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110 Minutes of Investing Knowledge to Improve Your Finances

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110 Minutes of Investing Knowledge to Improve Your Finances



Try Gamma for making your presentations or other documents: https://shorturl.at/7XPhi

Brokers I use:
📈Trading 212
Get free fractional shares worth up to £100 with Trading 212 through this link:
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Links from video.
Get my free newsletter 👉 https://financialinterest.com
FX impact video: https://youtu.be/UefstfncObs?si=w4nmhXgg13NY1yy5
Pension Drawdown: https://youtu.be/rmJ9rIW6tH8?si=m4E1bO6tOqPO86yR
HMRC: https://www.gov.uk/guidance/hmrc-tools-and-calculators#capital-gains-tax
Broker Tool: https://financialinterest.com/brokers/
Investing Business Cash: https://www.youtube.com/watch?v=Be6Q950G71k

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When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Other fees may apply. See terms and fees.

This video does not represent financial advice, and I am not a financial advisor. When investing, your capital is at risk. Investments can rise and fall and you may get back less than you invested. Past performance is no guarantee of future results.

0:00 Intro
1:04 Global vs regional trackers & S&P diversifying
3:05 Choosing tracker funds
5:14 Global vs all-US
6:56 OEICs vs ETFs
8:16 Sponsor: Gamma
9:38 Investing & asset allocation & market basics
10:07 ETF vs fund vs index
11:31 ISA compounding
12:40 Passive Ponzi?
16:14 Over-diversified?
17:52 Worst advice
19:13 Future mirrors past?
21:28 Income vs accumulation
22:40 Currency risk
23:22 When to sell
24:15 Surplus income priorities
25:45 Timing, crashes & lump sums
27:29 Protecting ISA
28:35 Buying the dip
29:14 Deploying cash
30:24 Bonds vs growth
31:22 Money market vs savings
31:47 Rainy day fund
33:06 Gold, crypto & alternatives
34:42 Investing in gold
36:19 Gold or silver coins
38:07 S&P/Bitcoin split
39:03 ISAs
43:36 LISA penalty
44:33 Pensions vs ISA
45:02 SIPP vs workplace
45:36 Salary sacrifice
46:15 SIPP vs ISA risk
47:05 Overcontributing
47:38 Locating lost pensions
49:15 Consolidating benefits
49:30 Adventurous vs balanced
50:35 Comparing options
51:14 Low projections
52:19 Before transferring
52:57 MPAA scope
53:28 DB, NHS, LGPS & state pension
53:58 Triple lock
54:14 State pension removal
55:40 DB as bonds
56:35 Retirement & drawdown
57:19 4.7% rule
57:59 Drawdown order
58:34 How drawdown works
58:54 Emergency tax
59:24 Sequencing risk
1:00:19 Cash buffer placebo?
1:01:58 Care costs
1:02:56 FIRE & early retirement
1:03:24 Coast FIRE
1:04:47 Pre-retirement risks
1:05:11 Boredom returns
1:06:01 Tax, IHT & documenting gifting
1:06:22 CGT allowance
1:06:49 Reporting GIA gains
1:07:12 Fiscal drag
1:08:00 Circular gifting
1:08:22 Housing & property & renting vs owning
1:10:12 Deposit size
1:11:01 Mortgage % income
1:12:00 Samuel Leeds
1:13:06 Debt & student loans
1:13:50 Credit card debt
1:15:22 Savings & emergency funds
1:16:52 Evaluating insurance
1:17:03 Platforms, brokers & fees & FSCS protection
1:18:18 Vanguard fee
1:18:41 If Vanguard closed
1:18:57 Fintech collapse
1:19:43 Auditing platform
1:20:11 Banking app investing
1:21:03 Financial advisers & when do they help?
1:23:46 SJP portfolio
1:25:06 £1m adviser fee
1:25:53 Kids, family & inheritance
1:26:39 Junior SIPPs
1:27:05 Cost of kids
1:28:54 Relationship finances
1:30:04 Money psychology & behaviour & guilt
1:31:16 Panic selling
1:31:44 Die With Zero?
1:32:57 Convincing family
1:34:01 First 100k
1:34:55 Advice for young people
1:35:11 Career & self-employment & pensions abroad
1:35:34 Company investing
1:36:01 Maternity/paternity
1:36:34 Career break
1:37:39 Gary Stevenson
1:40:18 Land value tax
1:41:27 ISA/tax changes
1:43:11 Home ownership goals
1:44:23 Stamp duty stocks
1:44:50 Personal & random
1:45:13 What worries you?
1:45:25 Writing a book?
1:46:13 Financial audits
1:46:46 Wes sponsorship
1:47:15 Bank robbery
1:47:40 Baguette vs naan
1:48:09 Twix vs Lion Bar
1:48:38 Ultimate biscuit
1:49:02 Internet upgrade

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News Videos

Ethereum Is First (These Altcoins Are Next)

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Ethereum Is First (These Altcoins Are Next)



Ethereum is showing signs of strength, and Sheldon breaks down why an ETH-led rally could be just around the corner. In this video, you’ll discover the altcoins that are best positioned to outperform if Ethereum enters its next major move. We cover the key narratives, technical setups, and market signals every investor should be watching. If you’re looking to stay ahead of the next crypto rotation, this is a video you won’t want to miss..

