Crypto World
How to Fix Cross-Border Delays at Scale
“Every hour a payment is delayed is capital that cannot be reinvested, scaled, or compounded.” Cross-border payments remain one of the most complex challenges in global finance. Despite advances in digital banking and fintech infrastructure, many international transactions still take days to settle. Multiple intermediaries, fragmented regulations, and inefficient reconciliation systems continue to slow down money movement.
For fintech founders, payment service providers, and institutional investors, these delays translate into higher costs, liquidity constraints, and lost customer trust. A TRON-enabled stablecoin payment platform offers a modern alternative. Businesses can enable near-instant, low-cost, and transparent international payments by combining blockchain settlement with fiat-pegged digital assets.
This guide explains how such platforms work, why TRON plays a critical role, and how organizations can implement scalable systems to eliminate cross-border payment delays.
Understanding the Real Problem Behind Cross-Border Payment Delays
Cross-border payment delays are not caused by a single technical limitation. They are the result of structural inefficiencies embedded in traditional banking systems. Even with digital interfaces, most international transactions still depend on fragmented infrastructure, multiple intermediaries, and manual verification processes.
For scaling fintech companies and global payment operators, these frictions directly impact liquidity management, customer satisfaction, and operational margins. Without a modern stablecoin payment platform, businesses remain dependent on slow settlement rails that limit their ability to compete in real-time financial markets.
Key Friction Points in Traditional Cross-Border Payments
| Friction Point | Key Data Point | The Real Problem |
|---|---|---|
| Speed | 80% of delays occur in the last mile | Local bank processing and legacy systems slow final settlement |
| Availability | Systems operate ~66 hours per week | Financial dead zones during weekends and holidays |
| Success Rate | Only 35% meet the 1-hour target | Fragmented AML and KYC regulations |
| Cost | 6.49% global average fee | Too many correspondent banks and intermediaries |
What does this mean for payment leaders?
- Speed Remains Unreliable
- Availability Is Limited
- Compliance Slows Execution
- Intermediaries Inflate Costs
The root issue is continued dependence on legacy rails and intermediary-heavy models. Incremental upgrades rarely solve these problems without comprehensive stablecoin payment platform development. Sustainable improvement requires rebuilding settlement workflows at the infrastructure level.
See How Modern Payment Platforms Reduce Delays
Why TRON Is a Preferred Network for Stablecoin Payment Platform Development
When evaluating blockchain networks for stablecoin payment platform development, real-world usage and performance matter most. TRON offers a blend of high throughput, low fees, and strong adoption, making it a practical choice for payment infrastructure.
TRON’s technical characteristics support reliable payment orchestration:
- High transaction speed helps reduce settlement time compared to traditional rails.
- Low network costs make stablecoin transfers more economical, improving margins.
- Mature ecosystem adoption means wider developer support and integration options.
- Stablecoin compatibility ensures seamless settlement workflows for USDT and other assets.
These traits have contributed to TRON’s growth and positioned it as a strong foundation for building a Stablecoin Payment Platform that meets enterprise performance and scalability needs.
How a TRON-Enabled Stablecoin Payment Platform Works
- Payment initiation: Customers trigger transactions through wallets or integrated apps. The system validates identity and balance before processing.
- Merchant and gateway processing: Merchant systems connect via APIs. The payment gateway applies routing rules, fees, and compliance checks.
- Transaction orchestration: The platform prepares, signs, and routes transactions while managing fallback and risk controls.
- TRON settlement layer: Stablecoin transfers are executed on the TRON network, enabling near-real-time settlement and transparent records.
- Liquidity and on/off ramps: Integrated exchanges and custodians convert between fiat and stablecoins for local payouts and treasury management.
- Security and custody management: Multi-signature wallets, cold storage, and access controls protect digital assets.
- Compliance and monitoring: Automated KYC, AML, and transaction screening ensure regulatory alignment.
- Reconciliation and reporting: On-chain data and system logs enable automated accounting and settlement reporting.
- Integration and scalability: APIs connect with banking systems, ERPs, and marketplaces, supporting long-term growth.
When these components operate together, they form a unified, secure, and high-performance Stablecoin payment system, making professional stablecoin payment platform development essential for building scalable, compliant, and future-ready global settlement systems.
Business Benefits of Adopting Stablecoin Payment Infrastructure
For fintech operators, payment platforms, and global enterprises, implementing a TRON-enabled solution delivers measurable and long-term business value. Beyond technical efficiency, it directly improves financial performance, operational resilience, and market competitiveness.
