Crypto
ECB seeks MiCA reserve change flagged by Tether in 2024
The European Central Bank and the EU’s 27 national central banks have asked regulators to replace MiCA’s 30% and 60% bank-deposit floors for stablecoin reserves with maturity-based liquidity requirements.
Summary
- MiCA requires regular stablecoin issuers to hold 30% of reserves in commercial bank deposits.
- The bank-deposit requirement rises to 60% for stablecoins classified as significant.
- European central banks said large redemptions could transmit stress from stablecoins to commercial lenders.
- Tether CEO Paolo Ardoino warned about the same reserve structure in 2024.
The European System of Central Banks said in its response to the European Commission’s MiCA consultation that stablecoin issuers should not have to place a fixed share of their reserves in bank deposits.
Instead, the ESCB recommended setting minimum proportions for reserve assets that mature within one working day and five working days. Such a model would focus on how quickly an issuer can access its reserves during redemptions rather than how much money it keeps at commercial banks.
MiCA currently requires issuers to hold at least 30% of their reserves as bank deposits. For issuers whose tokens receive the “significant” classification, the requirement rises to 60%.
“If reserves are held as bank deposits, stablecoins can alter banks’ funding structures by replacing relatively stable retail deposits with deposits from stablecoin issuers, which tend to be less stable and more sensitive to market conditions,” the central banks said in their response, according to Reuters.
MiCA deposit rule could transmit redemption stress
Under the existing model, a stablecoin issuer may receive money from customers and place the required portion with one or more commercial banks. A rush to redeem tokens could then force the issuer to withdraw a large amount of those deposits within a short period.
The ESCB said such withdrawals could expose commercial lenders to a stablecoin run because deposits from token issuers behave differently from ordinary household deposits. Issuer deposits may leave quickly when crypto markets face stress or token holders seek redemptions.
While drafting MiCA, EU policymakers treated bank deposits as a source of readily available liquidity. An ECB study published in April said a significant stablecoin issuer could meet redemptions equal to as much as 60% of its supply by drawing down deposits without immediately selling sovereign bonds.
The same study also identified a second risk: withdrawals during a stablecoin run could pass financial stress into the banking system. Deposits may protect bond markets from forced sales at first, according to the ECB, while placing the commercial banks holding the money under pressure.
MiCA’s reserve design has already affected which stablecoins European exchanges can support. As crypto.news reported in July, USDT lost access to regulated EU exchange order books after Tether declined to seek authorization under the framework.
Coinbase Europe removed USDT in December 2024, followed by Crypto.com in January 2025. Binance restricted European USDT trading pairs in March 2025, while Kraken moved the token to a sell-only model before ending support.
Tether flagged MiCA reserve risk in 2024
More than two years before the ESCB response, Tether CEO Paolo Ardoino argued that MiCA’s deposit floor could expose stablecoin holders to failures at commercial banks.
In an August 2024 interview with Wired, Ardoino used a hypothetical €10 billion stablecoin to explain his concern. Under the 60% requirement, an issuer would need to place €6 billion with banks, which could then use much of the money for lending.
“Imagine a customer asks to redeem €2 billion [worth of stablecoin], but the bank has only €600 million,” Ardoino said. “Then you are in a situation in which both the bank and stablecoin go bankrupt.”
Ardoino said he did not consider the structure safe and argued that it could create “additional systemic risks in Europe” instead of reducing them. His comments focused on the possibility that an issuer could lose access to uninsured deposits precisely when token holders request large redemptions.
Several months earlier, in April 2024, Ardoino had pointed to the collapse of Silicon Valley Bank as evidence of the risk attached to uninsured deposits. Circle’s USDC temporarily lost its dollar peg in March 2023 after the company disclosed that $3.3 billion of its reserves were held at the failed bank.
“Uninsured cash deposits are not a good idea,” Ardoino wrote. “If a bank goes bankrupt, uninsured cash goes into bankruptcy.”
Calling for issuers to be allowed to keep all reserves in Treasury bills, Ardoino argued that securities would return to their legal owner following a bank failure. Tether has kept much of USDT’s backing in U.S. Treasury securities rather than adopting MiCA’s European bank-deposit model.
The company later said it would reconsider a MiCA application only when the framework became safer for issuers and consumers. European restrictions have continued in the meantime, with OKX Europe opening a one-way conversion route in July for customers moving from USDT into MiCA-authorized USDC.