_____________________

𝗧𝗥𝗔𝗗𝗘 𝗪𝗛𝗘𝗥𝗘 𝗦𝗛𝗘𝗟𝗗𝗢𝗡 𝗧𝗥𝗔𝗗𝗘𝗦!
⬇⬇⬇⬇⬇⬇

🟨 𝗪𝗘𝗘𝗫 – 𝗚𝗲𝘁 𝘂𝗽 𝘁𝗼 𝟭𝟬,𝟬𝟬𝟬 𝗨𝗦𝗗𝗧 𝗶𝗻 𝗥𝗲𝘄𝗮𝗿𝗱𝘀!!
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👉 Sign up: https://bit.ly/Sheldon_WeeX_welcome
______________________

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📺 𝗦𝗛𝗘𝗟𝗗𝗢𝗡 𝗧𝗛𝗘 𝗦𝗡𝗜𝗣𝗘𝗥 – 𝗘𝘅𝗰𝗹𝘂𝘀𝗶𝘃𝗲 𝗣𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗬𝗼𝘂𝗧𝘂𝗯𝗲 𝗖𝗵𝗮𝗻𝗻𝗲𝗹!
👉 https://www.youtube.com/@OfficialSniperTrading

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______________________

📈 𝗧𝗥𝗔𝗗𝗜𝗡𝗚𝗩𝗜𝗘𝗪 — 𝗧𝗿𝗮𝗰𝗸 𝗔𝗹𝗹 𝗠𝗮𝗿𝗸𝗲𝘁𝘀!
👉 https://bit.ly/TradingView-Shedon

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🚀 𝗨𝗟𝗧𝗥𝗔 𝗧𝗥𝗔𝗗𝗘𝗥 – 𝗚𝗲𝘁 𝗧𝗵𝗲 𝗠𝗼𝘀𝘁 𝗣𝗼𝘄𝗲𝗿𝗳𝘂𝗹 𝗧𝗿𝗮𝗱𝗲 𝗧𝗿𝗮𝗰𝗸𝗲𝗿!
👉 https://bit.ly/ultra-trader-sheldon
______________________

𝗙𝗢𝗟𝗟𝗢𝗪 𝗦𝗛𝗘𝗟𝗗𝗢𝗡!
⬇⬇⬇⬇⬇⬇

👉 𝗫: https://x.com/Sheldino_D
👉 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺: https://bit.ly/sniper-insta
👉 𝗔𝗹𝗹 𝗦𝗼𝗰𝗶𝗮𝗹𝘀: https://linktr.ee/sheldon_the_sniper
______________________

𝗙𝗥𝗘𝗘 𝗖𝗥𝗬𝗣𝗧𝗢 𝗡𝗘𝗪𝗦𝗟𝗘𝗧𝗧𝗘𝗥𝗦
⬇⬇⬇⬇⬇⬇

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📬 𝗚𝗼𝗼𝗱 𝗠𝗼𝗿𝗻𝗶𝗻𝗴 𝗖𝗿𝘆𝗽𝘁𝗼: https://bit.ly/GM-Crypto-Shedlon
________________

👁️‍🗨️ 𝗖𝗿𝘆𝗽𝘁𝗼 𝗕𝗮𝗻𝘁𝗲𝗿 𝗮𝗯𝗶𝗱𝗲 𝗯𝘆 𝘁𝗵𝗲 𝗳𝗼𝗹𝗹𝗼𝘄𝗶𝗻𝗴 𝗰𝗼𝗱𝗲 𝗼𝗳 𝗰𝗼𝗻𝗱𝘂𝗰𝘁:
👉 https://www.cryptobanter.com/our-ethics/

We take our code of ethics very seriously and have engaged @zachxbt (https://twitter.com/zachxbt) to monitor our progress. If you feel we’re not living up to it and have hard evidence please mail ZachXBT directly at reportcb@protonmail.com (mailto:reportcb@protonmail.com)

⚠️ 𝗕𝗘𝗪𝗔𝗥𝗘 𝗢𝗙 𝗦𝗖𝗔𝗠𝗠𝗘𝗥𝗦 𝗜𝗡 𝗢𝗨𝗥 𝗖𝗢𝗠𝗠𝗘𝗡𝗧𝗦 𝗔𝗡𝗗 𝗖𝗢𝗠𝗠𝗨𝗡𝗜𝗧𝗬 𝗖𝗛𝗔𝗡𝗡𝗘𝗟𝗦
________________________

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📝 𝗗𝗶𝘀𝗰𝗹𝗮𝗶𝗺𝗲𝗿:
Crypto Banter is a social podcast for entertainment purposes only.
All opinions expressed by the hosts, guests, and callers should not be construed as financial advice. Views expressed by guests and hosts do not reflect the views of the station. Listeners are encouraged to do their own research.