- Faster Settlement Cycles: TRON-based settlement enables funds to move within minutes instead of days. This accelerates cash flow, reduces working capital pressure, and improves treasury visibility. For high-volume platforms, faster settlements supported by a modern stablecoin payment platform translate into better liquidity planning and reduced dependency on credit lines.
- Lower Operating Costs: Traditional cross-border payments involve multiple intermediaries, each charging processing and reconciliation fees. A blockchain-based settlement layer removes many of these cost centers. Combined with automated workflows, this significantly lowers per-transaction expenses and improves margin sustainability.
- Improved Customer Experience: End users increasingly expect instant and transparent payments. Delayed settlements and unclear fee structures lead to churn and reputational risk. A reliable stablecoin payment system enables faster transfers, real-time status updates, and predictable pricing, strengthening user trust and platform retention.
- Global Market Expansion: TRON-enabled platforms allow businesses to operate in regions with limited banking infrastructure. This enables payment providers to serve underbanked populations and emerging markets without establishing local correspondent relationships.
- Better Risk Control and Compliance: On-chain transaction records provide immutable audit trails, while integrated compliance tools support automated monitoring and reporting. This improves governance, reduces fraud exposure, and simplifies regulatory engagement. For institutional clients, these features are essential for long-term adoption.
- Stronger Investor and Partner Confidence: Transparent settlement logic, predictable costs, and scalable infrastructure make payment platforms more attractive to investors and strategic partners. Platforms built through structured payment system development demonstrate operational maturity and long-term viability, which support fundraising and partnership negotiations.
For founders, executives, and investors, TRON-based stablecoin infrastructure is not merely a technology upgrade. It is a strategic lever for improving profitability, reducing operational risk, and accelerating market entry.
Request a Detailed Platform Architecture Review
Key Considerations Before Implementation
While the technology is mature, successful deployment requires careful planning.
1. Regulatory Compliance
A production-ready platform must support:
- Know Your Customer procedures.
- Anti-Money Laundering screening
- Transaction monitoring
- Regulatory reporting
2. Security Framework
Security must include:
- Multi-signature wallets
- Cold storage mechanisms
- Secure API authentication
- Disaster recovery systems
3. Scalability Planning
- Systems must handle future transaction growth without latency or failures.
4. Integration Capability
- Compatibility with ERP systems, accounting tools, and partner platforms is critical.
Professional stablecoin payment platform development teams design these elements from the start.
Practical Roadmap to Building a TRON-Based Payment System
For organizations considering implementation, the following phased approach works best for successful stablecoin payment platform development:
Phase 1: Business and Technical Assessment
Define transaction volumes, target markets, regulatory exposure, and operational requirements to align the platform with business goals.
Phase 2: Architecture Design
Develop wallet models, compliance workflows, API structures, and settlement logic to create a scalable foundation.
Phase 3: Platform Development
Build and test core modules for transaction processing, monitoring, and reporting to ensure operational reliability.
Phase 4: Compliance and Security Validation
Conduct audits, regulatory reviews, and penetration testing to meet institutional security and regulatory standards.
Phase 5: Deployment and Optimization
Launch in controlled environments, analyze performance data, and continuously optimize workflows for long-term stability.
Evaluating ROI: Is It Worth the Investment?
For decision-makers, return on investment is a critical factor when adopting new payment infrastructure. Implementing a solution on the TRON network offers both technical efficiency and measurable financial returns.
Well-designed stablecoin platforms built on TRON typically deliver:
- 40-70% reduction in processing costs by minimizing intermediaries and automating settlement workflows
- Significant improvement in settlement speed, enabling near-real-time fund availability
- Lower customer churn through faster transfers and transparent pricing
- Increased transaction volumes driven by improved user trust and operational reliability
In addition, the low transaction fees and high throughput of the TRON network help payment providers maintain profitability even at scale. When aligned with a long-term growth strategy, a well-implemented stablecoin payment platform becomes a revenue enabler rather than a cost center. It supports stronger cash flow management, higher platform adoption, and greater investor confidence, making it a strategic asset for fintech and enterprise payment leaders.
Final Takeaway
Cross-border delays are no longer acceptable in a real-time global economy. Fintech leaders and payment providers that continue relying on legacy rails risk losing customers, margins, and market relevance. A TRON-enabled settlement infrastructure offers speed, transparency, and scalability. However, realizing these benefits requires expert execution. This is why professional stablecoin payment platform development is essential.
Antier brings deep technical expertise, regulatory understanding, and proven delivery capabilities to help organizations build secure, high-performance payment platforms. With Antier, businesses reduce implementation risk and accelerate time-to-market. Now is the time to modernize your payment infrastructure.
Partner with Antier to Launch Your TRON-Enabled stablecoin platform. Start building a faster, compliant, and future-ready global payment system today!
