The spreadsheets, guides and quizzes in this video are all part of the Financial Wellbeing Toolkit.
Use code VIPEARLY to get 20% off early bird pricing 🎉 https://nischa.me/plan

In this video, I break down everything you need to understand the language of money. The tools, spreadsheet, and guides shown are all part of the Financial Wellbeing Toolkit.

My products:
📶 Start Here (free): Intentional Spending Tracker https://nischa.me/ist

📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt

📙 Manage Your Money Like the Top 1% Toolkit: https://nischa.me/plan

Other tools:
UK ISA and savings accounts: https://nischa.me/plum

Free fractional shares worth up to £100 (enter code ‘NISCHA’): https://nischa.me/trading212

TIMESTAMPS:
0:00 What’s in this video
2:32 Understanding your financial NOW
9:05 Debt strategy
13:43 Setting goals that matter
19:43 12-month forecast (& monthly check-ins)
27:12 Where NOT to save your money
29:40 When to invest
31:59 How to reach your goals
36:17 Building your investment strategy
39:34 Car buying and affordability
46:44 Should you buy or rent a home

Thanks for the inspiration behind this video @TinaHuang1

DISCLAIMERS & DISCLOSURES
This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support!

T&C’s apply

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today i’m sharing some slightly weird habits i do to actually save money and reduce overspending while still finding joy in life. as i get older, i realize how much i want to live more intentionally, more presently, and be a more conscious consumer. so today i’m hoping to deinfluence you from that next impulse purchase and challenge you to join me in spending with more intention instead 🤍

#habits #savingmoney #intentionalliving #personalfinance #personaldevelopment #adulting #lifeinmy30s

subscribe so you don’t miss out on any videos! ♥︎

· · · · · · · · · · · · · · · · · · · · · · · ·

Equipment & Software:
▻ DJI Osmo Pocket 3: https://amzn.to/3WUznA6
▻ Editor: Final Cut Pro
▻ Music: Epidemic Sound (free trial) – https://share.epidemicsound.com/oa9zsf

Connect with me:
✰ Email (partnership inquiries): michellekanemitsu@gmail.com
✰ Instagram: https://www.instagram.com/misheru/
✰ TikTok: https://www.tiktok.com/@miiisheru
✰ Pinterest: https://www.pinterest.com/michellekanemitsu/ 
✰ Shop my small jewelry business (Bijoux Komorebi): https://bijouxkomorebi.com/

· · · · · · · · · · · · · · · · · · · · · · · ·

FTC disclosure: This video is not sponsored.

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Wispr Flow is free to use and you can get 1 month of Wispr Flow Pro with unlimited words for free with code CASUAL: https://ref.wisprflow.ai/casual-aug2
#WisprFlowPartner

Over the past few weeks, America’s 30-year rate hit its highest level since 2007. Germany’s, the highest since 2011. The United Kingdom’s, the highest since 1998. France’s, the highest since 2008. Canada’s, the highest since 2020. And Japan’s hit an all-time high.

Six different economies, all experiencing the same thing.

For 50 years, the biggest buyer of long-term government debt was always there to hold things up. That’s changing.

In this video, I’ll break down:
• How 9 companies could take 15% of every corporate bond issued on Earth
• Why government debt is never really repaid, only refinanced.
• How the fastest-growing expense for governments is only getting bigger
• What’s actually happening to the bond market and yields
• Why 80% of what developed governments borrow this year goes to circular debt spending

👉 One video not enough? I post everyday here: https://www.instagram.com/casuallyfinance/

All illustrations, visuals, and animations in this video are original and hand-drawn by a freelance artist.

