Crypto World
Did a Whale Trigger Bitcoin’s Recent Price Slide?
Bitcoin (BTC) has extended its downward trajectory. Over the past 24 hours, the asset has declined 1.39%, pushing its total losses for the month beyond 30%.
While the broader bear market environment remains the primary driver of weakness, emerging on-chain signals suggest that concentrated whale activity could reportedly be amplifying BTC’s downside.
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Whale Activity Raises Concerns Over Short-Term Bitcoin Volatility
In a post on X (formerly Twitter), blockchain analytics firm Lookonchain reported that a whale’s (3NVeXm) deposits have coincided with Bitcoin’s price drops. Data from Arkham showed that the whale started depositing Bitcoin to Binance three weeks ago, starting out with modest amounts.
However, activity accelerated this week. On February 11, the whale transferred 5,000 BTC into the exchange. The string of transfers has continued with the wallet sending another 2,800 coins just today.
Lookonchain suggested that the timing of these deposits may have influenced short-term price action.
“Every time he deposits BTC, the price drops. Yesterday, I warned when he made a deposit — and soon after, BTC dropped over 3%,” the post read.
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As of the latest available data, the address still holds 166.5 BTC, valued at over $11 million at current market prices. Large exchange inflows are often interpreted as a precursor to selling, as investors typically move assets to trading platforms to liquidate or hedge positions.
While correlation does not necessarily imply causation, the scale and timing of these transfers could have increased immediate sell-side pressure in an already fragile market structure. In periods of heightened sensitivity, even the perception of whale-driven selling can amplify downside moves as traders react to on-chain signals and adjust positions accordingly.
Capitulation Signals Point to Market Stress
The transfers come at a time of pronounced weakness across the Bitcoin market. An analyst noted that Bitcoin’s realized losses surged to $2.3 billion.
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“This puts us in the top 3-5 loss events ever recorded. Only a handful of moments in Bitcoin’s history have seen this level of capitulation,” the analysis read.
The analyst added that short-term holders, defined as those holding coins for less than 155 days, appear to be driving much of the current capitulation. Investors who accumulated BTC at $80,000-$110,000 are now locking in significant losses, suggesting that overleveraged retail participants and weaker hands are exiting their positions.
In contrast, long-term holders do not appear to be the primary source of this latest wave of selling. Historically, this cohort tends to hold through drawdowns.
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“In the past, extreme loss spikes like this triggered rebounds. We’re seeing it now: BTC bounced from $60K to $71K after the capitulation. But this could still be the beginning of a deep and slow bleed-out. Relief rallies happen even in prolonged bear markets,” the analyst stated.
Meanwhile, BeInCrypto previously highlighted several signals suggesting that BTC may still be in the early stages of a broader bear cycle, leaving room for further downside risk. CryptoQuant analysts have pointed to the $55,000 level as Bitcoin’s realized price, a level historically associated with bear market bottoms.
In previous cycles, BTC traded 24% to 30% below its realized price before stabilizing. Currently, Bitcoin remains above that level.
When BTC approaches its realized price zone, it has historically entered a period of sideways consolidation before staging a recovery. Some analysts argue that a deeper correction toward the sub-$40,000 range could mark a more definitive bottom formation.
CZ denies Binance ever traded on BitMEX or booked 60,000 BTC in hedge profits during the March 2020 crash, calling the viral allegation “fake news” and technically impossible.
Summary
- CZ responds to a viral post alleging Binance hedged client flow on BitMEX for over 60,000 BTC in profit during the March 2020 “Covid crash,” dismissing it as fabricated “fake news”.
- He stresses that Binance “never traded on BitMex” and points to the exchange’s once‑daily withdrawal schedule at the time as a practical barrier to real‑time hedging of that size.
- Commentators and BitMEX itself say there are no records of such flows, framing the debate as another example of rumor‑driven FUD and how old anecdotes morph into conspiracy narratives.
Binance founder Changpeng “CZ” Zhao has moved to quash fresh allegations that the exchange secretly booked more than 60,000 BTC in profits by hedging client risk on BitMEX during the March 2020 crash, dismissing the claim as “fake news” and emblematic of the rumor‑driven warfare that still defines much of crypto trading culture.
CZ pushes back on BitMEX hedge narrative
Responding to a viral post from Flood, CEO of fullstack_trade on Hyperliquid, CZ said the allegation that Binance hedged flow on BitMEX for over 60,000 BTC in profit during the Covid‑era liquidation cascade was entirely fabricated. “4. Fake news. They just making things up randomly now. Not sure what their goal is. I feel bad for the people believing this without seeing any proof,” he wrote, adding bluntly that “Binance never traded on BitMex.” Zhao tagged BitMEX co‑founder Arthur Hayes to underline a key operational constraint at the time, noting that “BitMex processes withdrawals only once a day,” a structure that would have made real‑time risk‑hedging of that magnitude effectively impossible.