Frequently Asked Questions
01. What are the main challenges of cross-border payments?
The main challenges include delays caused by multiple intermediaries, fragmented regulations, and inefficient reconciliation systems, which lead to higher costs and liquidity constraints.
02. How does a TRON-enabled stablecoin payment platform improve cross-border payments?
A TRON-enabled stablecoin payment platform enables near-instant, low-cost, and transparent international payments by combining blockchain settlement with fiat-pegged digital assets.
03. What are the key friction points in traditional cross-border payment systems?
Key friction points include unreliable speed, limited availability, compliance issues that slow execution, and inflated costs due to too many intermediaries.
Crypto World
Tether Invests $100 Million in US ‘Crypto Bank’ Anchorage Digital
Tether’s $100 million investment in Anchorage Digital underscores a commitment to secure, regulated financial systems, reinforcing Anchorage’s status as the first federally chartered crypto bank in the U.S.
Tether announced a $100 million strategic equity investment in Anchorage Digital today, Feb. 5. The move is aimed at bolstering secure and regulated financial infrastructure within the cryptocurrency industry, according to a press release from Tether today, Feb. 5.
Anchorage Digital, recognized as the first federally chartered crypto-focused bank in the United States, both fiat banking services as well as crypto custody, staking, and stablecoin issuance, primarily for institutional clients. The bank obtained its charter from the Office of the Comptroller of the Currency (OCC) in 2021, marking a pivotal moment in the regulation of digital assets in the U.S.
Paolo Ardoino, CEO of Tether, emphasized the strategic alignment between Tether and Anchorage. “Our investment in Anchorage Digital reflects a shared belief in the importance of secure, transparent, and resilient financial systems,” Ardoino said in a statement.
Nathan McCauley, co-founder and CEO of Anchorage Digital, echoed the sentiment, noting that “Tether’s investment is a strong validation of the infrastructure we’ve spent years building the hard way.”
Anchorage is the issuer of Tether’s recently launched dollar-backed stablecoin for U.S. markets, USAT, designed to comply with the GENIUS Act. Tether is the issuer of the largest stablecoin by market capitalization, USDT, which represents just over 60% of the sector.
This article was generated with the assistance of AI workflows.
Crypto World
BNB Chain Announces Support for ERC-8004 to Enable Verifiable Identity for Autonomous AI Agents
[PRESS RELEASE – Dubai, UAE, February 4th, 2026]
BNB Chain today announced its support for ERC-8004, a new on-chain identity standard designed to give autonomous AI agents verifiable, portable identity across platforms. The development represents an important step toward an open and scalable agent economy, where software can operate independently with persistent reputation, accountability, and user control.
Autonomous agents are software programs capable of making decisions, coordinating with other services, and carrying out actions on behalf of users. As these agents become more capable, they will need to operate beyond single apps or centralized platforms. For that to be possible, agents require a reliable way to prove who they are.
Under ERC-8004, an agent is no longer confined to one application or forced to restart its reputation every time it enters a new environment. Instead, it can maintain persistent identity as it moves across platforms, enabling other agents, services, and users to verify its legitimacy and track its history over time.
To complement ERC-8004, the BNB Chain community introduces BAPs (BNB Application Proposals), a new standard for the application layer. Unlike BEPs, which govern core protocol changes, BAPs define how apps work and communicate – covering interfaces, wallet and identity conventions, token and NFT standards, and app-to-app interoperability.
The first BAP, BAP-578, launches the Non-Fungible Agent (NFA) standard, enabling AI agents to exist as onchain assets that can hold assets, execute logic, interact with protocols, and be bought, sold, or hired. This marks the first step toward an open, predictable, and interoperable Agent Economy on BNB Chain.
Users can explore how to start building with ERC-8004 and BAP-578 on BNB Chain in the developer documentation HERE.
About BNB Chain
BNB Chain is a community-driven blockchain ecosystem that is removing barriers to Web3 adoption. It is composed of:
- BNB Smart Chain (BSC): A secure DeFi hub with the lowest gas fees of any EVM-compatible L1; serves as the ecosystem’s governance chain.
- opBNB: A scalability L2 that delivers some of the lowest gas fees of any L2 and rapid processing speeds.
- BNB Greenfield: Meets decentralized storage needs for the ecosystem and lets users establish their own data marketplaces.
SECRET PARTNERSHIP BONUS for CryptoPotato readers: Use this link to register and unlock $1,500 in exclusive BingX Exchange rewards (limited time offer).
Crypto World
Bitget Wallet Expands Into B2B With Trading Infrastructure API
Launch signals strategic move to provide trading execution and market data services to fintech platforms.