Disclaimer: The information provided in this video and on this channel (collectively, the “Content”) is for informational, educational, and entertainment purposes only and does not constitute investment, financial, legal, or tax advice, nor a recommendation to buy, sell, or hold any security or investment strategy. Investing involves risk and you must do your own research. Nothing in the Content should be interpreted as creating a fiduciary relationship, financial advisory relationship, or client relationship of any kind. The host, the channel, and all affiliated entities expressly disclaim any and all liability for any direct or consequential loss or damage arising directly or indirectly from the use of, reliance upon, or interpretation of the Content. By viewing or interacting with the Content, you acknowledge and agree to these terms and release the host and all related parties from any and all claims related to your reliance on the information provided.

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UK & Europe: To get free fractional shares worth up to £100, use the promo code TILBURY or visit https://www.trading212.com/join/TILBURY. Terms apply.

USA: Get 12 FREE STOCKS worth up to $3,600 with Webull when you deposit $100 https://www.webull.com/k/MarkTilburyUS. Terms apply.

This is my honest advice for anyone who wants financial freedom, and it comes from years of personal experience. – Enjoy!

00:00 Intro
01:02 Step 1: Find Your Freedom Figure
06:58 Step 2: Hack Your Life
13:33 Step 3: Get A Credit Card
14:32 Step 4: Create Additional Income Streams
16:13 Step 5: Use Money For Its TRUE Function
________________________________________________
Disclaimers:

This video does not represent financial advice, and I am not a financial advisor. When investing, your capital is at risk. Investments can rise and fall and you may get back less than you invested. Past performance doesn’t guarantee future results. Images used throughout the video are for illustrative and educational purposes only, not indicative of past or future performance.

Pies & AutoInvest is an execution-only service. Not investment advice or portfolio management. Automatic investing refers to executing scheduled deposits. You are responsible for all investment and rebalancing decisions.

212 Cards are issued by Paynetics which provide all payment services. T212 provides customer support and user interface.

*Trading 212’s terms and fees apply – https://www.trading212.com/terms/invest.

Some of the links in this description are affiliate links that I get a commission from.
________________________________________________
GET IN TOUCH:
For business inquires only, please use this email: mark@marktilbury.com

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Zupp miamoree!
For event booking / inquiries please contact my manager:
0945 899 2908 / allstarpro.artist@gmail.com
Follow me:
Facebook: https://www.facebook.c…​
IG/TT: @queenmanicamoney
Spotify: Queen Manica Money

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Big Things Are Happening in Crypto in June 2026! (Clarity Act + Fed = BIG NEWS!)
⭐ Follow Altcoin Daily on 𝕏: https://twitter.com/AltcoinDaily
🟠 Become a channel member & get access to perks:
https://www.youtube.com/channel/UCbLhGKVY-bJPcawebgtNfbw/join

🧢 Altcoin Daily Merch: https://m046hz-bk.myshopify.com

🟡 50% deposit bonus on first $100 on WEEX: https://www.weex.com/events/welcome-event?vipCode=oz5p&qrType=activity

✅ Bitunix (no kyc, $10,000 bonus): https://www.bitunix.com/register?vipCode=AltcoinDaily

OKX New user bonus: Get up to $300 in BTC: https://app.okx.com/join/ALTDAILY

🔵 $30k bonuses with our link – Buy & Trade Crypto on Bybit: https://partner.bybit.com/b/altcoindaily

🟢 $8k bonus on Bitget Exchange with our link: https://bonus.bitget.com/AltcoinDaily

Timestamps:
0:00 – intro
1:02 – Clarity Act News
3:30 – Prepare for THIS!!
6:13 – When AI crashes…
9:27 – “DEEP VALUE” Zone
11:54 – WHY Saylor sold 32 Bitcoin (real reason)
13:48 – Final thoughts

Altcoin Daily in Spanish: www.youtube.com/@AltcoinDailyenEspanol

Follow Altcoin Daily:
www.twitter.com/AltcoinDaily
www.instagram.com/thealtcoindaily/

Join Altcoin Daily on Telegram: https://t.me/AltcoinDailyANN

Hit Like, Share, and Subscribe for more daily cryptocurrency news
Altcoin Daily, the best cryptocurrency news media online!