BitMEX and traders call claim “impossible”
Market participants quickly weighed in to deconstruct the 60,000 BTC storyline. “Exactly. BitMEX’s once-a-day withdrawal window back in 2020 made it impossible for an exchange to use it for a real-time hedge of that size,” commentator Murtuza J. Merchant argued, stressing that “no entity would trap 60,000 BTC in a manual multi-sig during a black swan crash.” He suggested the “60k figure is likely just a garbled memory of old” market anecdotes rather than a verifiable trade record. BitMEX itself has since confirmed that it has no records supporting the alleged flows and pointed to its upgrade from once‑daily batched withdrawals to real‑time payouts as part of broader infrastructure changes since 2020.
FUD, Binance’s legacy, and market context
Not everyone accepted the “fake news” framing. One critic, posting under the handle Broly, countered that “Binance has had a major role in every major downfall of crypto,” citing the exchange’s role in the FTX collapse, its backing of LUNA before withdrawals were halted, and its influence around other major dislocations. The episode has been widely mocked as yet another round of competitive FUD, but it also underscores how opaque cross‑exchange flows, historical grievances, and incomplete memories can quickly harden into conspiracy narratives in a market that still trades on screenshots and hearsay as often as audited disclosures.
Market prices and further reading
This parabolic move comes as digital assets continue to trade as the purest expression of macro risk appetite. Bitcoin (BTC) is hovering around $68,280, with a recent 24‑hour range between roughly $64,760 and $71,450. Ethereum (ETH) is trading near the low‑$2,000 band, with prediction markets clustering key levels between about $1,940 and $2,100 over the near term. Solana (SOL) changes hands around $78–81, roughly flat on the session after a modest pullback from recent highs.
The previous Consumer Price Index (CPI) report was published on 13 January and had a significant impact on Bitcoin’s price. As the BTC/USD chart shows:
→ shortly after the release, the price surged aggressively to the 14 January peak;
→ it then reversed sharply lower (a sign of a bull trap), creating a bearish outlook — which we highlighted on 21 January;
→ subsequently, it broke through multi-month support and entered an accelerated decline towards the $60k area.
For this reason, today’s US inflation report (16:30, GMT+3) is drawing close attention across multiple markets, as it may have a substantial effect on both the dollar and traders’ appetite for risk assets, including Bitcoin.
Technical Analysis of the BTC/USD Chart
Bitcoin’s price swings have formed a descending channel, shown in red. Within this framework:
→ the lower boundary (L) appears to be key support. When the price dipped below it on 6 February, aggressive buyers stepped in, resulting in a candle with a long lower shadow;
→ the QL line, which divides the lower half of the channel into two sections, is acting as resistance — as reflected in price action on 9 February.
The ATR indicator is trending lower, signalling declining volatility, which suggests the market is awaiting important news. Higher inflation is generally seen as a factor that could delay interest rate cuts, strengthen the dollar and bond yields, and weigh on BTC/USD. Conversely, softer inflation would be supportive for cryptocurrencies.
If the CPI release does not produce major surprises, Bitcoin may continue to trade within the broad L–QL range.
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[PRESS RELEASE – Valletta, Malta, February 13th, 2026]
Qzino, a Web3-based crypto casino platform, has officially launched, introducing an ecosystem that integrates profit-sharing mechanisms, token-based rewards, and a broad gaming offering. The platform provides access to more than 10,000 games, including proprietary Qzino Originals, and incorporates token utility into its operational model.
Positioned as an alternative to traditional online casinos, Qzino integrates a revenue participation structure through its native QZI token. The token is designed to function as a profit-sharing mechanism within the platform’s ecosystem, allowing holders to receive distributions linked to overall platform performance, including during periods when they are not actively playing.
Simple and Transparent Profit-Sharing Model
QZI functions as a participation token within the Qzino ecosystem. According to the project, the token is structured to enable holders to receive distributions tied to the platform’s performance.
The model includes:
- Allocation of 30% of Qzino’s Net Gaming Revenue (NGR) to eligible participants
- A staking mechanism under which 3% of the staking pool is distributed daily to QZI holders
Under this structure, rewards may be generated both through platform activity and through token holding. The distribution framework is designed to operate according to predefined parameters outlined by the project.
Staking Mechanism and Token Supply Structure
The Qzino ecosystem incorporates a token model centered on mining and staking mechanisms. The QZI token has a capped total supply of 7,777,777,777 tokens and follows a predefined distribution framework outlined by the project.
Through the staking mechanism, eligible participants may receive daily distributions from the platform’s staking pool, subject to the platform’s terms and performance. The structure is designed to support ongoing token utility within the ecosystem and to align participation incentives with platform activity over time.
Cashback and Rakeback Program
Qzino includes a structured cashback and rakeback program as part of its platform model. According to the project, the system is designed to provide ongoing rewards tied to user activity.
The program includes:
- Cashback of up to 40%, distributed twice weekly, subject to platform terms
- Rakeback of up to 15%, calculated automatically and applied to eligible bets
These mechanisms are integrated into the platform’s broader rewards structure and form part of its operational framework within the crypto iGaming sector.