San Salvador, El Salvador, February 5, 2026 – Bitget Wallet, the everyday finance app, has launched Bitget Wallet API, marking a strategic expansion into business-to-business infrastructure as more fintech firms and digital asset platforms look to offer onchain trading services at scale. The API allows partners to access trading execution, market data, and cross-chain asset transfers through a single integration, reducing the need for companies to build and maintain complex backend systems internally.
The move reflects a broader shift toward fintech platforms relying on specialized infrastructure rather than building full technology stacks in-house. BCG estimates B2B fintech services will grow at a 32% annual rate to reach $285 billion in revenues by 2026, alongside rapid growth in Wallet-as-a-Service and embedded finance. At the same time, decentralized exchange trading hit a five-year high in January 2026, with more than $400 billion traded, highlighting DEXs’ growing role as a core source of market liquidity.
“Onchain trading is reaching a wider audience, but the underlying infrastructure is still fragmented and difficult to operate at scale,” said Alvin Kan, COO of Bitget Wallet. “By making the same systems that run our consumer wallet available to partners, we’re supporting companies that want to build professional trading products without taking on unnecessary operational complexity. This makes a step beyond being solely a user-facing wallet toward supporting the broader financial ecosystem.”
At the core of the API is Bitget Wallet’s proprietary DEX-based trade execution engine, which currently handles about 80% of all trades executed within Bitget Wallet. The Trading API aggregates liquidity from 80 decentralized trading protocols and supports trading across Ethereum, Solana, Base, Polygon, Arbitrum, Morph and BNB Chain. By using intelligent routing to compare quotes across venues and select execution paths, the system is designed to improve pricing consistency and reduce failed trades. Bitget Wallet said recent transaction success rates across major networks have remained in the mid-to-high 90% range, with the service operating under a 99.9% availability target.
To support reliable execution, the API includes Sentinel, an automated monitoring system that continuously reviews liquidity sources and removes unstable or abnormal pools before trades are placed. Transactions are also routed through MEV-protected nodes, which are designed to limit interference such as front-running during periods of market volatility. These measures are intended to address common operational challenges faced by trading platforms as transaction volumes increase.
In addition to execution, the Market API provides real-time pricing and activity data across 33 blockchains, covering millions of cryptocurrencies as well as more than 200 widely traded stocks through tokenized market data. The service includes address-level insights, such as activity linked to experienced market participants, alongside automated risk indicators that help flag unusual assets or trading patterns. The API suite also includes a Cross-chain API, which allows assets to be converted and transferred between blockchains in a single process, with built-in tracking that gives users and platforms visibility into transaction progress from start to finish.
Users can visit the Bitget Wallet website for more information.
About Bitget Wallet
Bitget Wallet is an everyday finance app designed to make crypto simple, secure, and usable in daily life. Serving more than 90 million users worldwide, it offers an all-in-one platform to send, spend, earn, and trade crypto and stablecoins through blockchain-based infrastructure. With global on- and off-ramps, the app enables faster and borderless onchain finance, supported by advanced security and a $700 million user protection fund. Bitget Wallet operates as a fully self-custodial wallet and does not hold or control user funds, private keys, or user data. Transactions are signed by users and executed on public blockchains.
For more information, visit: X | LinkedIn | Telegram | YouTube | TikTok | Discord | Facebook
Crypto World
Bitcoin Crash Destroys Every Crypto Treasury: Is Bankruptcy Next?
Crypto treasury companies are under growing financial stress after Bitcoin and Ethereum fell nearly 30% in a week, wiping out an estimated $25 billion in unrealized value across digital asset balance sheets.
Data tracking public crypto treasury firms shows that none currently hold assets above their average cost basis. The sharp drawdown has pushed most treasury strategies into loss territory at the same time, raising concerns about liquidity, financing, and long-term viability.
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Losses Spread Across the Entire Digital Asset Treasury Sector
The sell-off hit treasury-heavy firms simultaneously.
Large holders recorded the deepest paper losses, dragging cumulative unrealized P&L sharply negative. The losses are unrealized, but the scale matters because it weakens balance sheets and equity valuations.
As a result, the market has shifted from rewarding crypto accumulation to pricing survival risk.
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Market Premiums Have Collapsed
A key stress signal is the collapse in market net asset value (mNAV), which compares a company’s equity valuation to the value of its crypto holdings.
Several major treasury firms now trade below an mNAV of 1, meaning the market values their equity at a discount to the assets they hold. This eliminates the ability to raise capital efficiently through equity issuance without dilution.
MicroStrategy, one of the largest corporate Bitcoin holders, trades below its asset value despite holding tens of billions of dollars in crypto.