Video by Aaron:
www.instagram.com/aarontarnold/
www.twitter.com/aarontarnold

For business inquires email: info.altcoindailyio@gmail.com

**Note: My overall opinion is that the name of the game is to accumulate as much Bitcoin as possible. Alts are interesting but a lot more speculative. I use them to accumulate more Bitcoin & Ethereum.

***********************************************************************

Altcoin Daily, the best cryptocurrency news media online!
#bitcoin #cryptocurrency #news #btc #ethereum #eth #cryptocurrency #litecoin #altcoin #altcoins #forex #money #best #trading #bitcoinmining #invest #trader #cryptocurrencies #top #investing #business #success #investment #finance #coinbase #binance #stocks #wallstreet #investor #wealth #bullish #crash #collapse #economy #cnbc #cryptolive #altcoindaily

***NOT FINANCIAL, LEGAL, OR TAX ADVICE! JUST OPINION! I AM NOT AN EXPERT! I DO NOT GUARANTEE A PARTICULAR OUTCOME I HAVE NO INSIDE KNOWLEDGE! YOU NEED TO DO YOUR OWN RESEARCH AND MAKE YOUR OWN DECISIONS! THIS IS JUST EDUCATION & ENTERTAINMENT! USE ALTCOIN DAILY AS A STARTING OFF POINT!

This is NOT an offer to buy or sell securities.

Investing and trading in cryptocurrencies is very risky, as anything can happen at any time.

This information is what was found publicly on the internet. This information could’ve been doctored or misrepresented by the internet. All information is meant for public awareness and is public domain. This information is not intended to slander, harm or defame any of the actors involved but to show what was said through their social media accounts. Please take this information and do your own research.

*The channel is not responsible for the performance of sponsors and affiliates.

Most of my crypto portfolio is Bitcoin, then Ethereum, but I hold many cryptocurrencies, possibly ones discussed in this video.

cryptocurrency, crypto, altcoin, altcoin daily, news, best investment, top altcoins, best crypto investment, ethereum, xrp, crash, crash, price, prediction, podcast, interview, finance, stock, investment, too late, bitcoin, cryptocurrency news, bitcoin news, cryptocurrency news media online, best crypto investments, 2026 prediction, should I buy ethereum?, blackrock, donald trump, coin bureau, binance, coinbase, trading crypto, trade, make money, bitcoin today, bitcoin cnbc, altcoin news, midterms,

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Head to http://brilliant.org/TinaHuang/ to get started for free with Brilliant’s interactive lessons with 20% off an annual membership.

Want to get ahead in your career using AI? Join the waitlist for my AI Agent Bootcamp: https://www.lonelyoctopus.com/ai-agent-bootcamp

🤝 Business Inquiries: https://tally.so/r/mRDV99

🖱️Links mentioned in video
========================
In this video I summarize Khan Academy’s 30 hour financial literacy course in 1 hour.

Course link: https://www.khanacademy.org/college-careers-more/financial-literacy
Mortgage calculator: https://www.khanacademy.org/computer-programming/mortgage-calculator/4617374840438784

🔗Affiliates
========================
My SQL for data science interviews course (10 full interviews):
https://365datascience.com/learn-sql-for-data-science-interviews/

365 Data Science:
https://365datascience.pxf.io/WD0za3 (link for 57% discount for their complete data science training)

Check out StrataScratch for data science interview prep:
https://stratascratch.com/?via=tina

🎥 My filming setup
========================
📷 camera: https://amzn.to/3LHbi7N
🎤 mic: https://amzn.to/3LqoFJb
🔭 tripod: https://amzn.to/3DkjGHe
💡 lights: https://amzn.to/3LmOhqk

⏰Timestamps
========================

00:00 Intro
00:40 Course Structure
02:02 Budgeting
08:43 Consumer Credit
15:23 Money Personality Quiz
18:03 Financial Goals
23:16 Loans & Debt
29:57 Insurance
33:43 Investments & Retirement
42:51 Scams & Frauds
45:30 Careers, Education, Employment
49:08 Taxes
51:31 Banking
56:50 Car Buying
57:21 Housing

📲Socials
========================
instagram: https://www.instagram.com/hellotinah/
linkedin: https://www.linkedin.com/in/tinaw-h/
discord: https://discord.gg/5mMAtprshX

🎥Other videos you might be interested in
========================
How I consistently study with a full time job:

How I would learn to code (if I could start over):

🐈‍⬛🐈‍⬛About me
========================
Hi, my name is Tina and I’m an ex-Meta data scientist turned internet person!