Integrated Mining Mechanism
At launch, Qzino includes a built-in mining mechanism integrated into platform activity. The system enables users to accumulate QZI tokens through participation, without requiring external hardware or specialized technical setup.
According to the project, the mining framework is designed to distribute tokens through user engagement prior to the activation of additional features such as profit-sharing and staking. The mechanism forms part of the platform’s broader token distribution model within its ecosystem.
Sports Betting Coming to Qzino
In addition to its casino offering, Qzino plans to integrate sports betting into the platform. The feature is intended to allow users to place cryptocurrency-based bets on major international sporting events.
According to the project, sports betting activity will be incorporated into the existing rewards framework, including cashback, rakeback, and token-based mechanisms. With this addition, Qzino aims to broaden its platform scope beyond casino gaming to include multiple forms of crypto-based betting within a single ecosystem.
AI-Supported Tools and Platform Accessibility
Qzino incorporates AI-based tools designed to support user experience within the platform. These tools assist with functions such as personalized game recommendations, basic analytics, and navigation, while gameplay decisions remain user-directed.
The platform is mobile-responsive, supports multiple languages, and is accessible to users in various jurisdictions, subject to local regulations. According to the project, registration is streamlined, KYC requirements are limited, and deposits and withdrawals are processed in cryptocurrency.
Affiliate Program and Market Positioning
In parallel with its player-facing features, Qzino has introduced a global affiliate program aimed at crypto-focused influencers, communities, and media partners. The program offers revenue share of up to 35%, including sub-affiliate commissions, with real-time performance tracking. Additional components include token-based incentives, airdrop campaigns, and free-to-play funnels, as outlined by the project.
“Our mission with Qzino is to create a platform where players don’t just gamble — they participate,” said Matero, Co-Founder of Qzino. “By combining profit-sharing, staking, and industry-leading cashback, we’re building an ecosystem where users genuinely benefit from the platform’s growth.”
The launch takes place amid continued growth in the crypto iGaming sector, particularly among platforms emphasizing transparency and blockchain-based mechanics. By combining gaming services with token-based participation models, Qzino seeks to establish a presence within the evolving Web3 gaming landscape.
For more information about Qzino and to join the platform, users can visit www.qzino.com.
About the Project
Qzino is a Web3-based crypto gaming platform designed to combine casino entertainment with tokenized revenue participation. Built around the QZI token, the project integrates profit-sharing, staking, mining mechanics, and a loyalty-driven rewards system into a single ecosystem.
The platform provides access to over 10,000 games, including proprietary Qzino Originals, with sports betting integration underway. By aligning platform growth with token holder participation, Qzino aims to introduce a sustainable, community-oriented model within the evolving crypto iGaming sector.
SECRET PARTNERSHIP BONUS for CryptoPotato readers: Use this link to register and unlock $1,500 in exclusive BingX Exchange rewards (limited time offer).
Chinese tech company Baidu, best known for its search engine, also operates cloud, mapping and other internet-based services.
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BEIJING — Baidu plans to give users of its main smartphone app direct access to the wildly popular artificial intelligence tool OpenClaw, according to a spokesperson for the Chinese tech company.
Starting later on Friday, users who opt in can message the AI agent through Baidu’s main search app to complete tasks such as scheduling, organizing files and writing code.
AI agents such as OpenClaw have surged in popularity recently for their ability to automate tasks, including managing email and using online services.
Previously, the Austrian-developed open-sourced AI agent could only be accessed from chat apps such as WhatsApp or Telegram. Chinese companies such as Alibaba, Tencent and Baidu have already allowed users to run OpenClaw on their cloud systems.
Baidu claims 700 million monthly active users for its search app. The company is also rolling out OpenClaw’s capabilities to its e-commerce business and other services.
The rollout comes just days ahead of China’s Lunar New Year holiday, as Chinese internet tech giants race to attract new users and monetize their AI investments.
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Alibaba has also integrated its e-commerce platforms, such as Taobao and travel site Fliggy, with its AI chatbot Qwen, and claimed it received more than 120 million consumer orders through the app in the six days through Feb. 11.
Qwen users can compare personalized product recommendations before completing payment through Alipay — all within the chatbot. Previously, the AI tool could suggest products based on prompts, but shoppers had to leave the app and navigate multiple platforms to complete their transactions.
Despite growing interest in AI agents such as OpenClaw, cybersecurity firms including CrowdStrike have warned the public about granting OpenClaw unfettered access to enterprise systems.
Boerse Stuttgart Group, operator of one of Europe’s largest stock exchanges, said it will merge its cryptocurrency business with Frankfurt-based digital asset trading firm Tradias in a strategic move to expand its presence in institutional crypto markets.
The transaction will consolidate about 300 employees under a joint management team from both companies, according to a Friday announcement.