That discount limits its flexibility to fund further purchases or refinance cheaply.
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Liquidity Drives Bankruptcy Risk
Unrealized losses alone do not cause bankruptcy. The risk rises when falling asset prices collide with leverage, debt maturities, or ongoing cash burn.
Mining firms and treasury vehicles that rely on external financing face the highest exposure. If crypto prices remain depressed, lenders may tighten terms, equity markets may stay closed, and refinancing options could narrow.
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This creates a feedback loop. Lower prices reduce equity value, which limits capital access and increases pressure on balance sheets.
A Stress Phase, Not a Collapse
The current drawdown reflects forced deleveraging and tighter financial conditions rather than a failure of crypto assets themselves.
However, if prices fail to recover and capital markets remain restrictive, stress could intensify.
For now, crypto treasury firms remain solvent. But the margin for error has narrowed sharply.
Crypto World
Bitcoin’s Chance Of Returning To $90K By March Is Slim
Key takeawys:
-
Bitcoin fell below $63,000 as weak US job data and concerns over AI industry investments fueled investor risk aversion.
-
Options markets show a 6% chance of Bitcoin returning to $90,000 by March.
Bitcoin (BTC) slid below $63,000 on Thursday, hitting its lowest level since November 2024. The 30% drop since the failed attempt to break $90,500 on Jan. 28 has left traders skeptical of any immediate bullish momentum. The current bearish sentiment is fueled by weak US job market data and rising concerns over massive capital expenditure within the artificial intelligence sector.
Regardless of whether Bitcoin’s slump was triggered by macroeconomic shifts, options traders are now pricing in just 6% odds of BTC reclaiming $90,000 by March.

On Deribit exchange, the right to buy Bitcoin at $90,000 on March 27 (a call option) traded at $522 on Thursday. This pricing suggests investors see little chance of a massive rally. According to the Black-Scholes model, these options reflect less than 6% odds of Bitcoin reaching $90,000 by late March. For context, the right to sell Bitcoin at $50,000 (a put option) for the same date traded at $1,380, implying a 20% probability of a deeper crash.
Quantum computing risks and forced liquidation fears drive Bitcoin selling
Market participants have reduced crypto exposure due to emerging quantum computing risks and fears of forced liquidations by companies that built Bitcoin reserves through debt and equity. In mid-January, Christopher Wood, global head of equity strategy at Jefferies, removed a 10% Bitcoin allocation from his model portfolio, citing the risk of quantum computers reverse-engineering private keys.

Strategy (MSTR US), the largest publicly listed company with onchain BTC reserves, recently saw its enterprise value dip to $53.3 billion, while its cost basis sat at $54.2 billion. Japan’s Metaplanet (MPJPY US) faced a similar gap, valued at $2.95 billion against a $3.78 billion acquisition cost. Investors are worried that a prolonged bear market might force these companies to sell their positions to cover debt obligations.
External factors likely contributed to the rise in risk aversion, and even silver, the second-largest tradable asset by market capitalization, suffered a 36% weekly price drop after reaching a $121.70 all-time high on Jan. 29.

Bitcoin’s 27% weekly decline closely mirrors losses seen in several billion-dollar listed companies, including Thomson Reuters (TRI), PayPal (PYPL), Robinhood (HOOD) and Applovin (APP).
US employers announced 108,435 layoffs in January, up 118% from the same period in 2025, according to outplacement firm Challenger, Gray & Christmas. The surge marked the highest number of January layoffs since 2009, when the economy was nearing the end of its deepest downturn in 80 years.
Related: Next Bitcoin accumulation phase may hinge on credit stress timing–Data
Market sentiment had already weakened after Google (GOOG US) reported on Wednesday that capital expenditure in 2026 is expected to reach $180 billion, up from $91.5 billion in 2025. Shares of tech giant Qualcomm (QCOM US) fell 8% after the company issued weaker growth guidance, citing that supplier capacity has been redirected toward high-bandwidth memory for data centers.
Traders expect investments in artificial intelligence to take longer to pay off due to rising competition and production bottlenecks, including energy constraints and shortages of memory chips.
Bitcoin’s slide to $62,300 on Thursday reflects uncertainty around economic growth and US employment, making a rebound toward $90,000 in the near term increasingly unlikely.
This article does not contain investment advice or recommendations. Every investment and trading move involves risk, and readers should conduct their own research when making a decision. While we strive to provide accurate and timely information, Cointelegraph does not guarantee the accuracy, completeness, or reliability of any information in this article. This article may contain forward-looking statements that are subject to risks and uncertainties. Cointelegraph will not be liable for any loss or damage arising from your reliance on this information.
