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Welcome to Zach Rector’s channel!

iTrust Capital- https://www.itrustcapital.com/go/zach-rector

Legal & Estate Planning- https://calendly.com/new-client-specialists/15-minute-interview-affiliate?a1=Rector&month=2026-03

Are you ready to take advantage of the greatest transfer of wealth in world history?
Join our community at http://www.ZachRector.com and discover how you can not only survive, but thrive in this exciting time.

XRP Family MERCH- https://zachrector.com/shop/

Patreon/Discord Private Community- https://www.patreon.com/zachrector

Buy XRP & Trade Crypto-
Caleb & Brown- https://www.calebandbrown.com/affiliates/zach-rector/
Uphold- https://wallet.uphold.com/signup?referral=7ae0597d45
Coinbase- https://coinbase.com/join/PJCHZE2?src=ios-link
Coinbase Advanced Trading- https://advanced.coinbase.com/join/XXTYJ2Z

First Ledger- https://firstledger.net/?ref=DO9SdgMahaeK

Send XRP Tips & NFTs- r41a9RBNQYVx1XowGUUNEbJxKdKnMpHQEo

Precious Metals- https://zachrector.com/gold-and-silver/

Book 1 on 1 Call with Zach- https://calendly.com/zachrector/30min?month=2024-09

Crypto Wallets-
Ellipal- https://www.ellipal.com/?rfsn=6318619.6c7e7c
DCent Wallet- https://store.dcentwallet.com/products/biometric-wallet-affiliates?bg_ref=qBGObYeQ71
Trezor- https://trezor.io/trezor-model-t?transaction_id=102790791fb667a080e84dbbf37fc1&offer_id=134&affiliate_id=10442

Follow us on social media for the latest updates on:
Twitter (https://www.twitter.com/ZachRector7),
Rumble (https://www.rumble.com/user/zachrector7),
YouTube (https://www.youtube.com/user/Rector94),
TikTok (https://www.tiktok.com/@ZachRector7).

Thank you for joining us on this journey to financial freedom!

#xrp #ripple #xlm #stellar #xdc #buyback
#CryptocurrencyExchange #CryptocurrencyWallet #CryptocurrencyMarketNews #AltcoinInvesting #BlockchainTechnology #CryptocurrencyRegulations #HODL
#trading #investing #altcoins #crypto #blockchain #cryptocurrency #bitcoin

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Here’s the video I mentioned which covers The Best Business Models To Start as a Beginner In 2024: https://youtu.be/uCjcc1TXk5c

Connect With Me On Other Platforms:

Instagram: @ImanGadzhi
Twitter: @GadzhiIman

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Follow me on X: @moonlamboio

⚠️ DISCLAIMER: I am not a financial adviser. None of what I have communicated verbally or in writing here should be considered financial advice; it is not. Do your own research before investing in any asset or market, and understand that investing — including in cryptocurrency — carries risk. If you do, you need to be prepared to lose your entire investment.

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Chris Budd is a former financial planner who believes we’re building wealth in completely the wrong way.

🤝 Want 1:1 financial help from us?
Answer a few questions to find the right service & book free call: https://getmost.typeform.com/pod-episodes

🎉 Sponsors
Vanta – Get your company secure and compliant: ⁠https://vanta.com/makingmoney
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–
If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise – and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.

Chapters:

00:00 – Financial Plans Start Wrong
06:05 – Don’t Focus On Money
11:27 – Xero ad
12:28 – What Will You Regret The Most?
17:31 – When My Dad Went Bankrupt
24:32 – Understand Your Beliefs
30:46 – Vanta ad
31:33 – Questions To Ask Yourself
40:54 – What Makes You Happy?
49:21 – Being Rich Or Just Being Ok

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Is Buy Now, Pay Later (BNPL) actually helping you build wealth, or is it quietly working against you? New data from Northwestern Mutual shows one in three Americans used BNPL for large purchases. Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) break down the data on BNPL usage and share their concern with this rising trend.