The combined unit aims to cover multiple digital asset services, including brokerage, trading, custody, staking and tokenized assets. It will serve banks, brokers and other financial institutions across Europe, providing fully regulated crypto infrastructure, the announcement said.
Financial terms of the deal were not disclosed. Boerse Stuttgart and Tradias representatives declined to comment to Cointelegraph on the deal’s terms. Bloomberg reported the transaction could value Tradias at about 200 million euros ($237 million) and the combined entity at more than $590 million.
MiCA-compliant crypto custodian joins forces with BaFin-licensed bank
Boerse Stuttgart has been developing its regulated crypto infrastructure through its Boerse Stuttgart Digital arm, which provides trading, brokerage and custody services in accordance with the European Union’s Markets in Crypto-Assets Regulation (MiCA).
In 2025, Boerse Stuttgart reported tripling crypto trading volumes, accounting for a quarter of its total revenue in 2024. CEO Matthias Voelkel expressed a bullish stance on crypto and disclosed personal Bitcoin (BTC) holdings at the time.
The platform’s existing footprint in regulated digital assets positions the exchange group to expand offerings by combining technology with Tradias’ execution capabilities.
Operating as the digital assets arm of Bankhaus Scheich, Tradias is licensed as a securities trading bank by the German Federal Financial Supervisory Authority (BaFin).
“With the planned merger of Boerse Stuttgart Digital and Tradias, Boerse Stuttgart Group is driving the development and consolidation of the European crypto market,” Voelkel said.
Related: Denmark’s Danske Bank allows clients to buy Bitcoin and Ether ETPs
“We have built strong growth momentum in recent years. By merging with Boerse Stuttgart Digital, we will take the next logical step in our corporate development,” Tradias founder Christopher Beck noted, adding:
“Together, we will cover the entire value chain for digital assets and create a new European champion with significantly greater reach, strategic depth, and creative power for further market consolidation.”
Magazine: How crypto laws changed in 2025 — and how they’ll change in 2026
Capital in Web3 is moving with intent, not experimentation, and P2P crypto wallet solutions sit at the center of that shift. In 2025 alone, cross-border P2P transaction volume expanded by 51%, while embedded finance adoption advanced 36% as enterprises embedded native payment rails into digital ecosystems. Biometric authentication reached 58% penetration across leading platforms, and 71% of users actively favored contactless scan-and-pay experiences, signaling a decisive move toward frictionless yet secure finance. Voice-enabled payments grew 24%, reinforcing the demand for intelligent, always-on payment infrastructure. These are not usage anomalies but structural indicators of where capital efficiency, user trust, and platform defensibility converge for long-term value creation.
What is a P2P Crypto Wallet?
A P2P crypto wallet is a software wallet designed to enable peer-to-peer exchange and settlement of digital assets directly between users, without routing trades through a central matching engine. P2P wallets can be non-custodial, meaning users keep their private keys, or hybrid, offering optional custody services. They typically provide on-wallet order books or secure on-chain trade settlement, atomic swap or smart contract mediated exchanges, and in-app messaging or negotiation layers so counterparties can discover and agree on terms. The key differentiator is that trades are executed directly between participants and settled on-chain or via cryptographic settlement channels. Now, let us scroll through the blog to deeply understand the factors impacting the rise of peer-to-peer transactions and how a crypto wallet supports it.
What is The Hype About P2P Transactions & Web3 Wallet Solutions?
The momentum behind P2P Web3 crypto wallets stems from multiple converging forces. Institutional demand for self-custody and transparency has grown, while retail users seek lower fees and censorship-resistant rails. Regulators have tightened oversight of custodial services, which increases the attractiveness of non-custodial and privacy-preserving mechanisms for compliance-conscious players. At the same time, infrastructure improvements such as cross-chain messaging, layer 2 settlement, and programmatic escrow primitives make direct peer settlement practical at scale. These advances position P2P wallets as a market segment where decentralization and enterprise needs can be reconciled.
Source link: https://www.thebusinessresearchcompany.com/report/p2p-payment-global-market-report
Core P2P Payment Market Trend
- Cross-border P2P transfers jumped 51% in 2025, driven by lower fees and wider access.
- Embedded finance grew 36% as more brands added native P2P options in 2025.
- Gen Z and millennials fueled a 28% rise in social-payment P2P apps in 2025, prioritizing social features.
- Voice-activated payments via AI assistants rose 24% in 2025, reflecting demand for hands-free convenience.
- 71% of users favored apps with contactless scan-and-pay in 2025, accelerating innovation.
- Biometric authentication reached 58% adoption across major P2P apps in 2025, strengthening security.
- Real-time processors like Zelle maintained the industry standard by settling transactions in seconds in 2025.
Key market context to consider: analysts place the global cryptocurrency wallet development market in the multi-billion dollar range in 2026, underlining the rapid adoption and strong commercial opportunity for wallet providers.