MiCA review gives regulators a route to amend reserves
The ESCB submitted its recommendation through the European Commission’s review of MiCA, which began with a public consultation on May 20 and accepted responses through Aug. 31.
According to the Commission, the review sought input from token issuers, crypto service providers, financial institutions, technology companies, academics, industry groups and public authorities. Officials are examining whether MiCA remains suitable after changes in digital-asset markets and international regulation.
Feedback will inform a report required under Articles 140 and 142 of MiCA. The Commission could attach a legislative proposal if it decides that the regulation needs amendments, as previously covered in a report on the planned MiCA review in 2027.
Stablecoin reserve rules are not the ECB’s only focus. A separate paper published in September called for the current prohibition on issuer-paid stablecoin interest to cover rewards offered through affiliated exchanges, lending products and staking services. The proposal to expand the yield ban addresses returns paid to users, while the latest ESCB recommendation concerns the assets held against tokens.
U.S. rules allow deposits and Treasury securities
For U.S. token holders, the dispute provides a direct comparison with the reserve system created by the GENIUS Act, which President Donald Trump signed into law in July 2025.
The U.S. framework requires permitted payment stablecoin issuers to maintain reserves of at least one dollar for every dollar of tokens in circulation. Eligible assets include U.S. dollars, funds held at certain regulated or insured depository institutions, short-term Treasury securities, Treasury-backed reverse repurchase agreements and qualifying money market funds.
Unlike MiCA, the U.S. law does not require issuers to keep a fixed 30% or 60% of reserves in commercial bank deposits. The White House described the permitted backing as liquid assets such as dollars and short-term Treasuries, while the law also requires issuers to publish monthly reserve-composition disclosures.
The Office of the Comptroller of the Currency proposed implementation rules in February 2026. Its proposal would require issuers under OCC oversight to show that they can convert each type of reserve asset into cash, including through Treasury sales or repurchase agreements.
The ESCB also addressed stablecoins issued through connected entities inside and outside the EU. It supported the European Systemic Risk Board’s position that interchangeable multi-issuance models are not permitted under current MiCA rules and said any future authorization should require safeguards, including an assessment of whether the other country’s regulatory system is equivalent to the EU framework.
Bitcoin recovered Monday’s losses to trade at $84,170 on Tuesday, up 0.82% since midnight UTC and 1.4% over 24 hours, with 72 of the 100 CoinDesk 100 constituents higher and the index adding 0.89% to 1,904.49.
The bid is arriving despite conditions that have been suppressing risk assets for a week, the 10-year Treasury yield sitting at 5.234% after ending Monday above 5.2%, near levels last seen in 2007, and the 30-year at 5.549% having topped 5.56% on Monday, around a 2004 high.
U.S. stocks fell for a second session on Monday, the Dow dropping more than 300 points and the S&P 500 and Nasdaq Composite shedding 0.8% and 0.9%, with futures mixed on Tuesday morning.
Decentralized finance (DeFi) is driving the move for the second time in a week, with the DeFi Select Index (DFX) gaining 5.0% since midnight, led by lending protocol token aave at 11% and curve dao token at 5.2%. The CoinDesk 80 rose 2.0% against the CoinDesk 5’s 1.3%, though the ranking inverts over 24 hours, where the CD5’s 1.7% beats the CD80’s 0.44%.
The D’CENT wallet hack, the year’s second-largest drain of XRP behind the Bitget crypto exchange hack, has spilled beyond the XRP Ledger onto additional blockchains like Bitcoin, Ethereum, and Stellar.
Hackers have drained more than 12.4 million XRP from more than 7,000 D’CENT wallets, still some way behind Bitget’s loss of 102.9 million XRP.
Although the wallet was popular among the XRP community, D’CENT users who owned assets of other blockchains have also lost their funds.
D’CENT’s own disclosure named Bitcoin, Tron, and Ethereum, for example. Even a Stellar user has lost XLM in the incident.
Hackers are able to sweep funds across blockchains with one compromised recovery phrase for the multi-blockchain wallet.
IoTrust, the maker of D’CENT, confirmed at least 110 abnormal transfer reports, including non-XRP assets, per ZDNet Korea.
XRP holders lose $18 million in D’CENT hack
Drains of XRP are the most well-documented, due to the prominence of D’CENT among XRP holders.