Then stick around, because we answer YOUR questions live! This episode covers what to watch out for if your company is going public, when tax diversification outweighs immediate traditional 401(k) savings for high earners, when to hire a financial advisor, whether a guaranteed severance can count toward your emergency fund, and more.

Timestamps
0:06 Buy Now Pay Later: The Financial Crutch That Can Lead to Devastation
11:29 Q&A: My Company Is Going Public. What Should I Watch Out For?
15:06 Q&A: When Does Tax Diversification Outweigh Immediate Tax Savings for High Earners?
19:14 Q&A: What’s the Most Optimized Way to Save for a Car in Seven Years?
21:55 Q&A: When Should I Get a Financial Advisor?
31:56 Q&A: When Is It Better to Lease a Car Rather Than Buy?
38:00 Rapid Fire: It Does Not Depend
49:30 Maybe It Does Depend: Deeper Dives on the Rapid Fire Questions
58:49 Q&A: If You Could Go Back in Time, What Would You Spread the Word About Earlier?

🔗 Wealth Multiplier → https://moneyguy.com/tool/wealth-multiplier/
🔗 Financial Order of Operations → https://moneyguy.com/guide/foo/
🔗 How Much You Should Save → https://moneyguy.com/resource/how-much-to-save/
🔗 8 Questions to Ask a Financial Advisor → https://moneyguy.com/resource/8-questions-to-ask-your-financial-advisor/

🎓 Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) share professional insights to help you own your financial future.

Jump start your journey with our FREE financial resources: https://moneyguy.com/resources/

Subscribe on YouTube for early access and go beyond the podcast: https://www.youtube.com/c/MoneyGuyShow?sub_confirmation=1

Connect with us on social media for more content: https://moneyguy.com/link-in-bio/

Take the relationship to the next level and become a client: https://moneyguy.com/become-a-client/

#WealthBuilding #PersonalFinance2026 #RetirementPlanning #FinancialFreedom

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SPONSOR INFORMATION:
Buy & Sell Crypto With iTrustCapital
https://www.itrustcapital.com/go/xrparmy
Special Offer: $100 Funding Bonus.

XRP Las Vegas 2026-Get Tickets
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Practical Crypto Security:
https://krisdangerfield.com/

Open A Caleb & Brown Account (Institutional Custody & Personal Rep)
https://xrpwealth589.com

Become An Official Member Of The Freedom Zone
Come On In!

YouTube
https://bit.ly/414dBuO

Patreon
https://bit.ly/4k6GajR

Diversify Your PORTFOLIO with Gulf of America Oceanfront Real Estate.
http://www.gulfofamericaXRP.com

Digital Perspectives Mastermind Group

Home

Digital Perspectives Email
digitalperspectivesnews@gmail.com

#xrp #ripple #bitcoin #ethereum
#paid #promotion #sponsorships The above links are either affiliate or paid promotions and deals.
___________________________________________________________________________

Disclaimer:
I am not a licensed financial advisor. All videos on this channel are intended for entertainment purposes only. You should not buy, sell, or invest in any asset based on what I say in these videos. You should know that investing carries extreme risks. You could lose your entire investment. This is not trading advice and I am in no way liable for any losses incurred.

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►Watch me trade live every weekday: https://twitch.tv/thestockguy

TheStockGuy:
►Discord: https://discord.gg/thestockguy
►Twitter: https://twitter.com/TheStockGuyTV
►Reddit: https://reddit.com/r/TheStockGuy
►Instagram: https://instagram.com/therealstockguy
►Facebook: https://www.facebook.com/stockythestockguy
►TikTok: https://www.tiktok.com/@thestockguy

Welcome to one of the only places you can get roasted for your investments and still learn how to make money at the same time. I don’t do this to just make money, I’m here to try and help educate people so they can make their own financial decisions on stuff like: long term investments, day trading, should you rent vs buy, your retirement funds or whatever the hell you want to do.

Investing and trading are two different beasts. Please do your own research and due diligence before buying or selling stocks, options, forex or equities. These are my opinions only, please make financial decisions on your own. Personal Finance is important!