📧Contact
========================
youtube: youtube comments are by far the best way to get a response from me!
linkedin: https://www.linkedin.com/in/tinaw-h/
email for business inquiries only: hellotinah@gmail.com

========================
Some links are affiliate links and I may receive a small portion of sales price at no cost to you. I really appreciate your support in helping improve this channel! 🙂

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BOMBSHELL: Everyone is watching Saylor like a ticking time bomb..
⭐ Follow Altcoin Daily on 𝕏: https://twitter.com/AltcoinDaily
🟠 Become a channel member & get access to perks:
https://www.youtube.com/channel/UCbLhGKVY-bJPcawebgtNfbw/join

🧢 Altcoin Daily Merch: https://m046hz-bk.myshopify.com

🟡 50% deposit bonus on first $100 on WEEX: https://www.weex.com/events/welcome-event?vipCode=oz5p&qrType=activity

✅ Bitunix (no kyc, $10,000 bonus): https://www.bitunix.com/register?vipCode=AltcoinDaily

OKX New user bonus: Get up to $500 in BTC: https://app.okx.com/join/ALTDAILY

🔵 $30k bonuses with our link – Buy & Trade Crypto on Bybit: https://partner.bybit.com/b/altcoindaily

🟢 $8k bonus on Bitget Exchange with our link: https://bonus.bitget.com/AltcoinDaily

Credit to Alex for meme: https://x.com/AlexesNakamoto/status/2070169143077167513/video/1

Timestamps:
0:00 – They are capitulating..
1:43 – What the hell happened?
2:52 – The Bottom
3:48 – But what about Saylor?
4:46 – Class Action Investigation?
7:08 – What most people miss
10:27 – Clarity Act moves forward
11:26 – final thoughts

Altcoin Daily in Spanish: www.youtube.com/@AltcoinDailyenEspanol

Follow Altcoin Daily:
www.twitter.com/AltcoinDaily
www.instagram.com/thealtcoindaily/

Join Altcoin Daily on Telegram: https://t.me/AltcoinDailyANN

Hit Like, Share, and Subscribe for more daily cryptocurrency news
Altcoin Daily, the best cryptocurrency news media online!

Video by Aaron:
www.instagram.com/aarontarnold/
www.twitter.com/aarontarnold

For business inquires email: info.altcoindailyio@gmail.com

**Note: My overall opinion is that the name of the game is to accumulate as much Bitcoin as possible. Alts are interesting but a lot more speculative. I use them to accumulate more Bitcoin & Ethereum.

***********************************************************************

Altcoin Daily, the best cryptocurrency news media online!
#bitcoin #cryptocurrency #news #btc #ethereum #eth #cryptocurrency #litecoin #altcoin #altcoins #forex #money #best #trading #bitcoinmining #invest #trader #cryptocurrencies #top #investing #business #success #investment #finance #coinbase #binance #stocks #wallstreet #investor #wealth #bullish #crash #collapse #economy #cnbc #cryptolive #altcoindaily

***NOT FINANCIAL, LEGAL, OR TAX ADVICE! JUST OPINION! I AM NOT AN EXPERT! I DO NOT GUARANTEE A PARTICULAR OUTCOME I HAVE NO INSIDE KNOWLEDGE! YOU NEED TO DO YOUR OWN RESEARCH AND MAKE YOUR OWN DECISIONS! THIS IS JUST EDUCATION & ENTERTAINMENT! USE ALTCOIN DAILY AS A STARTING OFF POINT!