At least six waves of theft occurred between September 15 and 20, emptying 6,678 wallets of 11.7 million XRP.
The thief stole from large wallets first, by hand, and soon wrote scripts to take funds from progressively smaller wallets.
Warnings from D’CENT and other members of the XRP community couldn’t stop the drainage. Thieves took 640,370 additional XRP after September 21, bringing the tally to above 12.4 million.
By Friday, 6.3 million of those stolen XRP had crossed to Ethereum’s blockchain through the swap service THORChain.
As the theft spilled over to other blockchains, researchers admitted the scope of the losses, saying, “Most of it is no longer XRP.”
Read more: David Schwartz warns of hard fork because XRP nodes won’t upgrade
In August, D’CENT was still touting its hardware wallets’ secure element, boasting that it was impervious to vulnerabilities linked to the Coldcard hack.
D’CENT now warns users that wallets they created using its app are vulnerable, urging them to create a fresh recovery phrase and immediately migrate everything, including tokens, NFTs, and any staked assets.
Got a tip? Send us an email securely via Protos Leaks. For more informed news and investigations, follow us on X, Bluesky, and Google News, or subscribe to our YouTube channel.
Market action since 2022 backs Thielen’s take. The 10-year yield more than doubled to 3.88% that year as the Fed raised interest rates rapidly, including several 50- and 75-basis-point hikes to fight inflation.
Bitcoin fell 64% that year. Fed tightening and rising yields added to the pain from crypto scams and blowups.
The picture has been different since. From the end of 2023, the 10-year yield has risen 135 basis points to 5.23%, the highest since 2007. Over the same stretch, bitcoin has roughly doubled to $86,000, even after pulling back from its October record above $126,000.
Thielen and others attribute much of the recent rise in yields to fiscal fears and a higher term premium. In plain English, investors want to be paid more to lock up their money in long-term bonds, given the uncertainty over inflation and government borrowing.
Chicago-based Strategic Analytics made a similar point about gold, noting that it has tracked fiscal risk more closely than the Fed’s policy path since 2022.
“Since 2022, gold has increasingly tracked fiscal-risk perceptions – term premium, deficits, debt sustainability – rather than the Fed’s policy path. Gold is not defying real yields. It is pricing fiscal sustainability and currency debasement, which has become the marginal driver,” it said recently in a LinkedIn post.
Humanoid robots box during the 5th Global Digital Trade Expo on September 25, 2026 in Hangzhou, Zhejiang Province of China.
Vcg | Visual China Group | Getty Images
BEIJING — China’s securities regulator is raising the bar for public listings of humanoid robot startups, according to three sources familiar with the CSRC’s thinking.
It’s a sign of how one of the hottest sectors of the market is cooling, as investors globally assess whether artificial intelligence stocks are in a bubble.
The Chinese regulator wants local “embodied AI” startups seeking to go public to meet three specific criteria, according to the sources, who requested anonymity due to the sensitivity of the situation.
They are:
- The “window guidance” requires that the humanoid applicants have sustainable revenue and commercial orders.
- Losses must narrow, with one source saying a three-year forecast is needed.
- The company must possess core technology such as robotic brain or hands.
Even if a startup only has to meet two of the three criteria, as one source indicated, it’s unclear which, if any, of the companies can do so.
That’s lowered expectations to just a handful, or none, of these startups making it to public markets, the sources said.
At least two dozen humanoid-related embodied AI companies have filed to list in Hong Kong alone, according to two of the sources. Hong Kong in May 2025 started letting tech companies file confidentially for IPOs.
The Hong Kong stock exchange declined to comment. The China Securities Regulatory Commission did not immediately respond to a request for comment. Mainland China companies wanting to list in Hong Kong also need the CSRC’s blessing.
Unitree IPO impact
Scrutiny on China’s growing number of humanoid robot startups and their fast-growing valuations — supported by a mix of government and private sector funds — has grown over the last several weeks.
The industry’s posterchild, Unitree, got a regulatory fast-track to its listing in Shanghai on Aug. 19 as the World Robot Conference kicked off in Beijing.
But in a keynote a day later, founder Wang Xingxing cautioned that commercialization beyond dancing robots remained years away. It accentuated a debate that picked up in subsequent weeks on what humanoids can actually do — and whether industry startups were actually making money.