Advantages of P2P Crypto Wallet Development
Investors should view P2P crypto wallet development as more than technology; it is a strategic lever that creates durable business advantages. A thoughtfully designed P2P wallet builds network effects, predictable revenue channels via platform services, and clear pathways to enterprise partnerships and bank integrations. It makes product roadmaps measurable, governance models transparent, and M&A or tokenization outcomes cleaner. Understanding these levers today lets you quantify upside, stress test assumptions, and negotiate terms from a position of strength when the market demands scale and regulatory clarity.
1. Greater user control and trust retention- Users hold keys or retain control over keys, improving trust metrics and reducing counterparty risk exposure for the product.
2. Reduced counterparty solvency risk- Direct settlement reduces dependence on exchange ledgers and central custody, lowering systemic risk from exchange failures.
3. Lower ongoing regulatory capital and reserve requirements- Operators of non-custodial P2P wallets avoid some capital and reserve obligations that custodial exchanges face, while still being able to provide compliance tooling where required.
4. New monetization channels without custody- Fees on on-chain settlement, premium matching, liquidity brokering, and enterprise SDK licensing create recurring revenue with lower operational overhead.
5. Increased resilience and censorship resistance- P2P structures reduce single points of failure and make it harder for a single authority to interrupt user access.
6. Competitive edge in markets with high fiat friction- P2P wallets that integrate local payment rails and stablecoin flows can capture remittance and cross-border volumes where traditional rails are slow or expensive.
7. Better alignment with institutional treasury policies- Institutional clients increasingly demand custody flexibility and programmable controls that P2P flows can support via multisig, time locks, or policy engines.
Features Essential for P2P Crypto Wallets Built For Success
Basic feature set
- Secure key management and mnemonic handling with clear recovery flows
- Simple send and receive UX with transparent gas and fees
- Multi-chain support for major EVM chains and Bitcoin via compatible bridges
- On-chain settlement support and clear transaction status indicators
- Address book, QR scanning, and transaction history auditing
- Basic wallet encryption, PIN, and biometric unlock
Advanced Enterprise Grade Capabilities
- Integrated P2P order matching and negotiation engine with optional on chain escrow contracts
- Smart routing: atomic swaps, cross-chain bridges, and layer 2 settlement channels
- Role-based access and enterprise wallet profiles for treasury management
- Multi-signature workflows and threshold signature schemes for institutional custody
- Real-time blockchain analytics and risk scoring integrated with compliance pipelines
- Decentralized identity integration and selective disclosure using verifiable credentials
- Replay protection, transaction batching, and gas optimization modules for cost efficiency
- Insurance orchestration and proof of reserves integration for optional custody guarantees
- API and SDK suites for partners and white-label customers.
You can always achieve this level of success and acquire the wide range of advantages mentioned above by hiring an accredited team of blockchain experts from a renowned cryptocurrency wallet development company. Apart from this, the company will also help you achieve success after with their alternative solutions, like customized solutions as per business needs.
Plan Your P2P Wallet Strategy With Our Experts
Are White Label P2P Crypto Wallets the Winning Path?
White-label blockchain wallet solutions are an attractive route for enterprises and institutional entrants because they compress time to market and offer proven building blocks. For investors, a professionally engineered white-label product reduces execution risk and often includes battle-tested security modules, audit trails, and compliance hooks. This allows businesses to focus on customer acquisition and integrations rather than building cryptographic infrastructure from scratch. However, the trade-off is customization. For high compliance or differentiated product strategies, a hybrid approach where a white-label core is extended with bespoke modules often yields the best risk-adjusted return.
Market practitioners report that high-quality white label cryptocurency wallet service providers can deliver robust deployments quickly, while providing upgrade paths for enterprise integrations and regulatory controls.
How Much Does a P2P Crypto Wallet Development Cost?
The cost of a P2P crypto wallet development is primarily determined by the level of customization required, rather than a fixed pricing model. A basic white-label wallet with minimal modifications typically requires lower investment because the core architecture, UI framework, and security modules are already prebuilt, and development mainly involves branding and minor configuration.
As customization increases, the cost rises due to the need for deeper integrations, extended multi-chain support, tailored compliance workflows, and enterprise-grade APIs or SDKs. These requirements involve additional engineering, testing, and infrastructure setup.
A fully custom P2P crypto wallet requires the highest investment since the architecture, smart contracts, security layers, and user experience are designed specifically for the business model. Advanced capabilities such as multisignature custody, cross-chain routing, escrow mechanisms, and bespoke dashboards demand extensive development time, third-party audits, and ongoing maintenance, all of which significantly influence the overall cost.
How Much Time Does It Take To Create a P2P Crypto Wallet?
A P2P crypto wallet development timeline differs by approach. Below are practical estimates mapped to development phases.
1. White label deployment with light customization
-
- Typical duration: 1 to 4 weeks
- Activities: branding, token preloads, basic compliance toggles, testing, and deployment.
2. White label with enterprise integrations and moderate customization
-
- Typical duration: 4 to 10 weeks
- Activities: integrate KYC provider, analytics, and fiat on-ramp; add off-chain order features, QA, and security checks.