Crypto World
Can 1 Million New BNB Holders Undo Price Crash to 7-Month Low?
BNB has experienced a sharp correction, with the price falling from $900 to near $700 in recent sessions. The decline erased months of gains and pushed the asset to a seven-month low.
While selling pressure has dominated, the downturn may not be finished unless holder behavior shifts. Emerging on-chain trends suggest conditions could still change.
BNB Is Observing A Flood Of New Holders
BNB’s network activity has shown notable strength despite the price crash. New address creation has risen consistently over recent days, peaking near 1.3 million additions. Even now, the network continues to add more than 1 million new addresses daily. This growth signals sustained interest during a volatile period.
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New addresses are significant because they often represent fresh capital entering the ecosystem. While existing holders are facing selling pressure, new participants can help absorb supply. Historically, strong network growth during corrections has supported stabilization. For BNB, this influx may counterbalance distribution if buying interest persists.
Want more token insights like this? Sign up for Editor Harsh Notariya’s Daily Crypto Newsletter here.
Despite improving on-chain participation, derivatives data remains bearish. Futures market positioning shows a clear skew toward downside risk. Liquidation maps highlight approximately $43 million in short liquidation leverage compared with just $6 million on the long side. This imbalance reflects strong bearish conviction among leveraged traders.
Such positioning often amplifies volatility. If price continues to decline, long liquidations could accelerate losses. The map shows the largest cluster of long contracts sitting at $682, BNB’s next support. Losing this support would also trigger $3.07 million in long liquidations. For now, the dominance of bearish exposure suggests caution.
BNB Price Correction Could Continue
BNB price has declined 22.5% over the past seven days and is trading near $698 at the time of writing. Technical indicators point to continued weakness. The Fibonacci Extension tool identifies $682 as the next major support level, making it a critical zone for near-term price stability.
If broader market conditions remain bearish, downside risks increase. Continued liquidations or heightened volatility could push BNB below $682. A breakdown there would likely send the price toward $650 or lower. Such a move would deepen losses and reinforce bearish sentiment among short-term investors.
A recovery scenario depends on capital inflows offsetting bearish pressure. If demand strengthens, BNB could reclaim $735 and advance toward $768. Flipping the latter into support would invalidate the bearish thesis. Under that outcome, BNB price may recover toward $821, signaling renewed confidence.
Crypto World
Bitcoin’s Shot at $90K by March Is Slim
The flagship cryptocurrency has come under renewed selling pressure, extending a slide that has left market participants cautious about any near-term rebound. The latest move comes as a combination of softer U.S. job data and renewed concerns about AI-sector capital expenditure weigh on risk appetite. The price retreat follows a roughly 30% decline from a late-January high after a failed attempt to push above the $90,500 level on Jan. 28. As macro cues accumulate, derivatives markets hint at a cautious stance, suggesting that a rapid snapback may be unlikely in the near term as investors digest the evolving risk backdrop.
Key takeaways
- Bitcoin slipped below $63,000, entering a seasonally volatile zone as macro data challenges persist and AI-sector investment concerns mount.
- Options markets imply a relatively low probability of a swift rally back to $90,000 by March, with pricing signaling a muted upside scenario.
- Concerns over quantum computing risks and the prospect of forced liquidations by debt-funded Bitcoin holders have amplified risk-off sentiment.
- Public-company Bitcoin holdings and equity-structure dynamics show growing strain, as some firms face large unrealized gaps between market value and cost bases.
- Broader tech and AI narratives—capped by elevated capital expenditure plans and supply-chain bottlenecks—contribute to a cautious market tone across traditional equities as well as crypto.
- Risk-off conditions intensified after a run of negative headlines across large-cap names and an uptick in January layoffs across the U.S. economy.
Tickers mentioned: $BTC, TRI, PYPL, HOOD, APP, QCOM, MSTR, MPJPY
Sentiment: Bearish
Price impact: Negative. The ongoing price drift below key support levels reflects a softer near-term outlook and heightened risk-off sentiment.
Trading idea (Not Financial Advice): Hold. Caution remains warranted as macro headlines and AI investment cycles influence liquidity and risk appetite.
Market context: The current environment blends macro fragility with sector-specific dynamics in AI and tech, creating a cautious tone for risk assets. Liquidity conditions and derivative positioning continue to shape price action as investors weigh near-term catalysts against longer-term macro trends.
Why it matters
The forces weighing on Bitcoin are not isolated to crypto alone. A broader risk-off mood is filtering through global markets, with technology and AI-driven narratives playing a central role. The debilitation of a near-term revival above important thresholds underscores a structural challenge for the asset class: while institutional interest remains, upside momentum has been tempered by macro headwinds and the fear of swift retracements triggered by external shocks.