#CryptoTrading #AltcoinSeason #ETH #Bitcoin #WEEX #Sheldon

⏱ 𝗧𝗶𝗺𝗲𝘀𝘁𝗮𝗺𝗽𝘀:
00:00 Bitcoin Monthly Close Incoming
01:48 Bitcoin Bear Market Update – Bull Market Preparation, BTC Cycle History
08:18 Bitcoin Analysis Today – BTC Scenarios to Watch
10:44 Total Crypto Market Cap Analysis – TOTAL3
11:10 Ethereum Analysis Today – Big Move for ETH Incoming?
14:30 Bitcoin Dominance Analysis – Bitcoin Reversal
15:04 Ethereum vs Bitcoin
16:49 Altcoins to Watch – SOL, LINK, XRP, HYPE, UNI

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🎬 𝗪𝗮𝘁𝗰𝗵 𝗦𝗵𝗲𝗹𝗱𝗼𝗻’𝘀 𝗙𝗥𝗘𝗘 𝗖𝗿𝘆𝗽𝘁𝗼 𝗧𝗿𝗮𝗱𝗶𝗻𝗴 𝗟𝗲𝘀𝘀𝗼𝗻𝘀:


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Money Man – Hit Different (Official Audio)

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Money Man - Hit Different (Official Audio)



Listen to the album “Don’t Try This At Home”. Out Now!
Stream: https://music.empi.re/dontathome

#MoneyMan #EMPIRE

Official Audio by Money Man from “Don’t Try This At Home” © 2026 Black Circle/EMPIRE

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THIS COULD SEAL IT! $40 PER XRP & $20,000 PER ETH?! (INSANE!)

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THIS COULD SEAL IT! $40 PER XRP & $20,000 PER ETH?! (INSANE!)



THIS COULD SEAL IT! $40 PER XRP & $20,000 PER ETH?! (INSANE!)

XRP Investing, Personal Finance, Crypto Portfolio, XRP Wealth, Crypto Strategy, Financial Planning

👉 Crypto Crusaders YouTube

https://www.youtube.com/@OfficialCryptoCrusaders

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⚠️ DISCLAIMER

This content is for educational purposes only and is not financial, legal, or tax advice. Always do your own research.

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Before Buying a Car, Understand These 2 Financial Concepts.#carloans #savingmoney #financiallysmart

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Before Buying a Car, Understand These 2 Financial Concepts.#carloans #savingmoney #financiallysmart



Many people hear about reducing interest and compounding, but don’t fully understand how they work.
In this reel, I explain both concepts with a simple example:
• How reducing interest works in a loan.
• How compounding can grow your savings over time.

This content is shared for educational and informational purposes only and should not be considered financial advice. Always evaluate your own financial situation and consult a qualified professional before making financial decisions.

#PersonalFinance #FinancialEducation #MoneyManagement #CompoundInterest #ReducingInterest #CarLoan #FinancialLiteracy #SmartMoney #LearnFinance #financeeducation

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CRISIS BEFORE XRP GOES PARABOLIC? – XRP SHOWS STRENGTH VS BTC! – XRP SCARCITY INCOMING?

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CRISIS BEFORE XRP GOES PARABOLIC? - XRP SHOWS STRENGTH VS BTC! - XRP SCARCITY INCOMING?



CRISIS BEFORE XRP GOES PARABOLIC? – XRP SHOWS STRENGTH VS BTC! – XRP SCARCITY INCOMING?

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https://www.calebandbrown.com/affiliates/common-sense-crypto/

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Hey, I am Rich from Common Sense Crypto, bring you crypto news & information regarding the cryptocurrency market. The content on my channel will focus on news, common sense, insights and overall guides regarding XRP, Bitcoin, Ethereum, HBAR, & various altcoins.

DISCLAIMER: I am not a financial adviser, & all information given in my videos or on my social media platforms is for entertainment purposes only and is not financial advice.

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Retired physician describes how he invested his way to financial independence

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Retired physician describes how he invested his way to financial independence



Retired physician Dr. Anthony Troitino shares his portfolio and explains how he studied the field of investment on ‘Making Money.’