3. Full custom enterprise build
-
- Typical duration: 3 to 6 months or longer
- Activities: architecture design, smart contract development, multisig and custody integrations, compliance workflow construction, security audits, penetration testing, user acceptance testing, and regulatory sign-offs.
Note that parallelizing activities such as UI design, smart contract audit, and legal compliance work reduces overall calendar time. Real-world schedules also depend on the availability of third-party integrations, audit timelines, and regulatory filings.
Security & Compliance Realities Investors Must Weigh
Security is not optional. Rising on-chain criminal flows and targeted attacks are reshaping risk models, and platforms must invest in proactive controls. Threats include hot wallet exploits, social engineering, private key compromise through coercion, and off-chain identity fraud. Monitoring, anomaly detection, wallet heuristics, and safe recovery models are required to maintain institutional trust. Recent industry reports highlight notable rebounds in illicit on-chain flows and reaffirm the need for rigorous analytics and cooperation with law enforcement.
Regulation is also evolving. Many jurisdictions now distinguish custodial and non-custodial wallet development services more clearly, and AML KYC expectations are tightening, including live selfie verification and geo-tagging in some markets. For global deployments, you must design compliance as a first-class component rather than an afterthought.
Why Partner With Antier?
P2P crypto wallets are a high-potential and high-responsibility segment of the market. For investors, the opportunity lies in products that combine strong cryptography, pragmatic compliance, and enterprise integrations.
Connect with our team today to learn about our offerings and the entire process. We build white label P2P wallet solutions with an emphasis on security, auditability, and regulatory readiness. Our team combines cryptography engineers, compliance experts, and product designers who can guide you from requirements to launch, including policy design for KYC and AML, architecture for multisig custody, and production-grade smart contract audits. We also assist with jurisdictional analysis so your rollout aligns with local supervisory expectations. If you are evaluating investments or planning a wallet product, we can provide a technical due diligence brief, a costed implementation roadmap, and a compliance checklist tailored to your target markets.
Frequently Asked Questions
01. What is a P2P crypto wallet?
A P2P crypto wallet is a software wallet that enables direct peer-to-peer exchange and settlement of digital assets between users, without relying on a central matching engine. It can be non-custodial or hybrid, offering features like on-wallet order books and secure trade settlement.
02. Why are P2P transactions gaining popularity in Web3?
P2P transactions are gaining popularity due to increased institutional demand for self-custody, lower fees sought by retail users, tighter regulatory oversight of custodial services, and advancements in infrastructure that facilitate direct peer settlement.
03. What are the benefits of using P2P crypto wallets?
P2P crypto wallets offer benefits such as enhanced privacy, lower transaction fees, and the ability for users to maintain control over their private keys, making them attractive for both compliance-conscious players and those seeking decentralized financial solutions.
TLDR
- Bitcoin ETFs faced a daily outflow of $410.37 million on February 12, with a cumulative net inflow of $54.31 billion.
- IBIT and FBTC experienced heavy losses, with daily outflows of $157.56M and $104.13M, respectively.
- Grayscale’s BTC ETF saw a minor outflow of $33.54 million, with a 3.25% decline in value.
- Mid-tier Bitcoin ETFs like HODL, BTCO, and BRRR also faced losses, reporting outflows and declines.
- BTCW and DEFI ETFs showed stable performance, with no inflows or outflows recorded.
According to a recent SoSoValue update on Bitcoin ETFs as of February 12, the market experienced a daily outflow of $410.37 million. Cumulative net inflow now reads at $54.31 billion with total value traded at $3.56 billion. Total net assets for Bitcoin remain solid at $82.86 billion, representing 6.34% of Bitcoin’s market cap.
Bitcoin ETFs Face Outflows as IBIT and FBTC Take Heavy Losses
Tracking the market performance of individual ETFs, the IBIT ETF, listed on NASDAQ and sponsored by BlackRock, saw a daily outflow of $157.56 million. The FBTC ETF, listed on the CBOE and sponsored by Fidelity, experienced an outflow of $104.13 million. Its daily change was a decrease of 3.25%, with a trading price of $56.91. GBTC ETF, listed on the NYSE and sponsored by Grayscale, saw a small outflow of $59.12 million.
Grayscale’s BTC ETF, listed on the NYSE, reported a minor outflow of $33.54 million. It saw a 3.25% decline in value. BITB ETF, listed on the NYSE and sponsored by Bitwise, reported a daily outflow of $7.83 million. Its cumulative net inflow is -$119.52 million. It experienced a daily decrease of 3.24%.
ARKB ETF, listed on the CBOE and sponsored by Ark & 21Shares, faced an outflow of $31.55 million. ARKB has assets totaling $1.45 billion, with a market share of 0.18%. The ETF saw a daily drop of 3.30%.
