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Upstart’s Technology Has Taken The Next Step (Rating Upgrade) (NASDAQ:UPST)

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I am an individual investor, working at a global technology company. I have an academic background in engineering and business economics and am currently pursuing a PhD in economics. I started investing while attending university in 2012 and have a focus in technology-based growth stocks, particularly in the fields of renewable energy, hydrogen, new mobility and space. As I aim to identify growth stocks for a diversified portfolio early on, the companies I invest in are usually small or micro caps which are not covered by a lot of analysts and SA contributors. I will thus share my thoughts from time to time with articles if I feel there are interesting yet under-evaluated investment ideas to contribute. My investment style is long only and I invest to hold for the long-term. In my analyses, I focus on fundamental topics such as technology, business model and valuation relative to the addressed market.

Analyst’s Disclosure: I/we have a beneficial long position in the shares of UPST, PGY either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Seeking Alpha’s Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.

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