China now has well over 100 humanoid companies, which fall under the national push for “embodied AI.” The term received Beijing’s support in the last two annual government work reports, although authorities have warned of a bubble in the humanoid robot industry.
Reflecting a rapid surge in interest, investment in the sector hit 47.09 billion yuan ($6.95 billion) in the second quarter, more than double that of the first quarter — and up over six times versus the same period last year, according to industry data provider Xiniu.
Unitree raised about about 6.1 billion yuan ($905 million) in its IPO on Aug. 19 with Shanghai-listed shares skyrocketing more than 460% in their debut to close at 845 yuan.
The stock had nearly halved in price as of Monday, at 459.65 yuan a share.
Hong Kong-listed Ubtech has also tumbled more than 40% so far this year. The company, which went public in December 2023, still reported an operating loss for the first half of this year of 279 million yuan.
The share price decline contrasts with the flood of capital pouring into humanoid robotics companies over the last 12 months or so. The tech, often called “physical AI” in China, has been seen as a way for early-stage investors to benefit from the surge of interest in artificial intelligence models.
However, Rhodium Group analysis this month found that China’s AI companies only make about 10% the revenue of Anthropic and OpenAI. The ratio of valuation to revenue — especially for Chinese AI startups Moonshot and DeepSeek — was far higher than their U.S. rivals, the report said.
While expectations grow for the U.S. AI giants’ IPOs, chipmaker AMD said Monday it is acquiring World Labs for $8.2 billion in a stock deal. The startup, founded by AI pioneer Fei-Fei Li, is building AI models for creating virtual 3D environments frequently used in humanoid robot development.
The launch this morning was both imperfect and stripped down to its orbital essentials. On the way up, one of the Starship’s six engines failed to burn properly, requiring the other engines to compensate for the missing thrust to get the ship in orbit.
In addition, the return to Earth was simplified. SpaceX has made itself famous for safely landing the first stage of its Falcon 9 and Starship boosters—with 641 out of 688 Falcon 9 launches featuring this kind of recovery, allowing the boosters to be reused and make flying cheaper. Starship’s first stage, meantime, performs what has become known as a chopstick recovery, with the booster navigating its way back to the launch tower where two giant metal arms pluck it from the sky. For the current mission, the chopstick recovery was done away with to simplify the flight objectives; instead the first stage made a soft, engine-assisted splashdown in the Gulf of Mexico. The Starship spacecraft was planned for a six-orbit, 10-hour mission, with the ship’s engines set to fire around the dinner hour Monday to bring the spacecraft down for a similar gentle, watery landing.
Goldman Sachs’ Anshul Sehgal says bonds yielding 5% or more are not the best trade right now. He still favors AI infrastructure, which he sees as a far more asymmetric bet than the long bond.
Sehgal, a global co-head of Fixed Income, Currencies and Commodities (FICC) at the bank, laid out the view just a few days after the Federal Reserve raised interest rates.
Why Goldman Sachs Is Passing on 5%+ Bonds
On Goldman’s The Markets, Sehgal said the 30-year Treasury, known as the long bond, had hovered around 5% for weeks. He noted that clients want to buy it at 5% or higher, yet he still sees little upside.
The yield has kept climbing since the recording, reaching 5.56% on September 29, a new 52-week high. Sehgal blamed structural pressure for the strain on the long end. Retiring baby boomers are buying fewer long bonds, and heavy long-dated borrowing tied to AI is crowding the market.
Those pressures explain why the selloff can persist even without a fresh inflation shock. Fewer retirees buying long bonds and a steady flow of long-dated borrowing tied to AI both weigh on prices, and neither fades quickly.
Sehgal adds that fear over US debt sustainability makes investors less willing to hold the long end, which feeds on itself.
The takeaway is that a rising yield does not necessarily break his thesis. It may instead show why he sees limited reward in owning the bond, while the risk to his AI trade is that costlier long-term borrowing squeezes the levered companies he favors.
AI Compute Is the Asymmetric Trade
An asymmetric trade offers far more potential gain than risk. Sehgal applies that label to compute (AI computing power), data centers, and Neoclouds, which are cloud providers built to rent out that capacity.
“I think the asymmetric expression is being long compute.”