Other Mid-Tier ETFs Record Outflow While BTCW and DEFI Maintain Stability
The HODL ETF, listed on the CBOE and sponsored by VanEck, saw an outflow of $3.24 million. It recorded a daily decrease of 3.20%, trading at $21.68. The BTCO ETF, listed on the CBOE and sponsored by Invesco, experienced a smaller outflow of $6.84 million. BTCO traded at $65.05, down 3.29% on the day.
The BRRR ETF, listed on NASDAQ and sponsored by Valkyrie, reported an outflow of $2.77 million. Its total net assets stand at $316.06 million. The ETF has a market share of just 0.03% and has declined 3.20%, trading at $18.44.
The BTCW ETF experienced stable performance, with no daily inflows or outflows, as indicated by both 1-day net inflows and cumulative net inflows. It recorded a 3.24% drop in daily value, trading at $69.19. Just like the BTCW ETF, the DEFI ETF remained stable, with no daily inflows or outflows and a cumulative net inflow.
Bitcoin price remains under pressure, down around 1.2% over the past 24 hours and trading close to $66,000 at press time. While short-term rebounds continue to appear, the broader structure still looks weak.
Now, even major institutions are turning cautious on their Bitcoin price predictions. New on-chain signals and long-term holders suggest the downside risk is not finished yet.
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Standard Chartered’s Warning Matches Weak ETF and Institutional Flows
Standard Chartered recently reiterated that Bitcoin could still fall toward $50,000 before any sustained recovery. The bank pointed to weakening ETF demand and fading institutional participation as key risks. When this view is compared with current market data, it lines up perfectly.
On the price chart, Bitcoin has broken down from a bear flag structure. A bear flag forms when prices consolidate after a sharp fall and then resume the downtrend. This pattern suggests that selling pressure remains dominant, even when short-term rebounds appear.
At the same time, institutional flow indicators are weakening. Chaikin Money Flow, or CMF, which tracks whether large capital is entering or leaving the market, has dropped sharply. CMF now looks weaker than it did during the January–April 2025 correction, when Bitcoin fell around 31%.
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This time, the decline is steeper. Bitcoin has already dropped nearly 38% from its peak, and CMF has fallen faster than in early 2025. This confirms that institutional buying is not returning yet. Without sustained inflows from large investors, rallies struggle to hold.
It is worth noting that during the April-October 2025 phase, when BTC peaked, there were only a few instances when the CMF fell under the zero line, and that too marginally. But now, the CMF dip looks way scarier.
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This is why Standard Chartered’s caution makes sense. The breakdown on the chart and weak ETF-linked flows are telling the same story. But institutional weakness is not the only concern.
On-Chain Profits and Long-Term Holders Still Point to More Downside
Beyond ETFs, on-chain data shows that investor confidence remains fragile.
One key indicator is Net Unrealized Profit and Loss, or NUPL. NUPL measures how much profit or loss holders are sitting on by comparing current prices with when coins were last moved.
During the April 2024 rebound, NUPL was near 0.42. That showed minimal unrealized profits and supported a recovery. Today, NUPL has dropped much lower. It fell to around 0.11 in early February and is now near 0.17. This means most of the leftover profits from the bull cycle have already been wiped out. But this doesn’t confirm a bottom if the bigger picture is taken into consideration.
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History shows NUPL can still fall further. In March 2023, NUPL dropped to near 0.02 when Bitcoin traded around $20,000. That marked deep capitulation before the next major rally began. Compared to that period, current NUPL levels remain relatively elevated. This suggests the market may not be fully washed out yet.
Long-term holder behavior supports this view. Long-term BTC holders are wallets that have held Bitcoin for more than one year. These investors usually accumulate during major bottoms and help stabilize prices.
Right now, they are still net sellers. In early February 2025, long-term holders reduced holdings by more than 170,000 BTC. At the peak of recent selling, in February 2026, outflows reached nearly 245,000 BTC. This is a heavier distribution than during the January–April 2025 correction.
Back then, demand from long-term holders had already started recovering before prices bounced. Today, that recovery has not appeared. In simple terms, institutions are cautious, profits are shrinking, and long-term holders are not stepping in yet. This combination makes a strong rebound unlikely in the near term.
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Why the $53,000–$48,000 Zone Still Matters on the Bitcoin Price Chart
With fundamentals and on-chain data aligned to the downside, the Bitcoin price levels now become critical.
The current bear flag projection points toward a broad support zone between $53,200 and $48,300. This range aligns with key Fibonacci retracement levels.
The midpoint of this zone sits close to $50,000, which remains a major psychological level. Round numbers often attract strong buying and selling activity, making them natural magnets during corrections. This is why Standard Chartered’s $50,000 view fits the technical structure. It is not an arbitrary target. It sits directly inside the main support band.
If selling pressure continues and ETF flows remain weak, Bitcoin could test this region in the coming months. In a deeper risk-off scenario, downside could even extend toward $42,400, which matches longer-term breakdown projections and historical support.