On the derivative side, traders are pricing in relatively modest odds of a dramatic rally, with call options at elevated strike levels pricing in limited upside potential. For context, on the Deribit exchange, a March 27 call option with a strike of $90,000 traded at around $522, suggesting that market participants assign a low probability to a rapid surge in price in the weeks ahead. The corresponding put options reveal a sense of potential downside risk priced into the market as well, underscoring a balanced but cautious risk-reward calculus in the near term. These dynamics echo the broader tension between bull-case scenarios and risk-off realities facing cryptos amid evolving macro data and capital allocation concerns.
Beyond price dynamics, a suite of fundamental developments has intensified risk aversion. Quantum computing fears—specifically worries that advanced quantum systems could threaten private keys—have led some investors to rethink crypto exposure. In mid-January, Christopher Wood, global head of equity strategy at Jefferies, removed a 10% Bitcoin allocation from his model portfolio, arguing that quantum threats introduce a material tail risk to hodling strategies and that the market could respond abruptly to new information. While such positioning shifts reflect sentiment rather than immediate price catalysts, they contribute to a cautious macro backdrop for crypto markets.
On the corporate front, the landscape of on-chain exposure among publicly traded firms remains a focal point. MicroStrategy (MSTR) remains the largest holder with on-chain BTC reserves, but the company’s enterprise value has fallen to around $53.3 billion while its cost basis sits near $54.2 billion. Similar gaps exist for Metaplanet (MPJPY US), where the market cap stood at roughly $2.95 billion against an acquisition cost of about $3.78 billion. The potential for a prolonged bear phase to force such entities to sell reserve holdings to service debt has investors watching balance sheets closely, even as executives underscore long-term conviction in the technology and underlying use cases.
Additional macro factors are weighing on risk assets as well. The week’s early data showed broad risk-off momentum, with silver, often viewed as a risk-off asset, retreating sharply after reaching an all-time high in late January. While crypto markets are distinct from traditional commodities, the cross-asset pull—driven by higher risk sentiment and macro uncertainties—helps explain the correlation in recent weeks between the performance of large-cap equities and crypto assets.
In the broader tech arena, larger dynamics around AI investment cadence are shaping the indirect risk profile for crypto markets. Google’s parent company signaled that capital expenditure in 2026 will be materially higher than in 2025, highlighting a continued push into data-center infrastructure. At the same time, Qualcomm reported softer guidance as supplier capacity shifts toward high-bandwidth memory for data centers, underscoring a delicate balance between innovation cycles and near-term profitability. Analysts anticipate that AI spending could deliver longer payoff horizons than many investors currently expect, a factor that compounds uncertainty for risk-sensitive assets, including crypto.
Against this backdrop, Bitcoin appears unlikely to stage a rapid rebound toward the $90,000 region in the near term. The price action around $62,000–$63,000 has become a focal point for traders watching for a sustainable bottom or a capitulatory event that could usher in a new phase for accumulation. The path forward for the asset will likely depend on a combination of macro resilience, continued liquidity, and the pace at which AI-capital expenditure and its supply-chain constraints unwind.
What to watch next
- Upcoming U.S. payrolls data and macro indicators, which could shape risk sentiment and liquidity conditions.
- Derivative flows and March expiry activity (including BTC options around key strike levels like $90,000).
- Updates on AI-capex realization and supply-chain bottlenecks affecting tech stocks and related risk assets.
- Monitor developments around large on-chain BTC holdings and any potential forced-liquidation events tied to debt covenants.
- Central bank signals and policy expectations that could influence risk appetite across crypto and traditional markets.
Sources & verification
- Deribit options data for March 27 BTC calls and puts, including the $90,000 strike call and $50,000 strike put pricing.
- Public-company BTC holdings and balance-sheet implications (on-chain context and company-level risk exposure).
- Jefferies note referencing a reduced Bitcoin allocation due to perceived quantum-computing risks.
- January layoff data from Challenger, Gray & Christmas (108,435 layoffs) and related macro commentary.
- Alphabet (EXCHANGE: GOOG) capex trajectory for 2026 and Qualcomm (EXCHANGE: QCOM) guidance signals; broader AI-funding implications.
Bitcoin under pressure in a cautious macro environment
Crypto World
JP Morgan Strategist Prefers Bitcoin to Gold Long Term
While crypto natives lament Bitcoin’s underperformance compared to precious metals, institutional traders are eyeing the digital asset.
On one of BTC’s worst days in recent memory, JP Morgan’s quantitative strategist Nikolaos Panigirtzoglou is taking the contrarian approach and says that not only is Bitcoin undervalued, but it looks “even more attractive compared to gold.”