Anshul Sehgal, Goldman
The catch is leverage. Savers collecting higher interest have effectively financed the AI build-out, leaving equities more indebted than a year ago. Sehgal admits these are levered bets. Still, he thinks they can multiply in value, while the wider stock market looks less certain.
Tighter Policy Hits Spenders, Not Capital
Sehgal says the Fed frames its September 16 hike as catch-up after five years above its inflation target. Schwab counts 16 of 19 Fed officials expecting another increase this year. Fed Chair Kevin Warsh also stressed three times that the Fed is easing back some stimulus rather than turning restrictive, Sehgal adds.
He argues that government interest payments flow to capital rather than workers, so higher rates curb household spending, a risk for the broader stock market.
He also rejects the debt-sustainability fears weighing on long bonds.
“For me, that’s a red herring.”
Anshul Sehgal, Goldman
Meanwhile, BlackRock’s Rick Rieder is cutting equities for bonds paying 7% to 8%, though his high-grade bond call still cautions against rushing into the 10-year Treasury.
Sehgal names the Middle East conflict as the top driver of policy and markets in the weeks ahead.
The post Goldman Sachs Explains Why Not to Buy the 5%+ Bonds and Rather Stick to AI appeared first on BeInCrypto.
“Bitcoin has pulled back to $83K, testing the lower boundary of last week’s consolidation range,” Alex Kuptsikevich, chief market analyst at FxPro, said in an email to CoinDesk. “As with the market as a whole, a retest of the $82K region, where peaks were formed in May and early September, is entirely to be expected under current conditions.”
“Looking ahead, a sustained return to prices below $80K would be an important signal that the market is not ready to move higher for some time yet. If, however, this consolidation is soon followed by a new bullish momentum, it could send the leading cryptocurrency well above $90K,” he added.
The pressure is coming from bonds and oil.
Treasuries steadied in Asia after tumbling during U.S. trading, with the 10-year yield up one basis point to 5.25% after reaching its highest level since 2007 on Monday. A higher guaranteed return on government debt raises the bar for holding assets that pay no income, bitcoin among them.
Brent rose more than 1% to nearly $107 a barrel, its second straight gain, as hopes for an imminent diplomatic breakthrough with Iran faded.
Pricier oil feeds into inflation, and traders have been adding to bets that the Fed will raise rates again. MSCI’s All Country World Index fell to its lowest since Sept. 18, and Nasdaq 100 futures slipped 0.3% after Monday’s tech-led selloff on Wall Street.
U.S. dollar-pegged stablecoin Tether is a go-to tool for the Iranian government to bypass sanctions, a new report from a group of Senate Democrats said.
Democrats on the Senate’s Homeland Security and Governmental Affairs Committee’s Permanent Subcommittee on Intelligence published a report Monday laying out the argument that Tether plays a key role in allowing Iran to conduct transactions that skirt international sanctions.
“Iran’s cryptocurrency-based shadow banking network has processed significant volumes of funds and implicates various Iranian interests,” the report said, adding that Tether has “repeatedly failed” to block Iran-connected wallets.
“USDT has become a significant financial lifeline within Iran’s shadow banking network,” the report said.
When Tether does freeze wallets, it sometimes takes weeks, but the company also sometimes responds to requests without actually blacklisting wallets, the report claimed.
“Prior to 2024, Tether did not comprehensively and consistently freeze wallets designated by counter-terrorism agencies and continues to fail to proactively block clearly illicit wallets,” the report said. “This absence of deterrence invited abuse: terrorist organizations such as Hamas shifted from transacting in Bitcoin and a mix of cryptocurrencies to promoting USDT.”
Elon Musk’s Grok AI predicts an extremely bullish price for Ripple (XRP) by January 1, 2027, that will blow the minds of even the most dedicated members of the Ripple Army.
If you’re holding a sizeable bag of XRP USD, you may want to sit down before reading this. Grok claims that $25–$40 is achievable by 2027, with a stretch target of $50+ under the assumption of a full-blown crypto bull market returning and being supercharged by an unprecedented institutional catalyst.
XRP currently trades near $1.50–$1.52 as of September 28, 2026, down nearly -3% over the past 24 hours and with a daily trading volume of $3.5Bn, up from $3.2Bn the day prior.
This outlook is extreme and leans far beyond standard institutional forecasts. It assumes not only a strong late-2026 bull market driven by liquidity and risk-on conditions, but also a once-in-a-generation catalyst.