For this bearish Bitcoin price prediction to slow down, BTC would need to reclaim and hold above the $72,100 region with strong volume and renewed institutional inflows. That would signal that demand has returned and that the bear flag has failed. So far, there is no evidence of that.
[PRESS RELEASE – Tel Aviv, Israel, February 12th, 2026]
Playnance has expanded Be The Boss, its global partner program, through PlayW3, the Web3 social gaming platform built and operated by Playnance. The program enables individuals to launch a fully branded, fully operational Social Casino platform within minutes, with no technical setup or onboarding required. For a symbolic $1 entry, partners receive a live platform under a unique subdomain, capable of generating daily on-chain earnings and payouts through PlayW3’s infrastructure, operating on a 50/50 revshare model, which is among the highest in the industry, with daily automated on-chain payments sent directly to partners’ wallets.
More broadly, the $1 entry point reflects a growing shift in the digital economy, where platform infrastructure and distribution are no longer reserved for those with significant capital, technical resources, or development teams. Instead, digital business ownership becomes immediate, operational, and globally accessible from day one.
Unlike affiliate or referral-based models, Be The Boss provides real platform ownership rather than traffic monetization alone. Each partner, referred to as a “Boss,” operates a complete Social Casino experience powered end-to-end by Playnance’s proprietary blockchain infrastructure. Once activated, platforms go live immediately, allowing partners to focus on community growth, engagement, and distribution.
Each Boss platform also acts as a decentralized distribution node for the PlayW3 ecosystem, introducing new communities, audiences, and localized user bases into the network. As more Bosses launch and grow their platforms, the ecosystem expands organically through community-led reach rather than centralized marketing alone.
Each platform includes access to over 10,000 on-chain social casino games, alongside social prediction markets, sports-based social events, crash-style games, interactive financial markets, cash tournaments, jackpots, and built-in bonuses and retention mechanics. All technology, player support, on-chain settlement, and payouts are handled directly by Playnance via PlayW3, ensuring transparency and operational simplicity.
The Be The Boss program is already live and operating globally, with more than 2000 partners already joined and actively running platforms, and over $1.9 million paid out to Bosses to date. A $250 million partner pool has been allocated to support long-term earnings as the network expands, with each new platform strengthening network-wide reach and engagement.
Pini Peter, CEO of Playnance, said: “We believe access to digital opportunity should not be limited by capital or technical barriers. Be The Boss was built to make platform ownership accessible and practical, allowing creators and communities to operate real digital businesses from day one. What’s important is that this model is already live, operating at scale, and driven by engagement rather than hype.”
At the core of the ecosystem is G Coin, the utility token powering platform activity, rewards, and daily on-chain earnings distribution. As more Boss platforms go live and onboard new communities, activity across PlayW3 increases — driving greater usage of G Coin across gameplay, participation mechanics, and rewards. This creates a compounding economic loop where partner growth expands distribution, increased user activity drives token demand through real usage, and token-powered rewards further reinforce engagement across the network.
About Playnance
Playnance is a Web3 infrastructure and consumer platform company founded in 2020. The company develops and operates live, non-custodial, on-chain platforms designed to enable mainstream users to interact with blockchain systems through familiar Web2 experiences. Playnance focuses on reducing friction between user behavior and on-chain execution by operating consumer products at scale.
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Bitcoin slipped 3% the last time this whale made a substantial deposit, is another decline on its way?
Bitcoin’s overall market state has been more than dire for the past several weeks, with the asset plummeting from over $90,000 on January 28 to its lowest position in over a year at $60,000 last Friday.
While this is a painful decline of its own, the broader market’s state has not improved much since then, and Lookonchain just published another potential sell signal.
You need to watch this whale!
Over the past 2 days, he has deposited 8,200 $BTC($559M) into #Binance.
Every time he deposits $BTC, the price drops.
Yesterday, I warned when he made a deposit — and soon after, $BTC dropped over 3%.https://t.co/8D2y9MbfFn pic.twitter.com/IyjYXvW8sx
— Lookonchain (@lookonchain) February 13, 2026
The analytics company noted that the unknown whale had transferred 8,200 BTC (worth roughly $560 million) into Binance in the past 2 days alone.
Shortly after their previous deposit to the world’s largest exchange, the cryptocurrency’s price dipped yesterday by 3% within minutes, going from nearly $69,000 to $65,000.
In a subsequent post, Lookonchain added that the whale continued to transfer BTC to Binance, sending another batch of over 2,000 units with the likely intention to sell.
8,200 BTC to exchanges is not noise — it’s intent.
Large inflows often signal distribution or hedging.
Liquidity tells the story before price does. 👀📊
— Global Rashid (@globalrashid007) February 13, 2026
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In contrast, Binance just completed the conversion of its entire $1 billion SAFU fund into bitcoin by purchasing roughly 15,000 BTC. Additionally, Strategy continues to make weekly acquisitions, but BTC’s price fails to rebound in a meaningful manner.
More volatility is expected later today when the US January CPI numbers are released.
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