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#shorts

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🚨 XRP Army — connect the dots with me. BNY (formerly BNY Mellon — the OLDEST bank in America and the world’s largest custodian with $50+ TRILLION in assets under custody) just published a major whitepaper on UK CASS 15 safeguarding rules. Their featured case study customer? AstroPay.

Why does that matter for XRP? Because AstroPay was the FIRST licensed Latin American Money Service Business on the Ripple Protocol — launching Ripple LatAm in 2014 across Brazil, Chile, Colombia, Mexico, Peru, Argentina, and Uruguay.

The triangle is forming:
BNY = $50 trillion AUC, oldest US bank, now safeguarding bank for AstroPay group entities
AstroPay = original Ripple LatAm partner, multi-currency wallet, 130M+ merchants, debit cards, Brazil PIX, Argentina CVU, IBAN, UK sort codes
Ripple = the rails, the protocol, the XRP bridge asset, RLUSD on the way

What BNY is providing AstroPay through LiquidityDirect:
Multi-jurisdiction safeguarding accounts
Real-time custody + liquidity
Treasury-only money market funds
Global payments + FX support
40-50% of safeguarding funds invested in diversified MMFs
The CASS 15 deadline is May 7, 2026 — UK-wide enforcement. BNY is positioning itself as THE safeguarding partner for payment firms — and AstroPay (a Ripple network member since 2014) is the first case study they’re publicly highlighting.

This isn’t a press release. This is BNY quietly building the infrastructure to support the same payment firms that already run on Ripple. The bridge is being built. NFA — DYOR 👇

🔵 Uphold | Trade, Spend & Earn XRP
➖ US Website: https://uphold.sjv.io/US_CryptoSensei
➡️US Debit Card: https://uphold.sjv.io/CryptoSensei-DebitCard
➡️XRP Rewards: 4% Elite Card / 2% Virtual Card
➖ Global Website: https://uphold.sjv.io/Global_CryptoSensei
➖ Flexible & Boosted Staking: https://youtu.be/QxoR44MnK88?si=0zQKaEyM3eKVe4RH

✨Check out Nexo: Your Wealth Platform for Digital Assets
↪️https://nexo.sjv.io/CryptoSensei

⚡UpTrade | Professional Crypto Brokerage with white-glove service.
Sign up: https://uptrade.co/ref/crypto-sensei
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Free Portfolio Assessment (valued at $2,500 USD)

⭐Join my Community
➖ https://discord.gg/cryptonairz

🛡️Hardware Wallets I Use for XRP
D’CENT Biometric Wallets
D’CENT Biometric Wallets
Single Device – Save $60 ($159 → $99),
Biometric Wallet – Affiliates

Two-Pack – Save $129 ($318 → $189),
Biometric Wallet 2X Package – Affiliates

🔗Contact & Collaborations
▸ Collab & Partnerships: partnerships@cryptosensei.net
▸ Collabs: BD Manager | @Jaalyn_T (Telegram)
▸ Collab Form: https://forms.gle/E6fskio5BBvd4zVn9
▸ Social Links: https://linktr.ee/Crypt0Sensei
(Partnerships & Brand Deals Only | No Agencies)

⚪FREE XRP Newsletter | https://joincryptonairz.com/Newsletter

💜 Thanks for supporting the channel! Like, share, and comment if this helped clarify what’s really happening.

🔴Full Legal & Regulatory Disclaimer
https://docs.google.com/document/d/1T_wTsSkXDZqdgKDUOKfIEKF-a7ur2kX8gw-e3aAq_Q4/edit?usp=sharing

#XRP #Ripple #BNY #AstroPay #XRPArmy #XRPL #BNYMellon #RippleLatAm #CryptoSensei #Cryptonairz
#XRP #Ripple #Crypto #Blockchain #CryptoNews #xrpledger #xrpnews #cryptocurrency #altcoins #blockchaintechnology #cryptotrading #ripplexrp #xrpholders #xrparmy #xrptoday #xrpupdate #cryptosensei

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