Panigitzoglou says that liquidations have been “more modest” despite the asset’s poor recent performance, and highlighted that the bitcoin-to-gold volatility ratio is at a “record low” in a recent investor research note, according to Yahoo Finance.
However, BTC is currently down 13.3% today compared to gold’s 3% decline, so that ratio gap is closing quickly.
Bitcoin’s stark underperformance relative to gold continues a trend that began when the new U.S. administration took office in January 2025. Gold is up 80% since Trump entered office, while BTC is down 37% over the same period.

While retail crypto traders have struggled to reconcile gold’s outperformance, Bitcoin analyst Willy Woo cites several reasons, including quantum computing threats and the marginal buyers in each asset class.
On Jan. 25, Woo said, “It’s really hard to convince sovereigns and fiduciary institutions to buy a nascent asset like BTC with 17 years of history (which is less than a retail home mortgage). Then think about their perspective on quantum uncertainty over the next 5-15 years.”
Crypto World
Ripple’s XRP Dumps by 13% Daily, Bitcoin (BTC) Slipped Below $70K: Market Watch
XRP is today’s most substantial loser from the largest 100 alts, dumping below $1.40. ZEC and MORPHO follow suit.
Bitcoin’s poor price performance continues in full force as the asset erased all gains seen after Trump’s reelection by slipping below $70,000 earlier today.
Most altcoins have bled out heavily as well, and it’s not just XRP. ETH, BNB, SOL, DOGE, ADA, and many more have posted massive declines.
BTC Dipped Beneath $70K
It’s almost hard to believe that just over a week ago, last Wednesday, bitcoin traded at $90,000. The developments since then have been nothing short of pure bear domination. While the reasons are still debated, the fact is that BTC was violently rejected at that point and driven south hard.
At first, it fell to $81,000 last Thursday, rebounded to $84,000 on Friday, and plummeted again to under $75,000 on Saturday. After an unsuccessful relief rally to $79,000, the bears were back in control and drove it to $73,000 on Tuesday.
The dead-cat bounce pattern repeated and bitcoin continued to lose value in the past 12 hours or so. Moreover, it dumped below $70,000 earlier today for the first time since just after the US elections in 2024.
It has now bounced to slightly above $70,000, but it’s still 7% down daily and 20% in the red weekly. Its market cap has plummeted to $1.410 trillion on CG, while its dominance over the alts struggles at 57%.
Alts Keep Bleeding
The altcoins’ charts are just as painful, even more on some occasions. ETH is down by 6% as well as even Vitalik Buterin has started to dispose of his tokens. BNB has dumped below $700, while XRP has become today’s poorest performers with a double-digit drop to under $1.38. This is its lowest price tag in well over a year.
SOL, ADA< DOGE, XMR, LINK, and many others are deep in the red. HYPE continues to be among the few exceptions, gaining almost 5% to $34.
The total crypto market cap has erased another $170 billion and is below $2.5 trillion on CG now.
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Crypto World
Gemini lays off employees, shifts from crypto to betting
In a sign of the times, Gemini, the crypto exchange founded by billionaires Tyler and Cameron Winklevoss, is making significant cutbacks.
Summary
- Gemini will lay off up to 200 employees and shut down services in the UK, EU, and Australia amid a downturn in the crypto market and ongoing struggles to gain market share.
- Despite the challenges, Gemini is focusing on gambling: Gemini Predictions.
- The new prediction market platform has processed over $24 million in volume since its launch in December 2025, aiming for future growth.
The company is reportedly slashing up to 25% of its workforce and shutting down operations in the UK, European Union, and Australia. The decision follows a tough period for the company, which has struggled to gain market share despite being an early player in the crypto exchange space.
The New York-based exchange, which launched in 2014, announced it would lay off up to 200 employees across its global workforce, including in the US and Singapore. The cuts come after Gemini reported a $159.5 million loss in November, largely due to the high costs associated with its initial public offering and extensive marketing efforts.
As Bitcoin prices dipped below $70,000, the broader crypto sector has faced intense volatility, further weighing on Gemini’s fortunes.
The company also announced that it would place all customer accounts in the UK, EU, and Australia into withdrawal-only mode starting March 5, with full account closures to follow a month later. This move is part of a broader restructuring plan expected to cost the company about $11 million.
Despite these challenges, the Winklevoss twins are betting on the future of prediction markets, launching a new service called Gemini Predictions in December. The platform has processed over $24 million in volume from 10,000 users since its launch, with the Winklevosses hoping this will help steer the company toward a more focused and profitable future.
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