What is the Catalyst that Grok AI Predicts Could Spark an XRP Run Toward $40
Major central banks (including the Fed, ECB, Bank of Japan, and PBOC) announcing that the XRP Ledger will serve as a primary settlement layer for cross-border CBDC and tokenized asset flows, combined with large commercial banks being incentivized or required to hold XRP as a liquidity buffer, and revelations of massive sovereign wealth fund accumulation.
Under this highly speculative scenario, forced institutional demand collides with retail FOMO in a classic late-cycle mania, allowing XRP to move from the current ~$1.50 range through previous-cycle highs and into the mid-to-high double digits by early 2027.
This remains pure speculation and entertainment, not a base-case or even high-probability outlook. Crypto markets are extremely volatile, and the catalyst described above would require multiple extraordinary policy and institutional developments.
However, with Ripple’s case against the SEC dropped and its subsequent rise as a highly favored US-based digital asset company under President Trump, anything could be on the table for XRP if the perfect scenario aligns.
Got a Gut Feeling? It Could Pay Out 3.7X on Polymarket
Technical Analysis Supporting the Insane Grok AI XRP Price Prediction
On the higher timeframes, XRP has already established a constructive recovery base after reclaiming key moving averages from the mid-September lows near $1.25–$1.30. Price is consolidating in the $1.45–$1.55 region after testing highs near $1.63–$1.66.
In a normal bull market, a sustained break above $1.70–$2.00 would open the door to the prior cycle high near $3.65. Under the extreme institutional adoption scenario outlined above, that prior high would likely be cleared with significant force, triggering a series of measured-move and Fibonacci extension targets far beyond historical levels.
Aggressive projections from the multi-year base, combined with the kind of vertical price discovery seen in previous mania phases, could theoretically extend into the $25–$40+ zone if volume and momentum expand dramatically. RSI and momentum indicators would almost certainly reach deeply overbought levels during such a move, which is typical of parabolic advances.
Key nearer-term supports remain in the $1.40–$1.45 and $1.30 zones; holding those would keep the broader recovery structure intact while the market waits for (or prices in) any extraordinary catalysts.
Overall, while the current chart supports continued upside in a standard bull market, only an extreme surge in institutional demand and narrative intensity could justify the kind of multi-thousand-percent extension implied by the $25–$50 targets.
Earn $50 and Enter $300K Prize Draw on EdgeX
Maxi Doge Targets Early Mover Upside as XRP Tests Key Levels
While the Grok AI prediction of a potential 30x run for XRP is exciting, presale plays have a stronger track record of producing such returns. It does explain why attention keeps drifting toward presale-stage plays with smaller denominators.
Maxi Doge ($MAXI) is one of those plays. It is an Ethereum-based meme token built around a 240-lb canine mascot and a “1000x leverage” trading-culture identity. The presale has raised $4.8M at a current price of $0.0002841, with dynamic APY staking live for holders.
Standout features include holder-only trading competitions with leaderboard rewards and a Maxi Fund treasury earmarked for liquidity and partnerships.
The meme-first, gym-bro marketing angle (“never skip leg day, never skip a pump”) is endearing. The accumulation numbers suggest plenty of traders are picking a side.
Get Ahead of Next Meme Coin Launch Here
Discover: The Best Token Presales
The post Grok AI Predicts XRP Could Hit $40 in 2026 With Landmark Event appeared first on Cryptonews.
When it was first proposed in December 2025, the rule was divisive, drawing ire from environmental advocates while garnering praise from auto-industry trade groups. The Administration finalized it last week with a signoff from President Donald Trump.
The President commented on the forthcoming rule Sept. 26, saying the new standards would “take the waste out of building cars in America.”
“That means LOWER PRICES, saving families thousands on a new, beautiful, and safe car,” he wrote on Truth Social.
The claim that the revisions will pass down cost savings to American buyers, however, relies on several factors, including automakers’ pricing decisions, fuel costs, and broader economic conditions.
What changes under Trump’s new fuel economy rule?
Former President Joe Biden’s regulations were put in place in 2024 to reduce car-based greenhouse gas emissions, decrease dependence on fossil fuels, and spur a transition to electric and hybrid vehicles. The Trump Administration has claimed that its revisions are more focused on bolstering the auto industry and making safer, newer cars more accessible.
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