#fox #foxbusiness #media #breakingnews #us #usa #new #news #breaking #makingmoney #investing #investment #stocks #portfolio #wealth #finance #financialplanning #retirement #retired #doctor #anthonytroitino #money #markets #economy

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Citadel Really Did It (Crypto Holders This Is CRAZY)

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Citadel Really Did It (Crypto Holders This Is CRAZY)



Citadel buys the dip, BTC etfs, ETH, QQQ, and much more!
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Follow on Instagram for market highlights, mindset, and financial insights 📈
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0:00 Citadel Takes Out LEO
2:00 Bitcoin Charts
3:30 Clarity ACT
4:30 Trades
6:05 Stonks
9:15 Ethereum

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Disclaimer
This content is intended purely for general knowledge and educational discussion. It is not financial advice, a recommendation, or a financial promotion under the laws of any jurisdiction. Nothing shared here should be interpreted as an offer to buy or sell any virtual asset, financial product, or security. The material is not tailored to any specific investor profile and is not intended to guide investment decisions.
All views expressed are personal opinions or general commentary for informational purposes only. Unless explicitly stated, no part of this content has been sponsored, commissioned, or endorsed by any issuer, platform, or third party. Virtual Assets involve significant risk and can be extremely volatile. You could lose some or all of
your investment, and there are no legal or financial protections in place. Some assets may be illiquid, difficult to transfer, or subject to irreversible transactions.
Past results do not predict future performance. This content does not imply that investing is easy, safe, or guaranteed to yield returns. Where partnerships or paid collaborations are involved, those will be clearly marked in accordance with applicable disclosure requirements. Please do your own research and speak with a qualified advisor before making any investment. Only invest what you’re fully prepared to lose.

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OMG WHAT!? XRP HITTING $80 BIG BANKS JUST CONFIRMED THIS!??!!

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OMG WHAT!? XRP HITTING $80 BIG BANKS JUST CONFIRMED THIS!??!!



Hey guys, check out FortisX:
👉 https://fortisx.fi/x/rbw

Major banks are increasing XRP exposure across three continents. Learn how recent institutional moves impact the XRP landscape.

This update breaks down the latest XRP news regarding institutional adoption. We examine specific financial movements, including a 26 million dollar acquisition by Italy’s largest banking group and the reaffirmed 41 billion dollar commitment from Japan’s SBI. This analysis focuses on the tangible shifts happening within the global banking sector rather than speculation.

As the Clarity Act remains pending, the industry appears to be positioning itself for potential regulatory changes. This summary provides the facts on how these institutions are integrating Ripple XRP technology into their current frameworks. Investors and market observers should note these developments as potential indicators of broader adoption trends.

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0:00 Global Banking Shifts Underway
1:01 The Regulatory Unlock Catalyst
1:55 The Foundational Efficiency Argument
4:18 The JP Morgan Blockchain Paradox
5:53 Mapping the Three-Continent Strategy
7:53 The Clarity Act Countdown
8:22 The Three Engines of XRP Value
9:37 The Power of Institutional Collateral
10:37 The Final Legislative Hurdles

📢Want a personalized XRP & crypto strategy? Get a solid entry + exit plan for your goals. Book your 1-1 call 👉 https://ripplebullwinkle.com/book-a-call

Join my FREE Crypto and XRP newsletter and never miss a market update ever again: (https://ripplebullwinkle.com/newsletter)

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It’s important to understand this space comes with risk. Returns aren’t guaranteed, and you can lose your initial investment — always do your own research.

————-
Legal & Regulatory Notice

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This channel is run by a registered business and provides informational/entertainment content only, not professional advice.

* No financial, legal, or tax guidance—consult professionals before decisions
* May include **sponsored content/affiliate links** (do your own research)
* Not intended for certain regions (e.g., US, UK, Canada, UAE)
* **Crypto involves high risk**, including total loss and fraud exposure
* No guarantees on accuracy, results, or profits
* Content may change at any time
* Complies with **EU (MiCA) and Canadian rules**, emphasizing no investment advice and lack of investor protections

Bottom line: Use at your own risk and responsibility.

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When Young Trump Met Andy Warhol #trendingshorts #billionaire #movie #money #success #shorts

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When Young Trump Met Andy Warhol #trendingshorts #billionaire #movie #money #success #shorts



At a 1970s party, a young real estate developer asks Andy Warhol what kind of art he makes. Warhol’s four-word answer might be the most honest thing ever said about money.
Scene from The Apprentice (2024).
Do you agree with Warhol — is making money an art? Comment below.
Follow @Mindception for the moments that explain money, power, and ambition.
#trump #andywarhol #theapprentice #money #art

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