This is NOT an offer to buy or sell securities.

Investing and trading in cryptocurrencies is very risky, as anything can happen at any time.

This information is what was found publicly on the internet. This information could’ve been doctored or misrepresented by the internet. All information is meant for public awareness and is public domain. This information is not intended to slander, harm or defame any of the actors involved but to show what was said through their social media accounts. Please take this information and do your own research.

*The channel is not responsible for the performance of sponsors and affiliates.

Most of my crypto portfolio is Bitcoin, then Ethereum, but I hold many cryptocurrencies, possibly ones discussed in this video.

cryptocurrency, crypto, altcoin, altcoin daily, news, best investment, top altcoins, best crypto investment, ethereum, xrp, crash, crash, price, prediction, podcast, interview, finance, stock, investment, too late, bitcoin, cryptocurrency news, bitcoin news, cryptocurrency news media online, best crypto investments, 2026 prediction, should I buy ethereum?, blackrock, donald trump, coin bureau, binance, coinbase, trading crypto, trade, make money, bitcoin today, bitcoin cnbc, altcoin news, midterms,

source

This video goes over everything basic financial concept you should understand, and explains them if you don’t. Hope you enjoy!

We are hiring editors and animators, apply here 👉https://recruiting.jdavomedia.com/

———————————————————–

Timestamps:
0:00 Taxes
1:27 Banks
2:43 Interest
4:02 Inflation
5:36 Recessions
6:49 Credit Scores
8:11 Currency
9:15 Investing
10:16 Value
11:13 Time

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Buy & Sell Crypto With iTrustCapital
https://www.itrustcapital.com/xrparmy

In the video “Fidelity’s XRP Prediction: The Breakout Starts Now” by Digital Asset Investor, the host highlights bold XRP price targets featured on Fidelity’s website, including Standard Chartered’s $8 prediction linked to ETF flows and U.S. regulation, TradingView analysts’ projections of $3.30–$8.50 after a symmetrical triangle breakout, and longer-term forecasts reaching $12 medium-term and up to $26 by 2030.

He notes strong institutional momentum, such as spot XRP ETFs attracting significant inflows (e.g., $17.11 million in one day, pushing assets over $1.06 billion), large wallets controlling a growing share of supply, and Bitwise’s XRP ETF showing near-perfect net inflows. The video includes a scam warning about payment request attacks on the XRPL, references to DTCC’s massive settlement volumes and regulatory developments like the Clarity Act discussed by Hester Peirce, and enthusiastic commentary on AI’s transformative impact—covering AI agents, capability stratification in society, and the merging of AI, crypto, and the internet as the “third wave” that will reshape lives and economies.

Overall, the host portrays an optimistic outlook for XRP’s breakout while urging caution and awareness of broader technological shifts.

Wyoming XRP Trust Attorney
http://xrpattorney.com

Subscribe To My Adventure Travel Channel The DAI Experience
http://dai589.com

Open A Caleb & Brown Account(Institutional Custody & A Personal Rep)
Click Here: https://xrpwealth589.com

Become An Official Member Of The Digital Asset Investor Channel
Youtube
https://tinyurl.com/ycx9ases
Patreon
http://www.daixrp.com

Diversify Your PORTFOLIO with Gulf of America Oceanfront Real Estate.
http://www.gulfofamericaXRP.com

Digital Asset Investor Email
digitalassetinvestor2018@gmail.com

#xrp #ripple #bitcoin #ethereum #litecoin
#paid #promotion #sponsorships The above links are either affiliate links or paid promotions and deals.
___________________________________________
Disclaimer:
I am not a licensed financial advisor. All videos on this channel are intended for entertainment purposes only. You should not buy, sell, or invest in any asset based on what I say in these videos. You should know that investing carries extreme risks. You could lose your entire investment. This is not trading advice and I am in no way liable for any losses incurred.

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