.

Andrew Murstein
CEO, President, COO & Non-Independent Director

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Thank you, and good morning, everyone. 2025 marked a record year for Medallion with solid performance across our core financial metrics and operating segments. As compared to the fourth quarter and full year 2024, we reported increases in

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